PayThink is focused on the rapidly changing, inter-connected markets of debit, credit, mobile, prepaid and digital payments. As the payments industry strives for faster innovation to launch new products ahead of competitors, PayThink provides insight from market participants and innovators leading the way. PayThink is designed for executives looking to stay relevant in the ever-changing payments ecosystem by finding and honing their competitive edge.
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Ajay Pandita is Senior Vice President and Head of the Financial Services, Fintech and Insurance Business Unit at Cognizant. He has over 28 years of experience delivering strategic value and operational excellence to some of the world's largest financial institutions across North America, Europe and APAC. Ajay advises global clients on operating model optimization, benefits realization, business transformation and technology innovation to help them achieve their business objectives and modernize IT and operations.
April 2
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The proposal allows states substantial flexibility but sets guardrails against regulatory arbitrage.
April 2
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The latest generation of anti-money-laundering software uses agentic AI to help alleviate AML alert fatigue. Experts say this use of the technology is promising, though they offer some caveats.
April 2
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Prediction markets are a problem not just for banks, but also for banks' human resources departments; plus, the new Basel framework may end up recreating the environment it was intended to prevent.
April 2
American Banker -
The digital bank launched Big Business Banking, an interface for businesses to manage fiat and crypto assets in the same place and conduct 24/7 transactions.
April 2
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As bitcoin plays an ever-larger role in cross-border transactions, what remains to be seen is how prepared the various bodies overseeing global finance are to engage with an asset that operates largely beyond their ability to meaningfully control it.
April 2
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Banks have a lot to celebrate in the operational risk framework, but advocates warn it cuts capital too far.
April 2
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The largest banks in the country each warn employees against using confidential information for trading activities, but they don't specifically enumerate prediction markets or events contracts. Now, oversight of insider trading on such platforms is gaining traction.
April 2
