PayThink is focused on the rapidly changing, inter-connected markets of debit, credit, mobile, prepaid and digital payments. As the payments industry strives for faster innovation to launch new products ahead of competitors, PayThink provides insight from market participants and innovators leading the way. PayThink is designed for executives looking to stay relevant in the ever-changing payments ecosystem by finding and honing their competitive edge.
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Serious delinquencies on student loans jumped tenfold at the start of 2025, shortly after lenient pandemic-era policies came to an end. The greater pressure on consumers' wallets is a cause for concern at banks that rely on borrowers' ability to repay their debts..
May 13
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New York State Gov. Kathy Hochul has codified how buy now/pay later lending will operate in the state, taking a heavier hand as the Consumer Financial Protection Bureau loosens its grip under President Trump.
May 13
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Richmond, Virginia-based Atlantic Union is still integrating its recent acquisition of Sandy Spring Bank in Maryland. But CEO John Asbury has already begun plotting a new expansion course.
May 13
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Tentative appointments at the Federal Deposit Insurance Corp. and the Federal Reserve have compliance officers reading the tea leaves for future policy plays.
May 13
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Peter Evans serves as the CEO of
Xtract One Technologies , a leading technology-driven provider of threat detection and security solutions leveraging AI to deliver seamless and secure experiences. He has over 25 years of experience leading organizations' digital transformation and innovation activities for customers in high-growth technology businesses. As a four-time high-tech CEO, Peter has demonstrated repeated success in driving revenue growth and accelerated profitability by delivering innovative solutions to target markets, and triggered multiple profitable liquidity events. Prior to Xtract One, Peter served as a senior executive at several technology and security companies, including IBM, where he was responsible for developing, delivering, and evangelizing the long cycle technical vision and strategy for their Internet Security Systems division. This includes security implications and strategies for Cloud, Telecom, and mobility.May 13
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Aspire USA, part of Valsoft and AllTrust, took over a year to notify victims of a February 2024 breach. The companies aren't sure what data was stolen.
May 13
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The Federal Reserve Board terminated a written agreement with Du Quoin State Bank from 2023. The order had stemmed from the bank's deficient interest rate risk management.
May 13
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Senate Banking Committee ranking member Elizabeth Warren is pushing the Department of Justice to use its power to halt the deal, already approved by bank regulators.
May 13
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Chargebacks are a growing problem, but there are steps banks can take to keep losses from spinning out of control.
May 13
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The Consumer Financial Protection Bureau is likely to scratch and rework its open banking rule, at a time when the agency's fate is in doubt.
May 13
