Highest Loan/Deposit Ratios Among Bank Holding Companies

November 15, 2021, 2:23 p.m. EST 1 Min Read

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Rank	Company	City	State	Loans as a % of deposits 'Mar. 31	Loans as a % of deposits Year earlier	Loans and leases	Deposits	Equity capital	Total assets
1	SMBC Americas Holdings, Inc.	New York	N.Y.	262.17	201.95	$6,350,638	$2,422,311	$5,406,919	$23,646,819
2	Barclays US LLC	New York	N.Y.	205.25	144.26	43,389,000	21,140,000	17,998,000	174,104,000
3	Education Loan Finance, Inc.	Farragut	Tenn.	164.02	197.09	3,132,041	1,909,535	437,638	3,569,859
4	Mizuho Americas LLC	New York	N.Y.	152.03	146.99	6,601,000	4,342,000	4,898,000	47,371,000
5	American Express Company	New York	N.Y.	144.54	129.29	125,421,000	86,770,000	25,539,000	186,973,000
6	Third Federal Savings and Loan Association of Cleveland, MHC	Cleveland	Ohio	136.26	143.84	12,674,646	9,301,960	1,598,755	14,236,646
7	United National Corporation	Sioux Falls	S.D.	135.35	147.68	2,949,147	2,178,979	1,778,480	4,171,746
8	Waterstone Financial, Inc.	Wauwatosa	Wis.	130.93	153.00	1,647,904	1,258,587	431,738	2,198,500
9	Synchrony Financial	Stamford	Conn.	130.86	121.99	78,374,000	59,893,000	14,198,000	92,017,000
10	New York Community Bancorp, Inc.	Westbury	N.Y.	127.50	133.66	43,575,265	34,177,297	6,916,186	57,468,934
11	Midland Financial Co.	Oklahoma City	Okla.	123.62	117.41	25,424,826	20,567,482	2,593,221	31,087,133
12	Customers Bancorp, Inc.	West Reading	Pa.	122.25	139.38	16,967,022	13,878,463	1,250,729	19,660,915
13	Luther Burbank Corporation	Santa Rosa	Calif.	118.75	116.20	6,443,730	5,426,145	638,699	7,257,078
14	Marlin Business Services Corp.	Mount Laurel	N.J.	118.39	107.64	829,165	700,395	211,079	992,010
15	Discover Financial Services	Riverwoods	Ill.	117.55	114.80	87,674,441	74,586,206	13,170,610	110,984,921
16	Santander Holdings USA, Inc.	Boston	Mass.	115.91	130.80	93,817,006	80,936,665	21,413,852	155,185,643
17	Flagstar Bancorp, Inc.	Troy	Mich.	114.70	118.02	22,415,807	19,542,524	2,497,833	27,064,964
18	Merchants Bancorp	Carmel	Ind.	110.60	123.76	8,891,610	8,039,529	1,059,064	9,881,532
19	Investors Bancorp, Inc.	Short Hills	N.J.	109.06	109.03	21,356,127	19,582,352	2,814,028	26,806,013
20	Axos Financial, Inc.	Las Vegas	Nev.	107.16	95.30	11,589,833	10,815,797	1,400,936	14,265,565
21	Flushing Financial Corporation	Uniondale	N.Y.	105.70	117.36	6,718,806	6,356,703	655,167	8,159,345
22	Capitol Federal Financial, Inc.	Topeka	Kan.	105.13	120.87	7,055,718	6,711,139	1,237,624	9,670,141
23	Ameriprise Financial, Inc.	Minneapolis	Minn.	104.26	140.22	9,040,332	8,671,011	5,686,071	171,708,711
24	ConnectOne Bancorp, Inc.	Englewood Cliffs	N.J.	103.58	109.40	6,414,063	6,192,513	964,960	7,710,082
25	Meridian Bancorp, Inc.	Peabody	Mass.	102.94	118.63	5,006,758	4,863,931	801,214	6,287,313
26	Triumph Bancorp, Inc.	Dallas	Tex.	102.90	109.39	4,862,351	4,725,452	792,390	6,015,878
27	Veritex Holdings, Inc.	Dallas	Tex.	102.21	107.64	7,135,492	6,980,908	1,272,907	9,349,525
28	New York Private Bank & Trust Corporation	New York	N.Y.	102.05	96.88	4,254,354	4,168,961	1,043,812	5,782,208
29	Brookline Bancorp, Inc.	Boston	Mass.	101.41	114.62	7,020,275	6,922,335	972,252	8,483,367
30	Ambank Company, Inc.	Sioux Center	Iowa	100.77	110.15	1,206,511	1,197,343	150,033	1,485,724
31	Univest Financial Corporation	Souderton	Pa.	100.68	102.33	5,354,635	5,318,704	739,998	6,356,305
32	Freedom Financial Holdings, Inc.	Fairfax	Va.	100.16	111.82	623,125	622,103	78,996	837,070
33	Live Oak Bancshares, Inc.	Wilmington	N.C.	99.78	95.80	6,506,333	6,520,833	657,347	8,243,186
34	First Business Financial Services, Inc.	Madison	Wis.	99.48	121.05	2,149,620	2,160,848	221,452	2,865,669
35	Amerant Bancorp Inc.	Coral Gables	Fla.	98.83	97.47	5,608,548	5,674,909	799,885	7,532,844
36	Southern First Bancshares, Inc.	Greenville	S.C.	98.82	94.80	2,290,562	2,317,948	251,659	2,651,135
37	Valley National Bancorp	New York	N.Y.	98.26	103.20	32,616,710	33,194,774	4,737,807	41,274,228
38	Beal Financial Corporation	Plano	Tex.	97.89	96.08	3,747,381	3,828,308	2,196,188	7,221,166
39	CrossFirst Bankshares, Inc.	Leawood	Kan.	97.28	102.53	4,237,944	4,356,626	637,190	5,311,434
40	Canandaigua National Corporation	Canandaigua	N.Y.	96.63	102.60	3,170,387	3,280,818	310,540	3,956,520
41	Banc of California, Inc.	Santa Ana	Calif.	96.48	93.54	5,988,331	6,206,545	829,362	8,027,413
42	First Western Financial, Inc.	Denver	Colo.	96.46	105.87	1,619,622	1,679,053	167,986	2,010,726
43	Spend Life Wisely Company, Inc.	Durant	Okla.	95.99	94.82	9,289,318	9,677,151	871,235	11,712,373
44	Southern Missouri Bancorp, Inc.	Poplar Bluff	Mo.	95.82	99.19	2,233,466	2,330,806	283,422	2,701,564
45	HomeTrust Bancshares, Inc.	Asheville	N.C.	95.59	102.15	2,826,806	2,957,340	396,519	3,524,723
46	UBS Americas Holding LLC	New York	N.Y.	95.45	91.11	82,269,945	86,192,021	27,837,593	183,777,362
47	HarborOne Bancorp, Inc.	Brockton	Mass.	95.33	109.52	3,523,623	3,696,386	705,471	4,619,453
48	Cathay General Bancorp	Los Angeles	Calif.	94.95	96.15	15,702,069	16,537,512	2,452,357	19,348,362
49	Bridgewater Bancshares, Inc.	Saint Louis Park	Minn.	94.92	97.39	2,582,736	2,720,906	290,830	3,162,612
50	CIBC Bancorp USA Inc.	Chicago	Ill.	94.63	117.88	33,296,263	35,185,238	9,263,330	59,782,855
51	CTBC Capital Corp.	Los Angeles	Calif.	94.39	95.50	3,196,053	3,386,006	604,314	4,022,444
52	QCR Holdings, Inc.	Moline	Ill.	94.22	95.18	4,417,705	4,688,935	630,477	5,805,164
53	Salem Five Bancorp	Salem	Mass.	94.08	104.99	4,112,507	4,371,166	663,950	5,785,287
54	New Hampshire Mutual Bancorp	Concord	N.H.	94.05	98.95	2,418,990	2,571,895	276,264	2,958,997
55	Great Southern Bancorp, Inc.	Springfield	Mo.	93.98	98.82	4,299,739	4,575,082	629,557	5,581,883
56	Hawthorn Bancshares, Inc.	Jefferson City	Mo.	93.87	97.14	1,296,381	1,381,001	136,503	1,708,966
57	Stearns Financial Services, Inc.	Saint Cloud	Minn.	93.66	114.48	1,629,742	1,739,994	459,672	2,322,836
58	Peapack-Gladstone Financial Corporation	Bedminster	N.J.	93.63	100.99	4,583,986	4,895,775	538,459	5,791,688
	Cambridge Financial Group, Inc.	Cambridge	Mass.	93.63	100.36	4,163,675	4,446,816	491,966	5,246,617
60	Sandy Spring Bancorp, Inc.	Olney	Md.	93.53	103.32	10,163,597	10,866,479	1,562,280	12,925,577
61	Midland States Bancorp, Inc.	Effingham	Ill.	93.30	98.56	4,848,053	5,196,351	648,186	6,630,010
62	HomeStreet, Inc.	Seattle	Wash.	93.24	101.41	5,674,834	6,086,392	708,731	7,167,951
63	First Internet Bancorp	Fishers	Ind.	93.11	89.11	2,985,195	3,206,148	358,641	4,204,642
64	CIB Marine Bancshares, Inc.	Brookfield	Wis.	92.92	109.33	566,809	609,964	107,050	753,660
65	First Bancorp Inc., Lebanon	Lebanon	Va.	92.71	100.88	2,087,251	2,251,478	248,934	2,618,544
66	Bank7 Corp.	Oklahoma City	Okla.	92.54	93.76	933,327	1,008,549	117,011	1,133,031
67	Northfield Bancorp, Inc. (Staten Island, NY)	Woodbridge	N.J.	92.36	98.56	3,817,273	4,132,939	753,210	5,425,023
68	First Bancshares, Inc.	Merrillville	Ind.	92.25	106.18	4,584,855	4,970,247	535,789	5,894,180
69	RBB Bancorp	Los Angeles	Calif.	92.13	109.46	2,828,451	3,069,925	442,252	3,890,638
70	Republic Bancorp, Inc.	Louisville	Ky.	91.90	101.99	4,611,054	5,017,578	845,090	6,183,310
71	National Consumer Cooperative Bank	Arlington	Va.	91.66	92.72	2,348,672	2,562,500	344,111	3,066,236
72	Washington Trust Bancorp, Inc.	Westerly	R.I.	91.65	105.61	4,331,596	4,726,019	547,856	5,853,519
73	Raymond James Financial, Inc.	Saint Petersburg	Fla.	91.60	97.36	27,790,624	30,340,563	7,862,732	57,160,902
74	Origin Bancorp, Inc.	Ruston	La.	91.56	101.12	5,521,016	6,029,772	688,235	7,268,877
75	Hope Bancorp, Inc.	Los Angeles	Calif.	91.53	91.21	13,478,546	14,726,333	2,092,871	17,469,931
76	Bryn Mawr Bank Corporation	Bryn Mawr	Pa.	91.37	87.81	3,618,064	3,959,747	644,793	4,958,700
77	State Bankshares, Inc.	Fargo	N.D.	91.25	106.57	7,963,364	8,727,205	1,159,420	10,305,553
78	TriState Capital Holdings, Inc.	Pittsburgh	Pa.	91.09	91.56	9,282,922	10,191,433	794,568	11,541,172
79	Sterling Bancorp, Inc. (Southfield, MI)	Southfield	Mich.	90.58	95.02	2,375,921	2,623,144	327,042	3,419,962
80	Olney Bancshares of Texas, Inc.	Olney	Tex.	90.51	94.70	2,837,320	3,134,952	439,570	3,659,555
81	Ocean Bankshares, Inc.	Miami	Fla.	90.39	96.57	3,828,773	4,235,694	513,206	4,813,809
82	Silver Queen Financial Services, Inc.	Greenwood Village	Colo.	89.86	46.92	1,258,913	1,401,011	231,528	1,857,619
83	Provident Financial Services, Inc.	Jersey City	N.J.	89.75	100.98	9,539,863	10,629,764	1,677,633	13,216,955
	Hilltop Holdings Inc.	Dallas	Tex.	89.75	89.64	10,530,685	11,733,785	2,470,281	17,664,534
85	Bar Harbor Bankshares	Bar Harbor	Maine	89.41	101.28	2,523,502	2,822,512	415,572	3,639,702
86	Sterling Bancorp	Pearl River	N.Y.	89.36	94.38	20,743,185	23,213,232	4,722,856	29,143,918
87	Mercantile Bank Corporation	Grand Rapids	Mich.	89.25	102.17	3,276,561	3,671,270	451,888	4,757,414
88	Lakeland Bancorp, Inc.	Oak Ridge	N.J.	89.19	94.00	5,989,648	6,715,439	796,676	7,854,642
89	Washington Federal, Inc.	Seattle	Wash.	89.11	97.86	13,641,362	15,308,942	2,227,240	19,649,509
90	Kearny Financial Corp.	Fairfield	N.J.	88.49	101.63	4,867,886	5,501,150	1,042,944	7,283,735
91	Associated Banc-Corp	Green Bay	Wis.	88.42	94.28	24,108,083	27,264,300	4,110,052	34,152,625
92	First Midwest Bancorp, Inc.	Chicago	Ill.	88.39	95.67	15,054,730	17,032,883	2,704,148	21,625,424
93	Heartland BancCorp	Whitehall	Ohio	88.37	93.17	1,149,477	1,300,786	146,526	1,509,261
94	Byline Bancorp, Inc.	Chicago	Ill.	88.26	88.62	4,494,503	5,092,195	817,073	6,540,602
95	Premier Financial Corp.	Defiance	Ohio	87.90	96.86	5,547,470	6,311,051	1,027,704	7,597,587
96	Johnson Financial Group, Inc.	Racine	Wis.	87.69	90.35	4,232,590	4,826,495	739,878	5,782,074
97	Ameris Bancorp	Atlanta	Ga.	87.59	104.17	15,991,380	18,257,997	2,837,004	21,886,957
98	S&T Bancorp, Inc.	Indiana	Pa.	87.52	96.12	7,014,999	8,015,264	1,188,733	9,495,832
99	The First of Long Island Corporation	Glen Head	N.Y.	87.29	94.87	2,953,405	3,383,573	416,644	4,110,781
100	Cambridge Bancorp	Cambridge	Mass.	87.18	101.82	3,282,060	3,764,558	419,501	4,303,287
101	American National Corporation	Omaha	Neb.	86.67	90.33	3,386,232	3,907,048	465,657	4,488,457
102	Wintrust Financial Corporation	Rosemont	Ill.	86.64	89.74	33,931,186	39,163,367	4,339,011	46,738,448
103	Dime Community Bancshares, Inc.	Hauppauge	N.Y.	86.53	91.15	9,575,966	11,066,193	1,204,276	12,699,492
104	1st Source Corporation	South Bend	Ind.	86.51	95.58	5,489,498	6,345,410	901,226	7,723,873
105	Umpqua Holdings Corporation	Portland	Ore.	86.31	93.69	22,572,791	26,153,562	2,766,316	30,284,965
106	Hanmi Financial Corporation	Los Angeles	Calif.	86.26	92.97	4,856,122	5,629,830	602,977	6,578,856
107	Investar Holding Corporation	Baton Rouge	La.	86.18	96.00	1,947,820	2,260,166	250,715	2,673,667
108	Fulton Financial Corporation	Lancaster	Pa.	85.80	94.54	18,645,453	21,732,376	2,692,958	26,031,369
109	Cass Information Systems, Inc.	Saint Louis	Mo.	85.74	116.68	871,020	1,015,943	260,767	2,272,332
110	First Commonwealth Financial Corporation	Indiana	Pa.	85.73	89.34	6,760,065	7,885,019	1,106,419	9,402,402
111	PeoplesBancorp, MHC	Holyoke	Mass.	85.69	107.00	2,342,871	2,734,004	288,911	3,578,059
112	Lincoln Bancorp	Reinbeck	Iowa	85.68	103.11	1,057,308	1,234,040	160,857	1,445,910
113	Park National Corporation	Newark	Ohio	85.64	88.24	7,035,043	8,214,624	1,069,392	9,943,016
114	MB Mutual Holding Company	Manasquan	N.J.	85.20	97.71	1,855,117	2,177,336	194,319	2,528,811
115	Carver Bancorp, Inc.	New York	N.Y.	84.79	84.15	488,330	575,899	51,690	682,926
116	Dollar Mutual Bancorp	Pittsburgh	Pa.	84.70	98.52	7,845,631	9,263,292	1,137,592	11,296,033
117	Columbia Bank MHC	Fair Lawn	N.J.	84.60	100.47	6,019,009	7,114,520	706,573	9,064,006
118	First Foundation Inc.	Dallas	Tex.	84.52	100.22	6,011,207	7,111,882	734,018	7,941,773
119	Northwest Bancshares, Inc.	Warren	Pa.	84.42	93.76	10,312,508	12,215,541	1,575,361	14,414,587
120	Civista Bancshares, Inc.	Sandusky	Ohio	84.30	98.66	2,025,814	2,402,992	352,413	2,924,643
121	Cape Cod Five Mutual Company	Hyannis	Mass.	84.27	95.05	3,473,433	4,121,706	418,788	4,625,988
122	Farmers & Merchants Investment, Inc.	Lincoln	Neb.	84.18	95.05	4,335,687	5,150,584	547,917	6,049,642
123	Central Bancshares, Inc.	Lexington	Ky.	83.84	93.82	2,395,062	2,856,536	345,791	3,475,256
124	BTC Financial Corporation	Des Moines	Iowa	83.74	97.63	3,925,148	4,687,547	519,066	5,780,932
125	Enterprise Financial Services Corp	Clayton	Mo.	83.69	91.84	7,232,030	8,641,954	1,118,301	10,346,993
126	Capital One Financial Corporation	McLean	Va.	83.61	82.90	256,119,063	306,312,078	64,623,641	423,420,289
127	BOU Bancorp, Inc.	Ogden	Utah	83.58	96.98	1,411,134	1,688,415	238,857	2,004,515
128	Citizens Financial Group, Inc.	Providence	R.I.	83.56	91.15	126,247,269	151,092,525	23,198,419	185,540,963
129	NexBank Capital, Inc.	Dallas	Tex.	83.50	85.04	6,035,597	7,228,531	513,716	9,281,660
130	Texas Capital Bancshares, Inc.	Dallas	Tex.	83.24	86.06	24,005,111	28,839,563	3,114,957	35,228,542
131	TrustCo Bank Corp NY	Glenville	N.Y.	83.15	85.86	4,349,366	5,230,520	578,594	6,122,617
132	Independent Bank Group, Inc.	McKinney	Tex.	83.08	95.12	12,514,340	15,063,791	2,542,885	18,447,721
133	Primis Financial Corp.	McLean	Va.	83.05	NA	2,286,355	2,753,071	406,940	3,397,159
134	F.N.B. Corporation	Pittsburgh	Pa.	82.98	92.50	25,288,212	30,473,924	5,036,410	38,513,608
135	OceanFirst Financial Corp.	Red Bank	N.J.	82.91	93.37	7,833,573	9,448,429	1,508,789	11,498,833
136	FirstSun Capital Bancorp	Denver	Colo.	82.79	93.50	3,931,354	4,748,698	510,582	5,563,076
137	Synovus Financial Corp.	Columbus	Ga.	82.65	92.35	38,986,934	47,171,962	5,237,714	54,938,659
138	BNP Paribas USA, Inc.	New York	N.Y.	82.57	86.85	68,770,209	83,289,953	18,858,190	150,244,629
139	Atlantic Union Bankshares Corporation	Richmond	Va.	82.41	92.02	13,730,655	16,660,891	2,747,598	20,012,566
140	The Bancorp, Inc.	Wilmington	Del.	82.35	76.32	4,681,432	5,684,706	619,109	6,571,229
141	Western Alliance Bancorporation	Phoenix	Ariz.	82.28	90.87	34,493,860	41,920,972	4,034,490	49,068,997
142	Allegiance Bancshares, Inc.	Houston	Tex.	82.10	97.51	4,460,743	5,433,359	789,150	6,508,962
143	Minnwest Corporation	Minnetonka	Minn.	81.98	96.70	1,638,806	1,999,094	249,033	2,371,494
144	CIT Group Inc.	New York	N.Y.	81.81	82.07	33,762,634	41,271,029	6,035,778	54,703,659
145	RBC US Group Holdings LLC	Toronto	#N/A	81.49	93.54	65,349,586	80,193,894	18,801,652	158,067,289
146	Pinnacle Financial Partners, Inc.	Nashville	Tenn.	81.44	88.57	22,980,746	28,218,737	5,101,231	35,412,309
147	Hills Bancorporation	Hills	Iowa	81.28	95.55	2,700,452	3,322,214	474,103	3,926,340
148	Eagle Bancorp, Inc.	Bethesda	Md.	81.11	101.94	7,315,507	9,019,047	1,306,336	10,960,718
149	United Bankshares, Inc.	Charleston	W.Va.	80.98	93.59	17,464,828	21,567,391	4,393,713	27,190,926
	Dacotah Banks, Inc.	Aberdeen	S.D.	80.98	92.77	2,327,173	2,873,787	365,924	3,296,736
151	Ally Financial Inc.	Detroit	Mich.	80.97	90.54	112,626,000	139,104,000	17,530,000	180,470,000
152	Citizens Union Bancorp of Shelbyville, Inc.	Shelbyville	Ky.	80.91	91.76	719,446	889,236	105,750	1,073,515
153	Lakeland Financial Corporation	Warsaw	Ind.	80.83	97.07	4,360,714	5,394,664	677,382	6,234,990
154	Renasant Corporation	Tupelo	Miss.	80.81	95.70	10,598,201	13,115,351	2,203,807	16,022,386
155	First Community Bankshares, Inc.	Bluefield	Va.	80.79	85.55	2,153,731	2,665,694	427,534	3,129,283
156	Pedcor Capital, LLC	Carmel	Ind.	80.15	80.22	260,962	325,610	112,863	664,232
157	First Mid Bancshares, Inc.	Mattoon	Ill.	80.10	94.67	3,796,304	4,739,322	616,066	5,790,582
158	Stock Yards Bancorp, Inc.	Louisville	Ky.	80.07	93.41	4,211,933	5,260,226	651,089	6,090,948
159	Carter Bankshares, Inc.	Martinsville	Va.	79.96	NA	2,925,965	3,659,341	399,108	4,120,513
160	CBTX, Inc.	Houston	Tex.	79.88	90.18	2,730,304	3,417,846	556,227	4,067,594
161	Watford City Bancshares, Inc.	Watford City	N.D.	79.87	83.46	3,062,487	3,834,486	288,684	4,363,585
162	BankUnited, Inc.	Miami Lakes	Fla.	79.84	91.26	22,885,074	28,662,372	3,161,543	35,705,937
163	Pacific Premier Bancorp, Inc.	Irvine	Calif.	79.83	88.74	13,601,265	17,037,016	2,813,419	20,529,486
	Community Trust Bancorp, Inc.	Pikeville	Ky.	79.83	89.59	3,453,405	4,326,088	684,083	5,494,163
165	Peoples Bancorp Inc.	Marietta	Ohio	79.74	83.93	3,374,950	4,232,623	585,505	5,067,634
166	Midwest Independent Bancshares, Inc.	Jefferson City	Mo.	79.57	67.48	160,000	201,080	53,628	274,795
167	Central Pacific Financial Corp.	Honolulu	Hawaii	79.45	86.52	5,082,679	6,397,086	552,793	7,178,481
168	First State Bancshares, Inc.	Farmington	Mo.	79.30	87.04	2,499,710	3,152,291	361,668	3,586,018
	Ida Grove Bancshares, Inc.	Ida Grove	Iowa	79.30	87.42	1,295,265	1,633,386	208,640	1,939,992
170	Huntington Bancshares Incorporated	Columbus	Ohio	79.20	86.62	113,295,681	143,048,182	20,511,448	175,172,057
171	ServisFirst Bancshares, Inc.	Birmingham	Ala.	78.99	89.16	8,655,841	10,958,236	1,072,784	13,207,319
172	First Horizon Corporation	Memphis	Tenn.	78.69	88.60	57,670,076	73,284,015	8,270,103	87,909,612
173	Amarillo National Bancorp, Inc.	Amarillo	Tex.	78.66	82.66	5,164,351	6,565,536	747,092	7,527,759
174	Dickinson Financial Corporation II	Kansas City	Mo.	78.63	81.70	2,203,272	2,801,976	516,482	3,461,931
175	First United Corporation	Oakland	Md.	78.62	88.08	1,146,786	1,458,661	130,556	1,766,736
176	FB Financial Corporation	Nashville	Tenn.	78.60	88.40	8,020,483	10,203,956	1,371,721	11,918,367
177	People's United Financial, Inc.	Bridgeport	Conn.	78.54	91.10	41,349,960	52,651,619	7,749,632	63,309,490
178	Discount Bancorp, Inc.	New York	N.Y.	78.52	77.75	7,704,622	9,812,323	1,167,623	11,431,016
179	Orrstown Financial Services, Inc.	Shippensburg	Pa.	78.32	91.26	1,953,475	2,494,100	265,938	2,912,717
180	Morgan Stanley	New York	N.Y.	78.19	77.49	250,484,000	320,359,000	106,870,000	1,161,805,000
181	WesBanco, Inc.	Wheeling	W.Va.	78.10	91.35	10,402,086	13,318,309	2,780,836	16,966,900
182	Financial Institutions, Inc.	Warsaw	N.Y.	78.03	87.44	3,636,097	4,659,892	487,126	5,295,102
183	East West Bancorp, Inc.	Pasadena	Calif.	78.01	91.43	41,062,502	52,637,191	5,547,548	59,854,876
184	BancPlus Corporation	Ridgeland	Miss.	77.86	84.09	3,501,995	4,497,991	376,310	5,065,140
185	Old National Bancorp	Evansville	Ind.	77.42	84.18	13,834,822	17,868,935	2,991,118	23,675,690
186	CNB Financial Corporation	Clearfield	Pa.	77.26	84.43	3,480,373	4,504,765	429,949	5,148,334
187	Arrow Financial Corporation	Glens Falls	N.Y.	76.91	83.48	2,644,082	3,438,033	353,033	3,896,191
188	Camden National Corporation	Camden	Maine	76.87	84.14	3,301,056	4,294,114	545,548	5,152,069
189	NBT Bancorp Inc.	Norwich	N.Y.	76.84	86.71	7,519,031	9,785,257	1,225,056	11,574,947
190	Business First Bancshares, Inc.	Baton Rouge	La.	76.65	92.05	2,856,720	3,726,907	431,006	4,330,035
191	MUFG Americas Holdings Corporation	New York	N.Y.	76.51	85.37	79,567,685	103,992,739	17,502,110	165,296,439
192	Hometown Financial Group MHC	Easthampton	Mass.	76.36	85.82	2,298,899	3,010,496	379,377	3,530,816
193	First Financial Bancorp.	Cincinnati	Ohio	76.31	87.39	9,543,056	12,506,180	2,269,507	16,037,919
194	South Central Bancshares of Kentucky, Inc.	Glasgow	Ky.	76.30	86.64	1,017,273	1,333,257	153,295	1,570,297
195	M&T Bank Corporation	Buffalo	N.Y.	75.71	85.03	97,113,432	128,268,772	16,720,304	150,622,707
196	Tompkins Financial Corporation	Ithaca	N.Y.	75.69	85.05	5,175,129	6,837,000	726,779	7,988,208
197	Bank Leumi Le-Israel Corporation	New York	N.Y.	75.50	91.77	5,393,864	7,144,200	879,299	8,350,814
198	South Plains Financial, Inc.	Lubbock	Tex.	75.46	82.25	2,383,400	3,158,495	392,815	3,712,915
199	Amboy Bancorporation	Old Bridge	N.J.	75.24	81.43	1,643,543	2,184,391	334,916	2,636,783
200	Bremer Financial Corporation	Saint Paul	Minn.	75.14	82.07	10,309,717	13,720,850	1,435,639	15,833,979

Among top tier bank holding companies that file Y-9C statements with the Federal Reserve. *Includes leases.

Figures for prior periods are not adjusted for mergers and acquisitions. Rankings include only companies current as of Nov. 12, 2021.

NA = Not available

NM = Not meaningful

Source:

https://www.spglobal.com/en/