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Compensation Banks, thrifts and holding companies

U.S. Bank Holding Companies with the Highest Multiples of Net Income to Salary and Benefits

August 06, 2018, 12:16 p.m. EDT 1 Min Read

Year to date through Mar. 31, 2018. Dollars in thousands.

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U.S. Bank Holding Companies with the Highest Multiples of Net Income to Salary and Benefits
Rank Company City State Multiple Net income (loss) Salary and benefits Return on average assets
1 Briscoe Ranch, Inc. Uvalde Tex. 12.54 $31,452 $2,508 7.14
2 NexBank Capital, Inc. Dallas Tex. 4.52 43,485 9,619 2.14
3 Beal Financial Corporation Plano Tex. 4.07 51,787 12,715 2.90
4 Carver Bancorp, Inc. New York N.Y. 3.51 11,153 3,179 6.73
5 Parke Bancorp, Inc. Sewell N.J. 2.95 5,760 1,954 2.00
6 Big Poppy Holdings, Inc. Santa Rosa Calif. 2.82 8,778 3,117 2.19
7 Lauritzen Corporation Omaha Neb. 2.76 27,539 9,971 8.70
8 United National Corporation Sioux Falls S.D. 2.67 118,641 44,447 16.38
9 Olney Bancshares of Texas, Inc. Olney Tex. 2.48 22,274 8,988 2.52
10 ServisFirst Bancshares, Inc. Birmingham Ala. 2.45 32,604 13,296 1.88
11 Sterling Bancorp, Inc. Southfield Mich. 2.42 15,750 6,499 2.13
12 Merchants Bancorp Carmel Ind. 2.34 15,061 6,443 1.79
13 Capitol Federal Financial, Inc. Topeka Kan. 2.13 23,330 10,977 0.85
14 Eagle Bancorp, Inc. Bethesda Md. 2.12 35,715 16,858 1.88
15 Cathay General Bancorp Los Angeles Calif. 2.10 63,816 30,422 1.62
16 Oritani Financial Corp. Township of Washington N.J. 2.09 13,425 6,423 1.30
17 Home BancShares, Inc. Conway Ark. 2.09 73,064 35,014 2.05
18 Malaga Financial Corporation Palos Verdes Estates Calif. 2.07 3,849 1,859 1.48
19 MetroCity Bankshares, Inc. Doraville Ga. 2.00 11,045 5,517 3.34
20 BofI Holding, Inc. San Diego Calif. 1.99 51,253 25,771 2.08
21 East West Bancorp, Inc. Pasadena Calif. 1.96 187,032 95,496 2.00
22 FCB Financial Holdings, Inc. Weston Fla. 1.85 40,099 21,656 1.46
23 Silver Queen Financial Services, Inc. Greenwood Village Colo. 1.82 3,755 2,065 0.82
24 Sterling Bancshares, Inc. Poplar Bluff Mo. 1.80 4,747 2,637 1.51
25 Stearns Financial Services, Inc. Saint Cloud Minn. 1.80 17,563 9,784 3.38
26 Amboy Bancorporation Old Bridge N.J. 1.79 10,088 5,638 1.67
27 RBB Bancorp Los Angeles Calif. 1.79 8,847 4,951 2.12
28 Sterling Bancorp Montebello N.Y. 1.75 98,872 56,594 1.31
29 Pedcor Capital, LLC Carmel Ind. 1.74 3,053 1,757 3.23
30 Lakeland Financial Corporation Warsaw Ind. 1.72 18,336 10,660 1.56
31 First National Bancshares, Inc. East Lansing Mich. 1.71 10,051 5,876 2.74
32 PacWest Bancorp Beverly Hills Calif. 1.67 118,276 71,023 1.97
33 Industry Bancshares, Inc. Industry Tex. 1.66 14,017 8,438 1.43
34 Green Dot Corporation Pasadena Calif. 1.64 70,031 42,659 11.95
35 West Bancorporation, Inc. West Des Moines Iowa 1.64 7,384 4,513 1.40
36 E*TRADE Financial Corporation New York N.Y. 1.63 246,485 151,500 1.53
37 Discover Financial Services Riverwoods Ill. 1.62 666,260 410,230 2.65
38 Western Alliance Bancorporation Phoenix Ariz. 1.62 100,900 62,133 1.98
39 Villages Bancorporation, Inc. The Villages Fla. 1.61 8,174 5,072 1.58
40 Inwood Bancshares, Inc. Dallas Tex. 1.60 11,086 6,941 1.71
41 Northern Bancorp, Inc. Woburn Mass. 1.59 9,014 5,679 1.81
42 Synchrony Financial Stamford Conn. 1.57 639,813 407,832 2.67
43 Washington Federal, Inc. Seattle Wash. 1.56 49,271 31,601 1.26
44 CVB Financial Corp. Ontario Calif. 1.55 34,913 22,556 1.69
45 International Bancshares Corporation Laredo Tex. 1.54 53,420 34,618 1.74
46 Beneficial State Foundation Oakland Calif. 1.54 8,621 5,606 3.60
47 AFNB Holdings, Inc. Houston Tex. 1.51 6,215 4,122 1.68
48 First Financial Northwest, Inc. Renton Wash. 1.50 6,842 4,567 2.24
49 Prosperity Bancshares, Inc. Houston Tex. 1.48 74,361 50,399 1.32
50 Traditional Bancorporation, Inc. Mount Sterling Ky. 1.43 5,749 4,021 1.61
51 Hometown Banc Corp Grand Island Neb. 1.43 4,930 3,451 1.53
52 TrustCo Bank Corp NY Glenville N.Y. 1.42 14,808 10,422 1.21
53 WestStar Bank Holding Company, Inc. El Paso Tex. 1.40 10,108 7,205 2.34
54 Parkway Bancorp, Inc. Harwood Heights Ill. 1.39 7,146 5,127 1.14
55 First Security Bancorp Searcy Ark. 1.39 28,225 20,294 2.07
56 S&T Bancorp, Inc. Indiana Pa. 1.39 26,163 18,815 1.49
57 Bridgewater Bancshares, Inc. Bloomington Minn. 1.38 5,950 4,318 1.46
58 Montecito Bancorp Santa Barbara Calif. 1.37 9,609 6,992 2.75
59 John Deere Capital Corporation Reno Nev. 1.35 86,466 63,888 0.97
60 Cache Valley Banking Company Logan Utah 1.34 6,054 4,519 2.19
61 City Holding Company Cross Lanes W.Va. 1.34 17,615 13,172 1.69
62 Hills Bancorporation Hills Iowa 1.34 10,858 8,121 1.46
63 Bank First National Corporation Manitowoc Wis. 1.33 7,063 5,317 1.58
64 First Financial Bankshares, Inc. Abilene Tex. 1.31 34,519 26,290 1.82
65 Westamerica Bancorporation San Rafael Calif. 1.31 17,506 13,351 1.26
66 Pinnacle Financial Partners, Inc. Nashville Tenn. 1.31 83,510 63,720 1.50
67 Veritex Holdings, Inc. Dallas Tex. 1.31 10,388 7,930 1.39
68 First-West Texas Bancshares, Inc. Midland Tex. 1.31 4,008 3,060 1.27
69 Magnolia Banking Corporation Magnolia Ark. 1.30 5,938 4,563 1.66
70 First Citizens Financial Corp. Mason City Iowa 1.30 5,364 4,141 1.70
71 Heartland Bancorp, Inc. Bloomington Ill. 1.30 16,670 12,871 2.27
72 BankUnited, Inc. Miami Lakes Fla. 1.28 85,235 66,782 1.12
73 Enterprise Financial Services Corp Clayton Mo. 1.27 20,921 16,472 1.56
74 New York Community Bancorp, Inc. Westbury N.Y. 1.27 106,552 83,975 0.87
75 Hope Bancorp, Inc. Los Angeles Calif. 1.27 51,232 40,439 1.44
76 Midland Bancshares, Inc. Midland Tex. 1.26 5,108 4,067 1.65
77 Dime Community Bancshares, Inc. Brooklyn N.Y. 1.26 14,745 11,744 0.93
78 Blackhawk Bancorporation, Inc. Milan Ill. 1.25 4,045 3,226 1.25
79 WSFS Financial Corporation Wilmington Del. 1.25 37,342 29,853 2.16
80 Chemical Financial Corporation Detroit Mich. 1.25 70,170 56,105 1.44
81 Fifth Third Bancorp Cincinnati Ohio 1.25 703,489 562,524 1.98
82 Midland Financial Co. Oklahoma City Okla. 1.25 76,016 61,030 1.91
83 NEB Corporation Fond du Lac Wis. 1.24 7,634 6,165 1.60
84 BSB Bancorp, Inc. Belmont Mass. 1.23 6,010 4,875 0.89
85 American Express Company New York N.Y. 1.23 1,633,000 1,326,000 3.65
86 Crews Banking Corporation Wauchula Fla. 1.23 7,387 6,005 2.02
87 Amarillo National Bancorp, Inc. Amarillo Tex. 1.23 19,470 15,837 1.99
88 First Bancorp, Inc. Damariscotta Maine 1.23 5,506 4,485 1.19
89 Stockman Financial Corporation Miles City Mont. 1.22 15,481 12,640 1.79
90 Pedcor Financial, LLC Carmel Ind. 1.22 3,592 2,934 1.91
91 United Bankshares, Inc. Charleston W.Va. 1.22 61,706 50,407 1.33
92 Ida Grove Bancshares, Inc. Ida Grove Iowa 1.22 5,953 4,869 1.60
93 Southern National Bancorp of Virginia, Inc. McLean Va. 1.22 8,259 6,772 1.25
94 Ambank Company, Inc. Sioux Center Iowa 1.21 5,181 4,288 1.79
95 Great Western Bancorp, Inc. Sioux Falls S.D. 1.21 40,532 33,609 1.38
96 First of Long Island Corporation Glen Head N.Y. 1.21 11,111 9,217 1.11
97 First Bank Corp Fort Smith Ark. 1.19 9,690 8,140 2.27
98 SVB Financial Group Santa Clara Calif. 1.18 194,961 165,031 1.48
99 Valley View Bancshares, Inc. Overland Park Kan. 1.17 10,758 9,175 1.43
100 Luther Burbank Corporation Santa Rosa Calif. 1.16 11,102 9,579 0.76
101 Republic Bancorp, Inc. Louisville Ky. 1.15 27,469 23,834 2.08
102 Independent Bank Group, Inc. McKinney Tex. 1.15 28,964 25,168 1.34
103 Northfield Bancorp, Inc. Woodbridge N.J. 1.15 10,445 9,120 1.03
104 Adam Bank Group, Inc. College Station Tex. 1.14 4,071 3,558 1.52
105 Pinnacle Bancorp, Inc. Omaha Neb. 1.14 41,821 36,673 1.62
106 First Merchants Corporation Muncie Ind. 1.14 36,679 32,226 1.57
107 Arbor Bancorp, Inc. Ann Arbor Mich. 1.12 7,025 6,281 1.81
108 Comerica Incorporated Dallas Tex. 1.10 280,801 255,031 1.59
109 Franklin Financial Network, Inc. Franklin Tenn. 1.09 10,052 9,188 1.01
110 Old Line Bancshares, Inc. Bowie Md. 1.09 6,065 5,552 1.14
111 Summit Financial Group, Inc. Moorefield W.Va. 1.09 7,443 6,822 1.40
112 First Farmers Financial Corporation Converse Ind. 1.08 6,596 6,096 1.58
113 Unity Bancorp, Inc. Clinton N.J. 1.08 5,229 4,851 1.51
114 ANB Corporation Terrell Tex. 1.08 14,890 13,816 1.93
115 United Bank Corporation Barnesville Ga. 1.08 6,733 6,256 2.04
116 Premier Financial Bancorp, Inc. Huntington W.Va. 1.07 5,133 4,778 1.37
117 Manhattan Banking Corporation Manhattan Kan. 1.07 6,134 5,716 1.37
118 Timberland Bancorp, Inc. Hoquiam Wash. 1.07 4,269 4,001 1.75
119 Guaranty Bancorp Denver Colo. 1.05 13,557 12,875 1.46
120 WesBanco, Inc. Wheeling W.Va. 1.05 33,529 31,918 1.34
121 Hometown Community Bancorp, Inc. Morton Ill. 1.05 11,762 11,214 1.25
122 215 Holding Company Minneapolis Minn. 1.05 3,126 2,987 1.75
123 First Internet Bancorp Fishers Ind. 1.04 6,028 5,788 0.85
124 First Paragould Bankshares, Inc. Paragould Ark. 1.04 3,886 3,733 1.18
125 Apple Financial Holdings, Inc. New York N.Y. 1.04 21,693 20,881 0.67
126 FirstBank Holding Company Lakewood Colo. 1.03 64,313 62,646 1.46
127 Moody Bancshares, Inc. Galveston Tex. 1.03 4,258 4,151 1.59
128 Charles Schwab Corporation San Francisco Calif. 1.02 783,000 767,000 1.27
129 Camden National Corporation Camden Maine 1.02 12,820 12,562 1.26
130 BT Holdings, Inc. Quitman Tex. 1.02 3,250 3,191 0.74
131 Community Trust Bancorp, Inc. Pikeville Ky. 1.01 15,814 15,619 1.52
132 Malvern Bancorp, Inc. Paoli Pa. 1.01 2,018 2,000 0.77
133 Falcon Bancshares Incorporated Laredo Tex. 1.00 4,339 4,323 1.54
134 Provident Financial Services, Inc. Iselin N.J. 1.00 27,913 27,907 1.14
135 Metropolitan Bank Holding Corp. New York N.Y. 1.00 6,291 6,317 1.35
136 Southern BancShares (N.C.), Inc. Mount Olive N.C. 0.99 10,418 10,489 1.63
137 Texas Capital Bancshares, Inc. Dallas Tex. 0.99 71,945 72,448 1.20
138 Plains Bancorp, Inc. Dimmitt Tex. 0.99 4,616 4,658 1.46
139 Bankwell Financial Group, Inc. New Canaan Conn. 0.99 4,600 4,664 1.01
140 Pacific City Financial Corporation Los Angeles Calif. 0.98 6,264 6,361 1.70
141 Investors Bancorp, Inc. Short Hills N.J. 0.98 57,925 59,029 0.93
142 First Financial Bancorp. Cincinnati Ohio 0.98 30,506 31,102 1.38
143 Bank of Hawaii Corporation Honolulu Hawaii 0.98 54,040 55,119 1.27
144 Stock Yards Bancorp, Inc. Louisville Ky. 0.98 13,404 13,682 1.73
145 JPMorgan Chase & Co. New York N.Y. 0.98 8,712,000 8,911,000 1.35
146 Meta Financial Group, Inc. Sioux Falls S.D. 0.98 31,436 32,172 2.66
147 Seacoast Banking Corporation of Florida Stuart Fla. 0.98 18,027 18,461 1.23
148 Security Star Bancshares, Inc. Midland Tex. 0.98 3,641 3,731 1.82
149 German American Bancorp, Inc. Jasper Ind. 0.97 11,813 12,126 1.51
150 First Volunteer Corporation Chattanooga Tenn. 0.97 4,549 4,676 1.91
151 F.N.B. Corporation Pittsburgh Pa. 0.97 86,762 89,326 1.10
152 Customers Bancorp, Inc. Wyomissing Pa. 0.97 24,142 24,925 0.94
153 Starion Bancorporation Bismarck N.D. 0.97 4,568 4,722 1.44
154 LegacyTexas Financial Group, Inc. Plano Tex. 0.96 25,766 26,735 1.19
155 Independence Bancshares, Inc. Owensboro Ky. 0.96 7,166 7,444 1.32
156 Cullen/Frost Bankers, Inc. San Antonio Tex. 0.96 106,480 110,617 1.36
157 Park National Corporation Newark Ohio 0.96 31,123 32,349 1.67
158 Citizens National Banc Corp. Meridian Miss. 0.96 5,513 5,749 1.62
159 NexTier Incorporated Kittanning Pa. 0.96 4,142 4,321 1.31
160 Pacific Premier Bancorp, Inc. Irvine Calif. 0.95 28,002 29,387 1.39
161 Security National Corporation Dakota Dunes S.D. 0.95 5,479 5,763 1.54
162 Western State Agency, Inc. Devils Lake N.D. 0.95 4,907 5,162 1.90
163 Civista Bancshares, Inc. Sandusky Ohio 0.95 6,989 7,374 1.68
164 Bridge Bancorp, Inc. Bridgehampton N.Y. 0.94 12,073 12,812 1.08
165 First Community Bancshares, Inc. Bluefield Va. 0.94 8,866 9,414 1.50
166 American National Bankshares Inc. Danville Va. 0.94 5,812 6,172 1.28
167 First Commonwealth Financial Corporation Indiana Pa. 0.93 23,270 24,947 1.27
168 Old Second Bancorp, Inc. Aurora Ill. 0.93 9,489 10,207 1.61
169 Macatawa Bank Corporation Holland Mich. 0.93 5,755 6,195 1.24
170 Southern First Bancshares, Inc. Greenville S.C. 0.93 5,214 5,619 1.27
171 First Artesia Bancshares, Inc. Artesia N.M. 0.93 4,661 5,032 1.72
172 Great Southern Bancorp, Inc. Springfield Mo. 0.93 13,466 14,557 1.24
173 County Bancorp, Inc. Manitowoc Wis. 0.92 4,054 4,388 1.15
174 Arrow Financial Corporation Glens Falls N.Y. 0.91 8,531 9,369 1.23
175 Washington Trust Bancorp, Inc. Westerly R.I. 0.91 16,211 17,804 1.43
176 Synovus Financial Corp. Columbus Ga. 0.91 103,166 113,720 1.32
177 PNC Financial Services Group, Inc. Pittsburgh Pa. 0.91 1,229,446 1,356,734 1.30
178 Sandy Spring Bancorp, Inc. Olney Md. 0.91 21,665 23,912 1.11
179 Vision Bancshares, Inc. Laredo Tex. 0.91 3,753 4,143 1.13
180 Lakeland Bancorp, Inc. Oak Ridge N.J. 0.90 15,255 16,861 1.13
181 U.S. Bancorp Minneapolis Minn. 0.90 1,675,000 1,853,000 1.47
182 Norwood Financial Corp. Honesdale Pa. 0.90 3,129 3,462 1.11
183 Heritage Commerce Corp San Jose Calif. 0.90 8,809 9,777 1.27
184 1st Summit Bancorp of Johnstown, Inc. Johnstown Pa. 0.89 2,758 3,085 1.05
185 National Bankshares, Inc. Blacksburg Va. 0.89 3,296 3,694 1.06
186 Horizon Bancorp, Inc. Michigan City Ind. 0.89 12,804 14,373 1.30
187 First Defiance Financial Corp. Defiance Ohio 0.89 11,737 13,190 1.58
188 Zions Bancorporation Salt Lake City Utah 0.88 238,479 269,482 1.43
189 Farmers National Banc Corp. Canfield Ohio 0.88 7,726 8,738 1.43
190 Independent Bank Corp. Rockland Mass. 0.88 27,555 31,174 1.37
191 Ames National Corporation Ames Iowa 0.88 4,037 4,577 1.18
192 United Community Banks, Inc. Blairsville Ga. 0.88 37,658 42,730 1.24
193 Mercantile Bank Corporation Grand Rapids Mich. 0.88 10,880 12,354 1.34
194 Citizens Financial Services, Inc. Mansfield Pa. 0.88 4,247 4,835 1.24
195 QNB Corp. Quakertown Pa. 0.88 2,935 3,345 1.01
196 CBB Bancorp, Inc. Los Angeles Calif. 0.88 4,154 4,738 1.58
197 Territorial Bancorp Inc. Honolulu Hawaii 0.88 4,820 5,502 0.96
198 Southside Bancshares, Inc. Tyler Tex. 0.88 16,251 18,559 1.01
199 Commerce Bancshares, Inc. Kansas City Mo. 0.87 100,984 115,894 1.64
200 Huntington Bancshares Incorporated Columbus Ohio 0.87 325,667 375,419 1.25

Note: Only domestic holding companies that file Y-9C reports are included. Based on Y-9C filings by top tier bank holding companies with the Federal Reserve.
Figures for prior periods are not adjusted for mergers and acquisitions. Rankings include only companies current as of Aug. 3, 2018.
© 2017 American Banker
Source: Financial Information Systems LLC (

www.FEDFIS.com
)

Compensation Banks, thrifts and holding companies