Highest Loan/Deposit Ratios Among Bank Holding Companies

November 14, 2022, 4:39 p.m. EST 1 Min Read

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Highest Loan/Deposit Ratios Among Bank Holding Companies

Rank	Company	City	State	Loans as a % of deposits 'Mar. 31	Loans as a % of deposits Year earlier	Loans and leases ($000)	Deposits ($000)	Equity capital ($000)	Total assets ($000)
1	SoFi Technologies, Inc.	San Francisco	Calif.	301.29	N.A.	$8,199,591	$2,721,513	$5,506,555	$12,670,886
2	Education Loan Finance, Inc.	Farragut	Tenn.	197.67	164.02	3,915,587	1,980,902	565,992	4,300,077
3	Barclays US LLC	New York	N.Y.	187.84	205.25	48,013,000	25,561,000	16,473,000	174,306,000
4	CRB Group, Inc.	Fort Lee	N.J.	166.89	N.A.	7,226,291	4,329,943	1,064,992	8,622,788
5	American Express Company	New York	N.Y.	158.42	144.31	155,477,000	98,140,000	23,235,000	205,298,000
6	Third Federal Savings and Loan Association of Cleveland, MHC	Cleveland	Ohio	151.03	136.26	13,966,592	9,247,386	1,730,689	15,405,154
7	First National Bancshares, Inc.	East Lansing	Mich.	149.08	N.A.	3,563,550	2,390,395	327,568	3,824,861
8	Mizuho Americas LLC	New York	N.Y.	147.43	152.03	6,120,000	4,151,000	5,352,000	49,181,000
9	Northpointe Bancshares, Inc.	Grand Rapids	Mich.	142.68	N.A.	3,439,712	2,410,792	419,083	3,979,123
10	SMBC Americas Holdings, Inc.	New York	N.Y.	136.57	262.17	3,645,878	2,669,647	5,625,686	28,912,158
11	Silver Queen Financial Services, Inc.	Greenwood Village	Colo.	134.31	89.86	1,640,517	1,221,411	248,442	2,177,643
12	Discover Financial Services	Riverwoods	Ill.	129.74	117.55	99,305,432	76,541,725	13,764,205	114,600,315
13	Midland Financial Co.	Oklahoma City	Okla.	128.43	123.62	26,638,889	20,741,638	3,352,120	33,114,847
14	Synchrony Financial	Stamford	Conn.	127.66	130.86	82,674,000	64,761,000	13,393,000	95,200,000
15	Santander Holdings USA, Inc.	Boston	Mass.	124.77	115.91	93,018,959	74,550,712	20,881,723	165,323,832
16	First Business Financial Services, Inc.	Madison	Wis.	122.62	99.48	2,292,356	1,869,517	249,923	2,777,016
17	Merchants Bancorp	Carmel	Ind.	122.34	110.60	10,154,194	8,300,046	1,228,539	11,086,055
18	Waterstone Financial, Inc.	Wauwatosa	Wis.	119.93	130.93	1,483,262	1,236,813	386,380	1,936,268
19	New York Community Bancorp, Inc.	Hicksville	N.Y.	117.68	127.50	48,537,148	41,244,350	6,823,506	63,093,283
20	Luther Burbank Corporation	Santa Rosa	Calif.	116.47	118.75	6,637,984	5,699,089	671,622	7,530,516
21	Stearns Financial Services, Inc.	Saint Cloud	Minn.	115.30	93.66	1,856,075	1,609,838	502,926	2,227,836
22	United National Corporation	Sioux Falls	S.D.	113.52	135.35	3,225,409	2,841,206	1,785,021	4,851,328
23	Capitol Federal Financial, Inc.	Topeka	Kan.	113.14	105.13	7,253,928	6,411,408	1,131,740	9,495,946
24	Flagstar Bancorp, Inc.	Troy	Mich.	112.52	114.70	19,280,882	17,135,744	2,693,218	24,899,262
25	HomeStreet, Inc.	Seattle	Wash.	110.19	93.24	6,813,153	6,183,136	580,767	8,587,299
26	ConnectOne Bancorp, Inc.	Englewood Cliffs	N.J.	109.98	103.58	7,277,755	6,617,599	1,143,147	8,841,506
27	Flushing Financial Corporation	Uniondale	N.Y.	105.51	105.70	6,760,393	6,407,223	670,812	8,339,587
28	New York Private Bank & Trust Corporation	New York	N.Y.	105.43	102.05	4,223,769	4,006,334	1,172,837	5,642,209
29	Brookline Bancorp, Inc.	Boston	Mass.	105.16	101.41	7,291,912	6,933,816	968,496	8,553,123
30	Ambank Company, Inc.	Sioux Center	Iowa	104.87	100.77	1,349,192	1,286,489	151,361	1,573,543
31	State Bankshares, Inc.	Fargo	N.D.	104.80	91.25	9,772,139	9,324,920	1,338,862	11,300,387
32	CIBC Bancorp USA Inc.	Chicago	Ill.	104.35	94.63	39,231,492	37,595,286	9,546,561	65,438,280
33	Cambridge Financial Group, Inc.	Cambridge	Mass.	103.98	93.63	4,532,404	4,358,824	507,746	5,695,472
34	RBB Bancorp	Los Angeles	Calif.	103.91	92.13	3,145,946	3,027,565	463,635	3,969,037
35	HarborOne Bancorp, Inc.	Brockton	Mass.	102.23	95.33	3,943,628	3,857,620	624,478	4,709,148
36	Axos Financial, Inc.	Las Vegas	Nev.	102.22	107.16	14,255,589	13,946,422	1,642,971	17,455,604
37	Univest Financial Corporation	Souderton	Pa.	101.92	100.68	5,670,129	5,563,048	763,925	6,700,813
38	Veritex Holdings, Inc.	Dallas	Tex.	100.55	102.21	8,566,632	8,519,715	1,429,442	11,304,811
39	Bridgewater Bancshares, Inc.	Saint Louis Park	Minn.	100.45	94.92	3,216,349	3,201,953	374,883	3,883,264
40	First Western Financial, Inc.	Denver	Colo.	100.12	96.46	2,172,576	2,169,998	228,024	2,542,229
41	Summit Financial Group, Inc.	Moorefield	W.Va.	100.06	N.A.	2,977,120	2,975,304	333,891	3,762,799
42	QCR Holdings, Inc.	Moline	Ill.	99.61	94.22	5,797,904	5,820,657	743,138	7,392,941
43	Southern First Bancshares, Inc.	Greenville	S.C.	99.52	98.82	2,863,533	2,877,484	282,637	3,288,249
44	Valley National Bancorp	New York	N.Y.	99.31	98.26	43,579,125	43,881,051	6,204,913	54,438,807
45	First Internet Bancorp	Fishers	Ind.	98.78	93.11	3,113,707	3,152,101	365,332	4,099,806
46	First Foundation Inc.	Dallas	Tex.	98.73	84.52	9,424,137	9,545,471	1,102,908	11,257,526
47	Banc of California, Inc.	Santa Ana	Calif.	98.69	96.48	7,459,878	7,558,683	949,129	9,506,528
48	Sandy Spring Bancorp, Inc.	Olney	Md.	98.55	93.53	10,809,901	10,969,469	1,477,169	13,303,009
49	Primis Financial Corp.	McLean	Va.	98.53	83.05	2,644,893	2,684,328	398,637	3,238,247
50	BTC Financial Corporation	Des Moines	Iowa	98.33	83.74	4,345,903	4,419,830	469,002	5,625,118
51	Washington Federal, Inc.	Seattle	Wash.	98.05	89.11	15,738,044	16,051,366	2,220,111	20,158,831
52	Great Southern Bancorp, Inc.	Springfield	Mo.	97.80	93.98	4,425,399	4,525,079	549,644	5,556,362
53	The Bancorp, Inc.	Wilmington	Del.	97.78	82.35	5,750,190	5,880,751	656,537	7,119,734
54	Cathay General Bancorp	Los Angeles	Calif.	97.48	94.95	17,826,439	18,287,326	2,431,532	21,235,553
55	Choice Financial Holdings, Inc.	Fargo	N.D.	97.29	N.A.	2,607,930	2,680,601	357,650	3,123,065
	Hope Bancorp, Inc.	Los Angeles	Calif.	97.29	91.53	14,622,425	15,029,052	2,000,369	18,089,235
57	Spend Life Wisely Company, Inc.	Durant	Okla.	96.82	95.99	10,833,801	11,189,850	993,886	13,974,990
58	Southern Missouri Bancorp, Inc.	Poplar Bluff	Mo.	96.60	95.82	2,719,390	2,815,126	320,772	3,215,694
59	Capital One Financial Corporation	McLean	Va.	96.55	83.61	297,259,133	307,888,473	53,409,251	440,287,667
60	Mercantile Bank Corporation	Grand Rapids	Mich.	96.46	89.25	3,736,764	3,873,893	428,983	5,058,555
61	Byline Bancorp, Inc.	Chicago	Ill.	96.23	88.26	5,185,355	5,388,377	765,161	7,131,717
62	Western Alliance Bancorporation	Phoenix	Ariz.	95.98	82.28	51,550,201	53,712,051	4,958,753	66,055,336
63	Cape Cod Five Mutual Company	Hyannis	Mass.	95.81	84.27	4,092,227	4,271,192	430,273	4,877,065
64	OceanFirst Financial Corp.	Red Bank	N.J.	95.71	82.91	9,432,749	9,855,123	1,520,489	12,446,537
65	Peapack-Gladstone Financial Corporation	Bedminster	N.J.	95.66	93.63	5,169,344	5,403,868	520,324	6,151,167
66	CrossFirst Bankshares, Inc.	Leawood	Kan.	95.44	97.28	4,528,233	4,744,421	608,015	5,708,095
67	First Bancshares, Inc.	Merrillville	Ind.	95.04	92.25	5,059,417	5,323,524	539,302	6,381,529
68	Hanmi Financial Corporation	Los Angeles	Calif.	94.89	86.26	5,673,931	5,979,390	618,296	6,955,968
69	Texas Capital Bancshares, Inc.	Dallas	Tex.	94.62	83.24	24,071,639	25,440,021	3,006,832	32,338,963
70	Umpqua Holdings Corporation	Portland	Ore.	94.37	86.31	24,661,567	26,132,428	2,518,276	30,135,694
71	Amerant Bancorp Inc.	Coral Gables	Fla.	94.27	98.83	5,847,384	6,202,854	713,341	8,151,242
72	LendingClub Corporation	San Francisco	Calif.	94.09	119.00	4,260,193	4,527,672	1,079,117	6,186,765
73	CTBC Capital Corp.	Los Angeles	Calif.	94.07	94.39	3,894,217	4,139,572	632,323	4,817,055
	Olney Bancshares of Texas, Inc.	Olney	Tex.	94.07	90.51	3,207,293	3,409,469	413,494	3,908,532
75	American National Corporation	Omaha	Neb.	93.96	86.67	3,822,999	4,068,644	403,159	4,836,604
76	Salem Five Bancorp	Salem	Mass.	93.88	94.08	4,464,809	4,756,065	719,740	6,256,972
77	Midland States Bancorp, Inc.	Effingham	Ill.	93.80	93.30	5,800,842	6,184,438	636,188	7,435,812
78	Hawthorn Bancshares, Inc.	Jefferson City	Mo.	93.38	93.87	1,429,544	1,530,808	124,058	1,789,976
79	Triumph Bancorp, Inc.	Dallas	Tex.	93.26	102.90	4,459,777	4,782,332	874,280	5,955,506
80	Associated Banc-Corp	Green Bay	Wis.	93.02	88.42	26,582,094	28,576,577	3,959,382	37,235,990
	Carver Bancorp, Inc.	New York	N.Y.	93.02	84.79	555,397	597,048	50,637	690,928
82	Investar Holding Corporation	Baton Rouge	La.	92.91	86.18	1,916,395	2,062,670	219,369	2,591,584
83	Heartland BancCorp	Whitehall	Ohio	92.89	88.37	1,211,589	1,304,257	141,910	1,495,814
84	Kearny Financial Corp.	Fairfield	N.J.	92.61	88.49	5,446,719	5,881,383	894,000	7,719,883
85	The First of Long Island Corporation	Glen Head	N.Y.	92.52	87.29	3,335,547	3,605,375	376,456	4,310,584
86	S&T Bancorp, Inc.	Indiana	Pa.	92.51	87.52	7,042,205	7,612,247	1,178,358	9,103,814
87	Northfield Bancorp, Inc. (Staten Island, NY)	Woodbridge	N.J.	92.48	92.36	4,114,202	4,448,986	715,273	5,651,264
88	Raymond James Financial, Inc.	Saint Petersburg	Fla.	92.37	91.60	46,079,601	49,888,265	9,515,197	86,110,751
89	Customers Bancorp, Inc.	West Reading	Pa.	92.29	122.25	15,664,354	16,972,228	1,353,390	20,263,646
90	Ally Financial Inc.	Detroit	Mich.	92.06	80.97	129,255,000	140,401,000	13,984,000	185,703,000
	Premier Financial Corp.	Defiance	Ohio	92.06	87.90	6,035,914	6,556,829	901,147	8,014,440
92	Ameris Bancorp	Atlanta	Ga.	92.03	87.59	18,116,686	19,684,982	3,073,376	23,687,471
93	HomeTrust Bancshares, Inc.	Asheville	N.C.	91.87	95.59	2,848,602	3,100,788	388,845	3,549,204
94	FirstSun Capital Bancorp	Denver	Colo.	91.84	82.79	5,449,181	5,933,022	727,542	7,060,692
95	Provident Financial Services, Inc.	Jersey City	N.J.	91.53	89.75	9,992,445	10,916,569	1,585,265	13,715,901
96	Dime Community Bancshares, Inc.	Hauppauge	N.Y.	91.44	86.53	9,661,437	10,566,001	1,140,522	12,342,840
97	Republic Bancorp, Inc.	Louisville	Ky.	91.18	91.90	4,401,961	4,827,529	842,174	6,112,477
98	BancPlus Corporation	Ridgeland	Miss.	91.05	77.86	5,174,463	5,682,850	685,254	6,574,802
99	West Bancorporation, Inc.	West Des Moines	Iowa	90.39	N.A.	2,573,129	2,846,822	216,189	3,474,791
100	ServisFirst Bancshares, Inc.	Birmingham	Ala.	90.22	78.99	10,620,771	11,772,337	1,211,418	14,494,317
101	Washington Trust Bancorp, Inc.	Westerly	R.I.	89.93	91.65	4,502,741	5,006,984	476,634	5,984,654
102	Independent Bank Group, Inc.	McKinney	Tex.	89.91	83.08	13,544,647	15,063,948	2,364,335	18,107,093
103	Fulton Financial Corporation	Lancaster	Pa.	89.53	85.80	18,937,720	21,152,732	2,471,093	25,191,001
104	National Consumer Cooperative Bank	Arlington	Va.	89.17	91.66	2,352,019	2,637,535	362,444	3,169,145
105	Citizens Financial Group, Inc.	Providence	R.I.	88.97	83.56	159,653,493	179,450,356	24,327,744	227,186,681
106	Sterling Bancorp, Inc. (Southfield, MI)	Southfield	Mich.	88.95	90.58	1,788,092	2,010,175	335,332	2,508,712
107	Canandaigua National Corporation	Canandaigua	N.Y.	88.86	96.63	3,382,639	3,806,802	314,940	4,611,870
108	Bar Harbor Bankshares	Bar Harbor	Maine	88.70	89.41	2,730,813	3,078,590	393,597	3,715,756
109	Origin Bancorp, Inc.	Ruston	La.	88.69	91.56	5,590,586	6,303,680	646,373	8,111,523
110	PeoplesBancorp, MHC	Holyoke	Mass.	88.59	85.69	2,690,041	3,036,553	293,365	3,512,486
111	First Commonwealth Financial Corporation	Indiana	Pa.	88.57	85.73	7,132,630	8,053,545	1,049,158	9,526,427
112	Business First Bancshares, Inc.	Baton Rouge	La.	88.27	76.65	4,113,896	4,660,659	445,459	5,541,245
113	CapStar Financial Holdings, Inc.	Nashville	Tenn.	88.22	N.A.	2,320,717	2,630,487	357,735	3,096,938
114	South Central Bancshares of Kentucky, Inc.	Glasgow	Ky.	88.19	76.30	1,236,505	1,402,035	146,169	1,612,932
115	Dickinson Financial Corporation II	Kansas City	Mo.	87.99	78.63	2,501,440	2,842,922	478,720	3,572,460
116	Dollar Mutual Bancorp	Pittsburgh	Pa.	87.73	84.70	8,097,538	9,229,833	1,042,619	10,939,143
117	First Mid Bancshares, Inc.	Mattoon	Ill.	87.40	80.10	4,648,663	5,318,978	626,268	6,660,922
118	Lakeland Bancorp, Inc.	Oak Ridge	N.J.	87.15	89.19	7,409,708	8,502,364	1,090,145	10,374,738
119	Wintrust Financial Corporation	Rosemont	Ill.	87.07	86.64	37,600,504	43,186,668	4,727,623	50,968,518
120	RBC US Group Holdings LLC	Toronto	#N/A	86.86	81.49	73,931,410	85,116,234	18,560,744	162,930,988
121	CIB Marine Bancshares, Inc.	Brookfield	Wis.	86.65	92.92	556,694	642,499	89,111	774,355
122	Live Oak Bancshares, Inc.	Wilmington	N.C.	86.56	99.78	7,059,943	8,155,744	791,662	9,120,897
123	Columbia Bank MHC	Fair Lawn	N.J.	86.45	84.60	6,983,885	8,078,794	735,801	9,743,392
124	First Bancorp, Inc.	Lebanon	Va.	86.43	92.71	2,244,230	2,596,628	271,193	2,958,466
125	Mid Penn Bancorp, Inc.	Harrisburg	Pa.	86.15	N.A.	3,189,607	3,702,585	495,835	4,310,163
126	MUFG Americas Holdings Corporation	New York	N.Y.	86.06	76.51	78,657,485	91,403,577	15,487,561	152,454,247
127	East West Bancorp, Inc.	Pasadena	Calif.	86.04	78.01	46,820,334	54,419,475	5,609,482	62,394,283
128	Ocean Bankshares, Inc.	Miami	Fla.	86.01	90.39	4,156,027	4,832,140	520,787	5,408,644
129	Webster Financial Corporation	Stamford	Conn.	86.00	74.46	45,647,131	53,077,163	7,997,788	67,595,023
130	Synovus Financial Corp.	Columbus	Ga.	85.90	82.65	42,122,459	49,034,700	4,584,438	57,382,745
131	NexBank Capital, Inc.	Dallas	Tex.	85.88	83.50	8,661,803	10,086,359	876,319	13,321,645
132	Fremont Bancorporation	Fremont	Calif.	85.73	73.51	4,445,483	5,185,543	310,330	5,632,341
133	Bank7 Corp.	Oklahoma City	Okla.	85.64	92.54	1,152,952	1,346,291	131,498	1,487,474
	Northwest Bancshares, Inc.	Columbus	Ohio	85.64	84.42	10,435,674	12,185,895	1,494,539	14,262,249
135	Lincoln Bancorp	Reinbeck	Iowa	85.47	85.68	1,206,157	1,411,258	144,054	1,634,618
136	MVB Financial Corp.	Fairmont	W.Va.	85.16	N.A.	2,226,970	2,614,970	252,300	2,995,368
137	Atlantic Union Bankshares Corporation	Richmond	Va.	84.73	82.41	13,671,274	16,135,888	2,391,476	19,669,159
138	Farmers & Merchants Investment, Inc.	Lincoln	Neb.	84.65	84.18	4,726,289	5,583,237	590,924	7,096,995
139	BOU Bancorp, Inc.	Ogden	Utah	84.63	83.58	1,599,282	1,889,795	248,913	2,226,649
140	BankUnited, Inc.	Miami Lakes	Fla.	84.55	79.84	24,106,010	28,510,414	2,506,017	36,556,548
141	FB Financial Corporation	Nashville	Tenn.	84.27	78.60	8,884,552	10,543,302	1,319,852	12,193,862
142	F.N.B. Corporation	Pittsburgh	Pa.	84.25	82.98	28,209,020	33,483,393	5,436,067	41,751,628
143	Civista Bancshares, Inc.	Sandusky	Ohio	84.23	84.30	2,068,388	2,455,502	302,062	3,039,099
144	TrustCo Bank Corp NY	Glenville	N.Y.	84.13	83.15	4,540,558	5,396,842	594,632	6,226,913
145	BNP Paribas USA, Inc.	New York	N.Y.	83.96	82.57	64,842,353	77,233,328	15,899,850	146,062,261
146	Park National Corporation	Newark	Ohio	83.94	85.64	6,964,881	8,297,654	1,050,013	9,826,670
147	Enterprise Financial Services Corp	Clayton	Mo.	83.60	83.69	9,273,791	11,092,618	1,447,412	13,084,506
148	Amarillo National Bancorp, Inc.	Amarillo	Tex.	83.56	78.66	5,832,056	6,979,769	796,176	7,926,831
149	United Bankshares, Inc.	Charleston	W.Va.	83.34	80.98	19,191,084	23,026,654	4,487,050	28,777,896
150	Old National Bancorp	Evansville	Ind.	83.23	77.42	29,579,865	35,541,158	5,078,783	45,750,538
151	CNB Financial Corporation	Clearfield	Pa.	83.17	77.26	3,910,596	4,701,820	423,588	5,299,315
152	Fishback Financial Corporation	Brookings	S.D.	83.13	81.05	3,006,648	3,616,598	451,328	4,183,131
	Pacific Premier Bancorp, Inc.	Irvine	Calif.	83.13	79.83	15,052,301	18,107,497	2,755,219	21,993,919
154	Minnwest Corporation	Minnetonka	Minn.	83.00	81.98	1,955,996	2,356,734	235,040	2,706,555
155	First United Corporation	Oakland	Md.	82.97	78.62	1,233,613	1,486,814	132,892	1,753,751
156	First National of Nebraska, Inc.	Omaha	Neb.	82.68	75.79	18,173,341	21,979,294	2,834,244	25,917,964
157	Cambridge Bancorp	Cambridge	Mass.	82.63	87.18	3,523,492	4,264,057	442,051	5,057,935
158	1st Source Corporation	South Bend	Ind.	82.38	86.51	5,556,741	6,744,896	856,251	8,029,359
159	Camden National Corporation	Camden	Maine	82.34	76.87	3,727,567	4,527,061	446,381	5,466,496
160	Independent Bank Corp.	Rockland	Mass.	82.19	74.78	13,678,122	16,642,010	2,871,185	19,983,884
161	First Community Bankshares, Inc.	Bluefield	Va.	82.18	80.79	2,299,798	2,798,539	418,045	3,258,376
162	Hills Bancorporation	Hills	Iowa	81.48	81.28	2,807,899	3,446,105	466,582	3,938,130
163	Huntington Bancshares Incorporated	Columbus	Ohio	81.45	79.20	118,660,750	145,678,984	17,950,357	178,782,402
164	Orrstown Financial Services, Inc.	Shippensburg	Pa.	81.42	78.32	2,025,453	2,487,545	237,527	2,824,201
165	Forbright, Inc.	Chevy Chase	Md.	81.40	N.A.	4,604,405	5,656,330	576,220	6,533,731
166	First Horizon Corporation	Memphis	Tenn.	81.37	78.69	57,406,958	70,552,118	8,255,322	85,132,958
167	Pinnacle Financial Partners, Inc.	Nashville	Tenn.	81.08	81.44	26,426,464	32,593,195	5,315,239	40,121,292
168	Johnson Financial Group, Inc.	Racine	Wis.	80.91	87.69	4,179,169	5,165,412	753,420	6,165,830
169	Stellar Bancorp, Inc.	Houston	Tex.	80.72	79.88	3,032,914	3,757,233	526,679	4,323,630
170	Cass Information Systems, Inc.	Saint Louis	Mo.	80.66	85.74	959,487	1,189,575	205,614	2,443,988
171	Discount Bancorp, Inc.	New York	N.Y.	80.24	78.52	8,683,202	10,821,480	1,094,165	12,604,295
172	Arrow Financial Corporation	Glens Falls	N.Y.	80.23	76.91	2,844,802	3,545,660	356,498	3,991,205
173	Hometown Financial Group MHC	Easthampton	Mass.	80.22	76.36	2,578,646	3,214,282	391,905	3,723,324
174	Watford City Bancshares, Inc.	Watford City	N.D.	80.08	79.87	3,732,081	4,660,635	256,295	5,063,981
175	Central Pacific Financial Corp.	Honolulu	Hawaii	80.07	79.45	5,302,168	6,622,061	455,100	7,299,178
176	Carter Bankshares, Inc.	Martinsville	Va.	79.87	79.96	2,997,896	3,753,393	334,142	4,123,280
177	Midwest Independent Bancshares, Inc.	Jefferson City	Mo.	79.74	79.57	176,892	221,845	54,373	320,735
178	Stifel Financial Corp.	Saint Louis	Mo.	79.68	74.44	20,723,489	26,009,300	5,124,737	36,476,441
179	Community Trust Bancorp, Inc.	Pikeville	Ky.	79.53	79.83	3,559,379	4,475,321	632,050	5,447,350
180	Nicolet Bankshares, Inc.	Green Bay	Wis.	79.28	71.89	4,983,738	6,286,266	839,387	7,370,252
181	Hilltop Holdings Inc.	Dallas	Tex.	79.04	89.75	9,422,198	11,920,786	2,029,577	16,715,739
182	Lakeland Financial Corporation	Warsaw	Ind.	78.76	80.83	4,427,345	5,621,583	561,974	6,267,663
183	National Bank Holdings Corporation	Greenwood Village	Colo.	78.58	72.02	4,865,886	6,192,051	815,551	7,167,999
184	Renasant Corporation	Tupelo	Miss.	78.47	80.81	10,800,342	13,763,929	2,116,877	16,618,101
185	First Merchants Corporation	Muncie	Ind.	78.28	74.90	11,406,477	14,570,869	1,977,641	17,780,492
186	UBS Americas Holding LLC	New York	N.Y.	78.18	81.76	98,301,510	125,742,325	25,752,604	212,581,819
187	KeyCorp	Cleveland	Ohio	78.17	70.35	114,193,695	146,084,471	14,427,088	187,227,649
188	Eagle Bancorp, Inc.	Bethesda	Md.	78.16	81.11	7,168,500	9,171,619	1,252,720	10,938,805
	Financial Institutions, Inc.	Warsaw	N.Y.	78.16	78.03	3,768,283	4,821,054	425,801	5,568,198
190	MB Mutual Holding Company	Manasquan	N.J.	78.14	85.20	1,951,695	2,497,723	205,859	2,771,257
191	PacWest Bancorp	Beverly Hills	Calif.	78.02	65.79	26,501,137	33,968,152	3,978,403	40,950,723
192	BCI Financial Group, Inc.	Miami	Fla.	77.72	74.69	14,931,044	19,210,588	2,034,980	23,184,783
193	NBT Bancorp Inc.	Norwich	N.Y.	77.56	76.84	7,777,809	10,028,708	1,188,556	11,720,459
194	Peoples Bancorp Inc.	Marietta	Ohio	77.21	79.74	4,578,033	5,929,225	786,824	7,278,292
195	Berkshire Hills Bancorp, Inc.	Boston	Mass.	77.13	71.02	7,804,513	10,118,452	1,014,050	11,585,711
196	Dacotah Banks, Inc.	Aberdeen	S.D.	77.00	80.98	2,470,929	3,209,174	357,953	3,607,727
197	Guaranty Bancshares, Inc.	Addison	Tex.	76.97	74.73	2,139,425	2,779,621	282,255	3,280,913
198	First Financial Bancorp.	Cincinnati	Ohio	76.91	76.31	9,442,461	12,277,111	2,068,670	16,243,714
199	Ida Grove Bancshares, Inc.	Ida Grove	Iowa	76.83	79.30	1,368,824	1,781,617	166,501	2,138,867
200	Enterprise Bancorp, Inc.	Lowell	Mass.	76.80	74.55	3,084,915	4,016,814	285,110	4,417,447

Among top tier bank holding companies that file Y-9C statements with the Federal Reserve. *Includes leases.

Figures for prior periods are not adjusted for mergers and acquisitions. Rankings include only companies current as of Nov. 12, 2022.

NA = Not available

NM = Not meaningful

Source: https://www.spglobal.com/en/