20 community banks with highest return on average equity

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The top five community banks in this ranking averaged a return on average equity of 115.97% in the 12 months ended on June 30, with the leading bank having a return on average equity of 280.52%.

Scroll through to see which community banks were in the top 20 and how they fared in this 12-month period.

Source: S&P

Rank
Company name
ROAE
2024Q2
ROAE
2023Q2
Total assets
2024Q2
20
The Bank of Old Monroe
38.02%
55.37%
808,726,000
19
Douglas National Bank
38.15%
35.23%
286,330,000
18
WoodTrust Bank
38.74%
35.69%
611,204,000
17
Brighton Bank
40.39%
29.87%
58,674,000
16
Tampa State Bank
40.54%
32.56%
66,633,000
15
Security Bank and Trust
41.85%
31.64%
141,613,000
14
Charter Bank
41.87%
39.88%
298,357,000
13
The Commercial Bank
43.91%
47.96%
455,110,000
12
Peoples Bank
45.20%
45.59%
465,923,000
11
First Community Bank of Central Alabama
45.65%
50.23%
596,680,000
10
Paradise Bank
47.64%
43.53%
380,605,000
9
Luminate Bank
53.13%
55.54%
328,641,000
8
Friend Bank
55.52%
13.79%
203,423,000
7
Wilson & Muir Bank & Trust
57.51%
60.52%
770,830,000
6
Feliciana Bank
57.63%
-2.90%
159,784,000
5
Bank of Dade
66.47%
67.07%
151,835,000
4
TransPecos Banks
66.81%
3.50%
837,372,000
3
First Financial Bank
77.55%
146.95%
226,949,000
2
Carson Community Bank
88.48%
20.99%
173,755,000
1
Bank of Cadiz
280.52%
147.11%
132,995,000
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The Bank of Old Monroe ranked 20th with a return on average equity of 38.02% in the second quarter.
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Douglas National Bank ranked 19th with a return on average equity of 38.15% in the second quarter.
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WoodTrust Bank ranked 18th with a return on average equity of 38.74% in the second quarter.
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Brighton Bank ranked 17th with a return on average equity of 40.39% in the second quarter.
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Tampa State Bank ranked 16th with a return on average equity of 40.54% in the second quarter.
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Security Bank and Trust ranked 15th with a return on average equity of 41.85% in the second quarter.
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Charter Bank ranked 14th with a return on average equity of 41.87% in the second quarter.
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The Commercial Bank ranked 13th with a return on average equity of 43.91% in the second quarter.
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Peoples Bank ranked 12th with a return on average equity of 45.20% in the second quarter.
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First Community Bank of Central Alabama ranked 11th with a return on average equity of 45.65% in the second quarter.
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Paradise Bank ranked 10th with a return on average equity of 47.64% in the second quarter.
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Luminate Bank ranked 9th with a return on average equity of 53.13% in the second quarter.
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Friend Bank ranked 8th with a return on average equity of 55.52% in the second quarter.
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Wilson & Muir Bank & Trust ranked 7th with a return on average equity of 57.51% in the second quarter.
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Feliciana Bank ranked 6th with a return on average equity of 57.63% in the second quarter.
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Bank of Dade ranked 5th with a return on average equity of 66.47% in the second quarter.
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TransPecos Banks ranked 4th with a return on average equity of 66.81% in the second quarter.
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First Financial Bank ranked 3rd with a return on average equity of 77.55% in the second quarter.
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Carson Community Bank ranked 2nd with a return on average equity of 88.48% in the second quarter.
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Bank of Cadiz ranked 1st with a return on average equity of 280.52% in the second quarter.
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