

Louis J. Cappelli<BR><em>Chairman and CEO, Sterling Bancorp, New York</em>

Kevin Cummings <br><em>President and CEO, Investors Bancorp, Short Hills, N.J.</em>

John G. Duffy <br><em>Chairman and CEO, KBW, New York</em>

Joseph R. Ficalora <br><em>President and CEO, New York Community Bancorp, Westbury, N.Y.</em>

Edward Grebow <br><em>CEO, Amalgamated Bank, New York</em>

Thomas L. Hoy <br><em>Chairman, president and CEO, Arrow Financial, Glens Falls, N.Y.</em>

Thomas M. O'Brien <br><em>President and CEO, State Bancorp, Jericho, N.Y.</em>
