Research Reports

The industry's technology priorities and budgets are headed for a distinct shift in 2019. What's in: new initiatives in digital banking and analytics. What's not: new initiatives built on blockchain technology.

The industry’s technology priorities and budgets are headed for a distinct shift in 2019. What’s in: new initiatives in digital banking and analytics. What’s not: new initiatives built on blockchain technology.

Regulatory and demographic shifts have altered the path to credit for younger American consumers. Those shifts have opened up lending opportunities, particularly at the digital point of sale. Merchants, startups and financial institutions are all vying for a share of this (potentially very) lucrative business.

The outcome of the midterm elections stands to recast debate on topics ranging from regulatory relief to the GSEs and the CFPB. Inside, a look at how the direction of financial services policy could alter under the newly divided Congress.

While businesses' ability to transact internationally has expanded, the act of settling payments has gotten more complex, expensive and time-consuming. That means opportunity for companies that can provide solutions.

While businesses' ability to transact internationally has expanded, the act of settling payments has gotten more complex, expensive and time-consuming. That means opportunity for companies that can provide solutions.

The loyalty and rewards landscape is in a state of flux. Consumers are being bombarded with a bewildering range of options, and they are primed to jump ship when a better offer comes along – perhaps half have switched to a new credit card in the past year.

How banks are vying for leverage in the rewards space and where their points of vulnerability may lie.

Most lenders are staying the credit bureau course in underwriting but some are mulling changes, particularly when it comes to marketing.

Most lenders are staying the credit bureau course in underwriting but some are mulling changes, particularly when it comes to marketing.