Highest Loan/Deposit Ratios Among Bank Holding Companies

May 17, 2021, 2:22 p.m. EDT 1 Min Read

View Table

Printer Friendly Version

Rank	Company	City	State	Loans as a % of deposits Dec. 31	Loans as a % of deposits Year earlier	Loans and leases	Deposits	Equity capital	Total assets
1	SMBC Americas Holdings, Inc.	New York	N.Y.	236.13	242.70	$6,341,877	$2,685,740	$4,374,375	$22,053,296
2	Barclays US LLC	New York	N.Y.	191.14	168.82	42,913,000	22,451,000	18,038,000	161,286,000
3	Education Loan Finance, Inc.	Farragut	Tenn.	181.11	199.51	3,289,826	1,816,511	387,462	3,645,471
4	Mizuho Americas LLC	New York	N.Y.	163.14	169.50	6,299,000	3,861,000	4,774,000	45,621,000
5	United National Corporation	Sioux Falls	S.D.	154.36	180.95	2,951,187	1,911,872	1,757,648	3,865,926
6	Waterstone Financial, Inc.	Wauwatosa	Wis.	146.63	147.38	1,777,140	1,212,010	413,118	2,181,710
7	Customers Bancorp, Inc.	West Reading	Pa.	139.95	116.19	15,832,251	11,312,433	1,117,086	18,439,248
8	Third Federal Savings and Loan Association of Cleveland, MHC	Cleveland	Ohio	139.34	147.96	13,081,086	9,388,124	1,532,724	14,572,778
9	American Express Company	New York	N.Y.	134.64	198.31	119,926,000	89,073,000	22,981,000	191,365,000
10	New York Community Bancorp, Inc.	Westbury	N.Y.	132.57	132.34	43,000,734	32,436,813	6,841,644	56,306,120
11	Synchrony Financial	Stamford	Conn.	130.29	134.10	81,872,000	62,837,000	12,701,000	95,948,000
12	Midland Financial Co.	Oklahoma City	Okla.	125.75	131.31	23,948,248	19,043,882	2,023,466	29,640,441
13	Santander Holdings USA, Inc.	Boston	Mass.	125.33	140.00	94,359,378	75,290,950	19,886,878	149,432,676
14	Flagstar Bancorp, Inc.	Troy	Mich.	124.65	115.37	25,841,288	20,730,885	2,200,373	31,037,752
15	Merchants Bancorp	Carmel	Ind.	120.75	93.52	8,945,965	7,408,620	810,621	9,645,375
16	Marlin Business Services Corp.	Mount Laurel	N.J.	118.62	121.76	869,331	732,877	196,365	1,026,742
17	Discover Financial Services	Riverwoods	Ill.	117.50	131.66	90,449,481	76,978,358	10,884,030	112,888,649
18	First Business Financial Services, Inc.	Madison	Wis.	116.11	112.37	2,154,666	1,855,646	206,162	2,567,837
19	Luther Burbank Corporation	Santa Rosa	Calif.	114.45	118.36	6,050,078	5,286,325	613,691	6,906,104
20	Ameriprise Financial, Inc.	Minneapolis	Minn.	110.81	197.45	8,205,414	7,404,847	5,866,372	165,887,603
21	Live Oak Bancshares, Inc.	Wilmington	N.C.	110.64	85.45	6,320,553	5,712,828	567,850	7,872,302
22	Flushing Financial Corporation	Uniondale	N.Y.	109.27	113.95	6,704,674	6,136,032	618,997	7,976,394
23	Capitol Federal Financial, Inc.	Topeka	Kan.	108.74	132.00	7,032,213	6,466,852	1,276,548	9,626,058
24	Meridian Bancorp, Inc.	Peabody	Mass.	108.65	116.83	5,521,121	5,081,660	768,885	6,620,116
25	RBB Bancorp	Los Angeles	Calif.	106.78	NA	2,813,729	2,635,127	428,416	3,350,072
26	Triumph Bancorp, Inc.	Dallas	Tex.	106.46	110.75	5,021,322	4,716,599	726,780	5,935,791
27	Investors Bancorp, Inc.	Short Hills	N.J.	106.33	120.85	20,898,474	19,654,667	2,710,003	26,042,790
28	Stearns Financial Services, Inc.	Saint Cloud	Minn.	105.56	119.79	1,879,265	1,780,255	434,128	2,329,360
29	HarborOne Bancorp, Inc.	Brockton	Mass.	105.39	111.28	3,703,254	3,513,845	696,314	4,485,852
30	Brookline Bancorp, Inc.	Boston	Mass.	104.89	115.06	7,269,553	6,930,733	941,778	8,957,870
31	ConnectOne Bancorp, Inc.	Englewood Cliffs	N.J.	104.73	107.95	6,241,017	5,959,224	915,310	7,547,339
32	Veritex Holdings, Inc.	Dallas	Tex.	104.48	100.69	6,804,912	6,513,347	1,203,376	8,820,871
33	Sandy Spring Bancorp, Inc.	Olney	Md.	104.44	104.95	10,478,801	10,033,083	1,469,955	12,798,429
34	First Western Financial, Inc.	Denver	Colo.	104.30	96.16	1,689,486	1,619,910	154,962	1,975,987
35	Axos Financial, Inc.	Las Vegas	Nev.	103.15	101.25	11,824,033	11,463,136	1,287,482	14,393,267
36	Origin Bancorp, Inc.	Ruston	La.	102.85	99.49	5,916,284	5,752,492	647,150	7,628,504
37	Republic Bancorp, Inc.	Louisville	Ky.	102.78	117.92	4,864,745	4,733,181	823,323	6,168,325
38	Midland States Bancorp, Inc.	Effingham	Ill.	102.75	97.22	5,241,421	5,101,016	621,391	6,868,540
39	Southern First Bancshares, Inc.	Greenville	S.C.	102.44	104.65	2,203,125	2,150,641	228,294	2,482,689
40	First Bancshares, Inc.	Merrillville	Ind.	102.21	108.17	4,759,202	4,656,194	506,561	5,691,765
41	Amerant Bancorp Inc.	Coral Gables	Fla.	101.93	99.78	5,842,337	5,731,643	783,421	7,770,893
	Univest Financial Corporation	Souderton	Pa.	101.93	100.74	5,343,880	5,242,715	692,472	6,336,496
43	HomeTrust Bancshares, Inc.	Asheville	N.C.	101.89	104.16	2,797,063	2,745,064	404,724	3,679,971
44	Valley National Bancorp	New York	N.Y.	101.83	102.02	32,518,539	31,935,602	4,592,120	40,686,076
45	Canandaigua National Corporation	Canandaigua	N.Y.	101.14	103.21	2,999,774	2,965,948	295,695	3,629,832
46	Salem Five Bancorp	Salem	Mass.	100.37	101.76	4,191,258	4,175,716	619,382	5,636,898
47	Provident Financial Services, Inc.	Jersey City	N.J.	99.50	102.85	9,822,890	9,872,127	1,619,797	12,919,741
48	CIB Marine Bancshares, Inc.	Brookfield	Wis.	99.29	100.08	582,204	586,373	103,704	750,982
49	Ambank Company, Inc.	Sioux Center	Iowa	99.20	113.50	1,197,544	1,207,218	148,344	1,520,291
50	Cambridge Financial Group, Inc.	Cambridge	Mass.	99.08	107.62	4,044,138	4,081,603	466,770	5,188,608
51	First Bancorp Inc., Lebanon	Lebanon	Va.	98.80	98.54	1,964,680	1,988,616	235,029	2,344,110
52	Investar Holding Corporation	Baton Rouge	La.	98.54	99.08	1,860,318	1,887,825	243,284	2,321,181
53	HomeStreet, Inc.	Seattle	Wash.	98.05	100.19	5,707,862	5,821,371	717,750	7,237,091
54	PeoplesBancorp, MHC	Holyoke	Mass.	97.76	116.72	2,384,637	2,439,376	273,072	3,347,300
55	S&T Bancorp, Inc.	Indiana	Pa.	97.63	101.50	7,244,388	7,420,538	1,154,711	8,967,897
56	State Bankshares, Inc.	Fargo	N.D.	97.36	113.77	7,391,283	7,591,348	931,107	8,846,971
57	Cathay General Bancorp	Los Angeles	Calif.	97.28	102.92	15,670,937	16,109,401	2,418,144	19,043,134
58	FirstSun Capital Bancorp	Denver	Colo.	97.27	91.18	4,040,320	4,153,549	485,787	4,995,457
59	Washington Trust Bancorp, Inc.	Westerly	R.I.	97.24	112.06	4,258,123	4,378,974	534,195	5,714,753
60	CIBC Bancorp USA Inc.	Chicago	Ill.	97.15	130.00	33,494,875	34,477,782	8,770,383	56,758,933
61	TriState Capital Holdings, Inc.	Pittsburgh	Pa.	97.04	99.14	8,237,418	8,489,090	757,145	9,896,816
62	Banc of California, Inc.	Santa Ana	Calif.	96.94	110.09	5,899,818	6,085,800	897,207	7,877,334
63	Great Southern Bancorp, Inc.	Springfield	Mo.	96.59	105.95	4,370,328	4,524,439	629,740	5,532,043
64	Spend Life Wisely Company, Inc.	Durant	Okla.	96.56	91.38	8,130,954	8,420,682	811,346	10,567,697
65	New Hampshire Mutual Bancorp	Concord	N.H.	96.24	107.14	2,273,079	2,361,957	269,649	2,742,799
66	Olney Bancshares of Texas, Inc.	Olney	Tex.	96.03	96.92	2,917,138	3,037,589	410,412	3,522,577
67	Ocean Bankshares, Inc.	Miami	Fla.	95.96	90.16	3,768,582	3,927,057	490,451	4,540,129
68	Southern Missouri Bancorp, Inc.	Poplar Bluff	Mo.	95.22	101.51	2,156,869	2,265,093	267,689	2,623,484
69	Park National Corporation	Newark	Ohio	94.77	92.18	7,176,240	7,572,358	1,040,256	9,288,108
70	Hope Bancorp, Inc.	Los Angeles	Calif.	94.75	98.43	13,580,956	14,334,121	2,053,746	17,106,976
71	First Internet Bancorp	Fishers	Ind.	94.74	95.74	3,098,815	3,270,885	330,944	4,246,156
72	CrossFirst Bankshares, Inc.	Leawood	Kan.	94.61	98.18	4,441,897	4,694,740	624,428	5,659,303
73	Sterling Bancorp	Pearl River	N.Y.	94.31	95.42	21,860,158	23,179,208	4,590,514	29,820,138
74	Civista Bancshares, Inc.	Sandusky	Ohio	94.30	101.94	2,064,503	2,189,398	350,108	2,762,918
75	Mercantile Bank Corporation	Grand Rapids	Mich.	94.28	106.18	3,216,357	3,411,553	441,554	4,437,344
76	Renasant Corporation	Tupelo	Miss.	94.13	97.99	11,351,418	12,059,081	2,132,733	14,929,612
77	Premier Financial Corp.	Defiance	Ohio	94.12	97.21	5,712,856	6,069,665	982,276	7,211,734
78	Northfield Bancorp, Inc. (Staten Island, NY)	Woodbridge	N.J.	93.80	100.25	3,843,133	4,096,940	753,982	5,514,747
79	Hawthorn Bancshares, Inc.	Jefferson City	Mo.	93.38	98.54	1,292,066	1,383,606	130,589	1,733,731
80	Lakeland Bancorp, Inc.	Oak Ridge	N.J.	93.27	97.07	6,022,567	6,456,916	763,784	7,665,430
81	Hilltop Holdings Inc.	Dallas	Tex.	93.23	105.04	10,481,527	11,242,319	2,323,939	16,944,264
82	RBC US Group Holdings LLC	Toronto	#N/A	92.97	114.42	66,469,322	71,495,752	18,164,762	150,540,152
83	Cambridge Bancorp	Cambridge	Mass.	92.87	NA	3,160,557	3,403,083	401,732	3,949,297
84	Associated Banc-Corp	Green Bay	Wis.	92.82	96.61	24,580,882	26,482,481	4,090,933	33,419,783
85	Hanmi Financial Corporation	Los Angeles	Calif.	92.68	98.24	4,888,736	5,275,008	577,043	6,201,888
86	Bridgewater Bancshares, Inc.	Saint Louis Park	Minn.	92.63	104.56	2,317,277	2,501,636	265,405	2,927,345
87	Dollar Mutual Bancorp	Pittsburgh	Pa.	92.55	105.17	7,317,216	7,906,209	1,125,562	9,926,799
88	1st Source Corporation	South Bend	Ind.	92.54	95.31	5,502,186	5,946,028	886,845	7,322,629
89	Lakeland Financial Corporation	Warsaw	Ind.	92.53	98.46	4,660,374	5,036,804	657,095	5,832,750
90	MB Mutual Holding Company	Manasquan	N.J.	92.51	97.38	1,753,185	1,895,203	180,465	2,225,017
91	Bank7 Corp.	Oklahoma City	Okla.	92.43	93.51	836,938	905,514	107,319	1,016,669
	QCR Holdings, Inc.	Moline	Ill.	92.43	94.35	4,251,128	4,599,137	593,793	5,682,797
93	First Midwest Bancorp, Inc.	Chicago	Ill.	92.40	97.17	14,796,197	16,012,464	2,690,006	20,838,678
94	Ameris Bancorp	Atlanta	Ga.	92.28	103.19	15,648,584	16,957,823	2,647,088	20,438,657
95	CTBC Capital Corp.	Los Angeles	Calif.	92.14	97.74	2,977,406	3,231,450	582,525	3,904,297
96	Raymond James Financial, Inc.	Saint Petersburg	Fla.	91.99	108.75	25,565,538	27,790,209	7,363,121	53,657,147
97	Washington Federal, Inc.	Seattle	Wash.	91.73	100.38	13,054,851	14,231,946	2,061,767	19,063,622
98	Umpqua Holdings Corporation	Portland	Ore.	91.57	96.56	22,545,592	24,622,231	2,704,577	29,235,175
99	Byline Bancorp, Inc.	Chicago	Ill.	91.51	91.56	4,348,459	4,752,031	805,464	6,390,652
100	New York Private Bank & Trust Corporation	New York	N.Y.	91.48	98.63	4,268,205	4,665,855	1,024,109	6,302,881
101	Lincoln Bancorp	Reinbeck	Iowa	91.45	98.21	1,097,137	1,199,769	154,120	1,439,899
102	Peapack-Gladstone Financial Corporation	Bedminster	N.J.	91.41	103.96	4,404,545	4,818,484	527,122	5,890,442
103	First Commonwealth Financial Corporation	Indiana	Pa.	91.34	92.92	6,794,619	7,438,666	1,068,617	9,068,104
104	The First of Long Island Corporation	Glen Head	N.Y.	91.33	101.41	3,033,454	3,321,588	407,118	4,069,141
105	Independent Bank Group, Inc.	McKinney	Tex.	91.32	97.56	13,148,705	14,398,927	2,515,371	17,753,476
106	Fulton Financial Corporation	Lancaster	Pa.	91.18	97.12	19,001,903	20,839,207	2,616,828	25,874,628
107	Kearny Financial Corp.	Fairfield	N.J.	90.85	106.96	4,841,235	5,329,113	1,092,341	7,335,153
108	Columbia Bank MHC	Fair Lawn	N.J.	90.84	109.13	6,187,921	6,811,788	613,982	8,795,190
109	Bank Leumi Le-Israel Corporation	New York	N.Y.	90.83	95.31	5,416,858	5,963,931	866,888	7,224,089
110	Northwest Bancshares, Inc.	Warren	Pa.	90.61	101.64	10,599,299	11,697,159	1,538,703	13,973,590
111	Enterprise Financial Services Corp	Clayton	Mo.	90.57	92.14	7,238,499	7,992,433	1,078,975	9,751,571
112	Allegiance Bancshares, Inc.	Houston	Tex.	90.04	96.24	4,491,764	4,988,482	758,670	6,051,280
113	Atlantic Union Bankshares Corporation	Richmond	Va.	89.77	95.17	14,118,055	15,727,708	2,708,490	19,636,407
114	First Foundation Inc.	Dallas	Tex.	89.71	103.18	5,309,203	5,918,130	695,711	6,959,843
115	Wintrust Financial Corporation	Rosemont	Ill.	89.34	89.63	33,381,038	37,365,528	4,115,995	45,080,250
116	TCF Financial Corporation	Detroit	Mich.	89.21	100.55	34,688,436	38,883,622	5,670,813	47,829,379
117	Stock Yards Bancorp, Inc.	Louisville	Ky.	89.11	91.06	3,554,265	3,988,756	440,701	4,613,911
118	Bar Harbor Bankshares	Bar Harbor	Maine	89.01	97.97	2,586,873	2,906,272	411,341	3,725,760
119	Community Trust Bancorp, Inc.	Pikeville	Ky.	88.97	95.37	3,577,470	4,020,999	654,865	5,139,141
120	United Bankshares, Inc.	Charleston	W.Va.	88.95	101.78	18,310,350	20,585,164	4,297,620	26,184,247
121	Johnson Financial Group, Inc.	Racine	Wis.	88.71	96.55	4,476,168	5,045,997	732,769	6,017,397
122	CBTX, Inc.	Houston	Tex.	88.63	92.56	2,926,790	3,302,149	546,451	3,949,572
123	UBS Americas Holding LLC	New York	N.Y.	88.58	104.72	70,236,874	79,289,483	28,282,713	172,360,336
124	Cape Cod Five Mutual Company	Hyannis	Mass.	88.50	99.55	3,313,196	3,743,814	391,699	4,280,832
125	WesBanco, Inc.	Wheeling	W.Va.	88.19	93.75	10,961,534	12,429,438	2,756,737	16,424,793
126	Home Bancshares, Inc. (Conway, AR)	Conway	Ark.	88.17	96.38	11,220,721	12,725,790	2,605,758	16,398,804
127	Farmers & Merchants Investment, Inc.	Lincoln	Neb.	88.15	97.17	4,332,726	4,914,920	512,780	5,832,228
128	F.N.B. Corporation	Pittsburgh	Pa.	87.92	94.12	25,612,616	29,130,209	4,958,903	37,406,970
129	Central Bancshares, Inc.	Lexington	Ky.	87.73	92.57	2,345,940	2,674,055	329,657	3,270,413
130	Peoples Bancorp Inc.	Marietta	Ohio	87.14	87.50	3,407,599	3,910,459	575,673	4,760,764
131	American National Corporation	Omaha	Neb.	86.88	96.57	3,461,964	3,984,989	453,503	4,576,287
132	BankUnited, Inc.	Miami Lakes	Fla.	86.81	94.97	23,890,718	27,522,273	2,983,012	35,016,387
133	Citizens Financial Group, Inc.	Providence	R.I.	86.80	97.24	128,081,219	147,559,681	22,673,165	183,728,540
134	Ally Financial Inc.	Detroit	Mich.	86.79	106.33	118,940,000	137,036,000	14,703,000	182,165,000
135	Minnwest Corporation	Minnetonka	Minn.	86.77	96.42	1,715,057	1,976,468	240,648	2,338,933
136	Heartland BancCorp	Whitehall	Ohio	86.65	95.09	1,140,477	1,316,191	140,890	1,548,460
137	Enterprise Bancorp, Inc.	Lowell	Mass.	86.57	92.08	3,074,231	3,551,263	334,426	4,014,324
138	BTC Financial Corporation	Des Moines	Iowa	86.52	100.81	4,050,817	4,682,004	503,183	5,808,355
139	Hills Bancorporation	Hills	Iowa	86.28	99.50	2,755,029	3,193,058	463,405	3,780,611
140	East West Bancorp, Inc.	Pasadena	Calif.	86.17	93.10	38,692,743	44,901,431	5,269,175	52,156,913
141	Independent Bank Corp.	Rockland	Mass.	85.96	97.29	9,450,970	10,994,342	1,702,685	13,205,474
142	Central Pacific Financial Corp.	Honolulu	Hawaii	85.94	87.08	4,980,800	5,796,005	546,685	6,594,583
143	First Community Bankshares, Inc.	Bluefield	Va.	85.88	90.76	2,186,632	2,546,247	426,730	3,011,136
144	Horizon Bancorp, Inc.	Michigan City	Ind.	85.65	92.62	3,880,921	4,531,133	692,216	5,886,614
145	CIT Group Inc.	New York	N.Y.	85.59	88.30	36,864,598	43,071,672	5,722,919	58,106,601
146	Fremont Bancorporation	Fremont	Calif.	85.53	89.38	3,897,702	4,556,958	325,494	5,049,738
147	Eagle Bancorp, Inc.	Bethesda	Md.	85.41	105.23	7,848,417	9,189,203	1,240,892	11,117,802
148	Dacotah Banks, Inc.	Aberdeen	S.D.	85.28	91.12	2,301,862	2,699,041	353,703	3,103,194
149	ServisFirst Bancshares, Inc.	Birmingham	Ala.	85.01	96.51	8,480,113	9,975,724	992,352	11,932,654
150	First Mid Bancshares, Inc.	Mattoon	Ill.	84.99	92.39	3,138,419	3,692,784	568,228	4,726,348
151	Citizens Union Bancorp of Shelbyville, Inc.	Shelbyville	Ky.	84.91	98.45	715,698	842,913	102,671	1,023,272
152	Cass Information Systems, Inc.	Saint Louis	Mo.	84.85	102.05	891,676	1,050,856	261,160	2,203,235
153	Western Alliance Bancorporation	Phoenix	Ariz.	84.72	92.66	27,053,018	31,930,461	3,413,494	36,461,042
154	Dime Community Bancshares, Inc.	Hauppauge	N.Y.	84.71	96.81	4,650,188	5,489,253	517,831	6,434,215
155	First Horizon Corporation	Memphis	Tenn.	84.67	97.61	59,258,234	69,986,934	8,011,510	84,211,332
156	National Consumer Cooperative Bank	Arlington	Va.	84.62	91.46	2,171,443	2,566,011	322,101	3,054,199
157	Orrstown Financial Services, Inc.	Shippensburg	Pa.	84.49	88.16	1,991,424	2,356,880	246,249	2,750,572
158	FB Financial Corporation	Nashville	Tenn.	84.40	94.68	7,982,132	9,458,037	1,291,289	11,207,330
159	Amarillo National Bancorp, Inc.	Amarillo	Tex.	84.34	92.38	5,183,718	6,146,054	713,803	7,077,910
160	Ida Grove Bancshares, Inc.	Ida Grove	Iowa	84.30	90.45	1,305,547	1,548,644	202,920	1,867,450
161	People's United Financial, Inc.	Bridgeport	Conn.	84.27	101.33	43,977,051	52,186,621	7,602,829	63,100,859
162	TrustCo Bank Corp NY	Glenville	N.Y.	84.26	91.28	4,244,471	5,037,193	568,161	5,901,962
163	Financial Institutions, Inc.	Warsaw	N.Y.	84.12	90.70	3,599,443	4,278,923	468,363	4,912,306
164	Seacoast Banking Corporation of Florida	Stuart	Fla.	83.72	93.44	5,804,239	6,932,561	1,130,298	8,342,392
165	Great Western Bancorp, Inc.	Sioux Falls	S.D.	83.69	95.42	9,517,876	11,373,318	1,068,501	12,814,383
166	Huntington Bancshares Incorporated	Columbus	Ohio	83.61	92.47	82,882,997	99,128,401	12,992,340	123,037,648
167	Synovus Financial Corp.	Columbus	Ga.	83.55	97.06	39,013,107	46,691,571	5,161,334	54,394,159
168	Bank of Marin Bancorp	Novato	Calif.	83.40	78.89	2,088,556	2,504,341	358,253	2,911,926
169	The Bancorp, Inc.	Wilmington	Del.	83.38	61.77	4,554,451	5,462,059	581,165	6,277,433
170	BCI Financial Group, Inc.	Miami	Fla.	83.27	92.57	12,457,192	14,960,301	2,055,049	18,622,588
	Capital One Financial Corporation	McLean	Va.	83.27	101.33	254,333,817	305,446,698	60,203,067	421,602,066
172	BOU Bancorp, Inc.	Ogden	Utah	83.09	92.55	1,303,186	1,568,359	227,918	1,882,344
173	Bryn Mawr Bank Corporation	Bryn Mawr	Pa.	83.05	96.13	3,634,411	4,376,300	623,092	5,432,022
174	Boston Private Financial Holdings, Inc.	Boston	Mass.	82.85	96.42	7,121,730	8,596,118	868,008	10,048,823
175	Business First Bancshares, Inc.	Baton Rouge	La.	82.69	95.93	2,992,324	3,618,783	409,963	4,174,869
176	OceanFirst Financial Corp.	Red Bank	N.J.	82.62	98.09	7,805,082	9,447,479	1,484,130	11,450,269
177	NBT Bancorp Inc.	Norwich	N.Y.	82.58	94.20	7,500,004	9,081,692	1,187,618	10,932,906
178	Hometown Financial Group MHC	Easthampton	Mass.	82.50	93.94	2,341,061	2,837,568	364,790	3,340,365
179	First United Corporation	Oakland	Md.	82.25	91.97	1,171,358	1,424,057	131,046	1,735,524
	M&T Bank Corporation	Buffalo	N.Y.	82.25	95.94	98,535,867	119,805,738	16,187,283	142,601,105
181	BancPlus Corporation	Ridgeland	Miss.	82.05	80.83	3,407,416	4,152,810	355,250	4,710,920
182	Guaranty Bancshares, Inc.	Addison	Tex.	81.83	87.35	1,870,898	2,286,390	272,643	2,740,832
183	Tompkins Financial Corporation	Ithaca	N.Y.	81.71	94.33	5,260,327	6,437,752	716,277	7,622,171
184	Pacific Premier Bancorp, Inc.	Irvine	Calif.	81.55	97.88	13,239,126	16,234,371	2,746,649	19,736,544
185	Camden National Corporation	Camden	Maine	81.43	87.82	3,261,379	4,005,244	529,314	4,898,745
186	Carver Bancorp, Inc.	New York	N.Y.	81.41	90.01	468,594	575,565	46,408	686,399
187	First Merchants Corporation	Muncie	Ind.	81.39	86.06	9,247,140	11,361,610	1,875,645	14,067,210
188	Pinnacle Financial Partners, Inc.	Nashville	Tenn.	81.37	98.54	22,543,522	27,705,499	4,904,611	34,932,860
189	Sterling Bancorp, Inc. (Southfield, MI)	Southfield	Mich.	81.35	115.83	2,532,003	3,112,590	319,591	3,917,081
190	South State Corporation	Winter Haven	Fla.	81.30	93.90	24,954,601	30,693,882	4,647,880	37,789,873
191	Old National Bancorp	Evansville	Ind.	81.29	83.58	13,849,755	17,037,478	2,972,656	22,960,647
192	First Financial Bancorp.	Cincinnati	Ohio	81.28	90.26	9,942,073	12,232,003	2,282,070	15,973,134
193	First State Bancshares, Inc.	Farmington	Mo.	81.17	91.99	2,379,726	2,931,615	348,517	3,398,181
194	National Bank Holdings Corporation	Greenwood Village	Colo.	81.06	95.61	4,601,539	5,677,048	820,691	6,659,950
195	MUFG Americas Holdings Corporation	New York	N.Y.	81.05	92.97	83,014,209	102,425,766	17,188,508	167,845,574
196	Carter Bankshares, Inc.	Martinsville	Va.	80.94	NA	2,982,442	3,684,628	440,174	4,179,179
197	CNB Financial Corporation	Clearfield	Pa.	80.83	90.41	3,380,303	4,181,744	416,137	4,729,399
198	Discount Bancorp, Inc.	New York	N.Y.	80.78	84.02	7,270,981	9,001,017	1,153,392	11,010,035
199	Banner Corporation	Walla Walla	Wash.	80.48	94.70	10,114,777	12,567,296	1,666,264	15,031,623
200	Bangor Bancorp, MHC	Bangor	Maine	80.47	87.74	3,841,965	4,774,554	545,308	6,066,238

Among top tier bank holding companies that file Y-9C statements with the Federal Reserve. *Includes leases.

Figures for prior periods are not adjusted for mergers and acquisitions. Rankings include only companies current as of May 14, 2021.

NA = Not available

NM = Not meaningful