xChange has developed the xChange Platform to make it easier for community banks and investors to easily search for and buy prime residential loans, shop CRA-eligible loans in their assessment areas, and build their balance sheets.
Interest rates and convenience are no longer enough to attract and retain deposits. Wysh, a has recently introduced an innovative deposit benefit known as Life Benefit.
Everyone's talking about AI in banking now, with good reason. Large language models (LLMs) have made it possible to interact with AI in a way that opens all sorts of possibilities, primarily the use of AI as a "copilot." But as with any new technology, progress will not be linear.
It's the next step in your digital transformation, and it will unlock the level of customer personalization and agent empowerment you've been waiting for.
Petrou, the managing partner at Federal Financial Analytics and a longtime observer of banking and regulation, says banks need to do far more due diligence on potential fintech partners and exert more control over these relationships.
80% of bankers are concerned that AI can lead to misinformation and biased decision- making. But sitting on the AI sidelines means missing out on significant operational and competitive opportunities. How can bankers thread the needle?
