Improved Opportunities for Bank-CDFI Partnerships Under New CRA Rules

Significant changes to the Community Reinvestment Act (CRA) are set to take effect in 2026. The new rules will make purchasing CRA-eligible loans from a Community Development Financial Institution (CDFI) easier and more advantageous for banks than it was in the past. Read on to learn about the five key changes in the CRA rules and everything else banks need to know, in addition to how to adapt and achieve higher levels of success under the new rules.