Year to date through Dec. 31, 2018. Dollars in thousands.
Most Efficient Bank Holding Companies
May 28, 2019, 11:20 a.m. EDT 1 Min Read
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Most Efficient Bank Holding Companies
Efficiency Ratio (YTD)* | Noninterest Expense (YTD) | Assets | |||||||
Rank | Company | City | State | Dec. 2018 | Dec. 2017 | Dec. 2018 | Dec. 2017 | Change | Dec. 2018 |
1 | Synchrony Financial | Stamford | Conn. | 29.01 | 28.64 | $4,095,000 | $3,747,633 | 9.3 | $106,792,000 |
2 | United National Corporation | Sioux Falls | S.D. | 32.55 | 33.58 | 365,088 | 354,531 | 3.0 | 2,984,913 |
3 | ServisFirst Bancshares, Inc. | Birmingham | Ala. | 32.63 | 35 | 93,971 | 85,876 | 9.4 | 8,007,382 |
4 | NexBank Capital, Inc. | Dallas | Tex. | 34.14 | 47.80 | 75,832 | 78,556 | -3 | 8,325,752 |
5 | Sterling Bancorp, Inc. | Southfield | Mich. | 34.83 | 35.22 | 49,743 | 40,277 | 23.5 | 3,198,519 |
6 | Merchants Bancorp | Carmel | Ind. | 36.21 | 30.24 | 50,790 | 34,635 | 46.6 | 3,884,163 |
7 | Eagle Bancorp, Inc. | Bethesda | Md. | 36.90 | 37.26 | 126,707 | 118,050 | 7 | 8,389,137 |
8 | Oritani Financial Corp. | Township of Washington | N.J. | 37.11 | 39.08 | 42,240 | 52,055 | -18.9 | 4,090,463 |
9 | Discover Financial Services | Riverwoods | Ill. | 38.11 | 38.22 | 4,086,788 | 3,785,672 | 8.0 | 109,552,902 |
10 | Home BancShares, Inc. | Conway | Ark. | 38.38 | 41.93 | 262,679 | 239,080 | 9.9 | 15,302,438 |
11 | Lauritzen Corporation | Omaha | Neb. | 38.89 | 53.41 | 76,391 | 73,731 | 3.6 | 1,357,692 |
12 | Olney Bancshares of Texas, Inc. | Olney | Tex. | 39.63 | 45.31 | 63,189 | 67,085 | -5.8 | 3,564,274 |
13 | Sterling Bancorp | Montebello | N.Y. | 39.67 | 63.52 | 459,520 | 431,565 | 6.5 | 31,395,303 |
14 | Beal Financial Corporation | Plano | Tex. | 39.87 | 31.63 | 205,196 | 161,807 | 26.8 | 7,429,465 |
15 | PacWest Bancorp | Beverly Hills | Calif. | 41.49 | 42.91 | 519,933 | 500,750 | 3.8 | 25,731,354 |
16 | Silver Queen Financial Services, Inc. | Greenwood Village | Colo. | 41.78 | 38.04 | 18,050 | 15,074 | 19.7 | 1,848,477 |
17 | ConnectOne Bancorp, Inc. | Englewood Cliffs | N.J. | 42.35 | 50.24 | 70,453 | 78,759 | -10.5 | 5,462,092 |
18 | Prosperity Bancshares, Inc. | Houston | Tex. | 42.60 | 41.11 | 324,306 | 308,401 | 5.2 | 22,700,836 |
19 | Western Alliance Bancorporation | Phoenix | Ariz. | 42.68 | 41.28 | 425,982 | 361,167 | 17.9 | 23,109,486 |
20 | Axos Financial, Inc. | San Diego | Calif. | 43.28 | 37.61 | 199,124 | 150,352 | 32.4 | 9,810,096 |
21 | Industry Bancshares, Inc. | Industry | Tex. | 43.80 | 38.86 | 54,231 | 54,269 | 0 | 4,030,092 |
22 | Cathay General Bancorp | Los Angeles | Calif. | 44.00 | 44.51 | 265,552 | 238,160 | 11.5 | 16,784,737 |
23 | CVB Financial Corp. | Ontario | Calif. | 44.26 | 42.93 | 179,876 | 140,647 | 27.9 | 11,529,153 |
24 | East West Bancorp, Inc. | Pasadena | Calif. | 44.35 | 45.10 | 713,184 | 652,260 | 9.3 | 41,042,356 |
25 | Lakeland Financial Corporation | Warsaw | Ind. | 44.41 | 45.29 | 86,474 | 79,251 | 9.1 | 4,877,186 |
26 | LegacyTexas Financial Group, Inc. | Plano | Tex. | 44.65 | 44.71 | 170,991 | 159,699 | 7.1 | 9,058,408 |
27 | SVB Financial Group | Santa Clara | Calif. | 44.99 | 51.23 | 1,191,772 | 1,017,021 | 17.2 | 57,020,489 |
28 | Inwood Bancshares, Inc. | Dallas | Tex. | 45.02 | 46.23 | 42,108 | 40,552 | 3.8 | 2,823,757 |
29 | Capitol Federal Financial, Inc. | Topeka | Kan. | 45.26 | 41.02 | 102,596 | 90,256 | 13.7 | 9,320,043 |
30 | Bridgewater Bancshares, Inc. | Bloomington | Minn. | 45.78 | 42.77 | 31,562 | 25,496 | 23.8 | 1,973,741 |
31 | First Security Bancorp | Searcy | Ark. | 46.00 | 41.25 | 134,067 | 137,431 | -2.4 | 5,412,242 |
32 | Pinnacle Financial Partners, Inc. | Nashville | Tenn. | 46.44 | 50.65 | 450,687 | 365,311 | 23.4 | 25,031,044 |
33 | Great Western Bancorp, Inc. | Sioux Falls | S.D. | 46.64 | 46.45 | 229,520 | 217,165 | 5.7 | 12,573,641 |
34 | 1867 Western Financial Corporation | Stockton | Calif. | 47.32 | 49.84 | 68,328 | 66,526 | 2.7 | 3,179,839 |
35 | First Hawaiian, Inc. | Honolulu | Hawaii | 47.42 | NA | 364,953 | NA | NA | 20,695,678 |
36 | New York Community Bancorp, Inc. | Westbury | N.Y. | 48.42 | 48.62 | 546,250 | 640,554 | -14.7 | 51,899,376 |
37 | Luther Burbank Corporation | Santa Rosa | Calif. | 48.46 | 47.75 | 62,544 | 56,524 | 10.7 | 6,937,212 |
38 | First National Bancshares, Inc. | East Lansing | Mich. | 48.71 | 49.59 | 48,708 | 44,640 | 9 | 1,846,161 |
39 | Stearns Financial Services, Inc. | Saint Cloud | Minn. | 48.87 | 39.11 | 78,083 | 66,598 | 17.2 | 2,217,882 |
40 | First-West Texas Bancshares, Inc. | Midland | Tex. | 49.53 | 52.40 | 26,038 | 23,218 | 12.1 | 1,431,414 |
41 | First Financial Bankshares, Inc. | Abilene | Tex. | 49.55 | 49.34 | 190,684 | 173,986 | 9.6 | 7,731,854 |
42 | United Bankshares, Inc. | Charleston | W.Va. | 49.60 | 52.01 | 366,057 | 362,791 | 0.9 | 19,250,498 |
43 | S&T Bancorp, Inc. | Indiana | Pa. | 50.16 | 51.27 | 144,970 | 147,487 | -1.7 | 7,252,221 |
44 | OFG Bancorp | San Juan | P.R. | 50.17 | 51.60 | 200,869 | 194,043 | 3.5 | 6,583,352 |
45 | Amarillo National Bancorp, Inc. | Amarillo | Tex. | 50.20 | 50.06 | 98,464 | 91,357 | 7.8 | 4,371,309 |
46 | Enterprise Financial Services Corp | Clayton | Mo. | 50.38 | 52.68 | 118,813 | 115,086 | 3.2 | 5,645,662 |
47 | First of Long Island Corporation | Glen Head | N.Y. | 50.43 | 47.56 | 59,897 | 53,512 | 11.9 | 4,241,060 |
48 | Washington Federal, Inc. | Seattle | Wash. | 50.45 | 47.82 | 269,987 | 240,607 | 12.2 | 16,188,126 |
49 | International Bancshares Corporation | Laredo | Tex. | 50.53 | 53.75 | 297,024 | 294,063 | 1.0 | 11,871,953 |
50 | First Merchants Corporation | Muncie | Ind. | 50.55 | 54.76 | 219,884 | 203,009 | 8.3 | 9,889,040 |
51 | Hope Bancorp, Inc. | Los Angeles | Calif. | 50.59 | 48.03 | 280,925 | 266,320 | 5 | 15,308,146 |
52 | Ida Grove Bancshares, Inc. | Ida Grove | Iowa | 50.77 | 50.37 | 29,143 | 27,235 | 7.0 | 1,576,363 |
53 | Southside Bancshares, Inc. | Tyler | Tex. | 50.99 | 52.57 | 118,880 | 106,100 | 12.0 | 6,123,494 |
54 | Independent Bank Group, Inc. | McKinney | Tex. | 51.89 | 55.38 | 198,638 | 176,813 | 12.3 | 9,849,965 |
55 | Capital One Financial Corporation | McLean | Va. | 51.92 | 51.24 | 14,872,444 | 14,146,724 | 5.1 | 372,537,597 |
56 | Veritex Holdings, Inc. | Dallas | Tex. | 52.05 | 54.92 | 69,259 | 42,788 | 61.9 | 3,208,550 |
57 | Texas Capital Bancshares, Inc. | Dallas | Tex. | 52.11 | 53.89 | 517,110 | 444,824 | 16.3 | 28,258,337 |
58 | Westamerica Bancorporation | San Rafael | Calif. | 52.19 | 53.96 | 109,592 | 110,412 | -0.7 | 5,580,659 |
59 | Provident Financial Services, Inc. | Jersey City | N.J. | 52.29 | 54.30 | 192,238 | 187,759 | 2.4 | 9,725,769 |
60 | Community Trust Bancorp, Inc. | Pikeville | Ky. | 52.32 | 53.23 | 117,398 | 109,878 | 6.8 | 4,201,616 |
61 | E*TRADE Financial Corporation | New York | N.Y. | 52.54 | 61.57 | 1,532,075 | 1,464,218 | 4.6 | 65,003,334 |
62 | Stockman Financial Corporation | Miles City | Mont. | 52.73 | 51.70 | 83,584 | 75,363 | 10.9 | 3,663,699 |
63 | Hills Bancorporation | Hills | Iowa | 52.77 | 53.35 | 62,517 | 59,490 | 5.1 | 3,042,464 |
64 | Heartland Bancorp, Inc. | Bloomington | Ill. | 52.78 | 57.01 | 80,591 | 83,897 | -3.9 | 2,855,278 |
65 | Chemical Financial Corporation | Detroit | Mich. | 52.82 | 57.61 | 421,690 | 422,124 | -0.1 | 21,498,341 |
66 | Cadence Bancorporation | Houston | Tex. | 53.01 | NA | 258,057 | NA | NA | 12,730,303 |
67 | Comerica Incorporated | Dallas | Tex. | 53.18 | 58.64 | 1,783,782 | 1,870,781 | -4.7 | 70,906,003 |
68 | Farmers & Merchants Bancorp | Lodi | Calif. | 53.24 | 53.62 | 76,624 | 67,881 | 12.9 | 3,439,112 |
69 | FirstBank Holding Company | Lakewood | Colo. | 53.39 | 52.63 | 412,298 | 384,418 | 7 | 18,578,162 |
70 | Hometown Community Bancorp, Inc. | Morton | Ill. | 53.50 | 51.88 | 78,953 | 64,260 | 22.9 | 3,817,478 |
71 | Meridian Bancorp, Inc. | Peabody | Mass. | 53.53 | 53.57 | 95,939 | 89,198 | 7.6 | 6,179,001 |
72 | Washington Trust Bancorp, Inc. | Westerly | R.I. | 53.54 | 55.01 | 105,252 | 103,622 | 2 | 5,012,844 |
73 | SNBNY Holdings Limited | Gibraltar | #N/A | 53.91 | 46.26 | 140,065 | 138,546 | 1.1 | 8,183,254 |
74 | Valley View Bancshares, Inc. | Overland Park | Kan. | 53.99 | 53.67 | 62,788 | 63,668 | -1.4 | 3,008,010 |
75 | U.S. Bancorp | Minneapolis | Minn. | 54.36 | 57.89 | 12,460,000 | 12,933,000 | -3.7 | 467,374,000 |
76 | Commerce Bancshares, Inc. | Kansas City | Mo. | 54.42 | 61.82 | 738,858 | 775,891 | -4.8 | 25,504,279 |
77 | Sandy Spring Bancorp, Inc. | Olney | Md. | 54.43 | 56.93 | 179,422 | 128,596 | 39.5 | 8,243,272 |
78 | M&T Bank Corporation | Buffalo | N.Y. | 54.44 | 54.62 | 3,242,320 | 3,083,963 | 5.1 | 120,097,403 |
79 | First Volunteer Corporation | Chattanooga | Tenn. | 54.55 | 54.67 | 32,520 | 30,190 | 7.7 | 987,687 |
80 | Charles Schwab Corporation | San Francisco | Calif. | 54.63 | 57.16 | 5,569,000 | 4,951,000 | 12.5 | 296,482,000 |
81 | American National Corporation | Omaha | Neb. | 54.85 | 55.44 | 83,288 | 85,235 | -2 | 3,718,477 |
82 | Marlin Business Services Corp. | Mount Laurel | N.J. | 54.94 | 60.51 | 64,664 | 65,182 | -0.8 | 1,182,193 |
83 | Great Southern Bancorp, Inc. | Springfield | Mo. | 54.95 | 57.81 | 114,082 | 115,003 | -0.8 | 4,680,443 |
84 | Simmons First National Corporation | Pine Bluff | Ark. | 54.96 | 61.65 | 401,119 | 320,943 | 25.0 | 16,548,240 |
85 | Glacier Bancorp, Inc. | Kalispell | Mont. | 55.00 | 53.68 | 318,154 | 263,562 | 20.7 | 12,115,484 |
86 | CTBC Capital Corp. | Los Angeles | Calif. | 55.26 | 55.65 | 69,248 | 62,781 | 10.3 | 3,452,768 |
87 | Cullen/Frost Bankers, Inc. | San Antonio | Tex. | 55.31 | 54.68 | 776,771 | 758,923 | 2.4 | 32,370,165 |
88 | F.N.B. Corporation | Pittsburgh | Pa. | 55.48 | 59.66 | 691,069 | 679,658 | 1.7 | 33,112,625 |
89 | First Bancorp, Inc. | Lebanon | Va. | 55.71 | 54.51 | 43,142 | 40,025 | 7.8 | 1,810,942 |
90 | Pacific Premier Bancorp, Inc. | Irvine | Calif. | 55.75 | 58.17 | 249,523 | 167,573 | 48.9 | 11,487,387 |
Popular, Inc. | Hato Rey | P.R. | 55.75 | 61.11 | 1,420,000 | 1,252,000 | 13.4 | 47,605,000 | |
92 | Heritage Commerce Corp | San Jose | Calif. | 55.77 | 52.85 | 75,521 | 60,738 | 24.3 | 3,096,562 |
93 | BTC Financial Corporation | Des Moines | Iowa | 55.87 | 61.39 | 104,135 | 106,692 | -2.4 | 4,526,203 |
94 | Bank of Hawaii Corporation | Honolulu | Hawaii | 55.91 | 55.76 | 371,175 | 358,440 | 3.6 | 17,143,974 |
95 | Northfield Bancorp, Inc. | Woodbridge | N.J. | 55.97 | 55.66 | 67,043 | 67,378 | -0.5 | 4,408,432 |
96 | Stock Yards Bancorp, Inc. | Louisville | Ky. | 56.02 | 60.98 | 90,246 | 92,271 | -2.2 | 3,304,303 |
97 | Investors Bancorp, Inc. | Short Hills | N.J. | 56.06 | 58.24 | 407,049 | 418,097 | -2.6 | 26,310,872 |
98 | Dime Community Bancshares, Inc. | Brooklyn | N.Y. | 56.07 | 49.41 | 86,640 | 84,669 | 2.3 | 6,320,578 |
99 | Brookline Bancorp, Inc. | Boston | Mass. | 56.08 | 55.86 | 155,041 | 139,003 | 11.5 | 7,410,777 |
100 | TrustCo Bank Corp NY | Glenville | N.Y. | 56.09 | 55.94 | 103,722 | 100,148 | 3.6 | 4,960,546 |
101 | Fifth Third Bancorp | Cincinnati | Ohio | 56.11 | 56.54 | 3,924,855 | 3,988,674 | -1.6 | 146,069,355 |
102 | First Bancshares, Inc. | Merrillville | Ind. | 56.16 | 59.13 | 110,841 | 101,957 | 8.7 | 4,431,257 |
Lakeland Bancorp, Inc. | Oak Ridge | N.J. | 56.16 | 54.90 | 111,167 | 104,534 | 6.3 | 5,808,117 | |
Southern Missouri Bancorp, Inc. | Poplar Bluff | Mo. | 56.16 | 58.39 | 47,930 | 41,806 | 14.6 | 2,210,373 | |
105 | United Community Banks, Inc. | Blairsville | Ga. | 56.19 | 58.81 | 306,756 | 266,570 | 15.1 | 12,576,300 |
106 | First BanCorp. | San Juan | P.R. | 56.21 | 59.32 | 356,687 | 348,818 | 2.3 | 12,243,561 |
107 | First Busey Corporation | Champaign | Ill. | 56.25 | 58.54 | 193,408 | 176,016 | 9.9 | 7,702,357 |
108 | First Bancorp | Southern Pines | N.C. | 56.30 | 65.08 | 159,090 | 144,970 | 9.7 | 5,865,088 |
109 | ANB Corporation | Terrell | Tex. | 56.32 | 62.00 | 97,428 | 85,535 | 13.9 | 3,160,365 |
110 | First Community Bankshares, Inc. | Bluefield | Va. | 56.36 | 57.85 | 70,302 | 67,647 | 3.9 | 2,244,374 |
111 | TD Group US Holdings LLC | Wilmington | Del. | 56.37 | 59.56 | 6,691,231 | 6,539,999 | 2.3 | 389,748,522 |
112 | Republic Bancorp, Inc. | Louisville | Ky. | 56.43 | 58.40 | 163,852 | 150,834 | 8.6 | 5,240,404 |
113 | First Financial Bancorp. | Cincinnati | Ohio | 56.53 | 65.57 | 321,621 | 238,665 | 34.8 | 13,986,660 |
114 | City Holding Company | Cross Lanes | W.Va. | 56.54 | 51.23 | 113,304 | 95,960 | 18.1 | 4,897,935 |
115 | Central Bancompany, Inc. | Jefferson City | Mo. | 56.59 | 58.84 | 330,814 | 327,509 | 1.0 | 13,194,170 |
116 | Arrow Financial Corporation | Glens Falls | N.Y. | 56.61 | 56.96 | 65,055 | 62,705 | 3.7 | 2,988,334 |
BancFirst Corporation | Oklahoma City | Okla. | 56.61 | 57.84 | 222,053 | 200,190 | 10.9 | 7,574,260 | |
118 | Bank of Marin Bancorp | Novato | Calif. | 56.69 | 62.48 | 58,266 | 53,782 | 8.3 | 2,520,892 |
119 | First Internet Bancorp | Fishers | Ind. | 56.71 | 53.50 | 43,092 | 36,663 | 17.5 | 3,541,692 |
Hanmi Financial Corporation | Los Angeles | Calif. | 56.71 | 54.11 | 117,346 | 114,339 | 2.6 | 5,502,219 | |
121 | Southern First Bancshares, Inc. | Greenville | S.C. | 56.75 | 57.75 | 40,124 | 35,072 | 14.4 | 1,901,850 |
122 | Pinnacle Bancorp, Inc. | Omaha | Neb. | 56.76 | 55.89 | 262,049 | 242,889 | 8 | 10,970,611 |
123 | WesBanco, Inc. | Wheeling | W.Va. | 56.78 | 55.08 | 264,327 | 219,568 | 20.4 | 12,475,575 |
124 | Columbia Banking System, Inc. | Tacoma | Wash. | 56.88 | 57.79 | 344,080 | 291,102 | 18.2 | 13,095,145 |
125 | Huntington Bancshares Incorporated | Columbus | Ohio | 56.98 | 60.65 | 2,647,334 | 2,701,749 | -2.0 | 108,781,444 |
126 | Citizens Bancorp Investment, Inc. | Lafayette | Tenn. | 57.05 | 54.77 | 23,927 | 21,628 | 10.6 | 923,226 |
127 | First National of Nebraska, Inc. | Omaha | Neb. | 57.07 | 57.27 | 931,539 | 883,018 | 5.5 | 21,647,511 |
128 | Ambank Company, Inc. | Sioux Center | Iowa | 57.09 | 57.30 | 31,218 | 29,069 | 7.4 | 1,265,336 |
129 | Community Bank System, Inc. | De Witt | N.Y. | 57.12 | 63.17 | 343,454 | 344,236 | -0.2 | 10,607,294 |
130 | Camden National Corporation | Camden | Maine | 57.31 | 55.89 | 91,947 | 88,519 | 3.9 | 4,297,435 |
131 | First Commonwealth Financial Corporation | Indiana | Pa. | 57.34 | 63.75 | 194,380 | 198,463 | -2.1 | 7,828,255 |
132 | JPMorgan Chase & Co. | New York | N.Y. | 57.53 | 57.97 | 63,447,000 | 58,948,000 | 7.6 | 2,622,532,000 |
133 | IBERIABANK Corporation | Lafayette | La. | 57.58 | 64.50 | 727,446 | 679,375 | 7.1 | 30,833,015 |
134 | 215 Holding Company | Minneapolis | Minn. | 57.65 | 63.77 | 19,870 | 19,986 | -0.6 | 756,717 |
Bank of America Corporation | Charlotte | N.C. | 57.65 | 61.59 | 53,452,000 | 54,776,000 | -2.4 | 2,354,980,000 | |
136 | Independent Bank Corp. | Rockland | Mass. | 57.67 | 58.83 | 227,239 | 206,355 | 10.1 | 8,853,863 |
137 | Discount Bancorp, Inc. | New York | N.Y. | 57.70 | 53.65 | 182,151 | 152,768 | 19.2 | 9,229,216 |
138 | Premier Financial Bancorp, Inc. | Huntington | W.Va. | 57.76 | 58.46 | 40,897 | 39,356 | 3.9 | 1,690,115 |
139 | Bancorp, Inc. | Wilmington | Del. | 57.79 | 78.69 | 172,132 | 158,849 | 8.4 | 4,437,911 |
140 | Synovus Financial Corp. | Columbus | Ga. | 57.80 | 59.49 | 826,001 | 808,598 | 2.2 | 32,669,192 |
141 | Citigroup Inc. | New York | N.Y. | 57.81 | 57.90 | 42,913,000 | 42,373,000 | 1.3 | 1,917,383,000 |
142 | BOU Bancorp, Inc. | Ogden | Utah | 57.90 | 57.69 | 43,444 | 38,268 | 13.5 | 1,425,023 |
143 | CenterState Bank Corporation | Winter Haven | Fla. | 57.97 | 59.49 | 311,113 | 186,183 | 67.1 | 12,337,588 |
Nicolet Bankshares, Inc. | Green Bay | Wis. | 57.97 | 56.97 | 89,758 | 81,356 | 10.3 | 3,098,298 | |
Santander Holdings USA, Inc. | Boston | Mass. | 57.97 | 59.30 | 5,818,874 | 5,771,251 | 0.8 | 135,634,285 | |
146 | CBTX, Inc. | Houston | Tex. | 58.09 | 61.87 | 82,377 | 78,825 | 4.5 | 3,280,711 |
147 | BB&T Corporation | Winston-Salem | N.C. | 58.11 | 63.68 | 6,896,000 | 7,447,000 | -7.4 | 225,697,000 |
148 | WSFS Financial Corporation | Wilmington | Del. | 58.13 | 64.43 | 235,285 | 226,721 | 3.8 | 7,248,870 |
149 | First Financial Corporation | Terre Haute | Ind. | 58.15 | 58.97 | 91,154 | 88,346 | 3.2 | 3,009,730 |
150 | BCI Financial Group, Inc. | Miami | Fla. | 58.28 | 47.28 | 254,067 | 148,761 | 70.8 | 14,332,955 |
151 | Red River Bancshares, Inc. | Alexandria | La. | 58.31 | 62.25 | 44,695 | 41,721 | 7.1 | 1,860,588 |
152 | Apple Financial Holdings, Inc. | New York | N.Y. | 58.46 | 61.04 | 201,204 | 174,932 | 15.0 | 14,307,254 |
153 | Old Line Bancshares, Inc. | Bowie | Md. | 58.56 | 60.70 | 62,672 | 44,481 | 40.9 | 2,950,007 |
154 | Webster Financial Corporation | Waterbury | Conn. | 58.59 | 61.27 | 706,272 | 661,836 | 6.7 | 27,630,529 |
155 | First Mid Bancshares, Inc. | Mattoon | Ill. | 58.62 | 57.05 | 90,355 | 74,056 | 22.0 | 3,839,734 |
156 | Citizens Financial Group, Inc. | Providence | R.I. | 59.02 | 60.84 | 3,623,057 | 3,492,255 | 3.7 | 161,004,687 |
Wilson Bank Holding Company | Lebanon | Tenn. | 59.02 | 57.11 | 69,080 | 60,390 | 14.4 | 2,525,693 | |
158 | Farmers & Merchants Investment, Inc. | Lincoln | Neb. | 59.11 | 65.54 | 141,064 | 136,637 | 3.2 | 4,209,594 |
PNC Financial Services Group, Inc. | Pittsburgh | Pa. | 59.11 | 62.26 | 10,283,796 | 10,383,710 | -1.0 | 382,334,643 | |
160 | Hancock Whitney Corporation | Gulfport | Miss. | 59.15 | 61.54 | 719,749 | 697,008 | 3.3 | 28,244,914 |
161 | Franklin Financial Network, Inc. | Franklin | Tenn. | 59.23 | 51.80 | 73,478 | 60,824 | 20.8 | 4,246,389 |
162 | First Defiance Financial Corp. | Defiance | Ohio | 59.25 | 60.86 | 88,847 | 85,278 | 4.2 | 3,182,376 |
163 | Horizon Bancorp, Inc. | Michigan City | Ind. | 59.32 | 62.05 | 102,516 | 94,813 | 8.1 | 4,246,688 |
164 | Century Bancorp, Inc. | Medford | Mass. | 59.35 | 57.77 | 69,580 | 67,017 | 3.8 | 5,163,935 |
165 | NBT Bancorp Inc. | Norwich | N.Y. | 59.42 | 59.45 | 264,978 | 245,908 | 7.8 | 9,556,363 |
166 | People's United Financial, Inc. | Bridgeport | Conn. | 59.43 | 61.07 | 994,366 | 957,241 | 3.9 | 47,833,478 |
167 | Umpqua Holdings Corporation | Portland | Ore. | 59.68 | 64.80 | 735,499 | 747,403 | -1.6 | 26,939,781 |
168 | Bank Leumi Le-Israel Corporation | New York | N.Y. | 59.70 | 62.87 | 176,511 | 171,533 | 2.9 | 7,080,215 |
169 | German American Bancorp, Inc. | Jasper | Ind. | 59.72 | 56.38 | 93,553 | 77,803 | 20.2 | 3,929,766 |
170 | Carolina Financial Corporation | Charleston | S.C. | 59.82 | 61.12 | 108,666 | 71,705 | 51.5 | 3,793,253 |
171 | 1st Source Corporation | South Bend | Ind. | 59.84 | 61.80 | 187,411 | 175,312 | 6.9 | 6,293,749 |
172 | Midland Financial Co. | Oklahoma City | Okla. | 59.95 | 62.50 | 405,993 | 401,483 | 1.1 | 17,253,182 |
173 | Bryn Mawr Bank Corporation | Bryn Mawr | Pa. | 60.08 | 63.60 | 137,970 | 113,453 | 21.6 | 4,652,485 |
174 | Ameris Bancorp | Moultrie | Ga. | 60.13 | 62.13 | 285,215 | 239,718 | 19.0 | 11,443,515 |
175 | Seacoast Banking Corporation of Florida | Stuart | Fla. | 60.22 | 62.39 | 162,659 | 150,992 | 7.7 | 6,747,658 |
176 | KeyCorp | Cleveland | Ohio | 60.25 | 63.37 | 3,972,823 | 4,078,798 | -2.6 | 140,037,790 |
177 | Atlantic Union Bankshares Corporation | Richmond | Va. | 60.26 | 63.14 | 337,612 | 234,430 | 44.0 | 13,765,293 |
178 | Salem Five Bancorp | Salem | Mass. | 60.27 | 63.83 | 108,772 | 106,927 | 1.7 | 5,012,263 |
179 | CIBC Bancorp USA Inc. | Chicago | Ill. | 60.35 | 74.29 | 940,695 | 678,386 | 38.7 | 41,236,258 |
180 | American Bancor, Ltd. | Dickinson | N.D. | 60.38 | 61.64 | 52,506 | 51,729 | 1.5 | 1,837,814 |
Financial Institutions, Inc. | Warsaw | N.Y. | 60.38 | 58.71 | 100,462 | 90,145 | 11.4 | 4,311,698 | |
182 | American National Bankshares Inc. | Danville | Va. | 60.39 | 59.98 | 44,202 | 42,719 | 3.5 | 1,862,866 |
183 | Mercantile Bank Corporation | Grand Rapids | Mich. | 60.52 | 60.10 | 86,279 | 79,716 | 8.2 | 3,363,907 |
184 | First Interstate BancSystem, Inc. | Billings | Mont. | 60.53 | 64.13 | 353,250 | 323,712 | 9.1 | 13,297,831 |
185 | Heartland BancCorp | Whitehall | Ohio | 60.63 | 58.53 | 25,904 | 21,649 | 19.7 | 1,047,426 |
186 | First Bankers Trustshares, Inc. | Quincy | Ill. | 60.72 | 67.52 | 27,394 | 29,837 | -8.2 | 930,044 |
187 | Peapack-Gladstone Financial Corporation | Bedminster | N.J. | 60.80 | 58.30 | 98,086 | 85,611 | 14.6 | 4,617,858 |
188 | TriState Capital Holdings, Inc. | Pittsburgh | Pa. | 61.12 | 65 | 101,157 | 91,472 | 10.6 | 6,035,655 |
189 | Univest Financial Corporation | Souderton | Pa. | 61.14 | 61.48 | 137,239 | 130,713 | 5.0 | 4,984,347 |
190 | Hometown Financial Group MHC | Easthampton | Mass. | 61.19 | 61.20 | 48,225 | 46,605 | 3.5 | 2,156,458 |
Valley National Bancorp | Wayne | N.J. | 61.19 | 64.21 | 629,829 | 511,552 | 23.1 | 31,863,088 | |
192 | First Midwest Bancorp, Inc. | Chicago | Ill. | 61.20 | 63.24 | 411,975 | 415,450 | -0.8 | 15,505,649 |
193 | Bar Harbor Bankshares | Bar Harbor | Maine | 61.24 | 59.06 | 75,117 | 72,250 | 4.0 | 3,608,487 |
194 | Canandaigua National Corporation | Canandaigua | N.Y. | 61.33 | 63.34 | 91,844 | 82,217 | 11.7 | 2,862,493 |
195 | Cambridge Financial Group, Inc. | Cambridge | Mass. | 61.35 | 62.32 | 76,707 | 73,942 | 3.7 | 3,883,772 |
196 | Alpine Banks of Colorado | Glenwood Springs | Colo. | 61.43 | 62.17 | 113,255 | 102,633 | 10.3 | 3,709,954 |
197 | Regions Financial Corporation | Birmingham | Ala. | 61.47 | 63.10 | 3,638,212 | 3,712,087 | -2.0 | 125,767,146 |
198 | BankUnited, Inc. | Miami Lakes | Fla. | 61.51 | 56.78 | 738,391 | 633,963 | 16.5 | 32,164,326 |
Tompkins Financial Corporation | Ithaca | N.Y. | 61.51 | 61.46 | 181,067 | 171,105 | 5.8 | 6,758,436 | |
200 | Flushing Financial Corporation | Uniondale | N.Y. | 61.61 | 57.59 | 111,021 | 106,676 | 4.1 | 6,834,176 |
Note: Only top tier bank holding companies that file a Y-9C statement with the Fed as of May. 23, 2019, are included. *Noninterest expense divided by (total income minus interest expense)
Figures for prior periods are not adjusted for mergers and acquisitions.
© 2018 American Banker
Source:
https://www.spglobal.com/en/