The 25 Most Powerful Women in Banking in 2012: 16-20

16. Leslie Godridge
EVP, Head Of National Corporate And Institutional Banking, U.S. Bank

• Responsible for a business unit that generates more than $1 billion in annual revenue, up more than double, from $400 million, since she joined in 2007

• Grew team to more than 200 as of April 30, from 83 employees in January 2007

• Invested in training program unique to wholesale banking that so far has helped more than 300 bankers improve their ability to develop strategic dialogue with CFOs and CEOs

• Selected to lead an internal committee to analyze grant requests and provide funding recommendations in the New York area for the U.S. Bancorp Foundation

17. JoAnn Bourne
Senior EVP, Global Treasury Management, Union Bank And Unionbancal

• Led turnaround of Global Trust Services unit, spearheading an 18-month restructuring project that included the divestiture of three business lines (sold this year to U.S. Bank)

• Oversees the nonbank acquisition strategy for her business unit and over the past year struck two important deals: one for Kilk Technologies, which generates fee income by providing outsourced receivables solution to financial institutions, and another for SmartStreet, which provides banking to homeowners associations

• Responsible for online and mobile strategy across all segments of the enterprise, including consumer, small business, wealth management, and corporate and institutional businesses

• Appointed to the newly established U.S. Management Committee by parent company Bank of Tokyo-Mitsubishi; also on Union Bank's 14member executive committee for many years and the only female on the committee until this year

18. Deborah McWhinney
COO, Global Enterprise Payments, Citigroup

• Responsible for developing and implementing new mobile and online services globally, in many cases working with first-of-its-kind technology

• Helped bring Google Wallet to market in mid-2011

• Oversees the very promising Consumer Integrated Payments, a business line that enables large merchants to collect money from consumers worldwide by combining classic merchant acquiring and local clearing capabilities

• Co-chair of Citi Women, an internal program to improve training and sponsorship; in this role, speaks to women's groups internally and externally about career choices, reaching 2,000 women in 14 countries over 12 months

19. Dorothy Savarese
Chairman, President, CEO, Cape Cod Five Cents Savings Bank

• Increased Small Business Administration lending sharply, leapfrogging more than 30 notches in the rankings, to No. 13 in the state for 7(a) loans and No. 9 for 504 loans, during the federal agency's 2011 fiscal year

• Boosted the thrift's already leading deposit market share in Barnstable County to 28.3% at June 2011, up 29 basis points from the prior year

• Chairs the Massachusetts Bankers Association, and serves on the 14-member Federal Deposit Insurance Corp. Advisory Committee on Community Banking

• First female president at the 157-year-old thrift

20. Linda Verba
EVP, U.S. Personal And Commercial Bank, Td Bank, And SVP, TD Banking Group

• Oversees a budget of $650 million and leads four strategic areas: store operations, service programs, operational risk and retail integration

• Took on additional role of leading North American regulatory project last year and had significant input on response plan adopted for privacy breaches (when a customer's information is inadvertently provided to someone else)

• Cultivated EARN model-short for: engage, assess, respond, nurture-which took hold in 2011 and helped improve account acquisition and enhance wallet share

• Chairs the Women in Leadership and Customer Experience committees for TD Bank