Most Efficient Bank Holding Companies

July 19, 2021, 1:58 p.m. EDT 1 Min Read

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Rank	Company	City	State	Efficiency Ratio (YTD)* Mar. 2021	Efficiency Ratio (YTD)* Mar. 2020	Noninterest Expense (YTD) Mar. 2021	Noninterest Expense (YTD) Mar. 2020	Noninterest Expense (YTD) Change	Assets Mar. 2021
1	Beal Financial Corporation	Plano	Tex.	14.92	206.42	$55,950	$45,738	22.33	$8,139,349
2	Merchants Bancorp	Carmel	Ind.	25.83	37.61	30,086	22,293	34.96	9,705,260
3	ServisFirst Bancshares, Inc.	Birmingham	Ala.	27.04	32.54	26,728	27,356	-2.30	12,647,374
4	Synchrony Financial	Stamford	Conn.	33.53	30.06	931,000	1,002,000	-7.09	95,854,000
5	NexBank Capital, Inc.	Dallas	Tex.	36.65	26.89	18,819	17,683	6.42	9,089,059
6	Home Bancshares, Inc. (Conway, AR)	Conway	Ark.	37.65	45.11	72,533	77,922	-6.92	17,240,241
7	CVB Financial Corp.	Ontario	Calif.	38.22	40.45	47,160	48,638	-3.04	14,840,438
8	Discover Financial Services	Riverwoods	Ill.	38.54	38.80	1,074,989	1,122,423	-4.23	113,870,558
9	Western Alliance Bancorporation	Phoenix	Ariz.	38.89	41.60	135,312	122,010	10.90	43,397,016
10	Luther Burbank Corporation	Santa Rosa	Calif.	39.25	51.52	15,398	16,859	-8.67	7,078,974
11	Midland Financial Co.	Oklahoma City	Okla.	39.51	62.42	129,551	120,920	7.14	31,514,917
12	Eagle Bancorp, Inc.	Bethesda	Md.	39.61	46.49	36,636	39,460	-7.16	11,127,864
13	New York Community Bancorp, Inc.	Westbury	N.Y.	39.80	48.10	132,401	125,522	5.48	57,656,892
14	ConnectOne Bancorp, Inc.	Englewood Cliffs	N.J.	39.85	58.76	26,485	35,058	-24.45	7,449,639
15	Prosperity Bancshares, Inc.	Houston	Tex.	40.27	41.64	119,621	124,506	-3.92	35,576,842
16	SNBNY Holdings Limited	Gibraltar	#N/A	43.15	138.89	42,151	84,485	-50.11	9,416,313
17	Credit Suisse Holdings (USA), Inc.	New York	N.Y.	43.75	84.77	1,351,866	1,167,348	15.81	119,785,872
18	East West Bancorp, Inc.	Pasadena	Calif.	44.43	42.60	190,550	177,824	7.16	56,874,146
19	Sterling Bancorp	Pearl River	N.Y.	45.27	44.36	118,159	114,799	2.93	29,914,282
20	First Financial Bankshares, Inc.	Abilene	Tex.	45.28	50.09	57,723	55,318	4.35	12,102,887
21	Veritex Holdings, Inc.	Dallas	Tex.	45.90	48.63	39,138	38,980	0.41	9,237,510
22	Cathay General Bancorp	Los Angeles	Calif.	46.24	44.16	71,108	69,146	2.84	19,230,188
	First Security Bancorp	Searcy	Ark.	46.24	47.85	40,041	37,541	6.66	7,725,983
24	Premier Financial Corp.	Defiance	Ohio	46.30	NA	39,314	44,411	-11.48	7,534,829
25	Glacier Bancorp, Inc.	Kalispell	Mont.	46.76	52.25	96,572	91,134	5.97	19,770,552
26	BCI Financial Group, Inc.	Miami	Fla.	46.97	47.05	78,123	66,342	17.76	19,749,088
27	Olney Bancshares of Texas, Inc.	Olney	Tex.	47.46	48.72	16,946	17,086	-0.82	3,664,633
28	Valley National Bancorp	New York	N.Y.	47.57	48.85	160,597	155,919	3.00	41,178,011
29	Pinnacle Financial Partners, Inc.	Nashville	Tenn.	47.63	50.80	154,829	135,041	14.65	35,299,705
30	Westamerica Bancorporation	San Rafael	Calif.	47.69	47.80	25,532	25,350	0.72	6,912,548
31	SVB Financial Group	Santa Clara	Calif.	48.04	50.70	635,999	394,108	61.38	142,376,241
32	Pacific Premier Bancorp, Inc.	Irvine	Calif.	48.18	53.90	92,312	66,679	38.44	20,173,298
33	Independent Bank Group, Inc.	McKinney	Tex.	48.22	51.48	75,140	74,376	1.03	18,115,336
34	TriCo Bancshares	Chico	Calif.	48.49	57.69	41,618	44,859	-7.22	8,031,612
35	Great Western Bancorp, Inc.	Sioux Falls	S.D.	48.69	61.91	58,582	803,449	-92.71	13,013,739
36	International Bancshares Corporation	Laredo	Tex.	48.81	55.22	62,368	76,636	-18.62	14,921,535
37	Axos Financial, Inc.	Las Vegas	Nev.	48.96	38.16	80,811	71,329	13.29	14,827,874
38	PacWest Bancorp	Beverly Hills	Calif.	49.14	45.49	155,052	1,601,856	-90.32	32,856,533
39	Meridian Bancorp, Inc.	Peabody	Mass.	49.63	53.59	26,420	26,553	-0.50	6,504,062
40	Amarillo National Bancorp, Inc.	Amarillo	Tex.	49.69	49.89	37,837	34,439	9.87	7,418,322
41	Customers Bancorp, Inc.	West Reading	Pa.	49.73	65.57	63,169	66,453	-4.94	18,817,660
42	Southside Bancshares, Inc.	Tyler	Tex.	49.86	54.01	31,099	31,695	-1.88	6,998,886
43	Meta Financial Group, Inc.	Sioux Falls	S.D.	50.10	47.13	97,633	93,079	4.89	9,790,144
44	Pinnacle Bancorp, Inc.	Elkhorn	Neb.	50.36	59.12	79,575	72,733	9.41	15,706,751
45	Sandy Spring Bancorp, Inc.	Olney	Md.	50.47	57.24	68,942	47,714	44.49	12,873,366
46	Republic Bancorp, Inc.	Louisville	Ky.	50.51	45.39	50,425	46,968	7.36	6,476,540
47	First Merchants Corporation	Muncie	Ind.	50.81	52.63	66,105	66,286	-0.27	14,629,066
48	S&T Bancorp, Inc.	Indiana	Pa.	50.83	55.78	45,231	47,927	-5.63	9,328,979
49	Ameris Bancorp	Atlanta	Ga.	51.03	66.77	149,483	140,307	6.54	21,429,118
50	United Bankshares, Inc.	Charleston	W.Va.	51.10	55.54	144,134	100,713	43.11	27,030,755
51	Cadence Bancorporation	Houston	Tex.	51.51	47.35	97,887	537,605	-81.79	18,800,692
52	First Foundation Inc.	Dallas	Tex.	51.67	58.15	34,609	32,942	5.06	7,051,888
53	Investors Bancorp, Inc.	Short Hills	N.J.	51.80	53.77	104,229	106,440	-2.08	25,835,958
54	Byline Bancorp, Inc.	Chicago	Ill.	51.82	67.67	38,454	43,118	-10.82	6,750,125
55	First Bancorp	Southern Pines	N.C.	52.08	57.26	41,311	40,953	0.87	7,739,478
56	Capital One Financial Corporation	McLean	Va.	52.24	51.42	3,743,627	3,776,731	-0.88	425,175,122
57	First Commonwealth Financial Corporation	Indiana	Pa.	52.67	56.39	51,976	50,006	3.94	9,416,989
58	Hope Bancorp, Inc.	Los Angeles	Calif.	52.79	53.77	70,037	71,192	-1.62	17,198,922
59	Hanmi Financial Corporation	Los Angeles	Calif.	52.83	63.41	29,430	31,912	-7.78	6,438,401
60	United Community Banks, Inc.	Blairsville	Ga.	52.91	56.06	94,543	82,974	13.94	18,559,176
61	1st Source Corporation	South Bend	Ind.	52.92	58.88	44,241	46,977	-5.82	7,515,654
62	Seacoast Banking Corporation of Florida	Stuart	Fla.	53.23	59.69	46,306	48,284	-4.10	8,811,820
63	EB Acquisition Company II LLC	Dallas	Tex.	53.36	66.56	95,808	118,696	-19.28	18,944,668
	EB Acquisition Company, LLC	Dallas	Tex.	53.36	66.56	95,808	118,696	-19.28	18,944,668
65	The Goldman Sachs Group, Inc.	New York	N.Y.	53.45	75.72	9,437,000	6,480,000	45.63	1,301,553,000
66	Santander Holdings USA, Inc.	Boston	Mass.	53.61	61.55	1,548,428	1,650,398	-6.18	146,590,340
67	Lakeland Bancorp, Inc.	Oak Ridge	N.J.	53.63	55.29	33,903	32,504	4.30	7,773,812
68	Provident Financial Services, Inc.	Jersey City	N.J.	53.88	58.91	61,806	54,072	14.30	13,130,445
69	Columbia Banking System, Inc.	Tacoma	Wash.	54.06	56.34	83,614	85,654	-2.38	17,336,303
70	BankUnited, Inc.	Miami Lakes	Fla.	54.09	57.77	123,969	122,734	1.01	35,185,011
71	The Bancorp, Inc.	Wilmington	Del.	54.20	66.45	42,762	42,165	1.42	7,755,581
72	First Busey Corporation	Champaign	Ill.	54.23	59.72	54,040	60,514	-10.70	10,759,563
73	Synovus Financial Corp.	Columbus	Ga.	54.24	60.30	266,862	284,592	-6.23	55,159,011
74	City Holding Company	Charleston	W.Va.	54.34	NA	29,880	29,544	1.14	5,893,778
75	Commerce Bancshares, Inc.	Kansas City	Mo.	54.37	66.77	193,421	213,894	-9.57	33,290,745
76	BancFirst Corporation	Oklahoma City	Okla.	54.66	56.05	64,908	63,571	2.10	10,549,315
77	Brookline Bancorp, Inc.	Boston	Mass.	54.85	67.93	40,783	47,062	-13.34	8,570,972
78	Horizon Bancorp, Inc.	Michigan City	Ind.	54.86	57.35	32,172	31,150	3.28	6,055,528
79	BMO Financial Corp.	Chicago	Ill.	55.03	69.76	867,396	896,976	-3.30	194,191,120
80	WesBanco, Inc.	Wheeling	W.Va.	55.08	58.99	85,888	90,855	-5.47	17,057,822
81	Origin Bancorp, Inc.	Ruston	La.	55.11	65.20	39,391	36,189	8.85	7,564,491
82	Popular, Inc.	Hato Rey	P.R.	55.20	57.64	383,000	383,000	0.00	66,870,000
83	The Charles Schwab Corporation	Westlake	Tex.	55.31	59.62	2,751,000	1,577,000	74.45	563,457,000
84	CIBC Bancorp USA Inc.	Chicago	Ill.	55.43	65.89	275,299	251,777	9.34	57,336,743
85	Great Southern Bancorp, Inc.	Springfield	Mo.	55.51	57.97	30,286	30,750	-1.51	5,608,633
86	Kearny Financial Corp.	Fairfield	N.J.	55.55	66.50	29,816	28,062	6.25	7,357,994
87	Columbia Bank MHC	Fair Lawn	N.J.	55.65	66.61	35,404	37,488	-5.56	9,037,625
88	Old National Bancorp	Evansville	Ind.	55.94	77.21	116,479	160,156	-27.27	23,744,475
89	SMBC Americas Holdings, Inc.	New York	N.Y.	56.01	NA	194,792	185,276	5.14	23,506,663
90	Umpqua Holdings Corporation	Portland	Ore.	56.02	72.67	187,103	1,975,189	-90.53	30,036,680
91	Midland States Bancorp, Inc.	Effingham	Ill.	56.07	73.27	39,079	42,600	-8.27	6,884,786
92	Central Bancompany, Inc.	Jefferson City	Mo.	56.36	56.02	112,384	96,652	16.28	18,967,427
93	Enterprise Financial Services Corp	Clayton	Mo.	56.72	47.75	53,854	38,273	40.71	10,190,699
94	Independent Bank Corp.	Rockland	Mass.	56.73	52.79	70,029	66,206	5.77	13,780,101
95	Flushing Financial Corporation	Uniondale	N.Y.	56.87	85.04	38,508	32,074	20.06	8,159,184
96	Univest Financial Corporation	Souderton	Pa.	56.93	62.96	39,540	38,777	1.97	6,416,665
97	Bremer Financial Corporation	Saint Paul	Minn.	56.94	61.44	85,765	82,898	3.46	15,590,300
98	Ally Financial Inc.	Detroit	Mich.	57.10	66.82	1,171,000	1,171,000	0.00	181,879,000
99	Huntington Bancshares Incorporated	Columbus	Ohio	57.13	54.94	794,615	647,764	22.67	125,767,695
100	First Hawaiian, Inc.	Honolulu	Hawaii	57.20	51.54	99,806	96,817	3.09	23,497,596
101	WSFS Financial Corporation	Wilmington	Del.	57.22	55.00	95,260	88,520	7.61	14,730,452
102	Regions Financial Corporation	Birmingham	Ala.	57.48	57.15	937,000	841,000	11.41	153,506,000
	First Financial Bancorp.	Cincinnati	Ohio	57.48	57.21	91,552	89,141	2.70	16,175,071
104	TrustCo Bank Corp NY	Glenville	N.Y.	57.54	58.33	26,014	25,847	0.65	6,047,785
105	Simmons First National Corporation	Pine Bluff	Ark.	57.55	56.28	118,941	128,111	-7.16	23,348,318
106	Capitol Federal Financial, Inc.	Topeka	Kan.	57.84	48.95	32,421	27,044	19.88	9,717,837
107	Johnson Financial Group, Inc.	Racine	Wis.	58.04	73.64	48,576	48,971	-0.81	6,087,876
108	Heartland Financial USA, Inc.	Dubuque	Iowa	58.10	64.83	102,229	92,459	10.57	18,244,427
109	FirstBank Holding Company	Lakewood	Colo.	58.13	59.33	112,198	115,672	-3.00	25,948,259
110	OceanFirst Financial Corp.	Red Bank	N.J.	58.14	65.55	51,691	63,148	-18.14	11,592,326
111	Hancock Whitney Corporation	Gulfport	Miss.	58.17	62.08	193,467	203,309	-4.84	35,081,311
112	JPMorgan Chase & Co.	New York	N.Y.	58.25	61.92	18,856,000	17,367,000	8.57	3,689,336,000
113	Washington Trust Bancorp, Inc.	Westerly	R.I.	58.36	57.22	34,713	30,439	14.04	5,720,897
114	NBT Bancorp Inc.	Norwich	N.Y.	58.38	61.58	69,337	70,872	-2.17	11,537,253
115	OFG Bancorp	San Juan	P.R.	58.41	63.09	80,481	88,809	-9.38	10,153,342
116	Community Bank System, Inc.	Onondaga	N.Y.	58.43	59.75	93,001	93,129	-0.14	14,620,181
117	Citigroup Inc.	New York	N.Y.	58.50	54.68	11,373,000	11,367,000	0.05	2,314,266,000
118	John Deere Capital Corporation	Reno	Nev.	58.63	73.16	308,721	345,596	-10.67	41,432,554
119	Bank Leumi Le-Israel Corporation	New York	N.Y.	58.76	58.83	46,076	45,761	0.69	8,235,736
120	Cullen/Frost Bankers, Inc.	San Antonio	Tex.	58.78	60.70	210,179	226,054	-7.02	44,092,659
121	F.N.B. Corporation	Pittsburgh	Pa.	58.88	61.93	184,549	186,918	-1.27	38,624,853
122	Park National Corporation	Newark	Ohio	59.18	65.36	67,780	66,276	2.27	9,910,678
123	BNP Paribas USA, Inc.	New York	N.Y.	59.36	88.81	769,845	894,775	-13.96	147,376,599
124	South State Corporation	Winter Haven	Fla.	59.59	62.24	226,732	111,791	102.82	39,730,332
125	Heritage Financial Corporation	Olympia	Wash.	59.63	62.78	37,195	37,187	0.02	7,028,392
126	HomeStreet, Inc.	Seattle	Wash.	59.65	71.08	56,269	56,113	0.28	7,265,191
127	TriState Capital Holdings, Inc.	Pittsburgh	Pa.	59.70	59.41	31,712	29,144	8.81	10,565,150
128	Tompkins Financial Corporation	Ithaca	N.Y.	59.73	63.08	45,191	45,740	-1.20	8,095,342
129	Bank of Hawaii Corporation	Honolulu	Hawaii	59.90	55.53	98,774	96,312	2.56	21,947,271
130	Renasant Corporation	Tupelo	Miss.	60.31	77.57	118,021	115,135	2.51	15,622,571
131	Eastern Bankshares, Inc.	Boston	Mass.	60.40	69.57	94,980	92,795	2.35	16,727,852
132	Triumph Bancorp, Inc.	Dallas	Tex.	60.50	NA	60,897	57,690	5.56	6,099,630
133	M&T Bank Corporation	Buffalo	N.Y.	60.51	58.12	905,882	877,581	3.22	150,481,060
134	Century Bancorp, Inc.	Medford	Mass.	60.79	57.33	20,894	18,139	15.19	7,289,324
135	KeyCorp	Cleveland	Ohio	60.91	62.25	1,077,475	927,949	16.11	176,336,182
136	The PNC Financial Services Group, Inc.	Pittsburgh	Pa.	60.94	56.94	2,573,686	2,496,243	3.10	474,509,295
137	First Interstate BancSystem, Inc.	Billings	Mont.	61.09	56.83	98,022	94,562	3.66	18,444,783
138	Citizens Financial Group, Inc.	Providence	R.I.	61.23	60.54	1,017,783	1,008,364	0.93	187,601,900
139	First Midwest Bancorp, Inc.	Chicago	Ill.	61.25	61.90	118,117	117,098	0.87	21,208,591
140	U.S. Bancorp	Minneapolis	Minn.	61.35	56.52	3,381,000	3,276,000	3.21	553,375,000
141	First BanCorp.	Santurce	P.R.	61.54	55.27	133,264	93,097	43.15	19,413,734
142	Webster Financial Corporation	Waterbury	Conn.	61.64	58.06	187,909	179,198	4.86	33,313,918
143	People's United Financial, Inc.	Bridgeport	Conn.	61.66	58.38	311,871	318,600	-2.11	64,165,561
144	National Bank Holdings Corporation	Greenwood Village	Colo.	61.85	64.02	49,697	48,382	2.72	6,949,501
145	Washington Federal, Inc.	Seattle	Wash.	62.08	69.33	95,018	92,622	2.59	19,533,581
146	INTRUST Financial Corporation	Wichita	Kan.	62.12	65.47	37,786	39,141	-3.46	6,980,454
147	FB Financial Corporation	Nashville	Tenn.	62.14	69.33	94,613	70,075	35.02	11,935,826
148	UMB Financial Corporation	Kansas City	Mo.	62.22	67.30	200,946	188,619	6.54	34,669,389
149	Central Pacific Financial Corp.	Honolulu	Hawaii	62.26	63.11	37,840	36,025	5.04	6,979,265
150	BOK Financial Corporation	Tulsa	Okla.	62.29	57.64	283,826	257,966	10.02	47,495,253
151	Fifth Third Bancorp	Cincinnati	Ohio	62.42	62.39	1,230,802	1,178,888	4.40	206,899,448
152	Comerica Incorporated	Dallas	Tex.	62.50	60.72	446,000	456,000	-2.19	86,475,000
153	Spend Life Wisely Company, Inc.	Durant	Okla.	62.61	72.35	100,925	85,924	17.46	11,218,286
154	W.T.B. Financial Corporation	Spokane	Wash.	62.69	62.77	54,711	48,461	12.90	10,108,189
155	Associated Banc-Corp	Green Bay	Wis.	62.88	68.38	175,411	206,859	-15.20	34,575,255
156	Peapack-Gladstone Financial Corporation	Bedminster	N.J.	63.01	NA	31,594	28,235	11.90	5,969,627
157	Texas Capital Bancshares, Inc.	Dallas	Tex.	63.14	65.66	154,060	150,817	2.15	40,054,433
158	Truist Financial Corporation	Charlotte	N.C.	63.18	57.86	3,608,000	3,459,000	4.31	517,537,000
159	Wintrust Financial Corporation	Rosemont	Ill.	63.62	61.70	287,495	238,247	20.67	45,682,202
160	Discount Bancorp, Inc.	New York	N.Y.	63.85	53.35	51,882	46,925	10.56	11,666,778
161	Banner Corporation	Walla Walla	Wash.	63.99	66.83	93,842	95,014	-1.23	16,119,792
162	State Bankshares, Inc.	Fargo	N.D.	64.25	71.14	99,689	69,735	42.95	9,924,946
163	Barclays US LLC	New York	N.Y.	64.30	59.62	1,754,000	1,658,000	5.79	169,323,000
164	Atlantic Union Bankshares Corporation	Richmond	Va.	64.67	57.79	114,846	99,543	15.37	19,855,522
165	Happy Bancshares, Inc.	Canyon	Tex.	65.06	NA	40,044	30,853	29.79	6,331,575
166	Third Federal Savings and Loan Association of Cleveland, MHC	Cleveland	Ohio	65.25	65.93	48,255	48,016	0.50	14,464,729
167	Northwest Bancshares, Inc.	Warren	Pa.	65.45	67.67	93,402	82,133	13.72	14,416,627
168	Arvest Bank Group, Inc.	Bentonville	Ark.	65.57	117.15	245,501	279,497	-12.16	26,281,127
169	First Horizon Corporation	Memphis	Tenn.	65.67	63.04	543,946	311,509	74.62	87,514,273
170	Morgan Stanley	New York	N.Y.	66.18	74.28	10,469,000	7,341,000	42.61	1,158,772,000
171	Bryn Mawr Bank Corporation	Bryn Mawr	Pa.	67.29	NA	37,571	36,082	4.13	4,914,508
172	FB Corporation	Creve Coeur	Mo.	67.30	70.66	41,310	40,953	0.87	6,766,337
173	Bank of America Corporation	Charlotte	N.C.	67.91	59.01	15,754,000	13,002,000	21.17	2,969,992,000
174	First Citizens BancShares, Inc.	Raleigh	N.C.	68.21	70.44	342,103	335,360	2.01	53,908,606
175	CIT Group Inc.	New York	N.Y.	68.38	74.48	411,384	811,812	-49.33	56,049,092
176	TD Group US Holdings LLC	Wilmington	Del.	68.61	49.39	1,947,248	1,509,841	28.97	517,841,282
177	Hilltop Holdings Inc.	Dallas	Tex.	69.69	73.73	365,830	288,045	27.00	17,682,837
178	Northern Trust Corporation	Chicago	Ill.	70.22	66.73	1,128,534	1,077,631	4.72	163,924,120
179	The Bank of New York Mellon Corporation	New York	N.Y.	72.04	66.79	2,851,000	2,765,000	3.11	464,984,000
180	Woodforest Financial Group, Inc.	The Woodlands	Tex.	72.08	82.91	133,401	149,870	-10.99	10,286,211
181	Trustmark Corporation	Jackson	Miss.	72.89	71.20	121,457	122,743	-1.05	16,878,313
182	Flagstar Bancorp, Inc.	Troy	Mich.	73.16	79.23	462,830	245,968	88.17	29,448,901
183	Amerant Bancorp Inc.	Coral Gables	Fla.	73.27	72.05	43,093	44,054	-2.18	7,751,098
184	Banc of California, Inc.	Santa Ana	Calif.	74.44	88.03	46,435	47,359	-1.95	7,933,459
185	Berkshire Hills Bancorp, Inc.	Boston	Mass.	74.58	68.11	77,746	70,956	9.57	12,768,303
186	DB USA Corporation	New York	N.Y.	76.66	69.98	1,221,000	1,147,000	6.45	110,097,000
187	State Street Corporation	Boston	Mass.	76.84	71.57	2,331,000	2,258,000	3.23	316,885,000
188	Middlesex Bancorp MHC	Natick	Mass.	77.41	NA	26,203	26,840	-2.37	5,880,936
189	Wells Fargo & Company	San Francisco	Calif.	77.68	71.78	14,011,000	13,449,000	4.18	1,959,543,000
190	Fulton Financial Corporation	Lancaster	Pa.	77.72	66.88	178,279	146,302	21.86	25,861,385
191	UBS Americas Holding LLC	New York	N.Y.	78.00	89.89	2,905,643	2,803,945	3.63	182,784,211
192	Bangor Bancorp, MHC	Bangor	Maine	78.14	NA	49,705	39,323	26.40	6,203,503
193	American Express Company	New York	N.Y.	78.74	70.22	7,151,000	7,254,000	-1.42	193,067,000
194	RBC US Group Holdings LLC	Toronto	#N/A	78.86	72.12	1,762,531	1,127,946	56.26	151,118,796
195	Stifel Financial Corp.	Saint Louis	Mo.	79.95	84.71	912,149	778,951	17.10	28,141,581
196	Dollar Mutual Bancorp	Pittsburgh	Pa.	80.65	75.64	58,612	55,781	5.08	10,337,637
197	MUFG Americas Holdings Corporation	New York	N.Y.	80.98	90.90	1,210,530	1,223,143	-1.03	169,968,604
198	Raymond James Financial, Inc.	Saint Petersburg	Fla.	82.73	82.96	1,997,904	1,631,397	22.47	56,065,901
199	First American Bank Corporation	Elk Grove Village	Ill.	82.77	NA	35,882	34,206	4.90	5,719,882
200	Apple Financial Holdings, Inc.	New York	N.Y.	83.09	70.38	62,851	50,895	23.49	16,213,371

Note: Only top tier bank holding companies that file a Y-9C statement with the Fed as of Jul. 16, 2021, are included. *Noninterest expense divided by (total income minus interest expense)

Figures for prior periods are not adjusted for mergers and acquisitions.

Source:

https://www.spglobal.com/en/