20 credit unions with the largest portfolios of credit card loans

October 3, 2024 5:30 AM

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The top five credit unions with the largest portfolios of credit card loans had more than $36 billion in unsecured credit card loans and lines of credit as of June 30. Most credit unions saw an increase in their unsecured credit card loans and lines of credit over the year, with SchoolsFirst Federal Credit Union seeing an increase of 18.5%.

Read more about the 20 credit unions with the largest portfolios of credit card loans.

20 credit unions with the largest portfolios of credit card loans

Rank	Company Name	Unsecured credit card loans and LOC 2024 Q2 ($000)	Unsecured credit card loans and LOC 2023 Q2 ($000)	YOY change (%)
1	Navy Federal Credit Union	29,826,302	26,920,933	10.8
2	Pentagon Federal Credit Union	2,178,423	2,407,430	-9.5
3	Boeing Employees Credit Union	1,667,927	1,542,309	8.1
4	SchoolsFirst Federal Credit Union	1,286,972	1,086,251	18.5
5	State Employees Credit Union	1,165,716	1,060,260	9.9
6	Suncoast Credit Union	1,120,087	1,075,228	4.2
7	Mountain America Federal Credit Union	964,152	819,350	17.7
8	America First Federal Credit Union	904,154	830,221	8.9
9	Pennsylvania State Employees Credit Union	832,544	832,643	0.0
10	Digital Federal Credit Union	684,436	694,921	-1.5
11	VyStar Credit Union	678,620	640,126	6.0
12	The Golden 1 Credit Union	572,795	506,657	13.1
13	Randolph-Brooks Federal Credit Union	533,663	504,312	5.8
14	First Technology Federal Credit Union	440,655	473,796	-7.0
15	Michigan State University Federal Credit Union	436,778	383,886	13.8
16	Redwood Credit Union	394,484	335,877	17.4
17	Baxter Credit Union	384,077	355,242	8.1
18	Patelco Credit Union	344,891	343,213	0.5
19	Virginia Federal Credit Union	328,560	332,695	-1.2
20	GECU Federal Credit Union	305,695	291,148	5.0

Source: S&P

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GECU Federal Credit Union ranked 20th with $305,695,000 in unsecured credit card loans and lines of credit.

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Virginia Federal Credit Union ranked 19th with $328,560,000 in unsecured credit card loans and lines of credit.

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Patelco Credit Union ranked 18th with $344,891,000 in unsecured credit card loans and lines of credit.

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Baxter Credit Union ranked 17th with $384,077,000 in unsecured credit card loans and lines of credit.

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Redwood Credit Union ranked 16th with $394,484,000 in unsecured credit card loans and lines of credit.

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Michigan State University Federal Credit Union ranked 15th with $436,778,000 in unsecured credit card loans and lines of credit.

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First Technology Federal Credit Union ranked 14th with $440,655,000 in unsecured credit card loans and lines of credit.

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Randolph-Brooks Federal Credit Union ranked 13th with $533,663,000 in unsecured credit card loans and lines of credit.

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The Golden 1 Credit Union ranked 12th with $572,795,000 in unsecured credit card loans and lines of credit.

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VyStar Credit Union ranked 11th with $678,620,000 in unsecured credit card loans and lines of credit.

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Digital Federal Credit Union ranked 10th with $684,436,000 in unsecured credit card loans and lines of credit.

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Pennsylvania State Employees Credit Union ranked 9th with $832,544,000 in unsecured credit card loans and lines of credit.

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America First Federal Credit Union ranked 8th with $904,154,000 in unsecured credit card loans and lines of credit.

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Mountain America Federal Credit Union ranked 7th with $964,152,000 in unsecured credit card loans and lines of credit.

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Suncoast Credit Union ranked 6th with $1,120,087,000 in unsecured credit card loans and lines of credit.

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State Employees Credit Union ranked 5th with $1,165,716,000 in unsecured credit card loans and lines of credit.

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SchoolsFirst Federal Credit Union ranked 4th with $1,286,972,000 in unsecured credit card loans and lines of credit.

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Boeing Employees Credit Union ranked 3rd with $1,667,927,000 in unsecured credit card loans and lines of credit.

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Pentagon Federal Credit Union ranked 2nd with $2,178,423,000 in unsecured credit card loans and lines of credit.

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Navy Federal Credit Union ranked 1st with $29,826,302,000 in unsecured credit card loans and lines of credit.