First Federal Bank of Kansas City (FFBKC) has always been laser-focused on serving its customers through consumer loans. Unsecured loans also fit into the bank's strategic plan to intentionally and proactively engage in fintech partnerships, but the next step was finding the right partner.
First Federal Bank of Kansas City is expanding access to affordable credit in the communities it serves while delivering a best-in-class, all-digital experience for its customers. FFBKC is using AI to approve more borrowers at the same loss rates while reducing fraudulent applications.
Discover the key reasons FFBKC decided to partner with a fintech:
- Speed - They could be up and running in a matter of three months, rather than years.
- Ease - They wanted a white glove service and to leave the technical heavy lifting to Upstart's proven digital consumer experience.
- Scale - FFBKC wanted to be able to compete and bring products to their customers quickly and on a broader scale in order to compete with larger banks.
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