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Community banking

20 community banks with the highest returns on average assets

ByEditorial Staff
November 25, 2024 5:30 AM
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The top five community banks in this ranking averaged a return on average assets of 6.27% in the 12 months that ended on June 30, with the leading bank having a return on average assets of 7.09%. 

Scroll through to see which community banks were in the top 20 and how they fared through June 30.

Source: S&P

Rank Company name ROAA
2024Q2		 ROAA
2023Q2
Total assets
2024Q2
20
 WoodTrust Bank
 3.74%
 3.21%
 611,204,000
19
 Brighton Bank
 3.86%
 2.57%
 58,674,000
18
 First Federal Savings and Loan Bank
 3.86%
 3.95%
 110,840,000
17
 California Pacific Bank
 3.88%
 3.47%
 91,182,000
16
 Neighbors Bank
 3.91%
 -7.02%
 77,299,000
15
 Capital Community Bank
 3.95%
 3.51%
 949,154,000
14
 First Bank of Owasso
 3.96%
 3.67%
 528,893,000
13
 State Bank of Cochran
 3.98%
 5.54%
 255,608,000
12
 Valley Bank of Commerce
 4.02%
 3.71%
 261,566,000
11
 American Interstate Bank
 4.38%
 4.06%
 139,898,000
10
 Carson Community Bank
 4.53%
 1.06%
 173,755,000
9
 First State Bank of Beecher City
 4.65%
 2.63%
 101,444,000
8
 First Bank
 4.72%
 4.22%
 105,047,000
7
 Peoples Bank
 4.85%
 5.22%
 465,923,000
6
 Nebraska State Bank
 4.89%
 4.82%
 64,553,000
5
 Feliciana Bank & Trust Company
 5.84%
 -0.27%
 159,784,000
4
 First Credit Bank
 5.85%
 5.83%
 562,688,000
3
 TransPecos Banks, SSB
 5.86%
 0.34%
 837,372,000
2
 Friend Bank
 6.70%
 1.49%
 203,423,000
1
 Luminate Bank
 7.09%
 6.41%
 328,641,000
American Banker_20 community banks with the highest returns on average assets_20.jpg
WoodTrust Bank ranked 20th with a ROAA 2024Q2 of 3.74%.
American Banker_20 community banks with the highest returns on average assets_19.jpg
Brighton Bank ranked 19th with a ROAA 2024Q2 of 3.86%.
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First Federal Savings and Loan Bank ranked 18th with a ROAA 2024Q2 of 3.86%.
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California Pacific Bank ranked 17th with a ROAA 2024Q2 of 3.88%.
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Neighbors Bank ranked 16th with a ROAA 2024Q2 of 3.91%.
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Capital Community Bank ranked 15th with a ROAA 2024Q2 of 3.95%.
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Capital Community Bank ranked 14th with a ROAA 2024Q2 of 3.96%.
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State Bank of Cochran ranked 13th with a ROAA 2024Q2 of 3.98%.
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Valley Bank of Commerce ranked 12th with a ROAA 2024Q2 of 4.02%.
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American Interstate Bank ranked 11th with a ROAA 2024Q2 of 4.38%.
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Carson Community Bank ranked 10th with a ROAA 2024Q2 of 4.53%.
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First State Bank of Beecher City ranked 9th with a ROAA 2024Q2 of 4.65%.
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First Bank ranked 8th with a ROAA 2024Q2 of 4.72%.
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Peoples Bank ranked 7th with a ROAA 2024Q2 of 4.85%.
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Nebraska State Bank ranked 6th with a ROAA 2024Q2 of 4.89%.
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Feliciana Bank & Trust Company ranked 5th with a ROAA 2024Q2 of 5.84%.
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First Credit Bank ranked 4th with a ROAA 2024Q2 of 5.85%.
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TransPecos Banks, SSB ranked 3rd with a ROAA 2024Q2 of 5.86%.
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Friend Bank ranked 2nd with a ROAA 2024Q2 of 6.70%.
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Luminate Bank ranked 1st with a ROAA 2024Q2 of 7.09%.
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