Highest Loan/Deposit Ratios Among Bank Holding Companies

November 12, 2018, 12:36 p.m. EST 1 Min Read

Year to date Jun. 30, 2018. Dollars in thousands.

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				Loans as a % of deposits
Rank	Company	City	State	Jun. 30	Year earlier	Loans and leases	Deposits	Equity capital	Total assets
1	Educational Services of America Inc.	Farragut	Tenn.	231.92	250.65	$2,781,096	$1,199,169	$344,506	$3,051,506
2	Utrecht-America Holdings Inc.	New York	N.Y.	194.34	180.81	19,199,884	9,879,576	2,509,537	23,864,993
3	United National Corp.	Sioux Falls	S.D.	193.46	197.03	2,389,263	1,235,044	1,487,514	2,860,823
4	American Express Co.	New York	N.Y.	191.93	194.73	133,610,000	69,613,000	20,879,000	184,848,000
5	MidCountry Financial Corp.	Macon	Ga.	190.50	163.54	1,051,827	552,129	228,867	1,205,152
6	First National Bankers Bankshares Inc.	Baton Rouge	La.	151.92	154.40	623,871	410,653	159,933	929,967
7	Third FS&LA of Cleveland MHC	Cleveland	Ohio	149.65	149.08	12,716,070	8,497,305	1,494,298	13,936,543
8	Paramount Financial Group LLC	Saint Louis	Mo.	149.08	NA	29,431	19,742	13,235	45,589
9	Barclays US LLC	New York	N.Y.	147.99	163.88	35,054,000	23,686,000	16,023,000	153,409,000
10	Mizuho Americas LLC	New York	N.Y.	145.23	112.68	4,505,000	3,102,000	4,072,000	40,926,000
11	Waterstone Financial Inc.	Wauwatosa	Wis.	145.05	148.21	1,485,090	1,023,861	403,744	1,875,300
12	CIBC Bancorp USA Inc.	Chicago	Ill.	144.56	96.00	25,890,760	17,909,733	7,773,757	38,409,202
13	Beal Financial Corp.	Plano	Tex.	144.40	135.95	4,969,033	3,441,259	1,727,652	7,241,968
14	First National Bancshares Inc.	East Lansing	Mich.	141.61	121.76	1,479,331	1,044,681	177,770	1,629,445
15	BSB Bancorp Inc.	Belmont	Mass.	138.92	128.66	2,560,718	1,843,309	191,208	2,909,230
16	Santander Holdings USA Inc.	Boston	Mass.	137.42	135.46	84,696,703	61,635,050	21,449,794	130,138,694
17	Discover Financial Services	Riverwoods	Ill.	137.37	147.47	84,790,697	61,723,598	10,889,102	102,751,300
18	Midland Financial Co.	Oklahoma City	Okla.	135.26	134.79	11,226,446	8,300,109	1,644,519	15,403,444
19	Capitol Federal Financial Inc.	Topeka	Kan.	134.59	136.07	7,248,776	5,385,791	1,341,325	9,071,346
20	New York Community Bancorp Inc.	Westbury	N.Y.	133.47	135.11	39,447,825	29,555,845	6,789,352	50,469,170
21	Synchrony Financial	Stamford	Conn.	132.75	141.77	78,373,447	59,039,639	14,457,869	99,121,535
22	Malaga Financial Corp.	Palos Verdes Estates	Calif.	130.43	NA	973,160	746,109	130,936	1,062,655
23	Ally Financial Inc.	Detroit	Mich.	127.49	139.94	125,872,000	98,728,000	13,139,000	171,345,000
24	Stearns Financial Services Inc.	Saint Cloud	Minn.	126.83	119.13	1,943,855	1,532,621	365,684	2,000,589
25	Flagstar Bancorp Inc.	Troy	Mich.	125.92	129.95	13,472,858	10,699,281	1,475,036	18,130,422
26	Luther Burbank Corp.	Santa Rosa	Calif.	124.85	135.35	5,756,579	4,610,683	562,180	6,510,233
27	Customers Bancorp Inc.	Wyomissing	Pa.	124.69	120.11	9,113,507	7,309,166	936,227	11,093,198
28	Investors Bancorp Inc.	Short Hills	N.J.	121.93	122.90	20,778,922	17,041,200	3,090,983	25,370,721
29	Triumph Bancorp Inc.	Dallas	Tex.	121.77	110.76	3,196,462	2,624,941	607,225	3,794,631
30	Republic Bancorp Inc.	Louisville	Ky.	121.56	125.34	4,222,321	3,473,369	664,008	5,265,945
31	Dime Community Bancshares Inc.	Brooklyn	N.Y.	121.49	130.32	5,404,790	4,448,695	615,532	6,253,175
32	Oritani Financial Corp.	Township of Washington	N.J.	121.23	124.67	3,571,465	2,946,044	559,345	4,167,519
33	UBS Americas Holding LLC	New York	N.Y.	121.22	116.10	57,595,365	47,514,876	23,856,839	136,217,621
34	Sterling Bancorp Inc.	Southfield	Mich.	120.58	122.15	2,859,104	2,371,097	304,110	3,112,592
35	NASB Financial Inc.	Grandview	Mo.	119.84	128.49	1,790,110	1,493,793	226,752	1,996,013
36	First Business Financial Services Inc.	Madison	Wis.	119.59	99.12	1,599,929	1,337,816	173,672	1,899,787
37	First Financial Northwest Inc.	Renton	Wash.	119.38	117.83	1,002,010	839,328	152,554	1,224,065
38	Brookline Bancorp Inc.	Boston	Mass.	118.12	116.96	6,172,308	5,225,586	877,283	7,304,894
39	Raymond James Financial Inc.	Saint Petersburg	Fla.	117.74	124.04	22,934,378	19,478,736	6,156,446	36,363,192
40	Meridian Bancorp Inc.	Peabody	Mass.	117.62	117.52	5,165,555	4,391,638	664,666	5,677,830
41	Texas Capital Bancshares Inc.	Dallas	Tex.	116.73	117.45	23,736,547	20,334,899	2,343,530	27,781,937
42	LegacyTexas Financial Group Inc.	Plano	Tex.	116.27	117.12	8,004,940	6,884,993	1,001,475	9,252,517
43	Flushing Financial Corp.	Uniondale	N.Y.	115.73	119.32	5,333,807	4,609,003	538,044	6,467,616
44	HomeTrust Bancshares Inc.	Asheville	N.C.	114.73	114.51	2,531,725	2,206,607	409,242	3,304,169
45	Cass Information Systems Inc.	Saint Louis	Mo.	114.24	111.01	714,861	625,737	226,614	1,570,305
46	Malvern Bancorp Inc.	Paoli	Pa.	114.07	NA	902,378	791,080	107,974	1,053,575
47	Leader Bancorp Inc.	Arlington	Mass.	114.00	117.64	1,294,626	1,135,612	116,236	1,484,248
48	Ambank Co. Inc.	Sioux Center	Iowa	113.87	112.54	1,060,308	931,194	121,725	1,189,471
49	Marlin Business Services Corp.	Mount Laurel	N.J.	113.13	111.97	978,802	865,208	189,642	1,123,898
50	Boiling Springs MHC	Rutherford	N.J.	112.18	113.01	1,475,051	1,314,895	228,099	1,721,672
51	Severn Bancorp Inc.	Annapolis	Md.	112.09	109.58	696,454	621,329	94,041	820,786
52	New Hampshire Mutual Bancorp	Concord	N.H.	111.93	112.35	1,531,362	1,368,133	183,059	1,826,498
53	Penns Woods Bancorp Inc.	Williamsport	Pa.	111.88	99.10	1,332,549	1,191,019	139,134	1,602,631
54	ConnectOne Bancorp Inc.	Englewood Cliffs	N.J.	111.66	111.15	4,360,854	3,905,410	578,557	5,275,368
55	H Bancorp LLC	Irvine	Calif.	111.20	109.60	1,080,656	971,844	169,223	1,366,864
56	SSB Community Bancorp MHC	Worcester	Mass.	110.55	110.82	995,286	900,344	124,880	1,145,677
57	Provident Financial Holdings Inc.	Riverside	Calif.	110.29	110.40	1,006,368	912,494	120,457	1,175,549
58	NSB Mutual Holding Co.	Newtown	Conn.	110.17	116.37	1,071,153	972,295	93,895	1,285,044
59	Kearny Financial Corp.	Fairfield	N.J.	110.03	110.60	4,502,211	4,091,761	1,268,748	6,579,874
60	Farmers & Merchants Investment Inc.	Lincoln	Neb.	110.00	105.18	3,261,429	2,964,901	387,637	4,136,144
61	RBB Bancorp	Los Angeles	Calif.	109.93	100.73	1,565,837	1,424,406	286,202	1,816,872
62	MVB Financial Corp.	Fairmont	W.Va.	109.87	110.06	1,313,871	1,195,868	165,795	1,686,408
63	Spirit of Texas Bancshares Inc.	Conroe	Tex.	109.54	NA	925,236	844,683	147,986	1,076,676
64	State Bankshares Inc.	Fargo	N.D.	109.02	104.46	4,746,034	4,353,184	466,506	5,119,854
65	Columbia Bank MHC	Fair Lawn	N.J.	108.87	108.17	4,709,826	4,326,215	509,749	6,276,002
66	Hilltop Holdings Inc.	Dallas	Tex.	108.77	109.92	8,499,192	7,813,622	1,911,493	13,689,174
67	Unity Bancorp Inc.	Clinton	N.J.	108.73	104.27	1,246,511	1,146,403	128,141	1,514,124
68	Southern National Bancorp of Virginia Inc.	McLean	Va.	108.71	101.35	2,154,892	1,982,306	334,450	2,727,339
69	Bankwell Financial Group Inc.	New Canaan	Conn.	108.59	104.83	1,591,597	1,465,638	169,573	1,871,004
70	Parke Bancorp Inc.	Sewell	N.J.	108.37	NA	1,103,082	1,017,896	143,401	1,289,633
71	Great Southern Bancorp Inc.	Springfield	Mo.	108.25	106.65	3,902,472	3,605,014	490,271	4,572,086
72	Old Line Bancshares Inc.	Bowie	Md.	108.19	105.77	2,388,564	2,207,677	354,344	2,933,376
	Provident Financial Services Inc.	Iselin	N.J.	108.19	107.68	7,253,242	6,704,056	1,311,262	9,732,912
74	BCB Bancorp Inc.	Bayonne	N.J.	107.91	106.64	2,141,874	1,984,876	194,077	2,516,564
75	Northfield Bancorp Inc.	Woodbridge	N.J.	107.85	113.20	3,220,126	2,985,822	649,655	4,188,158
76	Western State Agency Inc.	Devils Lake	N.D.	107.81	NA	930,617	863,223	80,018	1,024,471
77	Sandy Spring Bancorp Inc.	Olney	Md.	107.75	106.52	6,290,072	5,837,839	1,026,349	8,152,600
78	BTC Financial Corp.	Des Moines	Iowa	107.60	109.13	3,663,487	3,404,702	347,242	4,434,833
79	Valley National Bancorp	Wayne	N.J.	107.52	103.48	23,267,386	21,640,772	3,277,312	30,182,979
80	S&T Bancorp Inc.	Indiana	Pa.	107.35	106.86	5,789,919	5,393,533	907,133	7,097,346
81	HarborOne Mutual Bancshares	Brockton	Mass.	107.32	109.40	2,371,673	2,209,900	348,677	2,881,961
82	HomeStreet Inc.	Seattle	Wash.	107.26	104.84	5,491,305	5,119,398	706,459	7,163,877
83	Blue Hills Bancorp Inc.	Norwood	Mass.	107.23	105.20	2,272,110	2,118,976	400,245	2,742,661
84	Western New England Bancorp	Westfield	Mass.	107.14	107.41	1,668,875	1,557,715	242,073	2,095,596
85	SB One Bancorp	Rockaway	N.J.	107.06	NA	1,136,546	1,061,599	148,823	1,437,302
86	Axos Financial, Inc.	San Diego	Calif.	106.69	107.84	8,519,203	7,985,350	960,513	9,539,504
87	Eagle Bancorp Inc.	Bethesda	Md.	106.60	102.74	6,682,197	6,268,758	1,023,137	7,880,017
88	John Marshall Bancorp Inc.	Reston	Va.	106.57	107.04	1,038,439	974,440	134,981	1,228,135
89	Narragansett Financial Corp.	Swansea	Mass.	106.53	100.42	1,222,472	1,147,531	115,580	1,561,629
90	American National Corp.	Omaha	Neb.	106.51	100.09	2,965,377	2,784,108	336,523	3,727,925
91	Howard Bancorp Inc.	Baltimore	Md.	106.41	NA	1,665,934	1,565,644	289,469	2,182,249
92	First Mutual Holding Co.	Lakewood	Ohio	106.39	105.40	1,656,173	1,556,647	188,606	1,999,915
93	First Foundation Inc.	Irvine	Calif.	106.36	104.19	4,931,995	4,636,990	517,969	5,972,261
94	First Bancshares Inc.	Merrillville	Ind.	106.15	107.55	3,521,386	3,317,520	343,567	4,108,274
95	Washington Trust Bancorp Inc.	Westerly	R.I.	106.14	107.00	3,525,774	3,321,963	421,571	4,738,834
96	First Paragould Bankshares Inc.	Paragould	Ark.	106.11	108.91	1,111,418	1,047,459	128,453	1,372,665
97	Peapack-Gladstone Financial Corp.	Bedminster	N.J.	105.79	102.39	3,726,901	3,522,913	437,019	4,265,174
98	Investar Holding Corp.	Baton Rouge	La.	105.64	104.26	1,300,311	1,230,930	177,230	1,697,472
99	Univest Corp. of Pennsylvania	Souderton	Pa.	105.51	104.91	3,820,176	3,620,786	605,294	4,749,181
100	Gorham Bancorp MHC	Gorham	Maine	105.33	99.14	920,154	873,613	104,530	1,145,341
101	Northern Bancorp Inc.	Woburn	Mass.	105.26	110.20	1,873,857	1,780,215	177,529	2,106,845
102	ATBancorp	Dubuque	Iowa	104.95	99.27	1,123,743	1,070,708	145,967	1,369,052
103	Hills Bancorp.	Hills	Iowa	104.68	114.00	2,509,558	2,397,315	370,292	3,002,956
104	Bar Harbor Bankshares	Bar Harbor	Maine	104.64	107.38	2,485,066	2,374,958	355,963	3,539,059
105	Mercantile Bank Corp.	Grand Rapids	Mich.	104.23	106.60	2,636,856	2,529,811	374,919	3,288,521
106	Fidelity Southern Corp.	Atlanta	Ga.	104.13	95.57	4,237,572	4,069,631	420,962	4,892,369
107	Metropolitan Bank Holding Corp.	New York	N.Y.	104.10	96.68	1,603,531	1,540,379	249,584	1,924,495
108	Provident Bancorp	Amesbury	Mass.	103.56	101.58	780,735	753,897	120,360	925,478
109	United Community Financial Corp.	Youngstown	Ohio	103.44	103.21	2,233,398	2,159,223	301,484	2,775,475
110	Ion Financial MHC	Naugatuck	Conn.	103.43	105.29	1,086,609	1,050,611	118,180	1,314,054
111	Market Street Bancshares Inc.	Mount Vernon	Ill.	103.39	102.82	1,041,879	1,007,738	78,109	1,185,678
112	Civista Bancshares Inc.	Sandusky	Ohio	103.31	94.91	1,184,090	1,146,172	189,848	1,548,454
113	Lincoln Bancorp	Reinbeck	Iowa	103.28	102.67	960,493	929,995	103,107	1,176,132
114	SI Financial Group Inc.	Willimantic	Conn.	103.26	102.98	1,270,592	1,230,479	168,257	1,595,561
115	Bridgewater Bancshares Inc.	Bloomington	Minn.	103.15	95.66	1,459,262	1,414,691	205,927	1,752,918
116	CBX Corp.	Carrollton	Ill.	103.07	103.87	1,417,942	1,375,750	109,192	1,637,213
117	United Financial Bancorp Inc.	Hartford	Conn.	103.06	104.30	5,576,712	5,411,202	701,877	7,212,880
118	CB&T Holding Corp.	New Orleans	La.	102.81	100.82	875,878	851,960	100,957	992,684
119	Hanmi Financial Corp.	Los Angeles	Calif.	102.73	95.89	4,547,475	4,426,548	571,707	5,415,202
120	TCF Financial Corp.	Wayzata	Minn.	102.67	105.40	18,906,617	18,414,397	2,480,932	23,199,803
121	BNH Financial	Laconia	N.H.	102.66	87.56	1,270,863	1,237,984	156,280	1,599,186
122	Cambridge Financial Group Inc.	Cambridge	Mass.	102.59	103.51	2,898,314	2,825,254	358,912	3,705,120
123	First Community Bancshares Inc.	Batesville	Ark.	102.57	99.58	1,115,725	1,087,764	114,014	1,386,815
124	TriState Capital Holdings Inc.	Pittsburgh	Pa.	102.52	106.84	4,552,928	4,441,202	453,894	5,233,936
125	Oconomowoc Bancshares Inc.	Oconomowoc	Wis.	102.38	93.97	908,875	887,704	84,733	1,177,130
126	Canandaigua National Corp.	Canandaigua	N.Y.	102.35	97.81	2,280,098	2,227,701	218,891	2,789,400
127	Boston Private Financial Holdings Inc.	Boston	Mass.	102.27	98.44	6,771,745	6,621,317	731,981	8,716,294
128	Mascoma Mutual Financial Services Corp.	Lebanon	N.H.	102.24	104.50	1,420,643	1,389,561	141,115	1,697,259
129	ESSA Bancorp Inc.	Stroudsburg	Pa.	102.18	100.39	1,312,719	1,284,669	178,810	1,827,274
130	Cathay General Bancorp	Los Angeles	Calif.	102.16	101.27	13,387,767	13,104,546	2,064,833	16,197,746
131	Peoples Financial Services Corp.	Scranton	Pa.	102.01	97.43	1,753,389	1,718,861	269,544	2,235,626
132	Allegiance Bancshares Inc.	Houston	Tex.	101.94	100.67	2,359,164	2,314,263	319,888	2,968,077
133	Independent Bank Group Inc.	McKinney	Tex.	101.84	93.89	7,672,008	7,533,405	1,538,269	10,017,037
134	Fulton Financial Corp.	Lancaster	Pa.	101.56	100.40	15,843,115	15,599,799	2,245,785	20,133,265
	Stock Yards Bancorp Inc.	Louisville	Ky.	101.56	93.31	2,580,077	2,540,525	345,515	3,324,763
136	Codorus Valley Bancorp Inc.	York	Pa.	101.54	101.96	1,468,690	1,446,476	170,373	1,779,132
137	Home BancShares Inc.	Conway	Ark.	101.51	100.86	10,897,970	10,736,033	2,314,013	14,924,120
138	Beacon Bancorp	Taunton	Mass.	101.50	100.19	1,725,195	1,699,776	273,972	2,155,096
139	Middlefield Banc Corp.	Middlefield	Ohio	101.35	103.65	944,806	932,246	122,718	1,171,026
140	Cape Cod Five Mutual Co.	Orleans	Mass.	101.27	101.93	2,810,674	2,775,403	307,693	3,376,653
141	Bryn Mawr Bank Corp.	Bryn Mawr	Pa.	101.01	99.76	3,393,705	3,359,707	543,180	4,394,203
142	Citizens Union Bancorp Shelbyville Inc.	Shelbyville	Ky.	101.00	101.31	573,391	567,705	84,507	734,898
	Merchants Financial Group Inc.	Winona	Minn.	101.00	102.06	1,395,547	1,381,698	168,939	1,694,255
144	BNP Paribas USA Inc.	New York	N.Y.	100.93	99.80	79,288,221	78,558,145	17,627,774	147,839,941
145	Washington Federal Inc.	Seattle	Wash.	100.87	101.31	11,455,522	11,356,242	1,986,263	15,766,321
146	ServisFirst Bancshares Inc.	Birmingham	Ala.	100.80	99.16	6,134,254	6,085,682	654,612	7,084,562
147	Enterprise Financial Services Corp	Clayton	Mo.	100.66	99.39	4,277,149	4,248,947	574,084	5,509,924
148	First of Long Island Corp.	Glen Head	N.Y.	100.64	98.52	3,254,609	3,233,898	374,239	4,292,475
149	Two Rivers Financial Group	Burlington	Iowa	100.59	93.41	667,571	663,665	75,819	837,544
150	Machias Bancorp MHC	Machias	Maine	100.54	106.53	1,151,218	1,144,999	181,582	1,342,711
151	Chemical Financial Corp.	Detroit	Mich.	100.52	104.00	14,626,542	14,551,536	2,750,999	20,282,603
152	Berkshire Hills Bancorp Inc.	Boston	Mass.	100.19	104.36	8,859,148	8,842,081	1,516,241	11,905,340
153	People's United Financial Inc.	Bridgeport	Conn.	100.18	99.54	32,547,214	32,488,309	5,900,191	44,550,825
154	Southern Missouri Bancorp Inc.	Poplar Bluff	Mo.	100.11	97.09	1,581,594	1,579,904	200,695	1,889,466
155	OceanPoint Financial Partners MHC	Middletown	R.I.	100.07	94.93	1,283,730	1,282,885	165,023	1,602,763
156	MetroCity Bankshares Inc.	Doraville	Ga.	100.06	NA	1,172,001	1,171,292	152,751	1,350,976
157	First Internet Bancorp	Fishers	Ind.	100.02	99.63	2,394,707	2,394,284	282,087	3,115,773
158	Tompkins Financial Corp.	Ithaca	N.Y.	99.98	93.01	4,791,193	4,792,229	589,173	6,745,800
159	Select Bancorp Inc.	Dunn	N.C.	99.97	NA	993,233	993,484	140,702	1,216,731
160	Progress Financial Corp.	Huntsville	Ala.	99.89	NA	912,879	913,900	128,265	1,147,354
161	Hope Bancorp Inc.	Los Angeles	Calif.	99.80	98.90	11,709,909	11,733,448	1,905,675	14,870,295
162	United Bankshares Inc.	Charleston	W.Va.	99.79	98.29	13,801,823	13,830,766	3,242,565	19,207,603
163	Norway Bancorp MHC	Norway	Maine	99.57	101.37	964,849	968,991	169,637	1,175,003
164	Midland States Bancorp Inc.	Effingham	Ill.	99.46	96.78	4,137,260	4,159,857	592,535	5,730,600
165	Farmers National Banc Corp.	Canfield	Ohio	99.41	97.68	1,640,941	1,650,602	247,510	2,235,623
	Minnwest Corp.	Minnetonka	Minn.	99.41	102.47	1,497,411	1,506,282	200,054	1,775,709
167	Pacific Premier Bancorp Inc.	Irvine	Calif.	99.40	98.17	6,291,465	6,329,514	1,288,525	8,158,131
	Summit Financial Group Inc.	Moorefield	W.Va.	99.40	96.13	1,630,088	1,639,996	209,879	2,107,652
169	Arbor Bancorp Inc.	Ann Arbor	Mich.	99.38	90.94	1,303,569	1,311,687	142,944	1,597,102
170	BancIndependent Inc.	Florence	Ala.	99.36	98.08	1,256,647	1,264,722	107,759	1,543,412
	Central Bancshares Inc.	Lexington	Ky.	99.36	96.60	2,039,211	2,052,387	268,444	2,512,066
	PeoplesBancorp MHC	Holyoke	Mass.	99.36	102.00	1,924,554	1,936,959	220,108	2,531,140
173	Lakeside Bancorp Inc.	Chicago	Ill.	99.22	101.35	1,339,540	1,350,063	156,910	1,628,352
174	Banc of California Inc.	Santa Ana	Calif.	99.16	79.50	7,076,172	7,135,794	988,688	10,319,280
175	Platte Valley Financial Service Cos. Inc.	Scottsbluff	Neb.	99.11	102.83	985,418	994,265	119,161	1,180,076
176	BankFinancial Corp.	Burr Ridge	Ill.	98.95	98.70	1,296,002	1,309,763	194,228	1,567,542
177	Johnson Financial Group Inc.	Racine	Wis.	98.87	102.47	3,835,578	3,879,327	583,460	4,857,301
	Salem Five Bancorp	Salem	Mass.	98.87	104.52	3,586,742	3,627,763	495,885	4,823,856
179	Mackinac Financial Corp.	Manistique	Mich.	98.81	93.22	1,003,377	1,015,501	148,867	1,274,095
180	Stockman Financial Corp.	Miles City	Mont.	98.67	99.19	2,499,985	2,533,579	356,780	3,544,945
181	CTBC Capital Corp.	Los Angeles	Calif.	98.60	105.46	2,755,201	2,794,330	483,916	3,337,968
182	County Bancorp Inc.	Manitowoc	Wis.	98.56	109.06	1,192,992	1,210,431	146,082	1,518,877
183	BankUnited Inc.	Miami Lakes	Fla.	98.51	97.22	21,916,552	22,247,373	3,099,433	31,349,571
184	Midwest BankCentre Inc.	Saint Louis	Mo.	98.49	92.99	1,362,595	1,383,451	156,663	1,895,696
185	215 Holding Co.	Minneapolis	Minn.	98.48	98.19	576,961	585,884	93,734	717,597
186	Ameris Bancorp	Moultrie	Ga.	98.47	100.42	8,627,783	8,761,670	1,371,896	11,190,697
187	Shore Bancshares Inc.	Easton	Md.	98.45	86.49	1,156,884	1,175,099	168,115	1,451,714
188	M&T Bank Corp.	Buffalo	N.Y.	98.35	95.23	87,797,450	89,272,588	15,577,885	118,426,053
189	Adam Bank Group Inc.	College Station	Tex.	98.31	104.04	814,093	828,092	206,640	1,060,905
190	First Co Bancorp Inc.	Collinsville	Ill.	98.26	97.03	1,191,293	1,212,375	132,339	1,483,004
191	Lakeland Financial Corp.	Warsaw	Ind.	98.22	99.04	3,864,810	3,934,954	486,395	4,762,994
192	First Bancorp Inc.	Lebanon	Va.	98.14	97.23	1,460,346	1,488,075	190,409	1,781,393
	Penn Community Mutual Holdings Inc.	Perkasie	Pa.	98.14	91.55	1,408,501	1,435,204	263,478	2,074,208
194	Sterling Bancorp	Montebello	N.Y.	98.12	97.23	20,705,119	21,101,328	4,352,735	31,467,888
195	Salisbury Bancorp Inc.	Lakeville	Conn.	98.09	96.01	880,383	897,480	99,180	1,096,780
196	Northwest Bancshares Inc.	Warren	Pa.	98.06	95.39	7,955,443	8,113,080	1,228,880	9,647,411
197	Southern First Bancshares Inc.	Greenville	S.C.	97.99	100.76	1,541,522	1,573,175	160,856	1,788,953
198	Pedcor Capital LLC	Carmel	Ind.	97.94	97.61	188,145	192,099	69,402	391,968
199	Great Western Bancorp Inc.	Sioux Falls	S.D.	97.86	98.13	9,379,795	9,585,318	1,816,741	12,009,048
	Level One Bancorp Inc.	Farmington Hills	Mich.	97.86	94.32	1,049,780	1,072,689	143,445	1,322,913

Among top tier bank holding companies that file Y-9C statements with the Federal Reserve. *Includes leases.
Figures for prior periods are not adjusted for mergers and acquisitions. Rankings include only companies current as of Nov. 12, 2018.
© 2018 American Banker
NA = Not available
NM = Not meaningful
Source: SNL Financial Charlottesville, Va.