A West Virginia woman is suing Toyota Motor Credit Corp. and collection agency MRS BPO, LLC for repeatedly trying to contact her after she informed them she was being represented by attorneys.
The defendants were notified on multiple occasions in December 2011 that Anne M. Peyton obtained counsel regarding her alleged debt, according to a complaint recently filed in Kanawha (W.Va.) Circuit Court. Peyton claims the defendants also were notified that the alleged debt was the result of an unconscionable transaction and that she was contesting it.
Peyton claims she did not owe the alleged debt to the defendants. MRS BPO officials could not be immediately reached for comment.
The defendants, according to the suit, contacted or attempted to contact Peyton directly in excess of three times subsequent to the notifications in an attempt to collect an alleged debt in the amount of $5,001.34. They knew or reasonably should have known that Peyton did not owe the alleged debt and any attempt to collect the debt with this knowledge was an unfair and unconscionable manner to attempt to collect the debt pursuant to West Virginia Code, according to the suit.
Peyton claims the defendants violated West Virginia Code by communicating or attempting to communicate directly with her when they knew or should have known that she was being represented by counsel. Toyota and MRS BPO’s actions were willful, wanton or reckless and in total disregard for Peyton’s civil rights, according to the suit.
