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Banks, thrifts and holding companies

Most Efficient Bank Holding Companies

February 26, 2018, 2:50 p.m. EST 1 Min Read

Year to date through Sep. 30, 2017. Dollars in thousands.

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Most Efficient Bank Holding Companies

Efficiency Ratio (YTD)*

Noninterest Expense (YTD)

  Assets
Sep. 2017
Rank Company City State Sep. 2017 Sep. 2016 Sep. 2017 Sep. 2016 Change
1 Synchrony Financial Stamford Conn. 28.72 29.06 $957,419 $859,864 $11.3 $92,547,974
2 Briscoe Ranch, Inc. Uvalde Tex. 29.15 30.64 6,444 6,409 0.5 1,699,264
3 Beal Financial Corporation Plano Tex. 32.00 31 40,232 40,649 -1.0 7,403,634
Sterling Bancorp, Inc. Southfield Mich. 32.00 28.46 10,236 6,913 48 2,636,197
5 Silver Queen Financial Services, Inc. Greenwood Village Colo. 32.28 48.73 3,542 3,896 -9.1 1,775,738
6 Stearns Financial Services, Inc. Saint Cloud Minn. 32.90 45.34 13,446 16,857 -20.2 2,094,204
7 United National Corporation Sioux Falls S.D. 32.93 35.56 86,449 87,754 -1.5 2,607,776
8 Oritani Financial Corp. Township of Washington N.J. 33.25 38.75 9,516 10,304 -7.6 4,120,195
9 First Community Holdings Santa Rosa Calif. 33.28 NA 4,665 NA NA 1,506,265
10 Merchants Bancorp Carmel Ind. 33.71 31.24 8,942 7,174 24.6 3,242,784
11 ServisFirst Bancshares, Inc. Birmingham Ala. 33.75 37.72 21,497 20,004 7.5 6,712,103
12 Bridgewater Bancshares, Inc. Bloomington Minn. 35.21 43.49 6,110 5,366 13.9 1,556,665
13 Eagle Bancorp, Inc. Bethesda Md. 36.88 40.02 29,411 28,839 2.0 7,393,656
14 Discover Financial Services Riverwoods Ill. 37.54 38.80 947,691 892,458 6.2 97,607,888
15 Industry Bancshares, Inc. Industry Tex. 37.71 38.63 13,192 11,864 11.2 3,801,295
16 Northern Bancorp, Inc. Woburn Mass. 38.25 43.77 8,113 7,660 5.9 2,063,710
17 Fifth Third Bancorp Cincinnati Ohio 38.26 55.50 970,588 970,968 0.0 142,264,097
18 RBB Bancorp Los Angeles Calif. 38.41 38.82 7,203 7,035 2.4 1,642,714
19 Western Alliance Bancorporation Phoenix Ariz. 39.78 44.02 88,851 85,242 4.2 19,922,221
20 Prosperity Bancshares, Inc. Houston Tex. 40.03 41.58 77,171 78,344 -1.5 22,147,651
21 BofI Holding, Inc. San Diego Calif. 40.34 39.07 38,019 32,726 16 8,581,628
22 FCB Financial Holdings, Inc. Weston Fla. 40.53 43.72 35,205 32,811 7.3 10,229,332
23 Luther Burbank Corporation Santa Rosa Calif. 40.83 61.12 13,740 15,917 -13.7 5,320,429
24 First Security Bancorp Searcy Ark. 41.09 41.08 34,279 34,729 -1.3 5,515,603
25 Lauritzen Corporation Omaha Neb. 41.22 28.74 16,117 15,627 3.1 1,271,554
26 Villages Bancorporation, Inc. The Villages Fla. 41.35 44.77 7,723 6,478 19.2 2,044,210
27 CVB Financial Corp. Ontario Calif. 41.52 44.78 34,698 33,002 5.1 8,304,012
28 PacWest Bancorp Beverly Hills Calif. 41.59 39.72 116,940 110,275 6.0 22,242,933
29 Cathay General Bancorp Los Angeles Calif. 41.60 45.81 60,958 51,214 19.0 15,728,417
30 New York Community Bancorp, Inc. Westbury N.Y. 41.99 44.78 161,791 161,682 0.1 48,457,891
31 Capitol Federal Financial, Inc. Topeka Kan. 42.04 45.07 23,315 24,244 -3.8 9,211,858
32 BCI Financial Group, Inc. Miami Fla. 43.14 48.80 34,207 32,837 4.2 9,855,589
33 Sterling Bancorp Montebello N.Y. 43.41 48.25 62,186 62,304 -0.2 16,785,971
34 Hope Bancorp, Inc. Los Angeles Calif. 43.60 58.02 61,873 68,831 -10.1 14,150,134
35 LegacyTexas Financial Group, Inc. Plano Tex. 43.77 48.04 40,151 41,160 -2.5 9,071,565
36 Inwood Bancshares, Inc. Dallas Tex. 44.55 45.85 9,484 9,523 -0.4 2,479,258
37 Lakeland Financial Corporation Warsaw Ind. 45.11 47.70 20,266 18,752 8.1 4,457,633
First Paragould Bankshares, Inc. Paragould Ark. 45.11 NA 6,218 NA NA 1,316,424
39 West Bancorporation, Inc. West Des Moines Iowa 45.12 46.26 8,020 7,993 0.3 2,030,348
40 Lakeside Bancorp, Inc. Chicago Ill. 45.36 36.50 6,719 6,300 6.7 1,566,258
41 First of Long Island Corporation Glen Head N.Y. 45.56 46.89 13,059 11,972 9.1 3,733,142
42 Blackhawk Bancorporation, Inc. Milan Ill. 45.65 48.41 5,112 5,321 -3.9 1,291,951
43 East West Bancorp, Inc. Pasadena Calif. 45.90 54.66 162,436 165,599 -1.9 36,328,931
44 ConnectOne Bancorp, Inc. Englewood Cliffs N.J. 46.26 40.78 18,641 14,551 28.1 4,844,755
45 Great Western Bancorp, Inc. Sioux Falls S.D. 46.57 48.31 54,122 56,499 -4.2 11,690,011
46 First National Bancshares, Inc. East Lansing Mich. 46.59 NA 10,485 NA NA 1,338,134
47 Parkway Bancorp, Inc. Harwood Heights Ill. 46.68 56.48 8,648 10,565 -18.1 2,413,662
48 Washington Federal, Inc. Seattle Wash. 46.81 46.55 62,075 55,786 11.3 15,253,580
49 Olney Bancshares of Texas, Inc. Olney Tex. 47.17 45.16 18,089 15,293 18.3 3,433,631
50 Glacier Bancorp, Inc. Kalispell Mont. 47.23 55.79 67,658 65,142 3.9 9,798,602
51 AFNB Holdings, Inc. Houston Tex. 47.72 60.74 6,838 7,281 -6.1 1,475,678
52 Meridian Bancorp, Inc. Peabody Mass. 47.84 54.13 21,088 19,543 7.9 5,086,671
53 SVB Financial Group Santa Clara Calif. 48.54 51.17 258,875 221,827 16.7 50,756,864
54 Pinnacle Financial Partners, Inc. Nashville Tenn. 48.73 52.11 109,759 63,747 72.2 21,790,371
55 WestStar Bank Holding Company, Inc. El Paso Tex. 48.94 60.72 10,562 10,746 -1.7 1,653,869
56 Traditional Bancorporation, Inc. Mount Sterling Ky. 49.04 50.26 6,490 6,576 -1.3 1,470,322
57 United Bankshares, Inc. Charleston W.Va. 49.08 37.28 94,508 62,128 52.1 19,129,978
58 Enterprise Financial Services Corp Clayton Mo. 49.09 50.04 27,411 20,832 31.6 5,231,488
59 First Financial Bankshares, Inc. Abilene Tex. 49.13 49.26 43,964 42,002 4.7 7,009,164
60 Ames National Corporation Ames Iowa 49.17 47.80 6,295 6,209 1.4 1,364,934
61 Green Bancorp, Inc. Houston Tex. 49.21 61.65 20,067 23,114 -13.2 4,161,273
Amarillo National Bancorp, Inc. Amarillo Tex. 49.21 48.07 22,964 21,059 9.0 3,874,662
63 Synovus Financial Corp. Columbus Ga. 49.45 63.04 196,833 185,182 6.3 31,642,123
64 OFG Bancorp San Juan P.R. 49.50 54.27 48,758 53,069 -8.1 6,288,217
65 International Bancshares Corporation Laredo Tex. 49.55 58.89 71,847 76,437 -6.0 12,173,651
66 Arbor Bancorp, Inc. Ann Arbor Mich. 49.62 51.79 9,454 7,690 22.9 1,535,584
67 S&T Bancorp, Inc. Indiana Pa. 49.81 51.02 36,514 34,350 6.3 7,170,179
68 1867 Western Financial Corporation Stockton Calif. 49.92 55.54 15,841 16,452 -3.7 2,906,569
69 Heritage Commerce Corp San Jose Calif. 49.98 54.20 14,834 14,295 3.8 2,843,948
70 First Bancorp, Inc. Damariscotta Maine 50.07 50.79 8,011 7,492 6.9 1,776,268
71 Pacific City Financial Corporation Los Angeles Calif. 50.10 NA 8,954 NA NA 1,403,816
72 Ida Grove Bancshares, Inc. Ida Grove Iowa 50.25 56.23 6,888 7,207 -4.4 1,465,760
73 Cadence Bancorp, LLC Houston Tex. 50.30 57.82 56,629 56,408 0.4 10,503,109
74 First Internet Bancorp Fishers Ind. 50.31 53.72 9,414 8,380 12.3 2,633,422
75 Texas Capital Bancshares, Inc. Dallas Tex. 50.41 52.13 112,262 95,425 17.6 24,401,126
Crews Banking Corporation Wauchula Fla. 50.41 55.25 9,055 9,024 0.3 1,423,927
77 Capital One Financial Corporation McLean Va. 50.48 50.09 3,548,236 3,325,883 6.7 361,401,885
78 Southside Bancshares, Inc. Tyler Tex. 50.77 58.38 24,909 28,347 -12.1 5,484,430
79 Westamerica Bancorporation San Rafael Calif. 50.98 54.64 26,233 27,446 -4.4 5,447,200
80 Columbia Banking System, Inc. Tacoma Wash. 51.03 59.14 67,155 67,573 -0.6 9,814,578
81 Farmers & Merchants Bancorp Lodi Calif. 51.14 56.58 16,285 16,553 -1.6 3,073,386
82 Community Trust Bancorp, Inc. Pikeville Ky. 51.20 53.39 26,932 26,687 0.9 4,135,895
83 NEB Corporation Fond du Lac Wis. 51.24 47.37 10,115 13,611 -25.7 1,909,273
84 Hometown Community Bancorp, Inc. Morton Ill. 51.47 51.79 15,254 14,140 7.9 3,426,845
85 Stockman Financial Corporation Miles City Mont. 51.59 51.61 19,753 18,477 6.9 3,395,027
86 City Holding Company Cross Lanes W.Va. 51.63 56.58 24,405 24,745 -1.4 4,098,418
87 Lakeland Bancorp, Inc. Oak Ridge N.J. 51.72 57.10 24,849 26,006 -4.4 5,401,072
88 Grandpoint Capital, Inc. Los Angeles Calif. 52.10 53.04 16,598 16,458 0.9 3,203,002
89 Security National Corporation Dakota Dunes S.D. 52.13 57.91 8,476 8,726 -2.9 1,447,153
90 FirstBank Holding Company Lakewood Colo. 52.14 56.21 97,612 98,703 -1.1 17,392,225
91 Manhattan Banking Corporation Manhattan Kan. 52.25 47.56 10,107 10,587 -4.5 1,726,846
92 Franklin Financial Network, Inc. Franklin Tenn. 52.28 52.01 15,279 13,707 11.5 3,565,290
BSB Bancorp, Inc. Belmont Mass. 52.28 55.15 7,922 7,067 12.1 2,500,025
94 PeoplesBancorp, MHC Holyoke Mass. 52.36 69.85 12,356 11,683 5.8 2,326,767
95 First Bank Corp Fort Smith Ark. 52.38 57.68 12,104 12,165 -0.5 1,708,746
96 Provident Financial Services, Inc. Iselin N.J. 52.50 56.02 46,252 45,803 1.0 9,495,146
97 TD Group US Holdings LLC Wilmington Del. 52.56 61.63 1,650,058 1,748,896 -5.7 374,292,622
98 Hanmi Financial Corporation Los Angeles Calif. 52.86 58.18 28,574 28,568 0.0 5,111,395
99 NexBank Capital, Inc. Dallas Tex. 52.95 41.47 18,630 11,773 58.2 7,634,434
100 Metropolitan Bank Holding Corp. New York N.Y. 53.02 NA 8,590 NA NA 1,723,657
101 Cullen/Frost Bankers, Inc. San Antonio Tex. 53.13 56.58 186,816 180,301 3.6 31,031,511
102 Southern National Bancorp of Virginia, Inc. McLean Va. 53.18 46.33 14,536 5,379 170.2 2,597,729
103 Bank First National Corporation Manitowoc Wis. 53.20 50.88 6,989 6,284 11.2 1,333,016
104 U.S. Bancorp Minneapolis Minn. 53.21 54.13 3,029,000 2,964,000 2.2 459,227,000
105 Pacific Premier Bancorp, Inc. Irvine Calif. 53.23 56.33 40,033 25,476 57.1 6,532,334
106 Hills Bancorporation Hills Iowa 53.34 54.05 14,953 14,571 2.6 2,783,769
107 County Bancorp, Inc. Manitowoc Wis. 53.40 48.99 6,709 5,898 13.8 1,359,325
108 Home BancShares, Inc. Conway Ark. 53.73 39.91 70,570 50,763 39.0 14,255,967
109 Independent Bank Group, Inc. McKinney Tex. 53.89 51.39 47,904 26,888 78.2 8,891,114
110 F.N.B. Corporation Pittsburgh Pa. 54.04 55.04 163,348 120,919 35.1 31,123,295
111 CenterState Bank Corporation Winter Haven Fla. 54.15 57.26 45,056 36,068 24.9 6,822,861
112 American National Corporation Omaha Neb. 54.27 60.02 21,321 20,051 6.3 3,494,412
113 Discount Bancorp, Inc. New York N.Y. 54.33 54.76 39,397 36,835 7.0 9,157,799
114 First Bancorp, Inc. Lebanon Va. 54.38 57.25 10,253 9,890 3.7 1,631,975
115 Sandy Spring Bancorp, Inc. Olney Md. 54.41 56.40 31,251 29,414 6.2 5,334,788
116 SNBNY Holdings Limited Gibraltar #N/A 54.42 58.80 32,650 28,115 16.1 7,584,026
117 Bank of Hawaii Corporation Honolulu Hawaii 54.46 56.40 89,250 87,707 1.8 17,268,302
118 Citizens Financial Services, Inc. Mansfield Pa. 54.49 57.86 7,249 7,253 -0.1 1,269,787
119 Camden National Corporation Camden Maine 54.55 54.29 21,840 22,141 -1.4 4,039,943
120 Nicolet Bankshares, Inc. Green Bay Wis. 54.61 58.44 20,862 19,094 9.3 2,845,761
121 Unity Bancorp, Inc. Clinton N.J. 54.74 58.09 7,544 7,019 7.5 1,329,836
122 Summit Financial Group, Inc. Moorefield W.Va. 54.75 55.48 12,384 8,454 46 2,101,136
123 Bankwell Financial Group, Inc. New Canaan Conn. 54.85 56.22 7,963 7,444 7.0 1,804,938
124 Heartland Bancorp, Inc. Bloomington Ill. 54.88 53.90 20,975 20,384 2.9 2,934,122
125 Amboy Bancorporation Old Bridge N.J. 54.93 52.75 12,743 11,042 15.4 2,503,063
126 Pinnacle Bancorp, Inc. Omaha Neb. 55.00 55.45 62,368 57,046 9.3 10,126,300
MidCountry Financial Corp. Macon Ga. 55.00 65.25 26,939 30,140 -10.6 1,271,425
128 Valley View Bancshares, Inc. Overland Park Kan. 55.01 57.99 16,159 16,361 -1.2 3,148,432
129 Longview Financial Corporation Longview Tex. 55.09 56.84 14,322 14,022 2.1 2,422,645
130 TrustCo Bank Corp NY Glenville N.Y. 55.15 56.95 25,216 24,283 3.8 4,871,816
131 Dime Community Bancshares, Inc. Brooklyn N.Y. 55.18 48.63 22,111 18,162 21.7 6,444,429
First Farmers Financial Corporation Converse Ind. 55.18 58.17 10,232 10,356 -1.2 1,647,281
133 Guaranty Bancorp Denver Colo. 55.21 64.96 21,874 18,571 17.8 3,510,046
134 Bar Harbor Bankshares Bar Harbor Maine 55.22 64.08 17,330 8,528 103.2 3,475,731
135 Washington Trust Bancorp, Inc. Westerly R.I. 55.30 53.71 26,751 24,656 8.5 4,470,312
136 WesBanco, Inc. Wheeling W.Va. 55.33 66.41 55,401 57,297 -3.3 9,922,646
137 First Community Bancshares, Inc. Bluefield Va. 55.34 56.51 16,389 18,371 -10.8 2,374,780
138 Brookline Bancorp, Inc. Boston Mass. 55.44 56.58 35,433 33,369 6.2 6,703,647
139 Citigroup Inc. New York N.Y. 55.46 58.93 10,306,000 10,727,000 -3.9 1,889,133,000
140 Comerica Incorporated Dallas Tex. 55.57 68.31 460,637 494,454 -6.8 72,268,506
141 M&T Bank Corporation Buffalo N.Y. 55.61 55.34 793,653 735,150 8.0 120,401,804
Simmons First National Corporation Pine Bluff Ark. 55.61 58.11 68,050 64,235 5.9 9,535,818
143 Charles Schwab Corporation San Francisco Calif. 55.78 58.02 1,216,000 1,117,000 8.9 230,714,000
144 Arrow Financial Corporation Glens Falls N.Y. 55.79 57.48 15,549 15,082 3.1 2,744,462
145 Northfield Bancorp, Inc. Woodbridge N.J. 55.85 59.76 16,828 17,389 -3.2 4,009,055
146 CTBC Capital Corp. Los Angeles Calif. 55.92 67.10 16,292 15,927 2.3 3,292,761
147 JPMorgan Chase & Co. New York N.Y. 55.93 58.68 14,444,000 14,723,000 -1.9 2,563,074,000
Southern First Bancshares, Inc. Greenville S.C. 55.93 57.38 8,938 8,064 10.8 1,558,038
149 Hometown Financial Group MHC Easthampton Mass. 55.97 54.28 11,176 10,042 11.3 2,072,582
150 First York Ban Corp. York Neb. 56.03 59.88 10,801 10,468 3.2 1,589,488
151 Carolina Financial Corporation Charleston S.C. 56.05 60.47 15,179 13,792 10.1 2,256,747
152 Century Bancorp, Inc. Medford Mass. 56.13 62.14 16,179 16,625 -2.7 4,558,072
153 Peapack-Gladstone Financial Corporation Bedminster N.J. 56.15 56.69 21,961 18,166 20.9 4,176,332
154 Bridge Bancorp, Inc. Bridgehampton N.Y. 56.18 53.43 21,241 19,174 10.8 4,283,980
155 BankUnited, Inc. Miami Lakes Fla. 56.26 58.58 156,666 148,039 5.8 29,554,831
156 People's Utah Bancorp American Fork Utah 56.38 53.54 13,657 11,932 14.5 1,790,136
157 Southern Missouri Bancorp, Inc. Poplar Bluff Mo. 56.46 58.64 10,992 9,365 17.4 1,763,750
158 First National of Nebraska, Inc. Omaha Neb. 56.65 48.77 221,355 224,658 -1.5 19,425,800
159 Territorial Bancorp Inc. Honolulu Hawaii 56.67 55.17 8,709 8,618 1.1 1,962,523
160 Santander Holdings USA, Inc. Boston Mass. 56.72 54.14 1,394,853 1,574,297 -11.4 131,986,117
161 Community Bank System, Inc. De Witt N.Y. 56.74 59.14 82,860 65,574 26.4 10,839,219
162 Flushing Financial Corporation Uniondale N.Y. 56.85 58.09 25,725 25,326 1.6 6,261,382
163 Post Oak Bancshares, Inc. Houston Tex. 56.90 57.48 8,188 6,811 20.2 1,383,385
164 CIBC Bancorp USA Inc. Chicago Ill. 57.00 NA 137,504 NA NA 24,954,278
165 Independence Bancshares, Inc. Owensboro Ky. 57.01 56.65 12,721 11,713 8.6 2,165,591
166 Fishback Financial Corporation Brookings S.D. 57.04 59.23 17,883 17,287 3.4 2,266,882
167 State Bank Financial Corporation Atlanta Ga. 57.05 59.06 31,666 29,414 7.7 5,148,483
168 First Financial Bancorp. Cincinnati Ohio 57.14 58.92 54,164 51,580 5.0 8,761,689
169 Magnolia Banking Corporation Magnolia Ark. 57.17 57.88 8,434 8,590 -1.8 1,338,356
170 MidWestOne Financial Group, Inc. Iowa City Iowa 57.22 62.09 20,173 20,631 -2.2 3,144,199
171 Investors Bancorp, Inc. Short Hills N.J. 57.23 53.93 103,158 91,278 13.0 24,795,214
172 Stock Yards Bancorp, Inc. Louisville Ky. 57.29 56.44 21,726 20,589 5.5 3,162,541
173 NBT Bancorp Inc. Norwich N.Y. 57.53 60.20 60,679 59,264 2.4 9,155,396
174 Independent Bank Corp. Rockland Mass. 57.54 59.74 51,986 48,495 7.2 8,054,205
175 Central Bancompany, Inc. Jefferson City Mo. 57.56 55.21 81,198 81,549 -0.4 12,600,582
176 American National Bankshares Inc. Danville Va. 57.61 60.25 10,713 9,779 9.6 1,780,541
177 South State Corporation Columbia S.C. 57.62 60.36 81,390 72,221 12.7 11,169,110
178 German American Bancorp, Inc. Jasper Ind. 57.63 54.56 19,771 18,653 6.0 3,073,090
179 BancFirst Corporation Oklahoma City Okla. 57.65 60.83 50,556 49,072 3.0 7,132,179
First Defiance Financial Corp. Defiance Ohio 57.65 63.44 20,438 18,269 11.9 2,935,162
181 Ironhorse Financial Group, Inc. Muskogee Okla. 57.67 58.47 13,634 13,447 1.4 1,456,987
182 First Mid-Illinois Bancshares, Inc. Mattoon Ill. 57.72 59.57 17,365 15,396 12.8 2,794,456
183 First Commonwealth Financial Corporation Indiana Pa. 57.79 57.05 47,195 38,504 22.6 7,384,339
184 PNC Financial Services Group, Inc. Pittsburgh Pa. 57.87 61.32 2,442,428 2,397,800 1.9 375,255,765
185 Southern BancShares (N.C.), Inc. Mount Olive N.C. 57.97 74.22 17,698 18,556 -4.6 2,602,157
186 Starion Bancorporation Bismarck N.D. 57.99 59.87 7,203 7,162 0.6 1,270,503
187 Peoples Financial Services Corp. Scranton Pa. 58.03 57.05 12,493 12,001 4.1 2,089,497
188 Dacotah Banks, Inc. Aberdeen S.D. 58.11 61 16,197 15,910 1.8 2,404,148
CBX Corporation Carrollton Ill. 58.11 62.23 8,889 7,623 16.6 1,561,823
190 First Merchants Corporation Muncie Ind. 58.27 55.51 57,851 43,365 33.4 9,050,844
191 United Community Banks, Inc. Blairsville Ga. 58.28 61.82 65,587 69,312 -5.4 11,130,747
CoBiz Financial Inc. Denver Colo. 58.28 64.13 26,387 26,141 0.9 3,836,843
National Commerce Corporation Birmingham Ala. 58.28 59.27 18,091 12,650 43.0 2,549,134
194 Great Southern Bancorp, Inc. Springfield Mo. 58.29 62.12 27,961 30,495 -8.3 4,516,138
195 Alpine Banks of Colorado Glenwood Springs Colo. 58.36 62.50 25,220 23,321 8.1 3,410,627
196 United Community Financial Corp. Youngstown Ohio 58.45 60.23 15,881 12,975 22.4 2,607,085
197 Wilson Bank Holding Co. Lebanon Tenn. 58.56 56.66 15,362 14,255 7.8 2,291,031
198 Veritex Holdings, Inc. Dallas Tex. 58.57 55.68 12,523 7,030 78.1 2,494,841
199 First Bancshares, Inc. Merrillville Ind. 58.62 59.81 25,577 23,393 9.3 3,774,639
200 Park National Corporation Newark Ohio 58.65 58.67 49,811 46,756 6.5 7,864,451

Note: Only top tier bank holding companies that file a Y-9C statement with the Fed as of Feb. 16, 2018, are included. *Noninterest expense divided by (total income minus interest expense)
Figures for prior periods are not adjusted for mergers and acquisitions.
© 2017 American Banker
Source: Financial Information Systems LLC (

www.FEDFIS.com
)

Banks, thrifts and holding companies