Most Efficient Bank Holding Companies

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Most Efficient Bank Holding Companies
Rank Company City State Efficiency
Ratio (YTD)*
Sep. 2020
Efficiency
Ratio (YTD)*
Sep. 2019
Noninterest
Expense (YTD)
Sep. 2020
Noninterest
Expense (YTD)
Sep. 2019
Noninterest
Expense (YTD)
Change
Assets
Jun. 2020
1 SNBNY Holdings Limited Gibraltar #N/A -1.35 76.92 -$525 $45,680 -101.1 $9,504,399
2 Merchants Bancorp Carmel Ind. 25.12 34.77 26,385 15,484 70.4 9,530,475
3 ServisFirst Bancshares, Inc. Birmingham Ala. 28.38 31 26,539 24,873 6.7 11,394,874
4 FB Corporation Creve Coeur Mo. 29.44 67.23 40,940 40,928 0.0 6,666,713
5 Eagle Bancorp, Inc. Bethesda Md. 35.87 37.97 34,860 33,476 4.1 10,106,294
6 Synchrony Financial Stamford Conn. 36.35 28.49 1,067,000 1,063,000 0.4 95,658,000
7 Discover Financial Services Riverwoods Ill. 38.41 38.12 1,040,618 1,104,808 -5.8 124,349,382
8 Prosperity Bancshares, Inc. Houston Tex. 39.00 42.77 117,751 80,471 46.3 33,283,406
9 NexBank Capital, Inc. Dallas Tex. 39.18 48.50 19,630 20,485 -4.2 9,049,528
10 Home BancShares, Inc. Conway Ark. 39.47 38.43 71,388 67,415 5.9 16,549,758
11 ConnectOne Bancorp, Inc. Englewood Cliffs N.J. 40.08 39.12 26,478 20,379 29.9 7,449,559
12 First Foundation Inc. Irvine Calif. 40.14 56.03 30,704 32,775 -6.3 6,481,982
13 Western Alliance Bancorporation Phoenix Ariz. 40.20 43.01 123,994 122,652 1.1 33,335,506
14 BCI Financial Group, Inc. Miami Fla. 41.67 44.55 65,207 61,508 6.0 17,394,247
15 Beal Financial Corporation Plano Tex. 41.94 37.14 74,569 33,591 122.0 10,168,560
16 First Horizon Corporation Memphis Tenn. 41.97 63.55 584,616 306,628 90.7 83,030,597
17 Ameris Bancorp Atlanta Ga. 43.23 82.33 143,969 191,679 -24.9 19,873,859
18 First Financial Bankshares, Inc. Abilene Tex. 43.24 47.34 57,093 48,910 16.7 10,567,652
19 New York Community Bancorp, Inc. Westbury N.Y. 43.40 47.36 128,508 123,304 4.2 54,931,755
20 Meridian Bancorp, Inc. Peabody Mass. 43.44 49.67 23,202 24,099 -3.7 6,566,895
21 First Security Bancorp Searcy Ark. 43.82 46.77 38,723 35,896 7.9 7,063,833
22 Midland Financial Co. Oklahoma City Okla. 44.24 65.78 125,750 109,380 15.0 28,185,826
23 Independent Bank Group, Inc. McKinney Tex. 44.45 47.90 73,519 77,053 -4.6 17,117,007
24 East West Bancorp, Inc. Pasadena Calif. 44.56 41.67 167,177 176,379 -5.2 50,371,477
25 Luther Burbank Corporation Santa Rosa Calif. 44.62 46.17 16,374 14,942 9.6 7,071,663
26 Axos Financial, Inc. Las Vegas Nev. 44.67 45.95 75,728 66,208 14.4 13,382,238
27 SVB Financial Group Santa Clara Calif. 45.43 46.87 493,043 391,874 25.8 97,086,855
28 Veritex Holdings, Inc. Dallas Tex. 46.05 40.15 37,455 34,630 8.2 8,702,375
29 Valley National Bancorp Wayne N.J. 46.20 53.59 160,491 145,403 10.4 40,747,492
30 Sandy Spring Bancorp, Inc. Olney Md. 46.25 53.60 60,346 44,928 34.3 12,678,131
31 Sterling Bancorp Pearl River N.Y. 46.35 37.42 119,535 106,563 12.2 30,617,722
32 Pinnacle Financial Partners, Inc. Nashville Tenn. 46.69 46.43 142,729 133,157 7.2 33,824,931
33 Olney Bancshares of Texas, Inc. Olney Tex. 47.35 41.01 16,490 16,257 1.4 3,564,850
34 Westamerica Bancorporation San Rafael Calif. 47.63 46.59 25,289 24,674 2.5 6,563,404
35 Cadence Bancorporation Houston Tex. 47.70 45.42 94,806 94,095 0.8 18,404,901
36 Investors Bancorp, Inc. Short Hills N.J. 48.02 60.40 97,491 108,559 -10.2 26,611,073
37 Pacific Premier Bancorp, Inc. Irvine Calif. 48.22 51.11 97,819 65,722 48.8 19,844,240
38 Flagstar Bancorp, Inc. Troy Mich. 48.56 74.62 311,057 237,226 31.1 29,475,693
39 QCR Holdings, Inc. Moline Ill. 48.65 63.50 40,788 39,942 2.1 5,864,561
40 Enterprise Financial Services Corp Clayton Mo. 48.89 47.61 37,969 37,955 0.0 8,367,976
41 Dime Community Bancshares, Inc. Brooklyn N.Y. 48.96 57.62 24,795 22,711 9.2 6,619,391
42 Glacier Bancorp, Inc. Kalispell Mont. 49.00 64.55 104,773 110,148 -4.9 17,926,067
43 BankUnited, Inc. Miami Lakes Fla. 49.12 53.34 108,764 118,688 -8.4 35,034,610
44 Southside Bancshares, Inc. Tyler Tex. 49.15 50.60 30,227 28,991 4.3 7,190,960
45 Amarillo National Bancorp, Inc. Amarillo Tex. 49.86 51.82 37,626 36,209 3.9 6,373,164
46 Pinnacle Bancorp, Inc. Elkhorn Neb. 50.21 54.28 73,510 68,848 6.8 14,241,290
47 Customers Bancorp, Inc. West Reading Pa. 50.51 60.70 65,552 59,484 10.2 18,778,727
48 Cathay General Bancorp Los Angeles Calif. 50.60 41.47 75,217 65,163 15.4 19,018,238
49 First Hawaiian, Inc. Honolulu Hawaii 50.78 48.41 93,028 93,466 -0.5 22,310,701
50 Provident Financial Services, Inc. Jersey City N.J. 51.07 52.63 54,038 49,693 8.7 12,871,322
51 CIBC Bancorp USA Inc. Chicago Ill. 51.08 52.67 247,160 244,139 1.2 53,357,983
52 Capital One Financial Corporation McLean Va. 51.22 55.45 3,527,059 3,882,064 -9.1 421,882,809
53 Atlantic Union Bankshares Corporation Richmond Va. 51.63 59.28 94,237 111,703 -15.6 19,931,436
54 Salem Five Bancorp Salem Mass. 51.68 52.42 28,455 26,239 8.4 5,524,552
55 PacWest Bancorp Beverly Hills Calif. 51.97 42.13 149,447 125,814 18.8 28,426,716
56 First Merchants Corporation Muncie Ind. 52.00 57.74 64,746 67,045 -3.4 13,737,350
57 Central Bancompany, Inc. Jefferson City Mo. 52.04 55.13 106,328 90,921 16.9 17,440,446
58 First Bancorp Southern Pines N.C. 52.19 54.09 41,347 38,833 6.5 7,064,634
59 First Busey Corporation Champaign Ill. 52.42 61.03 56,499 68,112 -17.0 10,539,628
60 TriCo Bancshares Chico Calif. 52.49 56.85 46,466 46,285 0.4 7,449,799
61 United Bankshares, Inc. Charleston W.Va. 52.55 50.62 169,393 94,594 79.1 25,931,308
62 International Bancshares Corporation Laredo Tex. 52.58 46.83 69,829 81,236 -14.0 13,591,774
63 State Bankshares, Inc. Fargo N.D. 52.63 67.93 93,652 67,976 37.8 8,299,712
64 Byline Bancorp, Inc. Chicago Ill. 53.09 59.93 41,475 45,505 -8.9 6,496,513
65 United Community Banks, Inc. Blairsville Ga. 53.23 55.01 95,036 83,397 14.0 17,165,665
66 Umpqua Holdings Corporation Portland Ore. 53.24 56.99 187,400 182,388 2.7 29,437,441
67 S&T Bancorp, Inc. Indiana Pa. 53.26 49.98 46,443 37,669 23.3 9,190,572
68 Capitol Federal Financial, Inc. Topeka Kan. 53.45 47.22 27,995 27,309 2.5 9,509,098
69 Huntington Bancshares Incorporated Columbus Ohio 53.72 54.73 682,869 666,927 2.4 120,116,074
70 Lakeland Bancorp, Inc. Oak Ridge N.J. 53.74 52.84 32,097 29,563 8.6 7,522,546
71 Commerce Bancshares, Inc. Kansas City Mo. 54.13 55.40 189,388 191,052 -0.9 31,469,268
72 Horizon Bancorp, Inc. Michigan City Ind. 54.16 54.01 33,407 30,060 11.1 5,790,143
73 Bank of Hawaii Corporation Honolulu Hawaii 54.17 57.92 91,437 100,214 -8.8 20,109,489
74 Independent Bank Corp. Rockland Mass. 54.20 48.13 66,465 67,500 -1.5 13,181,816
75 Synovus Financial Corp. Columbus Ga. 54.39 55.14 315,823 275,568 14.6 53,040,538
76 Heartland Financial USA, Inc. Dubuque Iowa 54.59 64.38 85,212 92,612 -8.0 15,612,664
77 Century Bancorp, Inc. Medford Mass. 54.78 57.62 18,172 17,474 4.0 6,295,426
78 TrustCo Bank Corp NY Glenville N.Y. 55.09 56.90 24,325 25,741 -5.5 5,735,670
79 WesBanco, Inc. Wheeling W.Va. 55.15 56.76 89,499 72,893 22.8 16,558,967
80 FirstBank Holding Company Lakewood Colo. 55.26 53.42 104,621 105,902 -1.2 23,541,779
81 TD Group US Holdings LLC Wilmington Del. 55.29 53.07 1,653,487 1,680,679 -1.6 488,419,933
82 M&T Bank Corporation Buffalo N.Y. 55.40 55.02 801,323 845,422 -5.2 138,626,743
83 Santander Holdings USA, Inc. Boston Mass. 55.58 60.45 1,598,123 1,638,837 -2.5 145,739,595
84 Hanmi Financial Corporation Los Angeles Calif. 55.66 63.91 29,623 32,607 -9.2 6,106,782
85 Columbia Banking System, Inc. Tacoma Wash. 55.91 55.41 86,660 88,719 -2.3 16,233,423
86 Regions Financial Corporation Birmingham Ala. 55.97 57.87 908,000 882,000 2.9 145,447,000
87 Washington Trust Bancorp, Inc. Westerly R.I. 55.98 51.60 32,344 26,903 20.2 5,851,132
88 BOK Financial Corporation Tulsa Okla. 56.01 57.60 280,133 267,884 4.6 46,086,346
89 Hope Bancorp, Inc. Los Angeles Calif. 56.24 54.06 71,068 70,732 0.5 16,733,979
Old National Bancorp Evansville Ind. 56.24 56.56 120,331 122,985 -2.2 22,460,493
91 People's United Financial, Inc. Bridgeport Conn. 56.33 59.01 289,659 280,422 3.3 60,851,412
92 Brookline Bancorp, Inc. Boston Mass. 56.39 55.66 40,149 40,133 0.0 9,020,972
93 NBT Bancorp Inc. Norwich N.Y. 56.53 60.36 66,463 69,767 -4.7 10,850,212
94 Cullen/Frost Bankers, Inc. San Antonio Tex. 56.64 56.98 198,743 208,405 -4.6 40,169,907
95 Bancorp, Inc. Wilmington Del. 56.70 62.52 43,055 49,323 -12.7 6,169,303
96 1st Source Corporation South Bend Ind. 56.71 56.76 47,166 47,301 -0.3 7,295,379
97 Origin Bancorp, Inc. Ruston La. 56.92 61.58 39,353 35,806 9.9 7,101,670
98 F.N.B. Corporation Pittsburgh Pa. 57.01 55.47 179,973 176,855 1.8 37,525,747
99 WSFS Financial Corporation Wilmington Del. 57.19 66.22 93,653 111,267 -15.8 13,830,108
100 Popular, Inc. Hato Rey P.R. 57.32 56.06 366,000 386,000 -5.2 65,910,000
101 First Financial Bancorp. Cincinnati Ohio 57.57 53.19 95,792 84,728 13.1 15,925,647
102 EB Acquisition Company, LLC Dallas Tex. 57.63 99.12 99,522 109,231 -8.9 18,539,337
EB Acquisition Company II LLC Dallas Tex. 57.63 132.87 99,522 75,847 31.2 18,539,337
104 Univest Financial Corporation Souderton Pa. 57.75 59.97 38,527 36,270 6.2 6,382,831
105 Park National Corporation Newark Ohio 57.81 57.23 69,859 65,738 6.3 9,250,348
106 Hancock Whitney Corporation Gulfport Miss. 57.90 68.59 191,580 225,811 -15.2 33,202,225
107 Flushing Financial Corporation Uniondale N.Y. 58.09 64.80 29,791 26,082 14.2 7,063,056
108 First Interstate BancSystem, Inc. Billings Mont. 58.28 56.70 101,402 98,987 2.4 17,069,375
109 Goldman Sachs Group, Inc. New York N.Y. 58.33 67.06 6,329,000 5,667,000 11.7 1,132,067,000
110 Discount Bancorp, Inc. New York N.Y. 58.46 55.02 43,993 47,188 -6.8 10,669,451
111 BancFirst Corporation Oklahoma City Okla. 58.75 56.58 65,985 62,172 6.1 9,618,897
112 U.S. Bancorp Minneapolis Minn. 58.84 53.09 3,471,000 3,172,000 9.4 540,455,000
113 Tompkins Financial Corporation Ithaca N.Y. 59.00 62.00 46,349 45,655 1.5 7,794,502
114 Banner Corporation Walla Walla Wash. 59.39 61.04 91,705 87,273 5.1 14,642,075
115 PNC Financial Services Group, Inc. Pittsburgh Pa. 59.58 57.96 2,557,449 2,635,734 -3.0 461,914,327
116 Bremer Financial Corporation Saint Paul Minn. 59.61 59.63 91,912 82,359 11.6 15,399,190
117 First BanCorp. San Juan P.R. 59.67 53.90 108,410 93,390 16.1 18,659,768
118 W.T.B. Financial Corporation Spokane Wash. 59.68 62.20 51,841 48,332 7.3 9,243,985
119 National Bank Holdings Corporation Greenwood Village Colo. 59.74 59.96 55,641 51,588 7.9 6,600,676
120 Heritage Financial Corporation Olympia Wash. 60.04 60.69 35,998 36,705 -1.9 6,685,889
121 Central Pacific Financial Corp. Honolulu Hawaii 60.19 62.01 36,939 34,941 5.7 6,648,142
122 Washington Federal, Inc. Seattle Wash. 60.59 52.28 77,590 71,426 8.6 18,794,055
123 KeyCorp Cleveland Ohio 60.70 56.92 1,037,158 952,025 8.9 171,342,434
124 First Commonwealth Financial Corporation Indiana Pa. 60.75 59.33 56,706 54,664 3.7 9,289,366
125 Community Bank System, Inc. De Witt N.Y. 61.00 62.16 96,898 96,282 0.6 13,845,325
126 JPMorgan Chase & Co. New York N.Y. 61.03 56.03 17,675,000 16,483,000 7.2 3,246,076,000
127 Simmons First National Corporation Pine Bluff Ark. 61.04 57.08 132,080 109,073 21.1 21,442,435
128 Johnson Financial Group, Inc. Racine Wis. 61.19 69.32 50,443 50,076 0.7 6,134,630
129 Texas Capital Bancshares, Inc. Dallas Tex. 61.37 52.60 157,072 140,784 11.6 38,432,872
130 Citizens Financial Group, Inc. Providence R.I. 61.40 56.18 1,102,723 924,815 19.2 179,583,426
131 Webster Financial Corporation Waterbury Conn. 61.65 55.76 184,405 180,080 2.4 33,048,617
132 Trustmark Corporation Jackson Miss. 61.70 66.07 112,997 106,594 6.0 15,558,162
133 John Deere Capital Corporation Reno Nev. 61.74 62.68 336,466 305,888 10.0 41,486,090
134 OFG Bancorp San Juan P.R. 61.81 50.12 86,917 49,477 75.7 10,018,991
135 HomeStreet, Inc. Seattle Wash. 61.88 76.95 57,691 55,290 4.3 7,409,641
136 Wintrust Financial Corporation Rosemont Ill. 62.03 60.76 267,818 233,961 14.5 43,731,064
137 Seacoast Banking Corporation of Florida Stuart Fla. 62.11 48.93 51,334 38,514 33.3 8,287,840
138 Ally Financial Inc. Detroit Mich. 62.23 59.69 1,196,000 1,098,000 8.9 185,270,000
139 Republic Bancorp, Inc. Louisville Ky. 62.26 61.86 45,468 42,411 7.2 6,240,446
140 Arvest Bank Group, Inc. Bentonville Ark. 62.39 80.64 221,196 233,433 -5.2 24,049,630
141 Northwest Bancshares, Inc. Warren Pa. 62.47 60.10 94,985 74,909 26.8 13,943,884
142 Fifth Third Bancorp Cincinnati Ohio 62.52 58.02 1,168,405 1,160,833 0.7 201,995,877
143 Fulton Financial Corporation Lancaster Pa. 62.69 66.10 138,250 145,649 -5.1 25,520,686
144 Charles Schwab Corporation San Francisco Calif. 62.80 54.51 1,566,000 1,488,000 5.2 419,355,000
145 Bank Leumi Le-Israel Corporation New York N.Y. 62.81 58.02 44,964 43,352 3.7 7,352,474
146 Comerica Incorporated Dallas Tex. 62.87 51.24 447,000 433,000 3.2 83,791,000
147 Columbia Bank MHC Fair Lawn N.J. 63.03 60.90 38,961 30,478 27.8 8,862,153
148 BBVA USA Bancshares, Inc. Houston Tex. 63.55 62.72 595,768 598,287 -0.4 103,652,922
Kearny Financial Corp. Fairfield N.J. 63.55 63.58 33,573 26,245 27.9 7,310,209
150 INTRUST Financial Corporation Wichita Kan. 63.60 64.66 38,024 38,809 -2.0 7,371,906
151 South Central Bancshares of Kentucky, Inc. Glasgow Ky. 63.68 68.31 10,077 9,352 7.8 1,368,442
152 BMO Financial Corp. Chicago Ill. 63.81 65.35 907,189 911,847 -0.5 186,216,125
153 SMBC Americas Holdings, Inc. New York N.Y. 63.96 85.87 183,384 174,392 5.2 24,735,920
154 Renasant Corporation Tupelo Miss. 64.48 63.87 118,004 96,372 22.4 14,808,933
155 Truist Financial Corporation Charlotte N.C. 64.62 59.71 3,692,000 1,824,000 102.4 499,183,000
Business First Bancshares, Inc. Baton Rouge La. 64.62 65.83 27,060 14,882 81.8 3,957,817
157 UMB Financial Corporation Kansas City Mo. 64.68 69.11 197,995 191,397 3.4 30,250,972
158 New York Private Bank & Trust Corporation New York N.Y. 64.76 73.40 49,284 53,041 -7.1 6,429,563
159 South State Corporation Winter Haven Fla. 64.95 57.14 263,867 99,153 166.1 37,819,366
160 Banc of California, Inc. Santa Ana Calif. 65.11 62.80 39,081 42,855 -8.8 7,738,106
161 OceanFirst Financial Corp. Toms River N.J. 65.25 56.59 59,797 43,655 37.0 11,664,161
162 Mizuho Americas LLC New York N.Y. 65.36 76.80 351,000 331,000 6.0 48,056,000
163 First Citizens BancShares, Inc. Raleigh N.C. 65.87 64.31 328,437 313,819 4.7 48,666,873
164 Hilltop Holdings Inc. Dallas Tex. 65.97 76.05 401,865 350,148 14.8 16,935,552
165 Spend Life Wisely Company, Inc. Durant Okla. 66.11 65.22 104,453 70,885 47.4 10,288,697
166 TriState Capital Holdings, Inc. Pittsburgh Pa. 66.37 58.84 31,428 27,773 13.2 9,493,790
167 Woodforest Financial Group, Inc. The Woodlands Tex. 66.91 81.40 110,785 141,458 -21.7 8,727,871
168 Citigroup Inc. New York N.Y. 67.32 56.69 11,732,000 10,601,000 10.7 2,234,459,000
169 Bank of New York Mellon Corporation New York N.Y. 68.71 66.20 2,666,000 2,582,000 3.3 428,398,000
170 Morgan Stanley New York N.Y. 69.29 72.12 8,138,000 7,320,000 11.2 955,940,000
171 TCF Financial Corporation Detroit Mich. 69.34 87.30 363,738 701,633 -48.2 47,585,043
172 CIT Group Inc. New York N.Y. 70.14 74.43 427,810 430,713 -0.7 60,864,971
173 Berkshire Hills Bancorp, Inc. Boston Mass. 71.36 57.78 72,373 70,690 2.4 12,617,644
174 Bank of America Corporation Charlotte N.C. 71.83 57.51 14,922,000 13,159,000 13.4 2,738,452,000
175 First Midwest Bancorp, Inc. Chicago Ill. 72.48 54.21 112,771 108,370 4.1 21,088,143
176 Dollar Mutual Bancorp Pittsburgh Pa. 72.59 64.46 53,495 49,628 7.8 9,828,478
177 Northern Trust Corporation Chicago Ill. 72.88 66.69 1,090,521 1,035,128 5.4 152,082,009
178 Barclays US LLC New York N.Y. 73.19 69.85 1,636,000 1,705,000 -4.0 156,337,000
179 Boston Private Financial Holdings, Inc. Boston Mass. 73.20 67.34 60,937 55,537 9.7 9,431,593
180 State Street Corporation Boston Mass. 73.44 72.98 2,119,000 2,181,000 -2.8 272,083,000
181 Apple Financial Holdings, Inc. New York N.Y. 73.79 54.11 56,006 47,227 18.6 16,332,148
182 Eastern Bankshares, Inc. Boston Mass. 74.04 67.94 111,106 100,881 10.1 15,464,201
183 Third Federal Savings and Loan Association of Cleveland, MHC Cleveland Ohio 74.05 63.62 48,462 44,451 9.0 14,642,166
184 Meta Financial Group, Inc. Sioux Falls S.D. 74.18 71.02 81,755 77,587 5.4 6,092,939
185 MUFG Americas Holdings Corporation New York N.Y. 75.95 78.54 1,516,090 2,773,073 -45.3 164,029,126
186 FB Financial Corporation Nashville Tenn. 76.01 63.67 127,575 62,867 102.9 11,010,438
187 American Express Company New York N.Y. 76.87 71.32 6,755,000 7,851,000 -14.0 187,255,000
188 Great Western Bancorp, Inc. Sioux Falls S.D. 77.91 44 70,748 54,875 28.9 12,604,439
189 RBC US Group Holdings LLC Toronto #N/A 78.09 75.97 1,513,370 1,451,768 4.2 142,992,697
190 Midland States Bancorp, Inc. Effingham Ill. 78.43 66.53 54,477 48,025 13.4 6,700,045
191 Amerant Bancorp Inc. Coral Gables Fla. 78.75 79.54 44,476 51,923 -14.3 7,977,047
192 BNP Paribas USA, Inc. New York N.Y. 78.90 78.09 925,241 838,390 10.4 137,259,588
193 Wells Fargo & Company San Francisco Calif. 79.12 69.99 14,750,000 15,246,000 -3.3 1,922,220,000
194 Credit Suisse Holdings (USA), Inc. New York N.Y. 79.72 89.01 1,298,488 1,248,266 4.0 124,652,457
195 Stifel Financial Corp. Saint Louis Mo. 81.67 80.95 726,259 669,889 8.4 25,549,182
196 Associated Banc-Corp Green Bay Wis. 82.94 64.80 215,214 201,821 6.6 34,698,746
197 Hawaiian Electric Industries, Inc. Honolulu Hawaii 84.91 89.18 526,653 667,225 -21.1 14,542,361
198 UBS Americas Holding LLC New York N.Y. 85.11 91.39 2,761,346 2,730,283 1.1 159,252,075
199 Raymond James Financial, Inc. Saint Petersburg Fla. 85.34 80.82 1,810,615 1,662,447 8.9 47,481,741
200 First American Financial Corporation Santa Ana Calif. 87.62 84.98 1,581,807 1,414,547 11.8 12,638,810

Note: Only top tier bank holding companies that file a Y-9C statement with the Fed as of Jan. 15, 2021, are included. *Noninterest expense divided by (total income minus interest expense)

Figures for prior periods are not adjusted for mergers and acquisitions.

© 2021 American Banker

Source:

https://www.spglobal.com/en/