Research Reports

Index points to steady if slightly slower growth in the month. A key question: Do readings in delinquencies and loan rejections point to a turn in consumer credit?

Pace of growth holds steady but credit quality pressures mount and consumer delinquencies come to fore as area of concern.

Pace of expansion moderates as real estate remains buoyant but stresses mount in agriculture sector and concerns begin to emerge over the quality of credit applicants.

Post-election exuberance about the prospects for rollback of Dodd-Frank regulations has been tempered by the political realities facing the President and Congress. While many in the industry still expect some kind of relief, there is less confidence about when that may happen and what form it may take.

Post-election exuberance about the prospects for rollback of Dodd-Frank regulations has been tempered by the political realities facing the President and Congress. While many in the industry still expect some kind of relief, there is less confidence about when that may happen and what form it may take.

Seasonal expansion broadens in the month, albeit at a somewhat more moderate pace. On balance, readings point to a solid extension of the IBA's traditional seasonal rally.

Are Risk Levels Rising for Banks? Execs Think So

More bankers say risk is rising — across all categories — than did in a survey conducted two years ago.

Composite reaches highest level in four years as consumer lending metrics post strong rally and loan-pricing momentum builds.

Strong rebounds in consumer activity produce strongest overall reading in nearly a year. Consumer loan application activity accelerates in all regions except the West.