20 credit unions with largest portfolios of home equity loans

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The top five credit unions in our ranking have combined real estate loans and lines of credit of more than $217 million as of June 30. Most banks increased their loans over the last year, with Raiz Federal Credit Union seeing an increase of 230.6%.

Scroll through to see which credit unions made the top 20 and how they fared in the 12 months ending June 30.

Source: S&P

Rank Company name

Total other RE loans and LOC

2024Q2 ($000)

Total other RE loans and LOC

2023Q2 ($000)

YOY change

(%)

20 Harborstone Credit Union 20,080 16,857 19.1
19 CO-OP Credit Union 20,982 18,985 10.5
18 River Region Community Credit Union 21,379 18,920 13.0
17 First Florida Credit Union 24,370 25,690 -5.1
16 First New York Federal Credit Union 24,734 22,698 9.0
15 Utah Community Federal Credit Union 25,421 26,069 -2.5
14 Enrichment Federal Credit Union 27,656 26,461 4.5
13 Fedex Employees Credit Association Federal Credit Union 28,615 27,620 3.6
12 MAX Credit Union 29,479 18,858 56.3
11 IH Credit Union 31,317 35,944 -12.9
10 Raiz Federal Credit Union 32,401 9,801 230.6
9 Grove City Federal Credit Union 34,030 34,195 -0.5
8 Tinker Federal Credit Union 34,325 28,844 19.0
7 Tennessee Valley Federal Credit Union 34,449 35,197 -2.1
6 Royal Credit Union 35,999 24,122 49.2
5 Vermont Federal Credit Union 36,149 35,107 3.0
4 Connex Credit Union 36,553 34,006 7.5
3 OceanAir Federal Credit Union 40,414 28,792 40.4
2 1st Advantage Federal Credit Union 45,635 49,508 -7.8
1 Whitefish Credit Union Association 58,375 59,510 -1.9
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Harborstone Credit Union ranked 20th with $20,080,000 in total other real estate loans and lines of credit.
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CO-OP Credit Union ranked 19th with $20,982,000 in total other real estate loans and lines of credit.
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River Region Community Credit Union ranked 18th with $21,379,000 in total other real estate loans and lines of credit.
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First Florida Credit Union ranked 17th with $24,370,000 in total other real estate loans and lines of credit.
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First New York Federal Credit Union ranked 16th with $24,734,000 in total other real estate loans and lines of credit.
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Utah Community Federal Credit Union ranked 15th with $25,421,000 in total other real estate loans and lines of credit.
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Enrichment Federal Credit Union ranked 14th with $27,656,000 in total other real estate loans and lines of credit.
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Fedex Employees Credit Association Federal Credit Union ranked 13th with $28,615,000 in total other real estate loans and lines of credit.
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MAX Credit Union ranked 12th with $29,479,000 in total other real estate loans and lines of credit.
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IH Credit Union ranked 11th with $31,317,000 in total other real estate loans and lines of credit.
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Raiz Federal Credit Union ranked 10th with $32,401,000 in total other real estate loans and lines of credit.
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Grove City Federal Credit Union ranked 9th with $34,030,000 in total other real estate loans and lines of credit.
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Tinker Federal Credit Union ranked 8th with $34,325,000 in total other real estate loans and lines of credit.
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Tennessee Valley Federal Credit Union ranked 7th with $34,449,000 in total other real estate loans and lines of credit.
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Royal Credit Union ranked 6th with $35,999,000 in total other real estate loans and lines of credit.
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Vermont Federal Credit Union ranked 5th with $36,149,000 in total other real estate loans and lines of credit.
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Connex Credit Union ranked 4th with $36,553,000 in total other real estate loans and lines of credit.
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OceanAir Federal Credit Union ranked 3rd with $40,414,000 in total other real estate loans and lines of credit.
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1st Advantage Federal Credit Union ranked 2nd with $45,635,000 in total other real estate loans and lines of credit.
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Whitefish Credit Union Association ranked 1st with $58,375,000 in total other real estate loans and lines of credit.
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