Research Reports

  • Pricing power on new lending business offset by seasonal slowdown in consumer loan activity. One outlier: the West saw improvement across several indicators.

    February 28
    IBA-February-2017-Report-Final-022117-113.jpg
  • Pricing power offsets decline in consumer loan demand. Broad-based decline in local business conditions component flashes a warning sign.

    January 19
    IBA-January-2017-Report-Final-011917-464
  • The month of November could prove to be a turning point for banking as monthly activity indicators broadly improved, led by a sharp increase in loan pricing.

    December 22
    IBA-December-2016-Report-Final-122216-464
  • PSO content

    Cross-selling is at a critical juncture. One of the virtually undisputed pillars of bank profitability, the practice of graduating a single-product consumer into a "relationship" covering the full breadth of his or her financial services needs, has abruptly found its way into the regulatory cross-hairs.

    December 19
    Cross Selling: What's Really Going on
  • This report aims to explore banks’ current practices as they relate to cross-selling.

    December 14
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  • SourceMedia Research surveyed executives to assess their plans for overall spending and delve into the opportunities and risks that bankers are seeking to address with their 2017 budgets.

    December 6
    fintech-2017-spread-cover
  • PSO content

    SourceMedia Research surveyed executives to assess their plans for overall spending and delve into the opportunities and risks that bankers are seeking to address with their 2017 budgets. What emerges from the response set is an image of an industry that continues to allocate ever more resources to modernization. The survey does suggest, however, a deceleration in the rate of spending growth.

    December 6
  • Banking industry activity flattened off in the month of October as financial institutions and their customers both seemed to hit the pause button ahead of this month's elections.

    November 22
    IBA-November-2016-Report-Final-112216-464
  • Postpone the memorial service — the expansion is still alive. For one month at least, business conditions improved for the banking sector.

    October 19
    IBA-October-2016-Report-Final-101916-464
  • In this report, we analyze the nascent use cases of financial institutions experimenting with distributed database technology, one of the most talked-about innovations in financial services.

    September 14
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