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Banks, thrifts and holding companies

Most Efficient Bank Holding Companies

May 15, 2017, 3:45 p.m. EDT 1 Min Read

On Dec. 31, 2016. Dollars in thousands

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Most Efficient Bank Holding Companies
Rank Company City State

Efficiency Ratio (YTD)*

Noninterest Expense (YTD)

 Assets
Dec. 2016
Dec. 2016 Dec. 2015 Dec. 2016 Dec. 2015 Change
1 Beal Financial Corp. Plano Texas 28.37 26.72 $139,206 $132,758 4.9% $7,637,903
2 Synchrony Financial Stamford Conn. 29.65 32.10 3,433,013 3,284,444 4.5 90,244,879
3 Sterling Bancorp Inc. Southfield Mich. 31.70 37.52 27,755 23,352 18.9 2,164,369
4 Merchants Bancorp Carmel Ind. 32.40 30.29 26,711 20,922 27.7 2,725,682
5 Briscoe Ranch Inc. Uvalde Texas 33.56 21.35 25,773 20,347 26.7 1,686,577
6 Bank of the Ozarks Inc. Little Rock Ark. 34.57 37.52 255,754 190,982 33.9 18,890,142
7 United National Corp. Sioux Falls S.D. 35.10 35.45 345,053 319,756 7.9 2,489,646
8 BofI Holding Inc. San Diego Calif. 35.98 33.48 128,078 91,789 39.5 8,167,876
9 NexBank Capital Inc. Dallas Texas 36.16 40.58 44,741 39,893 12.2 4,646,702
10 Home BancShares Inc. Conway Ark. 37.57 40.30 190,656 176,497 8.0 9,808,465
11 Industry Bancshares Inc. Industry Texas 38.07 35.80 48,811 43,534 12.1 3,645,260
12 Dime Community Bancshares Inc. Brooklyn N.Y. 38.12 45.90 83,544 62,184 34.3 6,005,430
13 ServisFirst Bancshares Inc. Birmingham Ala. 38.84 41.41 80,172 73,449 9.2 6,370,448
14 Discover Financial Services Riverwoods Ill. 39.25 41.16 3,568,346 3,596,016 -0.8 92,307,686
15 PacWest Bancorp Beverly Hills Calif. 39.70 40.95 448,848 385,360 16.5 21,869,767
16 Eagle Bancorp Inc. Bethesda Md. 39.86 42.03 114,808 110,547 3.9 6,890,672
17 Stearns Financial Services Inc. St. Cloud Minn. 39.94 31.34 64,459 53,642 20.2 2,045,635
18 First Security Bancorp Searcy Ark. 40.84 40.83 133,827 131,224 2.0 5,386,271
19 Prosperity Bancshares Inc. Houston Texas 40.89 40.18 316,194 310,861 1.7 22,333,330
20 Oritani Financial Corp. Township of Washington N.J. 41.20 40.87 47,532 59,259 -19.8 4,012,764
21 ConnectOne Bancorp Inc. Englewood Cliffs N.J. 41.60 42.20 58,507 54,484 7.4 4,426,348
22 Capitol Federal Financial Inc. Topeka Kan. 41.76 45.03 90,084 95,624 -5.8 9,161,863
23 RBB Bancorp Los Angeles Calif. 42.08 NA 27,906 NA NA 1,396,755
24 Lakeside Bancorp Inc. Chicago Ill. 42.23 43.56 23,693 21,900 8.2 1,407,229
25 Villages Bancorp. Inc. The Villages Fla. 42.33 42.38 24,207 20,586 17.6 1,956,661
26 Northern Bancorp Inc. Woburn Mass. 44.50 45.04 30,180 26,422 14.2 1,694,553
27 FCB Financial Holdings Inc. Weston Fla. 44.55 65.44 132,157 125,823 5.0 9,090,134
28 Olney Bancshares of Texas Inc. Olney Texas 44.62 48.31 61,365 62,069 -1.1 2,967,171
29 Western Alliance Bancorp. Phoenix Ariz. 44.75 47.00 331,474 263,579 25.8 17,200,842
30 New York Community Bancorp Inc. Westbury N.Y. 45.31 122.58 651,623 765,848 -14.9 48,926,555
31 CVB Financial Corp. Ontario Calif. 45.54 47.57 136,380 140,337 -2.8 8,073,707
32 Bridgewater Bancshares Inc. Bloomington Minn. 45.86 NA 20,224 NA NA 1,259,022
33 West Bancorp. Inc. West Des Moines Iowa 46.04 46.32 31,148 30,068 3.6 1,854,204
34 Lauritzen Corp. Omaha Neb. 46.12 40.92 70,769 61,471 15.1 1,244,080
35 Customers Bancorp Inc. Wyomissing Pa. 46.50 50.79 129,569 113,104 14.6 9,382,736
36 NEB Corp. Fond du Lac Wis. 46.73 45.42 41,283 37,138 11.2 2,007,394
37 LegacyTexas Financial Group Inc. Plano Texas 46.83 52.68 157,877 152,140 3.8 8,365,390
Washington Federal Inc. Seattle Wash. 46.83 50.65 223,898 240,956 -7.1 14,873,654
39 Lakeland Financial Corp. Warsaw Ind. 47.51 48.92 72,978 68,206 7.0 4,290,284
40 Inwood Bancshares Inc. Dallas Texas 47.90 48.70 39,136 36,783 6.4 2,387,860
41 Manhattan Banking Corp. Manhattan Kan. 48.20 44.94 38,313 31,547 21.4 1,689,662
42 United Bankshares Inc. Charleston W.Va. 48.38 48.97 244,727 229,762 6.5 14,508,892
43 BCI Financial Group Inc. Miami Fla. 48.69 61.44 125,362 28,277 343.3 8,260,624
44 Ames National Corp. Ames Iowa 48.85 49.99 25,129 24,978 0.6 1,366,443
45 Sterling Bancorp Montebello N.Y. 48.96 66.71 247,449 261,208 -5.3 14,212,535
46 Blackhawk Bancorp. Inc. Milan Ill. 49.04 47.10 20,201 19,569 3.2 1,289,934
47 Great Western Bancorp Inc. Sioux Falls S.D. 49.17 47.99 213,740 183,478 16.5 11,422,617
48 First Financial Bankshares Inc. Abilene Texas 49.19 47.50 165,830 149,465 10.9 6,809,931
49 East West Bancorp Inc. Pasadena Calif. 49.41 49.14 597,668 547,052 9.3 34,796,854
50 Traditional Bancorp. Inc. Mount Sterling Ky. 49.81 52.17 25,686 25,244 1.8 1,361,577
51 PrivateBancorp Inc. Chicago Ill. 50.19 50.75 368,492 329,321 11.9 20,053,773
52 Cathay General Bancorp Los Angeles Calif. 50.24 48.81 225,176 204,421 10.2 14,520,769
53 Amarillo National Bancorp Inc. Amarillo Texas 50.35 50.26 87,139 85,839 1.5 3,931,955
54 Hometown Banc Corp Grand Island Neb. 50.78 51.50 24,636 24,055 2.4 1,266,847
55 First Bancorp Inc. Damariscotta Maine 50.80 54.39 29,559 29,892 -1.1 1,707,396
56 Bank First National Corp. Manitowoc Wis. 50.95 49.40 24,842 22,304 11.4 1,315,997
57 Enterprise Financial Services Corp Clayton Mo. 51.27 56.84 86,163 82,296 4.7 4,081,328
58 Capital One Financial Corp. McLean Va. 51.46 53.76 13,503,291 13,021,790 3.7 357,158,294
Pinnacle Financial Partners Inc. Nashville Tenn. 51.46 51.71 234,919 170,753 37.6 11,194,623
60 First of Long Island Corp. Glen Head N.Y. 51.56 51.84 52,083 46,683 11.6 3,510,320
61 Hope Bancorp Inc. Los Angeles Calif. 51.62 48.53 216,191 155,696 38.9 13,441,422
62 Hometown Community Bancorp Inc. Morton Ill. 51.83 51.30 58,773 53,938 9.0 3,315,580
63 Grandpoint Capital Inc. Los Angeles Calif. 51.97 52.72 64,803 62,844 3.1 3,326,936
64 Flushing Financial Corp. Uniondale N.Y. 51.99 56.51 115,711 95,491 21.2 6,058,487
65 Franklin Financial Network Inc. Franklin Tenn. 52.02 56.81 51,682 42,141 22.6 2,943,230
66 Discount Bancorp Inc. New York N.Y. 52.15 56.36 142,176 140,678 1.1 9,272,477
67 SinoPac Bancorp Los Angeles Calif. 52.35 73.41 27,842 28,316 -1.7 1,280,835
68 USAmeriBancorp Inc. Clearwater Fla. 52.36 52.56 75,910 70,232 8.1 4,153,283
69 Stockman Financial Corp. Miles City Mont. 52.59 51.55 71,667 64,881 10.5 3,240,562
70 Ida Grove Bancshares Inc. Ida Grove Iowa 52.71 50.31 27,231 25,208 8.0 1,403,667
71 Investors Bancorp Inc. Short Hills N.J. 52.72 51.22 358,177 328,012 9.2 23,193,955
72 Community Financial Corp. Waldorf Md. 53.33 68.61 29,516 28,419 3.9 1,334,257
73 S&T Bancorp Inc. Indiana Pa. 53.40 55.10 142,954 136,626 4.6 6,943,053
74 Westamerica Bancorp. San Rafael Calif. 53.40 52.38 107,637 108,013 -0.3 5,369,104
75 Silver Queen Financial Services Inc. Greenwood Village Colo. 53.93 58.00 16,120 17,463 -7.7 1,722,587
76 Bridge Bancorp Inc. Bridgehampton N.Y. 53.99 64.83 76,966 72,777 5.8 4,054,229
77 Independent Bank Group Inc. McKinney Texas 54.35 59.01 113,757 103,176 10.3 5,852,801
78 Community Trust Bancorp Inc. Pikeville Ky. 54.42 54.55 107,126 105,443 1.6 3,932,169
79 Heritage Commerce Corp San Jose Calif. 54.45 67.20 57,639 58,779 -1.9 2,570,880
80 City Holding Co. Cross Lanes W.Va. 54.53 51.01 95,628 92,494 3.4 3,983,476
81 SVB Financial Group Santa Clara Calif. 54.57 52.60 870,780 778,015 11.9 44,692,252
82 Texas Capital Bancshares Inc. Dallas Texas 54.58 54.09 382,055 327,485 16.7 21,697,213
U.S. Bancorp Minneapolis Minn. 54.58 53.52 11,823,000 11,047,000 7.0 445,964,000
84 Midland Financial Co. Oklahoma City Okla. 54.60 58.01 374,279 352,294 6.2 13,299,955
85 Hills Bancorp. Hills Iowa 54.70 54.97 57,266 55,270 3.6 2,655,770
86 FirstBank Holding Co. Lakewood Colo. 54.72 55.22 369,751 346,372 6.7 17,046,125
87 Veritex Holdings Inc. Dallas Texas 54.74 NA 26,390 NA NA 1,408,507
88 Apple Financial Holdings Inc. New York N.Y. 54.86 60.44 139,887 123,641 13.1 12,907,412
89 Central Community Corp. Temple Texas 55.14 46.63 33,049 31,635 4.5 1,397,025
90 Santander Holdings USA Inc. Boston Mass. 55.22 45.02 5,385,247 8,922,795 -39.6 137,367,041
91 Hanmi Financial Corp. Los Angeles Calif. 55.28 60.50 108,504 114,518 -5.3 4,701,349
92 Southside Bancshares Inc. Tyler Texas 55.37 59.39 109,303 111,945 -2.4 5,563,767
93 Farmers & Merchants Bancorp Lodi Calif. 55.40 55.08 67,177 57,045 17.8 2,922,368
94 International Bancshares Corp. Laredo Texas 55.47 52.42 288,149 275,884 4.4 11,804,041
95 First Bancorp Inc. Lebanon Va. 55.56 54.25 38,633 35,106 10.0 1,648,963
96 Pinnacle Bancorp Inc. Omaha Neb. 55.57 56.18 226,902 205,650 10.3 9,702,396
97 Heartland Bancorp Inc. Bloomington Ill. 55.68 56.51 85,025 76,859 10.6 2,971,569
98 People's Utah Bancorp American Fork Utah 55.80 59.47 49,057 46,682 5.1 1,665,981
99 Pacific Premier Bancorp Inc. Irvine Calif. 55.89 59.90 97,608 73,362 33.0 4,036,311
100 Washington Trust Bancorp Inc. Westerly R.I. 55.96 58.16 101,085 96,825 4.4 4,382,152
101 Paragon Commercial Corp. Raleigh N.C. 55.97 58.69 26,875 24,758 8.6 1,504,838
102 Glacier Bancorp Inc. Kalispell Mont. 56.01 55.46 256,489 234,157 9.5 9,450,600
103 Parkway Bancorp Inc. Harwood Heights Ill. 56.05 53.69 40,741 37,170 9.6 2,489,702
104 BSB Bancorp Inc. Belmont Mass. 56.16 67.22 28,351 27,950 1.4 2,158,725
105 Brookline Bancorp Inc. Boston Mass. 56.19 56.76 130,054 124,956 4.1 6,452,875
106 Meridian Bancorp Inc. Peabody Mass. 56.21 62.13 78,955 73,432 7.5 4,436,239
107 Territorial Bancorp Inc. Honolulu Hawaii 56.22 59.97 34,770 36,388 -4.4 1,877,563
108 M&T Bank Corp. Buffalo N.Y. 56.25 59.09 2,984,013 2,764,600 7.9 123,449,206
109 AFNB Holdings Inc. Houston Texas 56.28 55.75 29,631 27,616 7.3 1,364,435
110 CU Bancorp Los Angeles Calif. 56.35 58.04 63,444 59,831 6.0 2,994,760
111 Provident Financial Services Inc. Iselin N.J. 56.41 56.85 183,597 180,411 1.8 9,500,465
112 Green Bancorp Inc. Houston Texas 56.46 60.42 85,020 67,097 26.7 4,025,114
113 1867 Western Financial Corp. Stockton Calif. 56.51 53.17 65,904 58,799 12.1 2,872,014
114 Summit Financial Group Inc. Moorefield W.Va. 56.76 55.85 35,050 31,243 12.2 1,758,647
115 Camden National Corp. Camden Maine 56.81 68.73 89,737 80,139 12.0 3,864,230
116 Bankwell Financial Group Inc. New Canaan Conn. 56.82 62.88 29,414 28,964 1.6 1,628,919
WestStar Bank Holding Co. Inc. El Paso Texas 56.82 53.83 37,233 27,838 33.7 1,517,851
118 Bank of Marin Bancorp Novato Calif. 56.83 60.01 47,692 46,949 1.6 2,023,493
119 Southern Missouri Bancorp Inc. Poplar Bluff Mo. 56.88 54.50 35,169 32,670 7.6 1,492,599
120 Longview Financial Corp. Longview Texas 56.92 59.66 55,407 52,434 5.7 2,293,613
121 First Financial Corp. Terre Haute Ind. 56.96 65.36 90,064 97,939 -8.0 2,990,403
122 First Merchants Corp. Muncie Ind. 57.03 62.44 174,300 173,418 0.5 7,214,483
123 Bank of Hawaii Corp. Honolulu Hawaii 57.13 61.12 354,702 353,751 0.3 16,492,367
124 Cullen/Frost Bankers Inc. San Antonio Texas 57.29 56.72 732,252 693,142 5.6 30,236,088
125 Amboy Bancorp. Old Bridge N.J. 57.32 80.45 48,210 67,541 -28.6 2,440,961
126 Arrow Financial Corp. Glens Falls N.Y. 57.51 58.09 59,609 57,430 3.8 2,605,242
127 Commerce Bancshares Corp. Worcester Mass. 57.56 59.62 36,888 35,557 3.7 2,238,060
128 Magnolia Banking Corp. Magnolia Ark. 57.60 55.86 34,296 33,435 2.6 1,314,689
129 Stock Yards Bancorp Inc. Louisville Ky. 57.72 56.76 82,502 73,765 11.8 3,043,012
130 First Internet Bancorp Fishers Ind. 57.78 62.08 31,617 25,933 21.9 1,854,335
131 First Financial Bancorp. Cincinnati Ohio 57.86 61.26 202,634 199,495 1.6 8,437,967
132 Crews Banking Corp. Wauchula Fla. 57.87 59.00 37,313 35,530 5.0 1,368,506
133 Southern First Bancshares Inc. Greenville S.C. 57.89 59.83 30,567 27,468 11.3 1,340,961
134 Valley View Bancshares Inc. Overland Park Kan. 57.91 58.30 65,731 65,708 0.0 3,143,088
135 JPMorgan Chase & Co. New York N.Y. 57.97 62.46 56,394,000 59,285,000 -4.9 2,490,972,000
136 First Bank Corp Fort Smith Ark. 57.99 57.39 50,102 47,609 5.2 1,683,353
137 Independence Bancshares Inc. Owensboro Ky. 58.11 52.23 46,608 38,047 22.5 2,006,098
138 Wells Fargo & Co. San Francisco Calif. 58.19 56.95 52,877,000 50,598,000 4.5 1,930,115,000
139 Wilson Bank Holding Co. Lebanon Tenn. 58.28 57.68 57,264 52,105 9.9 2,183,384
140 German American Bancorp Inc. Jasper Ind. 58.32 57.22 76,587 61,326 24.9 2,957,502
141 Peoples Financial Services Corp. Scranton Pa. 58.34 61.22 47,927 46,715 2.6 1,997,082
142 BNC Bancorp High Point N.C. 58.35 63.05 156,662 134,284 16.7 7,401,691
143 Central Bancompany Inc. Jefferson City Mo. 58.39 61.82 322,791 319,110 1.2 12,693,896
144 First Farmers Financial Corp. Converse Ind. 58.42 58.05 40,971 38,498 6.4 1,616,450
145 First York Ban Corp. York Neb. 58.43 61.06 40,455 40,009 1.1 1,490,790
146 TrustCo Bank Corp NY Glenville N.Y. 58.49 57.93 99,515 96,792 2.8 4,867,040
147 First National of Nebraska Inc. Omaha Neb. 58.54 62.42 893,973 848,068 5.4 19,046,202
148 Allegiance Bancshares Inc. Houston Texas 58.58 62.10 59,258 55,383 7.0 2,455,237
149 United Community Banks Inc. Blairsville Ga. 58.62 63.80 240,318 213,154 12.7 10,715,518
150 Mercantile Bank Corp. Grand Rapids Mich. 58.66 65.20 77,119 79,455 -2.9 3,082,571
151 Security National Corp. Dakota Dunes S.D. 58.67 56.12 35,009 33,355 5.0 1,382,744
152 Cadence Bancorp, LLC Houston Texas 58.84 68.48 226,690 232,385 -2.5 9,531,252
153 Columbia Banking System Inc. Tacoma Wash. 59.05 61.49 263,458 274,449 -4.0 9,509,607
154 American BancorLimited Dickinson N.D. 59.16 60.47 49,519 50,257 -1.5 1,700,408
155 BankUnited Inc. Miami Lakes Fla. 59.18 59.56 588,743 521,036 13.0 27,880,151
156 Lakeland Bancorp Inc. Oak Ridge N.J. 59.19 62.71 99,918 87,211 14.6 5,093,433
157 National Commerce Corp. Birmingham Ala. 59.20 67.50 49,089 40,088 22.5 1,950,784
158 First Bancshares Inc. Merrillville Ind. 59.26 59.43 90,571 84,598 7.1 3,486,109
159 Hamilton State Bancshares Inc. Hoschton Ga. 59.30 66.86 45,958 52,587 -12.6 1,851,126
160 First Mid-Illinois Bancshares Inc. Mattoon Ill. 59.32 61.33 61,762 49,306 25.3 2,884,535
161 Ironhorse Financial Group Inc. Muskogee Okla. 59.38 60.01 53,675 49,255 9.0 1,389,127
162 Charles Schwab Corp. San Francisco Calif. 59.45 63.61 4,474,000 4,095,000 9.3 223,383,000
163 WesBanco Inc. Wheeling W.Va. 59.52 59.45 207,822 193,469 7.4 9,793,972
164 Peapack-Gladstone Financial Corp. Bedminster N.J. 59.54 63.69 75,113 68,928 9.0 3,878,633
165 First Commonwealth Financial Corp. Indiana Pa. 59.55 63.98 158,775 160,760 -1.2 6,684,018
166 United Community Bancorp Inc. Chatham Ill. 59.60 59.19 48,330 45,918 5.3 2,209,980
167 Luther Burbank Corp. Santa Rosa Calif. 59.72 68.12 61,150 63,015 -3.0 5,064,500
168 Citigroup Inc. New York N.Y. 59.79 57.87 42,781,000 45,558,000 -6.1 1,792,077,000
169 Third Federal Savings and Loan Association of Cleveland MHC Cleveland Ohio 59.82 62.86 175,559 180,077 -2.5 13,189,828
170 Sandy Spring Bancorp Inc. Olney Md. 59.86 59.04 123,098 115,057 7.0 5,091,383
171 Financial Institutions Inc. Warsaw N.Y. 59.94 61.21 84,303 79,117 6.6 3,710,340
172 Fishback Financial Corp. Brookings S.D. 59.97 61.08 66,205 62,495 5.9 2,211,620
173 First BanCorp. San Juan Puerto Rico 60.00 61.97 356,229 394,996 -9.8 11,922,455
174 First Interstate BancSystem Inc. Billings Mont. 60.05 62.95 248,183 249,457 -0.5 9,065,354
175 First Guaranty Bancshares Inc. Hammond La. 60.07 57.59 32,635 30,676 6.4 1,500,945
176 First Community Bancshares Inc. Bluefield Va. 60.12 63.91 71,595 74,326 -3.7 2,386,397
177 American National Bankshares Inc. Danville Va. 60.19 56.59 39,573 40,642 -2.6 1,678,638
178 Republic Bancorp Co. Oak Brook Ill. 60.27 60.91 47,035 47,832 -1.7 1,837,086
179 Community Bank System Inc. De Witt N.Y. 60.29 61.19 264,835 231,594 14.4 8,666,437
180 BB&T Corp. Winston-Salem N.C. 60.33 63.09 6,731,273 6,248,703 7.7 219,276,323
181 Simmons First National Corp. Pine Bluff Ark. 60.43 68.64 263,782 285,023 -7.5 8,400,056
182 OFG Bancorp San Juan Puerto Rico 60.47 63.34 225,995 263,997 -14.4 6,501,824
183 American National Corp. Omaha Neb. 60.50 61.28 81,111 74,949 8.2 3,312,790
184 NBT Bancorp Inc. Norwich N.Y. 60.53 62.04 237,593 233,682 1.7 8,867,268
185 Commerce Bancshares Inc. Kansas City Mo. 60.57 60.77 723,387 684,798 5.6 25,659,294
186 F.N.B. Corp. Pittsburgh Pa. 60.60 57.11 509,397 388,102 31.3 21,844,817
Republic Bancorp Inc. Louisville Ky. 60.60 65.62 130,107 113,590 14.5 4,816,309
188 BancFirst Corp. Oklahoma City Okla. 60.67 63.76 192,366 184,975 4.0 7,018,962
189 Bryn Mawr Bank Corp. Bryn Mawr Pa. 60.77 77.63 100,698 125,590 -19.8 3,421,530
190 Anchor Bancorp Inc. St. Paul Minn. 60.78 67.48 52,263 52,626 -0.7 2,024,797
191 Austin BanCorp Inc. Jacksonville Texas 60.89 62.39 52,774 52,228 1.0 1,589,435
192 PNC Financial Services Group Inc. Pittsburgh Pa. 61.31 60.76 9,507,743 9,445,245 0.7 366,872,249
193 State Bank Financial Corp. Atlanta Ga. 61.38 71.50 123,211 128,286 -4.0 4,225,265
194 Pacific Continental Corp. Eugene Ore. 61.42 60.31 56,832 45,744 24.2 2,541,899
195 Independent Bank Corp. Rockland Mass. 61.43 66.41 197,536 196,638 0.5 7,709,375
196 Fifth Third Bancorp Cincinnati Ohio 61.59 57.64 3,896,158 3,773,337 3.3 142,176,830
197 First Defiance Financial Corp. Defiance Ohio 61.61 62.11 70,719 67,161 5.3 2,477,263
198 First Farmers and Merchants Corp. Columbia Tenn. 61.65 69.71 34,056 34,198 -0.4 1,337,767
199 Bremer Financial Corp. St. Paul Minn. 61.75 60.65 314,708 294,786 6.8 11,570,247
Dacotah Banks Inc. Aberdeen S.D. 61.75 62.18 64,224 61,817 3.9 2,297,172

Note: Only top tier bank holding companies that file a Y-9C statement with the Fed as of May 12, 2017, are included. *Noninterest expense divided by (total income minus interest expense)
Figures for prior periods are not adjusted for mergers and acquisitions.
© 2017 American Banker
Source: SNL Financial, Charlottesville, Va. (

www.snl.com
)

Banks, thrifts and holding companies