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Rajiv Appana

Head of Product, Google Pay Online and Merchant, Google
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One of the marquee online and mobile payment systems, Google Pay is on the forefront of digital payment technology as it competes aggressively with Apple and others. Appana will appear on a panel about banking-as-a-service and third-party solutions.

Read more about Google Pay: Is a four-digit security code too much friction? Google, Amex say it is.

Mike Cagney

Co-Founder and Chief Executive Officer, Figure
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Figure is at the forefront of the movement to build blockchain into financial services. Cagney is already a familiar figure in the industry after founding SoFi. At this event, he’s speaking about The State of Digital Banking.


Read more about Figure: Banks form consortium to mint USDF stablecoins

Penny Crosman

Executive Editor, Technology, American Banker
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Crosman is our tech editor, leading our coverage of digital banking, cybersecurity and fintech, and she’s hosting the conference again this year. She’s moderating sessions all through the conference on innovation, crypto, fraud, core conversions and other topics. 

Read more from Crosman: ‘We’re not the bad guys’: SoLo Funds co-founder on accusations from state regulator

Tim Welsh

Vice Chair, U.S. Bank

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A longtime McKinsey consultant, Welsh joined U.S. Bank in 2017 and has spent the last 5 years upgrading the bank’s digital capabilities and expanding its footprint. Welsh will be delivering the opening keynote: Using Mobile to Personalize Banking.

Read more about U.S. Bank: New closing target set for U.S. Bancorp-MUFG Union deal

Lamont Young

Head of Digital and Customer Experience, Citizens
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A decade-long veteran of Citizens, Young joined the bank from Bank of America and was named head of digital in 2016. Young is speaking as part of a session entitled The State of CX in Banking: Customer Experience isn’t just Customer Satisfaction Scores.

Read more about Citizens: After two M&A deals, Citizens to focus on integration, organic growth
Chana Schoenberger
Editor-in-Chief, American Banker
Digital banking Fintech
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