Consumer banking
Most consumers haven't developed a "muscle memory" for using mobile wallets, says Julie Pukas, head of U.S. bankcard and merchant services at TD Bank. It will simply take more time and, more importantly, widespread merchant acceptance before consumers feel comfortable paying with their phones.
-
Not all energy loans are created equal. For a host of reasons, oilfield services loans are more risky than other types of energy loans, according to Megan Snyder, an analyst with Moody's.
March 24 -
Activists typically improve a company's stock performance and can produce "dramatic, excess returns" when they have specific demands, says Josh Hinkel, a partner with Bain & Co.
March 11
-
Establishing an active dialogue with major shareholders can help banks get ahead of activist campaigns, according to Josh Hinkel, a partner with Bain & Co.
March 1 -
Though bank analysts like Matthew Schultheis generally expect M&A activity to continue at a brisk pace for several years to come, stock market volatility could prove to be an issue for potential dealmakers in the near term.
February 25 -
Though bank analysts like Matthew Schultheis generally expect M&A activity to continue at a brisk pace for several years to come, stock market volatility could prove to be an issue for potential dealmakers in the near term. With a lower stock price, buyers may end up not being able to pay as much as sellers now expect, says Schultheis, who covers the financial services sector for Boenning & Scattergood. Heres his outlook on bank M&A, including the number of deals he anticipates will happen this year and whether big banks might be among the buyers.
February 25 -
To brace for stress in the energy sector, Cullen/Frost Bankers in San Antonio, Texas, recently boosted its reserves on oil-related loans to 3% while competitors like Hancock Holding and Wells Fargo have set even higher reserve levels. "The mix of loans is very different," says Dick Evans, chairman and CEO of the Texas bank.
February 23 -
Josh Hinkel, a partner with Bain & Co., discusses the rise of shareholder activism in financial services and how "aggressive" investors are driving higher returns.
February 18 -
Digital is a big reason why the biggest banks have moved ahead of regional banks in satisfaction surveys, but there are several others, a J.D. Power & Associates executive says.
February 16 -
Dick Evans, chairman and CEO at Cullen/Frost Bankers in San Antonio, discusses the decline in oil prices, and what it means for energy lending at the $28.6 billion-asset company.
February 8
