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Many banks are reassessing their virtualization strategies as they look to reduce operating costs with the cloud and boost their ambitions with artificial intelligence.
The FDIC Office of Inspector General attributed the downfall of Citizens Bank in November 2023 to lax lending practices and risk mismanagement by the Lange family, causing a $14.8 million loss to the regulator's Deposit Insurance Fund. The OIG saw no grounds for a more extensive review.
Last spring, the company's executives stared down any banker's worst fear: the threat of a deposit run. Here's what kept them off the list of 2023's dead banks.
A new consumer report on credit card usage from Elan Credit Card and PYMNTS Intelligence explores preferences on general use versus co-branded and store credit cards, drivers that impact consumer choice, and trends by demographic.
A new consumer report on credit card usage from Elan Credit Card and PYMNTS Intelligence explores preferences on general use versus co-branded and store credit cards, drivers that impact consumer choice, and trends by demographic.
