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Banks and Thrifts with the Highest Adjusted Nonperforming Loan Ratios

March 21, 2022, 2:51 p.m. EDT 1 Min Read
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Banks and Thrifts with the Highest Adjusted Nonperforming Loan Ratios
Rank Name City State Parent Name  Company Type  Adjusted
nonperforming
 loan ratio*
Dec. 31		 Adjusted
nonperforming
 loan ratio*
Year earlier		 Nonperformers** Net chargeoffs*** Assets
1 Corydon State Bank Corydon Iowa Dentel Bancorporation Commercial Bank $13.71 $8.59 $8,973 3.42 $111,531
2 Security State Bank of Kenyon Kenyon Minn. Ellingson Corporation Commercial Bank 12.91 10.84 5,971 0.35 64,637
3 Iowa State Bank Clarksville Iowa Clarkel, Inc. Commercial Bank 10.19 9.61 24,663 0.62 397,076
4 Peoples Bank & Trust Company of Hazard Hazard Ky. Hazard Bancorp Commercial Bank 9.57 5.95 14,065 0.62 253,774
5 First Central Bank McCook McCook Neb. Central Bancshares, Inc. Commercial Bank 9.37 6.60 9,187 0.12 124,369
6 Vermont State Bank Vermont Ill. Commercial Bank 9.06 6.24 2,058 2.20 29,928
7 The Bank Oberlin Kan. Decatur Investment, Inc. Commercial Bank 9.02 8.41 19,279 0.03 394,605
8 Eastern Savings Bank, FSB Hunt Valley Md. Savings & Loan Assoc 8.78 5.12 21,879 -0.01 339,256
9 Towanda State Bank Towanda Kan. Commercial Bank 8.77 4.26 569 0.34 10,270
10 Bank of Grandin Grandin Mo. Commercial Bank 8.69 9.14 9,393 0.41 186,703
11 The First National Bank of Hope Hope Kan. Hope Bancshares, Inc. Commercial Bank 8.64 12.20 4,189 0.60 90,023
12 Fairview State Banking Company Fairview Ill. Commercial Bank 8.42 3.02 1,934 0.15 33,488
13 Farmers State Bank Phillipsburg Kan. Phillips Holdings, Inc. Commercial Bank 8.31 2.24 1,870 0.36 35,686
14 Farmers and Merchants Bank of Mound City, Kansas Mound City Kan. Cunningham Agency, Inc. Commercial Bank 8.15 4.12 2,420 0.02 44,625
15 Central State Bank Clayton Ill. Clayton Bancshares, Inc. Commercial Bank 7.92 5.09 9,469 0.05 166,801
16 GN Bank Chicago Ill. Groupe Nduom Savings & Loan Assoc 7.87 14.65 4,097 0.23 99,678
17 First Central Bank Cambridge Neb. Central Bancshares, Inc. Commercial Bank 7.83 7.29 6,516 0.43 113,644
18 Bankwest of Kansas Goodland Kan. G. S. Bancshares, Inc. Commercial Bank 7.68 0.00 6,140 0.00 145,549
19 MCNB Bank and Trust Co. Welch W.Va. MCNB Banks, Inc. Commercial Bank 7.63 5.22 17,216 0.24 321,845
20 First National Bank of Benton Benton La. Northwest Bancshares Corporation Commercial Bank 7.55 0.64 3,385 0.08 70,520
21 Home Federal Bank of Hollywood Hallandale Beach Fla. Home Bancgroup, Inc. Savings & Loan Assoc 7.48 1.35 2,105 0.00 49,192
22 Texas Citizens Bank, National Association Pasadena Tex. Texas Citizens Bancorp, Inc. Commercial Bank 7.45 1.76 31,164 0.36 534,142
23 The State Exchange Bank Lamont Okla. State Exchange Bancshares, Inc. Commercial Bank 7.41 7.99 4,405 0.46 70,737
24 Citizens Savings Bank Bogalusa La. Savings Bank 7.36 7.54 13,734 0.03 252,747
25 The Farmers Bank Carnegie Okla. Commercial Bank 7.29 6.76 3,945 1.23 76,480
26 Concordia Bank Concordia Mo. Northern Missouri Bancshares, Inc. Commercial Bank 7.26 6.65 4,518 0.00 87,644
27 Alva State Bank & Trust Company Alva Okla. Grace Investment Company, Inc. Commercial Bank 7.13 5.11 20,576 1.25 420,698
28 Peoples State Bank of Velva Velva N.D. Beall Bancshares Inc. Commercial Bank 6.80 7.64 6,325 -0.06 130,035
29 Ashton State Bank Ashton Neb. Commercial Bank 6.78 8.53 1,007 0.00 19,963
30 Enterprise Bank Allison Park Pa. Enterprise Financial Services Group, Inc. Commercial Bank 6.70 5.18 20,739 0.09 392,160
31 Bank of Hillsboro, National Association Hillsboro Ill. Country Bancorp, Inc. Commercial Bank 6.54 3.34 19,944 -0.01 459,666
32 First State Bank Tahlequah Okla. Maxlou Bancshares, Inc. Commercial Bank 6.51 3.99 2,881 0.05 73,126
33 United Bank of Philadelphia Philadelphia Pa. United Bancshares, Inc. Commercial Bank 6.50 8.45 2,244 -0.03 55,570
34 Plus International Bank Miami Fla. Commercial Bank 6.26 7.20 4,032 0.00 92,136
35 Integrity Bank Plus Wabasso Minn. Wabasso Bancshares, Inc. Commercial Bank 6.19 7.92 3,048 0.00 75,755
The First National Bank and Trust Company of Vinita Vinita Okla. Craco, Inc. Commercial Bank 6.19 5.49 12,949 2.38 284,817
37 Farmers and Merchants Bank of Kendall Kendall Wis. Commercial Bank 6.04 5.10 3,636 0.25 79,566
Farmers-Merchants Bank & Trust Company Breaux Bridge La. Commercial Bank 6.04 4.84 14,490 0.28 362,528
39 Garfield County Bank Jordan Mont. Garfield County Bancshares, Inc. Commercial Bank 6.02 6.22 3,588 -0.05 115,446
40 22nd State Bank Louisville Ala. FEB Bancshares, Inc. Commercial Bank 5.97 4.37 7,637 0.09 213,967
41 The Bank of Carbondale Carbondale Ill. The Carbondale Investment Corporation Commercial Bank 5.93 5.15 8,238 0.06 266,204
42 Home National Bank Racine Ohio Commercial Bank 5.90 5.84 2,638 0.46 74,309
43 Prime Alliance Bank Woods Cross Utah Commercial Bank 5.84 1.45 24,591 3.77 505,560
44 Bank of Ontario Ontario Wis. Ontario Bancorporation, Inc. Commercial Bank 5.82 2.72 2,928 0.43 60,451
45 North Side Federal Savings and Loan Association of Chicago Chicago Ill. Savings & Loan Assoc 5.79 6.61 1,739 0.00 49,492
46 Interamerican Bank, A FSB Miami Fla. Savings & Loan Assoc 5.78 5.17 10,005 -0.11 227,519
47 First National Bank Spearman Tex. Spearman Bancshares, Inc. Commercial Bank 5.74 1.51 9,384 0.72 247,712
48 Bank of Louisiana New Orleans La. BOL Bancshares Inc. Commercial Bank 5.69 1.51 2,501 0.09 85,808
49 Putnam County National Bank of Carmel Carmel N.Y. Commercial Bank 5.68 6.71 5,620 -0.05 180,182
Seamen's Bank Provincetown Mass. Savings Bank 5.68 4.91 15,243 0.02 482,925
51 Hustisford State Bank Hustisford Wis. Hustisford Community Bancorp., Inc. Commercial Bank 5.65 4.57 2,377 0.04 66,566
52 AbbyBank Abbotsford Wis. Abby Bancorp, Inc. Commercial Bank 5.61 0.67 22,754 0.83 618,383
53 Alma Bank Astoria N.Y. Commercial Bank 5.53 5.69 57,658 0.20 1,242,890
54 Sallie Mae Bank Salt Lake City Utah SLM Corporation Commercial Bank 5.51 5.64 1,291,990 1.36 30,805,521
55 The Mercantile Bank of Louisiana, Missouri Louisiana Mo. Northeast Missouri Bancshares, Inc. Commercial Bank 5.44 6.10 4,471 -0.03 115,819
56 Valley Bank of Ronan Ronan Mont. Valley Holding Company Commercial Bank 5.41 6.07 3,735 -0.03 137,864
57 Amboy Bancorporation Old Bridge N.J. Bank Holding Company 5.37 5.56 91,058 0.01 2,700,797
58 Northeast Bank Lewiston Maine Commercial Bank 5.35 3.45 53,616 0.06 1,234,092
59 First National Bank in Fairfield Fairfield Iowa Iowa First Bancshares Corp. Commercial Bank 5.32 5.20 5,239 1.68 157,874
60 BankPacific, Ltd Hagatna Guam Joseph & Angela Flores Trust Savings & Loan Assoc 5.28 3.77 6,488 0.17 190,674
Cornerstone Bank Atlanta Ga. Cornerstone Bancshares, Inc. Savings & Loan Assoc 5.28 9.10 7,893 0.36 210,906
62 Peoples State Bank Prairie Du Chien Wis. Peoples Bancorp, Inc. Commercial Bank 5.26 5.88 26,663 0.38 900,547
63 Santander Holdings USA, Inc. Boston Mass. Banco Santander, SA Bank Holding Company 5.22 5.14 4,926,440 1.75 149,432,676
64 First Federal Savings and Loan Association of Bath Bath Maine Savings & Loan Assoc 5.19 4.92 5,887 0.06 160,366
65 Investors Community Bank Manitowoc Wis. County Bancorp, Inc. Commercial Bank 5.18 4.39 53,450 0.32 1,468,929
New York Private Bank & Trust Corporation New York N.Y. Bank Holding Company 5.18 4.10 221,002 0.13 6,301,926
Town & Country Bank Las Vegas Nev. West Point Bancorp, Inc. Commercial Bank 5.18 4.89 7,406 0.02 246,489
68 First Neighbor Bank, National Association Toledo Ill. First Neighborhood Bancshares, Inc. Commercial Bank 5.13 0.83 19,034 0.17 502,572
69 Midstates Bank, National Association Council Bluffs Iowa Midstates Bancshares, Inc. Commercial Bank 5.09 1.76 18,121 0.75 613,395
70 Community First Bank Maywood Neb. UniBanc Corp. Commercial Bank 5.08 5.28 4,105 0.04 127,482
71 First BanCorp. San Juan P.R. Bank Holding Company 5.07 6.68 599,911 0.43 18,793,071
The Wilmington Savings Bank Wilmington Ohio Commercial Bank 5.07 5.70 6,774 -0.12 173,853
73 SSB Bank (MHC) Pittsburgh Pa. SSB Bancorp, MHC Savings Bank 5.02 3.06 8,347 0.04 233,962
74 CBW Bank Weir Kan. CB Bancshares Corp. Commercial Bank 5.01 0.26 2,486 0.00 85,972
State Savings Bank Rake Iowa Rake Bancorporation Commercial Bank 5.01 6.36 2,928 1.41 78,723
76 Neighborhood National Bank El Cajon Calif. Neighborhood Bancorp Commercial Bank 4.99 0.51 2,923 0.44 112,895
Sicily Island State Bank Sicily Island La. Commercial Bank 4.99 5.64 2,640 0.17 64,892
78 Grand Timber Bank McGregor Minn. McGregor Banco, Inc. Commercial Bank 4.98 4.68 1,647 0.26 53,151
The First National Bank of Le Center Le Center Minn. Traxshares, Inc. Commercial Bank 4.98 0.82 3,850 -0.05 148,124
80 Southwest Capital Bank Albuquerque N.M. Las Vegas Bancorporation, Inc. Commercial Bank 4.94 4.30 9,240 1.87 372,408
81 Bank of Dawson Dawson Ga. Dawson Bancshares, Inc. Commercial Bank 4.92 3.04 3,687 0.40 142,668
Colonial Savings, F.A. Fort Worth Tex. First Western Mortgage Corporation Savings & Loan Assoc 4.92 5.54 33,489 0.12 1,062,282
EvaBank Cullman Ala. Commercial Bank 4.92 6.03 14,969 0.38 433,518
84 Columbia Savings and Loan Association Milwaukee Wis. Savings & Loan Assoc 4.89 7.35 836 0.00 24,844
85 Sunrise Bank Dakota Onida S.D. The Adino Company Commercial Bank 4.86 7.69 1,528 0.11 61,854
86 Rolette State Bank Rolette N.D. Commercial Bank 4.82 7.18 1,363 1.74 43,870
87 Mississippi River Bank Belle Chasse La. Commercial Bank 4.76 5.26 2,996 0.36 121,207
88 Carrollton Federal Bank Carrollton Ky. Savings & Loan Assoc 4.74 4.92 1,190 0.00 34,703
89 Commercial Bank & Trust of PA Latrobe Pa. Commercial National Financial Corporation Commercial Bank 4.70 0.15 11,342 -0.09 425,169
90 Home Loan Investment Bank, F.S.B. Warwick R.I. Prospect Financial Corporation Savings & Loan Assoc 4.66 4.70 14,325 0.52 377,077
Murphy-Wall State Bank and Trust Company Pinckneyville Ill. Murphy-Wall Bancorp, Inc. Commercial Bank 4.66 4.56 4,144 0.02 150,443
92 Community State Bank Brook Ind. Commercial Bank 4.65 5.48 2,772 -0.06 85,800
93 Whitaker Bank, Inc. Lexington Ky. Whitaker Bank Corporation of Kentucky Commercial Bank 4.64 5.76 42,442 -0.05 1,826,151
94 The Bank of Landisburg Landisburg Pa. Commercial Bank 4.62 4.82 10,475 0.01 340,752
95 Citizens State Bank Norwood Young America Norwood Young America Minn. Piesco, Inc. Commercial Bank 4.57 5.44 2,873 0.39 101,210
International Bank of Chicago Chicago Ill. IBC Bancorp, Inc. Commercial Bank 4.57 5.07 25,939 -0.05 796,525
Movement Bank Danville Va. Commercial Bank 4.54 2.13 1,857 -0.17 63,208
The First National Bank and Trust Company of Okmulgee Okmulgee Okla. First Okmulgee Corporation Commercial Bank 4.54 3.13 6,991 0.33 265,005
99 The First National Bank of Winnsboro Winnsboro Tex. Etex Banco, Inc. Commercial Bank 4.52 3.45 3,794 -0.01 141,501
100 Central Savings, F.S.B. Chicago Ill. Savings & Loan Assoc 4.49 1.72 4,214 -0.01 117,869
101 Sterling Bancorp, Inc. Southfield Mich. Savings & Loan HC 4.48 0.97 113,416 0.15 3,917,081
102 ESB Financial Emporia Kan. Namyaw Corporation, Inc. Commercial Bank 4.45 3.47 7,779 0.10 313,320
First Federal Savings and Loan Association Morehead Ky. Savings & Loan Assoc 4.45 4.29 1,228 -0.01 34,520
104 Hodge Bank & Trust Company Hodge La. Hodge Bancshares, Inc. Commercial Bank 4.40 3.80 2,034 0.89 81,184
105 Kingstree Federal Savings and Loan Association Kingstree S.C. Kingstree Bancshares, M.H.C. Savings & Loan Assoc 4.37 3.67 1,055 0.00 39,835
Normangee State Bank Normangee Tex. Normangee Bancshares, Inc. Commercial Bank 4.37 4.36 2,982 0.41 134,251
Wayne County Bank Waynesboro Tenn. Wayne County Bancshares, Inc. Commercial Bank 4.37 4.62 10,364 0.33 350,667
108 Commercial State Bank of Wagner Wagner S.D. Commercial Holding Company Commercial Bank 4.36 3.13 5,722 0.08 198,358
109 AllNations Bank Calumet Okla. AllNations Bancorporation, Inc. Commercial Bank 4.34 10.90 1,002 1.49 41,767
110 First Federal Savings Bank Rochester Ind. American Midwest Financial Corp. Savings & Loan Assoc 4.33 3.74 15,052 -0.08 477,567
111 Prairie Community Bank Marengo Ill. Marengo Bancshares, Inc. Commercial Bank 4.32 6.35 4,461 0.27 153,097
112 Farmers & Merchants Bank Lakeland Ga. FMB Bancshares, Inc. Commercial Bank 4.28 5.74 16,498 0.48 611,828
113 First Federal Savings and Loan Association of Lorain Lorain Ohio Savings & Loan Assoc 4.26 5.80 12,539 -0.17 467,865
First National Bank in Okeene Okeene Okla. Grace Investment Company, Inc. Commercial Bank 4.26 0.73 1,855 -0.12 79,427
Rosedale Federal Savings and Loan Association Baltimore Md. Savings & Loan Assoc 4.26 6.22 30,335 0.05 1,021,460
Thayer County Bank Hebron Neb. Thayer Agency, Inc. Commercial Bank 4.26 4.31 1,882 0.05 73,919
117 Mound City Bank Platteville Wis. Mound City Financial Services, Inc. Commercial Bank 4.24 3.99 12,580 0.02 420,173
118 The Fahey Banking Company Marion Ohio Commercial Bank 4.23 0.40 8,628 0.03 287,282
119 State Bank of Fairmont Fairmont Minn. Web, Inc. Commercial Bank 4.22 2.92 3,660 0.14 120,980
120 Wray State Bank Wray Colo. HOTC Investment Co. Commercial Bank 4.18 2.92 5,202 0.24 179,733
121 State Bank of Downs Downs Kan. B Bank, Inc. Commercial Bank 4.13 4.57 3,445 0.04 112,258
122 Laona State Bank Laona Wis. Northern Wisconsin Bank Holding Company, Inc. Commercial Bank 4.11 4.73 5,096 0.03 244,461
123 FBT Bank & Mortgage Fordyce Ark. FBT Bancshares, Inc. Commercial Bank 4.10 4.65 4,317 0.18 199,605
124 The Pleasants County Bank Saint Marys W.Va. Pleasants County Bankshares, Inc. Commercial Bank 4.08 0.30 1,519 0.04 67,660
125 Interstate Bank Perryton Tex. ISB Holdings, Inc. Commercial Bank 4.06 1.59 4,452 1.61 204,399
126 Talbot State Bank Woodland Ga. TSB Bancorp, Inc. Commercial Bank 4.05 4.43 1,280 0.01 58,701
127 American Metro Bank Chicago Ill. American Metro Bancorp, Inc. Commercial Bank 4.03 1.98 2,436 -0.06 84,116
128 Farmers Savings Bank Wever Iowa FSB Bancorp Commercial Bank 4.01 6.68 3,104 -0.48 128,680
129 Foresight Bank Plainview Minn. Plainview Bankshares, Inc. Commercial Bank 3.97 5.25 8,228 -0.09 295,841
130 The Citizens-Farmers Bank of Cole Camp Cole Camp Mo. Commercial Bank 3.96 4.70 3,520 -0.03 145,360
131 Tensas State Bank Newellton La. Tensas Bancshares, Inc. Commercial Bank 3.93 2.83 3,383 0.37 168,935
The Peoples Bank Pratt Kan. The Peoples Bankshares Ltd. Commercial Bank 3.93 4.55 9,999 -0.03 487,422
133 The State Bank of Toledo Toledo Iowa Tama County Abstract Company Commercial Bank 3.90 5.74 3,697 0.15 140,936
Union Bank Lake Odessa Mich. Union Financial Corporation Commercial Bank 3.90 5.09 6,997 -0.19 296,463
135 PremierBank Fort Atkinson Wis. First American Bankshares, Inc. Commercial Bank 3.89 1.95 9,956 0.01 500,517
Ulster Savings Bank Kingston N.Y. Savings Bank 3.89 2.37 30,236 0.10 1,173,014
137 Rushford State Bank (Incorporated) Rushford Minn. Rushford State Bancorp, Inc. Commercial Bank 3.87 2.77 1,675 0.14 67,545
Security State Bank Iron River Wis. Security Bank Shares, Inc. Commercial Bank 3.87 5.02 3,178 0.00 122,274
139 Citizens State Bank of Hayfield Hayfield Minn. Country Bankers, Inc. Commercial Bank 3.86 5.61 2,750 0.85 119,590
The Iuka State Bank Salem Ill. Iuka Bancshares Inc Commercial Bank 3.86 1.42 2,924 0.43 119,219
141 Lafayette State Bank Mayo Fla. Commercial Bank 3.84 7.24 3,735 0.37 155,469
142 Mercer County State Bank Sandy Lake Pa. Mercer County State Bancorp, Inc. Commercial Bank 3.83 3.16 11,739 0.03 475,457
The Farmers State Bank Westmoreland Kan. Commercial Bank 3.83 2.14 4,867 0.56 214,577
144 First State Bank of Bigfork Bigfork Minn. Bigfork Bancshares, Inc. Commercial Bank 3.82 4.09 2,785 0.15 88,501
145 Cornerstone Bank Fargo N.D. Cornerstone Holding Company, Inc. Commercial Bank 3.81 3.69 30,506 0.08 1,102,739
146 1st Financial Bank USA Dakota Dunes S.D. Commercial Bank 3.80 3.84 17,353 3.17 633,716
147 Great Plains Bank Eureka S.D. Great Plains Bank Corporation Commercial Bank 3.79 3.88 3,833 0.04 132,347
Pioneer Bank Mapleton Minn. Citizens Bank Group, Inc. Commercial Bank 3.79 2.70 17,030 0.27 723,208
149 Citizens Bancorp Investment, Inc. Lafayette Tenn. Bank Holding Company 3.78 2.36 30,725 0.06 1,338,136
150 Alden State Bank Alden Mich. Commercial Bank 3.77 1.99 5,712 -0.11 251,030
151 First Exchange Bank White Hall W.Va. Heritage Bancshares, Inc. Commercial Bank 3.76 3.26 9,678 0.11 314,225
152 State Bank of India (California) Los Angeles Calif. Republic of India Commercial Bank 3.75 0.00 26,695 -0.01 874,400
153 The First National Bank and Trust Company of Broken Arrow Broken Arrow Okla. First Broken Arrow Corporation Commercial Bank 3.72 2.36 5,113 0.00 224,010
154 Helm Bank USA Miami Fla. Commercial Bank 3.70 2.78 19,815 -0.02 880,843
155 First National Bank of Muscatine Muscatine Iowa Iowa First Bancshares Corp. Commercial Bank 3.68 3.42 8,302 0.10 353,039
Putnam County Bank Hurricane W.Va. Putnam Bancshares, Inc. Commercial Bank 3.68 4.71 11,893 -0.61 636,258
157 Brighton Bank Brighton Tenn. Brighton Bancorp, Inc. Commercial Bank 3.66 3.62 1,138 -0.01 54,978
The Bank of Tescott Tescott Kan. Tescott Bancshares, Inc. Commercial Bank 3.66 1.30 10,773 0.16 431,796
159 1st Equity Bank Skokie Ill. First Equity Corp. Commercial Bank 3.65 7.28 3,867 0.00 140,169
Homestead Savings Bank Albion Mich. Savings & Loan Assoc 3.65 3.03 1,646 -0.04 77,986
161 Legacy Bank Wiley Colo. Commercial Bank 3.64 3.32 10,625 0.00 442,937
Medallion Bank Salt Lake City Utah Medallion Financial Corp. Commercial Bank 3.64 3.64 42,494 4.99 1,294,798
State Bank of Nauvoo Nauvoo Ill. Commercial Bank 3.64 4.39 739 1.67 32,544
164 BancCentral, National Association Alva Okla. Myers BancShares, Inc. Commercial Bank 3.63 1.33 11,605 0.87 554,283
Central Federal Savings and Loan Association Cicero Ill. Savings & Loan Assoc 3.63 3.55 3,988 -0.09 196,159
Moody National Bank Galveston Tex. Moody Bancshares, Inc. Commercial Bank 3.63 0.48 31,025 0.11 1,395,233
167 The Peoples Bank Taylorsville Ky. Lake Valley Bancorp, Inc. Commercial Bank 3.62 3.37 2,523 -0.02 126,325
168 Lumbee Guaranty Bank Pembroke N.C. Commercial Bank 3.61 4.17 7,690 0.00 417,194
169 Community State Bank Starke Fla. Community State Bank Corporation Commercial Bank 3.60 2.68 3,286 0.30 180,884
Mountain Pacific Bank Everett Wash. Mountain Pacific Bancorp, Inc. Commercial Bank 3.60 0.19 15,594 0.02 510,344
171 United Valley Bank Cavalier N.D. First Holding Company of Cavalier, Inc. Commercial Bank 3.59 1.47 10,293 -0.01 460,069
172 California Pacific Bank San Francisco Calif. Commercial Bank 3.58 3.85 1,886 0.00 82,484
173 First Bank & Trust Co. Duncan Okla. Commercial Bank 3.57 4.30 17,707 0.02 623,901
174 Eastern National Bank Miami Fla. Commercial Bank 3.56 3.18 8,445 0.32 349,708
175 Star Bank Maple Lake Minn. MidWest Bancorporation, Inc. Commercial Bank 3.55 4.23 7,438 0.33 341,640
176 Blue Ridge Bank and Trust Co. Independence Mo. Blue Ridge Bancshares, Inc. Commercial Bank 3.54 1.76 14,769 0.13 674,832
177 Hatboro Federal Savings, FA Hatboro Pa. Savings & Loan Assoc 3.53 3.88 12,372 -0.02 562,330
Plains Commerce Bank Hoven S.D. Plains Commerce Financial, Inc. Commercial Bank 3.53 3.61 29,125 0.17 1,100,504
The Dime Bank Honesdale Pa. Dimeco, Inc. Commercial Bank 3.53 1.95 22,770 0.21 881,484
The Fairfield National Bank Fairfield Ill. Fairfield Bancshares, Inc. Commercial Bank 3.53 4.67 11,140 0.01 626,354
Washington Savings Bank Effingham Ill. Washington Savings MHC Savings Bank 3.53 0.32 9,900 0.00 454,181
182 Lakeside Bank of Salina Salina Okla. First Pryor Bancorp, Inc. Commercial Bank 3.52 3.65 1,224 0.10 46,914
183 Security Bank New Auburn Wis. Security Bank Shares, Inc. Commercial Bank 3.50 3.09 3,722 0.12 137,375
184 BTH Bank, National Association Quitman Tex. BT Holdings, Inc. Commercial Bank 3.49 2.03 45,479 0.32 1,973,112
185 Community State Bank of Rock Falls Rock Falls Ill. Community Illinois Corporation Commercial Bank 3.48 3.18 6,625 0.33 310,081
186 First Western Bank & Trust Minot N.D. Westbrand, Inc. Commercial Bank 3.46 2.00 46,587 0.09 1,855,380
Franklin State Bank Franklin Minn. Commercial Bank 3.46 2.77 679 -0.09 35,951
State Bank of Cochran Cochran Ga. Central Georgia Banking Company Commercial Bank 3.46 3.92 4,493 -0.19 244,644
The Bank of Kaukauna Kaukauna Wis. Brogan Bankshares, Inc. Commercial Bank 3.46 4.41 3,158 -0.02 126,579
Western Bank of Clovis Clovis N.M. Western Bancshares of Clovis, Inc. Commercial Bank 3.46 1.81 1,793 0.00 69,765
191 Farmers & Merchants Bank & Trust Marinette Wis. F & M Bankshares, Inc. Commercial Bank 3.45 1.59 3,502 0.00 172,523
192 Elderton State Bank Elderton Pa. Keystrong Financial, Inc. Commercial Bank 3.43 2.94 8,713 0.17 316,471
First Credit Bank Los Angeles Calif. Commercial Bank 3.43 4.17 10,473 0.00 439,042
Grand Rivers Community Bank Grand Chain Ill. Main Street Bancshares, Inc. Commercial Bank 3.43 3.84 495 1.15 21,744
195 Essex Savings Bank Essex Conn. Savings Bank 3.42 3.17 11,292 0.15 485,522
Odin State Bank Odin Minn. Odin Bancshares, Inc. Commercial Bank 3.42 2.88 1,201 0.87 51,646
197 Farmers and Merchants State Bank of Pierz Pierz Minn. Farmers & Merchants Agency, Inc. Commercial Bank 3.41 3.95 5,962 0.24 278,586
The Trust Bank Lenox Ga. Trust Holding Company, Inc. Commercial Bank 3.41 2.17 798 -0.10 42,492
199 Peoples Bank Mendenhall Miss. Peoples Bancshares, Inc. Commercial Bank 3.40 4.79 10,712 0.14 393,586
200 215 Holding Company Minneapolis Minn. Bank Holding Company 3.39 3.22 20,863 0.55 966,805

Data from preliminary quarterly call reports. Excludes institutions whose loans were less than 50% of assets.

*Nonperforming loans net of the delinquent U.S. government-guaranteed portion, divided by total loans.

**Sum total of nonaccruing loans (excluding debt securities and other assets) and restructured loans, minus the guaranteed portion of nonaccruing loans wholly or partially guaranteed by the U.S. government.

***Chargeoffs, minus recoveries credited to the loan allowance. For savings institutions, net chargeoffs related to specific valuation allowance are included. Divided by average loans and leases.

Figures for prior periods are not adjusted for mergers and acquisitions. Rankings include only companies current as of March. 18, 2022.

© 2022 American Banker

Source:

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