Banks and Thrifts with the Highest Adjusted Nonperforming Loan Ratios
September 12, 2016, 4:22 p.m. EDT 1 Min Read
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Banks and Thrifts with the Highest Adjusted Nonperforming Loan Ratios
Banks and Thrifts with the Highest Adjusted Nonperforming Loan RatiosOn June 30, 2016. Dollars in thousands | ||||||||
|---|---|---|---|---|---|---|---|---|
| Rank | Parent company | Type of institution | Adjusted nonperforming loan ratio* | Nonperformers** | Net chargeoffs† | Assets | ||
| June 30 | Year earlier | |||||||
| 1 | Eastern Savings Bank FSB Hunt Valley, Md. | savings | 38.57 | 58.06 | $84,621 | $0.40 | $349,953 | |
| 2 | State Central Bank Bonaparte, Iowa | Logan Investment Corp. | commercial | 35.18 | 32.15 | 9,506 | -0.09 | 43,032 |
| 3 | South Carolina Community Bank Columbia | SCCB Financial Corp. | commercial | 27.80 | 36.23 | 9,629 | 0.88 | 51,578 |
| 4 | Lafayette State Bank Mayo, Fla. | commercial | 25.28 | 24.56 | 13,958 | 7.17 | 74,746 | |
| 5 | Beach Community Bank Fort Walton Beach, Fla. | Beach Community Bancshares Inc. | commercial | 24.56 | 25.96 | 86,460 | 0.12 | 535,583 |
| 6 | Stonebridge Bank West Chester, Pa. | Stonebridge Financial Corp. | commercial | 23.79 | 24.97 | 16,475 | 1.70 | 103,088 |
| 7 | Allied Bank Mulberry, Ark. | Acme Holding Co. Inc. | commercial | 21.84 | 15.10 | 9,116 | 25.41 | 66,336 |
| 8 | WestSide Bank Hiram, Ga. | commercial | 18.77 | 23.84 | 12,467 | 1.52 | 122,372 | |
| 9 | Harvest Community Bank Pennsville, N.J. | commercial | 17.61 | 18.82 | 18,413 | 0.69 | 132,194 | |
| 10 | Heartland Bank Little Rock, Ark. | Rock Bancshares Inc. | commercial | 16.43 | 2.64 | 29,244 | 1.65 | 227,140 |
| 11 | First City Bank of Florida Fort Walton Beach | Florida First City Banks Inc. | commercial | 15.32 | 16.31 | 19,720 | 0.02 | 212,526 |
| 12 | First State Bank Barboursville, W.Va. | First Bankshares Inc. | commercial | 14.93 | 13.43 | 22,800 | 0.38 | 217,036 |
| 13 | Liberty Bank Salt Lake City | commercial | 14.84 | 19.01 | 1,113 | 0.00 | 12,100 | |
| 14 | City National Bank of New Jersey Newark | City National Bancshares Corp. | commercial | 14.78 | 16.57 | 18,850 | 0.35 | 251,228 |
| 15 | Interamerican Bank FSB Miami | savings | 14.70 | 15.87 | 23,589 | 0.14 | 207,287 | |
| 16 | Community 1st Bank Las Vegas N.M. | FNB Financial Corp. | commercial | 13.77 | 13.60 | 8,385 | 0.09 | 119,982 |
| 17 | Wilmington Savings Bank Ohio | savings | 13.49 | 19.53 | 13,889 | 0.28 | 127,418 | |
| 18 | State Bank & Trust Co. Golden Meadow, La. | SBT Bancshares Inc. | commercial | 13.48 | 8.32 | 13,231 | 0.07 | 127,529 |
| 19 | Fidelity Bank of Florida Merritt Island | commercial | 13.44 | 1.91 | 16,598 | 1.39 | 233,667 | |
| 20 | Mechanics and Farmers Bank Durham, N.C. | M&F Bancorp Inc. | commercial | 13.42 | 15.92 | 21,942 | 1.25 | 296,426 |
| 21 | First State Bank of Healy Kan. | commercial | 13.17 | 0.82 | 6,478 | -0.01 | 84,544 | |
| 22 | Leaders Bank Oak Brook, Ill. | commercial | 13.00 | 16.58 | 34,110 | -0.02 | 329,794 | |
| 23 | Community State Bank Brook, Ind. | commercial | 12.97 | 1.46 | 5,423 | 2.09 | 58,425 | |
| 24 | Columbia Savings and Loan Association Milwaukee | savings | 12.92 | 15.56 | 2,445 | 0.00 | 23,415 | |
| 25 | Horry County State Bank Loris, S.C. | HCSB Financial Corp. | commercial | 12.84 | 15.54 | 26,119 | 5.55 | 382,930 |
| 26 | Valley Bank of Nevada North Las Vegas | commercial | 12.68 | 17.03 | 9,657 | 0.00 | 96,655 | |
| 27 | American Founders Bank Inc. Louisville, Ky. | commercial | 12.57 | 4.65 | 9,288 | -0.21 | 96,651 | |
| 28 | Beal Financial Corp. Plano, Texas | savings | 12.45 | 14.00 | 719,006 | 0.06 | 8,053,220 | |
| 29 | First National Bank Waupaca, Wis. | Waupaca Bancorp. Inc. | commercial | 12.30 | 13.20 | 51,134 | 0.09 | 514,429 |
| 30 | Commercial Bank of Oak Grove Mo. | Country Agencies & Investments Inc. | commercial | 12.04 | 9.81 | 4,833 | 0.00 | 72,458 |
| 31 | Gateway Bank FSB Oakland, Calif. | savings | 11.75 | 13.80 | 10,309 | 1.12 | 133,920 | |
| 32 | Champion Bank Parker, Colo. | commercial | 11.71 | 13.32 | 4,367 | -0.06 | 46,533 | |
| 33 | First BanCorp. San Juan, Puerto Rico | BHC | 11.26 | 9.56 | 1,002,035 | 1.07 | 12,508,702 | |
| Security State Bank Iron River, Wis. | Security Bank Shares Inc. | commercial | 11.26 | 9.27 | 6,604 | 0.56 | 84,301 | |
| 35 | South Lafourche Bank & Trust Co. Larose, La. | Lafourche Bancshares Inc. | commercial | 11.25 | 9.60 | 15,331 | 0.21 | 161,426 |
| 36 | Gwinnett Community Bank Duluth, Ga. | Community Financial Holding Co. Inc. | commercial | 11.10 | 20.30 | 19,010 | -0.17 | 327,455 |
| 37 | Surety Bank Deland, Fla. | commercial | 11.07 | 12.19 | 5,566 | -0.04 | 91,876 | |
| 38 | Merchants Commercial Bank St. Thomas, V.I. | commercial | 11.02 | 11.51 | 9,803 | 0.00 | 159,136 | |
| 39 | Brickyard Bank Lincolnwood, Ill. | Brickyard Bancorp Inc. | commercial | 11.00 | 5.81 | 8,025 | 0.00 | 113,805 |
| 40 | HomePride Bank Mansfield, Mo. | Banc 60 Inc. | commercial | 10.97 | 3.03 | 9,060 | 0.00 | 101,975 |
| 41 | Fayette County Bank St. Elmo, Ill. | Fayette County Bancshares Inc. | commercial | 10.88 | 13.75 | 3,146 | -0.06 | 34,719 |
| 42 | Guaranty Financial MHC Milwaukee | savings | 10.87 | 14.10 | 83,339 | 0.52 | 997,441 | |
| 43 | Peoples Bank & Trust Co. of Hazard Ky. | Hazard Bancorp | commercial | 10.84 | 2.89 | 21,786 | 0.67 | 267,133 |
| 44 | F&M Bank and Trust Co. Manchester, Ga. | F&M Holding Co. Inc. | commercial | 10.75 | 10.53 | 5,480 | 0.37 | 79,739 |
| 45 | Morganton Savings Bank SSB N.C. | savings | 10.06 | 4.84 | 4,069 | 0.14 | 76,704 | |
| 46 | Grand Timber Bank McGregor, Minn. | McGregor Banco Inc. | commercial | 10.04 | 6.53 | 2,729 | -0.12 | 44,278 |
| 47 | TransCapital Bank Sunrise, Fla. | commercial | 10.02 | 10.94 | 12,612 | 0.27 | 179,400 | |
| 48 | Bay Bank Green Bay, Wis. | Bay Bancorp. Inc. | commercial | 9.99 | 13.08 | 5,214 | 0.86 | 84,569 |
| 49 | Seaway Bank and Trust Co. Chicago | Seaway Bancshares Inc. | commercial | 9.68 | 9.41 | 21,679 | 0.10 | 378,781 |
| 50 | Santander BanCorp San Juan, Puerto Rico | Banco Santander SA | BHC | 9.67 | 8.34 | 383,154 | 1.30 | 5,396,415 |
| 51 | Martinsville First Savings Bank Va. | savings | 9.62 | 10.15 | 2,158 | 0.07 | 43,461 | |
| 52 | First South Bank Spartanburg, S.C. | First South Bancorp Inc. | commercial | 9.61 | 9.06 | 15,406 | -0.04 | 235,931 |
| 53 | First Credit Bank Los Angeles | commercial | 9.53 | 9.34 | 33,497 | 0.00 | 482,206 | |
| 54 | Home Loan Investment Bank FSB Warwick, R.I. | Prospect Financial Corp. | savings | 9.43 | 12.59 | 19,492 | 0.20 | 240,465 |
| 55 | Prairie Community Bank Marengo, Ill. | Marengo Bancshares Inc. | commercial | 9.41 | 12.56 | 7,365 | 0.24 | 112,157 |
| 56 | West Pointe Bank Oshkosh, Wis. | West Pointe Bancshares Inc. | commercial | 9.30 | 15.39 | 20,399 | -0.73 | 274,128 |
| 57 | Tri-State Bank of Memphis Tenn. | commercial | 9.20 | 11.27 | 7,023 | -0.13 | 110,806 | |
| 58 | Crown Bank Elizabeth, N.J. | commercial | 9.19 | 10.19 | 32,217 | 0.35 | 513,821 | |
| 59 | Ruby Valley National Bank Twin Bridges, Mont. | TwinCo Inc. | commercial | 9.17 | 13.16 | 5,096 | -0.01 | 93,471 |
| 60 | Peoples State Bank Lake City, Fla. | PSB BancGroup Inc. | commercial | 9.15 | 10.50 | 4,955 | -0.09 | 78,796 |
| 61 | First Community National Bank Cuba, Mo. | Steelville Community Banc-Shares Inc. | commercial | 9.04 | 6.40 | 12,327 | 1.07 | 201,189 |
| 62 | Ripley Federal Savings Bank Ohio | savings | 9.01 | 11.19 | 4,753 | -0.04 | 67,138 | |
| 63 | Bank of Fincastle Va. | commercial | 8.97 | 5.34 | 12,793 | 1.85 | 207,983 | |
| 64 | Bank of Washington Mo. | Diamond Bancorp Inc. | commercial | 8.91 | 10.85 | 40,649 | 0.07 | 590,634 |
| First State Bank of Swanville Minn. | Swanville Bancshares Inc. | commercial | 8.91 | 0.33 | 1,488 | 0.07 | 24,025 | |
| 66 | Columbia Bank Lake City, Fla. | First Columbia Bancorp Inc. | commercial | 8.86 | 11.53 | 11,843 | -0.89 | 198,037 |
| 67 | Farmers State Bank Markesan, Wis. | FS BancShares Inc. | commercial | 8.83 | 7.58 | 3,913 | 1.41 | 76,445 |
| 68 | Markesan State Bank Wis. | Markesan Bancshares Inc. | commercial | 8.75 | 5.53 | 11,600 | 1.34 | 168,240 |
| 69 | First Southern Bank Patterson, Ga. | commercial | 8.64 | 9.04 | 6,013 | -0.28 | 103,076 | |
| 70 | Urban Partnership Bank Chicago | commercial | 8.61 | 2.37 | 35,527 | 1.20 | 601,955 | |
| 71 | Hebron Savings Bank Md. | HSB Bancorp Inc. | commercial | 8.56 | 6.88 | 38,895 | 0.25 | 558,897 |
| 72 | Trinity Capital Corp. Los Alamos, N.M. | BHC | 8.55 | 11.36 | 69,244 | -0.14 | 1,422,292 | |
| 73 | ABC Bank Chicago | Greater Chicago Financial Corp. | commercial | 8.52 | 11.29 | 20,171 | 1.02 | 334,322 |
| 74 | Citizens Savings Bank Bogalusa, La. | savings | 8.46 | 5.92 | 13,859 | 0.00 | 212,476 | |
| 75 | Mohave State Bank Lake Havasu City, Ariz. | State Bank Corp. | commercial | 8.36 | 7.99 | 18,531 | -0.01 | 346,433 |
| 76 | Carver State Bank Savannah, Ga. | Carver Financial Corp. | commercial | 8.35 | 5.71 | 1,968 | -0.02 | 39,810 |
| 77 | Security State Bank of Kenyon Minn. | Ellingson Corp. | commercial | 8.28 | 6.43 | 3,640 | 0.00 | 53,756 |
| 78 | Bank of Kaukauna Wis. | Brogan Bankshares Inc. | commercial | 8.24 | 9.54 | 5,884 | 0.20 | 92,896 |
| First Alliance Bank Cordova, Tenn. | First Alliance Bancshares Inc. | commercial | 8.24 | 6.53 | 8,102 | 2.16 | 119,576 | |
| Regent Bank Davie, Fla. | Regent Bancorp Inc. | commercial | 8.24 | 12.17 | 23,831 | -0.02 | 359,500 | |
| 81 | Scotiabank de Puerto Rico San Juan | Bank of Nova Scotia | commercial | 8.10 | 8.27 | 281,988 | 0.95 | 4,348,846 |
| 82 | Seamen's Bank Provincetown, Mass. | savings | 7.98 | 7.89 | 18,456 | 0.00 | 342,860 | |
| 83 | First National Bank of Winnsboro Texas | Etex Banco Inc. | commercial | 7.96 | 10.87 | 7,201 | 0.01 | 142,512 |
| 84 | Liberty Federal Savings Bank Enid, Okla. | savings | 7.90 | 10.01 | 4,012 | -0.02 | 87,793 | |
| 85 | West Texas State Bank Snyder | WTSB Bancorp Inc. | commercial | 7.83 | 0.10 | 5,932 | -0.01 | 132,976 |
| 86 | Freedom Bank Inc. Belington, W.Va. | Freedom Bancshares Inc. | commercial | 7.82 | 7.82 | 9,435 | 0.02 | 155,370 |
| 87 | Farmers Bank Carnegie, Okla. | Farmers Bancapital Corp. | commercial | 7.79 | 6.35 | 2,176 | -0.24 | 38,581 |
| 88 | American Patriot Bank Greeneville, Tenn. | American Patriot Financial Group Inc. | commercial | 7.77 | 8.03 | 2,981 | 0.34 | 59,830 |
| 89 | Farmers & Merchants Bank Lakeland, Ga. | FMB Bancshares Inc. | commercial | 7.72 | 9.56 | 31,510 | 0.02 | 542,489 |
| 90 | OFG Bancorp San Juan, Puerto Rico | BHC | 7.64 | 7.59 | 346,629 | 0.92 | 6,712,596 | |
| 91 | Citizens Bank Mukwonago, Wis. | Citizens Bank Holding Inc. | commercial | 7.62 | 8.79 | 32,802 | 0.27 | 692,272 |
| Mutual Savings Association FSA Leavenworth, Kan. | savings | 7.62 | 8.71 | 8,864 | -0.06 | 192,964 | ||
| 93 | Georgia Primary Bank Atlanta | commercial | 7.61 | 8.44 | 8,432 | -0.39 | 162,314 | |
| 94 | First National Bank of Wauchula Fla. | First Hardee Holding Corp. | commercial | 7.59 | 9.40 | 3,055 | -0.02 | 72,344 |
| 95 | Grant County Bank Ulysses, Kan. | Resource One Inc. | commercial | 7.52 | 3.30 | 10,524 | 0.10 | 232,815 |
| 96 | Farmers-Merchants Bank & Trust Co. Breaux Bridge, La. | commercial | 7.50 | 4.62 | 15,234 | 0.03 | 285,926 | |
| 97 | Johnson County Bank Mountain City, Tenn. | commercial | 7.44 | 14.73 | 4,626 | 0.09 | 119,697 | |
| 98 | Georgia Heritage Bank Dallas | commercial | 7.41 | 7.31 | 3,638 | 0.00 | 74,490 | |
| 99 | Bank of Eastman Ga. | Magnolia Bankshares Inc. | commercial | 7.38 | 7.87 | 8,603 | -1.13 | 170,646 |
| 100 | Citizens Bank of Newburg Rolla, Mo. | Newburg Insurance Agency Inc. | commercial | 7.35 | 6.06 | 7,558 | 0.09 | 159,652 |
| St. Landry Homestead Federal Savings Bank Opelousas, La. | savings | 7.35 | 8.09 | 12,938 | 0.69 | 226,084 | ||
| 102 | Central Bank Savannah, Tenn. | commercial | 7.28 | 7.15 | 4,459 | 0.53 | 97,998 | |
| 103 | Century Bank of Florida Tampa | Century Bancshares of Florida Inc. | commercial | 7.22 | 9.11 | 3,367 | -0.32 | 72,104 |
| 104 | Citizens National Bank at Brownwood Texas | Brownwood Bancshares Inc. | commercial | 7.21 | 4.01 | 8,024 | 0.21 | 204,631 |
| 105 | First Federal Savings and Loan Association of Lorain Ohio | savings | 7.18 | 8.27 | 19,137 | 0.35 | 425,793 | |
| 106 | Texas Champion Bank Corpus Christi | Mesquite Financial Services Inc. | commercial | 7.16 | 1.99 | 19,080 | -0.01 | 353,585 |
| 107 | Ladysmith Federal Savings and Loan Association Wis. | savings | 7.15 | 10.07 | 2,307 | 0.08 | 47,720 | |
| 108 | First Capital Bank Laurinburg, N.C. | First Capital Bancshares Inc. | commercial | 7.10 | 6.64 | 3,224 | -0.02 | 52,718 |
| 109 | Blue Grass Federal Savings and Loan Association Paris, Ky. | savings | 7.08 | 5.88 | 1,719 | -0.56 | 34,909 | |
| First Federal Savings and Loan Association of Bath Maine | savings | 7.08 | 7.45 | 7,344 | -0.02 | 120,216 | ||
| 111 | Enterprise Bank of South Carolina Ehrhardt | commercial | 7.07 | 12.20 | 11,884 | 0.76 | 318,860 | |
| 112 | Friends Bank New Smyrna Beach, Fla. | commercial | 7.06 | 8.96 | 4,608 | -0.51 | 103,619 | |
| 113 | Bank of Grandin Mo. | commercial | 7.05 | 6.92 | 5,836 | 1.23 | 154,406 | |
| 114 | Home National Bank Racine, Ohio | commercial | 7.03 | 5.76 | 2,877 | 0.57 | 57,726 | |
| 115 | Civis Bank Rogersville, Tenn. | Volunteer Bancorp Inc. | commercial | 7.02 | 5.82 | 5,034 | 0.03 | 107,592 |
| 116 | Mutual Federal Bank MHC Chicago | Mutual Federal Bancorp MHC | savings | 7.01 | 7.07 | 4,416 | 0.16 | 79,719 |
| 117 | Community State Bank Union Grove, Wis. | Union Bancorp. Inc. | commercial | 6.91 | 8.16 | 12,383 | -0.02 | 322,513 |
| 118 | Northern Michigan Bank & Trust Escanaba | First Bancshares Corp. | commercial | 6.88 | 7.75 | 11,694 | 0.51 | 252,547 |
| 119 | Commercial State Bank Donalsonville, Ga. | Georgia Community Bancorp Inc. | commercial | 6.86 | 5.24 | 3,578 | 0.05 | 90,081 |
| 120 | United Bank of Philadelphia Pa. | United Bancshares Inc. | commercial | 6.83 | 7.42 | 2,808 | 0.39 | 54,493 |
| 121 | Central Savings Bank Sault Sainte Marie, Mich. | Central Bank Corp. | commercial | 6.82 | 9.84 | 9,668 | 0.03 | 243,696 |
| First Choice Bank Mercerville, N.J. | commercial | 6.82 | 5.65 | 39,023 | -0.46 | 1,101,117 | ||
| Frontier State Bank Oklahoma City | commercial | 6.82 | 4.67 | 27,246 | 2.18 | 661,171 | ||
| 124 | Century Bank of Kentucky Inc. Lawrenceburg | Century Bancshares Inc. | commercial | 6.79 | 7.47 | 5,784 | -0.02 | 117,388 |
| 125 | Bank of Commerce Sarasota, Fla. | Bank of Commerce Holdings Inc. | commercial | 6.74 | 6.40 | 9,144 | 0.77 | 209,077 |
| First National Bank of Barry Ill. | FNB Barry Bancorp Inc. | commercial | 6.74 | 2.36 | 4,913 | 0.13 | 104,636 | |
| 127 | Providence Bank Alpharetta, Ga. | commercial | 6.71 | 10.39 | 4,752 | -0.05 | 108,440 | |
| 128 | Farmers State Bank Mountain City, Tenn. | Farmers State Bancshares Inc. | commercial | 6.68 | 5.90 | 5,546 | 0.02 | 140,050 |
| 129 | County Bank Rehoboth Beach, Del. | CB Financial Corp. | commercial | 6.67 | 8.74 | 15,980 | 4.64 | 336,408 |
| 130 | American Metro Bank Chicago | American Metro Bancorp Inc. | commercial | 6.61 | 13.11 | 3,132 | 2.19 | 62,639 |
| 131 | Whitaker Bank Corp. of Kentucky Lexington | BHC | 6.54 | 9.17 | 59,150 | -0.07 | 1,780,025 | |
| 132 | Hometown Bank of the Hudson Valley MHC Walden, N.Y. | Hometown Bancorp MHC | savings | 6.53 | 9.86 | 7,119 | 0.52 | 120,955 |
| 133 | Marathon Savings Bank Wausau, Wis. | savings | 6.51 | 8.30 | 5,599 | 3.40 | 145,173 | |
| 134 | Farmers Security Bank Washburn, N.D. | McLean Bank Holding Co. | commercial | 6.50 | 0.00 | 2,420 | 0.00 | 52,156 |
| 135 | Lake City Federal Bank Minn. | savings | 6.48 | 7.34 | 3,420 | -0.07 | 72,137 | |
| 136 | Commerce Bank of Arizona Inc. Tucson | CBOA Financial Inc. | commercial | 6.47 | 12.04 | 9,313 | 0.09 | 174,616 |
| 137 | Capitol National Bank Lansing, Mich. | commercial | 6.44 | 9.03 | 5,607 | -0.06 | 126,465 | |
| Maple Bank Champlin, Minn. | Maple Financial Holding Co. | commercial | 6.44 | 6.31 | 2,597 | 0.00 | 52,309 | |
| Mechanics Bank Water Valley, Miss. | Mechanics Banc Holding Co. | commercial | 6.44 | 5.21 | 9,078 | 3.67 | 220,854 | |
| 140 | Citizens State Bank of Hayfield Minn. | Country Bankers Inc. | commercial | 6.42 | 3.30 | 4,297 | 0.15 | 89,242 |
| 141 | CoreFirst Bank & Trust Topeka, Kan. | Commerce Bank and Trust Holding Co. | commercial | 6.39 | 7.63 | 33,052 | 1.09 | 885,413 |
| 142 | Bank Plus Estherville, Iowa | Swea City Bancorp. Inc. | commercial | 6.37 | 2.46 | 6,520 | 0.00 | 128,125 |
| County First Bank La Plata, Md. | commercial | 6.37 | 7.15 | 8,957 | -0.34 | 226,423 | ||
| 144 | First National Bank Rotan, Texas | Rotan Bancshares Inc. | commercial | 6.34 | 2.95 | 2,298 | -0.02 | 69,352 |
| 145 | First Security Bank & Trust Co. Charles City, Iowa | Cedar Valley Bankshares Ltd. | commercial | 6.30 | 3.28 | 20,916 | -0.01 | 515,912 |
| State Bank of Newburg Wis. | SBN Community Bancorp Inc. | commercial | 6.30 | 7.28 | 8,232 | -0.01 | 163,667 | |
| 147 | Pinnacle Bank Orange City, Fla. | Pinnacle Bank Holding Co. Inc. | commercial | 6.27 | 13.11 | 4,270 | 0.47 | 118,800 |
| Securant Bank & Trust Milwaukee | Capital Commerce Bancorp Inc. | commercial | 6.27 | 8.70 | 8,858 | -0.36 | 212,840 | |
| 149 | North Side Federal Savings and Loan Association of Chicago | savings | 6.25 | 12.00 | 1,609 | -0.31 | 45,326 | |
| 150 | Community Savings Bank Chicago | savings | 6.22 | 7.04 | 13,051 | -0.03 | 406,502 | |
| Santander Holdings USA Inc. Boston | Banco Santander SA | BHC | 6.22 | 5.14 | 5,213,514 | 1.77 | 126,502,203 | |
| 152 | Rosedale Federal Savings and Loan Association Baltimore | savings | 6.21 | 4.84 | 33,545 | 0.40 | 822,017 | |
| 153 | Kentland Federal Savings and Loan Association Ind. | savings | 6.20 | 5.32 | 236 | 0.00 | 4,714 | |
| 154 | Popular Inc. Hato Rey, Puerto Rico | BHC | 6.19 | 6.03 | 1,439,600 | 0.50 | 37,606,000 | |
| Putnam County Bank Hurricane, W.Va. | Putnam Bancshares Inc. | commercial | 6.19 | 1.74 | 27,891 | 0.23 | 649,596 | |
| 156 | Carter Bank & Trust Martinsville, Va. | commercial | 6.18 | 3.61 | 166,382 | 0.14 | 4,905,368 | |
| 157 | Southern Bank Co. Gadsden, Ala. | Southern Banc Co. Inc. | commercial | 6.13 | 2.21 | 3,562 | 10.39 | 98,209 |
| 158 | Community Bank of Trenton Ill. | CBT Bancorp Inc. | commercial | 6.12 | 1.66 | 3,333 | 0.00 | 79,599 |
| 159 | Bank of Prescott Ark. | Prescott Bancshares Inc. | commercial | 6.11 | 0.77 | 2,691 | 0.00 | 81,901 |
| First National Bank & Trust Co. of McAlester Okla. | First of McAlester Corp. | commercial | 6.11 | 5.31 | 14,188 | 0.14 | 451,667 | |
| 161 | Nantahala Bank & Trust Co. Franklin, N.C. | commercial | 6.06 | 6.47 | 5,924 | 0.66 | 147,946 | |
| 162 | Kopernik Bank Baltimore | savings | 6.02 | 10.96 | 4,654 | 1.05 | 103,712 | |
| 163 | First Arkansas Bank and Trust Jacksonville | First Arkansas BancShares Inc. | commercial | 6.00 | 5.57 | 25,641 | 0.14 | 716,003 |
| 164 | Bay-Vanguard FSB MHC Sparrows Point, Md. | Bay-Vanguard MHC | savings | 5.98 | 4.01 | 7,629 | 1.70 | 169,154 |
| 165 | American Enterprise Bank Buffalo Grove, Ill. | A.E. Bancorp Inc. | commercial | 5.97 | 6.28 | 8,424 | -0.13 | 209,056 |
| Independence State Bank Wis. | Northern Financial Corp. | commercial | 5.97 | 1.09 | 2,933 | 0.01 | 64,875 | |
| 167 | State Bank of Burnettsville Ind. | SBB Bancshares Inc. | commercial | 5.96 | 4.94 | 1,680 | -0.03 | 40,723 |
| 168 | State Bank of Fairmont Minn. | Web Inc. | commercial | 5.95 | 5.29 | 4,466 | -0.05 | 104,153 |
| SunSouth Bank Dothan, Ala. | SunSouth Bancshares Inc. | commercial | 5.95 | 9.24 | 5,562 | 1.67 | 151,826 | |
| 170 | Baraboo National Bank Wis. | Baraboo Bancorp. Inc. | commercial | 5.90 | 9.41 | 15,397 | 0.14 | 405,477 |
| 171 | Republic Bank Bountiful, Utah | commercial | 5.89 | 4.21 | 4,436 | 7.83 | 103,919 | |
| 172 | Peoples Bank Eatonton, Ga. | Peoples Bankshares Inc. | commercial | 5.86 | 12.50 | 4,501 | 0.64 | 126,003 |
| 173 | Madison Bank of Maryland Forest Hill | MB Bancorp Inc. | savings | 5.81 | 7.87 | 5,376 | 0.35 | 135,585 |
| Planters First Bank Hawkinsville, Ga. | Planters First Bancorp | commercial | 5.81 | 6.38 | 11,779 | -0.04 | 280,968 | |
| 175 | Adams County Building and Loan Co. West Union, Ohio | savings | 5.80 | 6.35 | 786 | 0.00 | 24,342 | |
| 176 | Community Shores Bank Muskegon, Mich. | Community Shores Bank Corp. | commercial | 5.78 | 5.71 | 7,350 | 0.21 | 178,267 |
| 177 | CenTrust Bank Northbrook, Ill. | United Community Bancshares Inc. | commercial | 5.76 | 9.57 | 3,577 | 2.13 | 81,809 |
| 178 | Persons Banking Co. Forsyth, Ga. | Persons Banking Co. Inc. | commercial | 5.70 | 6.75 | 12,339 | 1.68 | 325,923 |
| 179 | Bank of Bartlett Tenn. | West Tennessee Bancshares Inc. | commercial | 5.68 | 4.46 | 11,037 | 0.18 | 350,338 |
| First State Bank Danville, Va. | commercial | 5.68 | 22.14 | 1,306 | -0.64 | 33,438 | ||
| 181 | Harbor Bank of Maryland Baltimore | Harbor Bankshares Corp. | commercial | 5.67 | 6.74 | 10,743 | -0.41 | 250,776 |
| 182 | First Bank and Trust of Childress Texas | Childress Bancshares Inc. | commercial | 5.66 | 6.16 | 2,942 | 0.00 | 91,968 |
| 183 | Tioga Franklin Savings Bank Philadelphia | savings | 5.65 | 10.90 | 1,562 | 0.00 | 33,756 | |
| 184 | First Bank of Tennessee Spring City | commercial | 5.61 | 6.32 | 13,707 | 0.02 | 294,481 | |
| 185 | City First Bank Washington, D.C. | CFBanc Corp. | commercial | 5.59 | 7.62 | 8,309 | 0.00 | 231,846 |
| Garfield County Bank Jordan, Mont. | Garfield County Bancshares Inc. | commercial | 5.59 | 2.36 | 3,384 | 0.05 | 77,999 | |
| 187 | United Cumberland Bank Whitley City, Ky. | McCreary Bancshares Inc. | commercial | 5.57 | 6.03 | 10,060 | 0.16 | 293,023 |
| 188 | Citizens Independent Bank St. Louis Park, Minn. | Bakken Securities Inc. | commercial | 5.55 | 4.57 | 10,216 | -0.05 | 289,731 |
| United Bank of Union Mo. | Cardinal Bancorp II Inc. | commercial | 5.55 | 6.57 | 12,648 | 0.18 | 306,371 | |
| 190 | Union Bank & Trust Co. Monticello, Ark. | First Union Financial Corp. | commercial | 5.54 | 3.58 | 8,036 | 0.18 | 210,005 |
| 191 | McHenry Savings Bank Ill. | McHenry Bancorp Inc. | savings | 5.50 | 6.43 | 8,646 | 0.29 | 252,507 |
| 192 | Bank of Louisiana Mo. | Lincoln County Bancorp Inc. | commercial | 5.49 | 4.90 | 1,693 | 0.00 | 49,747 |
| First Federal Savings Bank Rochester, Ind. | American Midwest Financial Corp. | savings | 5.49 | 6.12 | 14,319 | 0.75 | 341,940 | |
| 194 | Farmers & Merchants Bank Tomah, Wis. | F&M Bancorp of Tomah Inc. | commercial | 5.47 | 8.39 | 7,104 | 0.69 | 198,405 |
| Independent Bank Corp. Grand Rapids, Mich. | BHC | 5.47 | 7.36 | 88,239 | -0.24 | 2,452,696 | ||
| Peoples Bank & Trust Buford, Ga. | Peoples Banktrust Inc. | commercial | 5.47 | 6.52 | 7,586 | 0.25 | 272,910 | |
| 197 | FNB Bank Inc. Romney, W.Va. | Eastern Bancshares Inc. | commercial | 5.46 | 4.35 | 6,310 | -1.73 | 176,031 |
| Huron National Bank Rogers City, Mich. | Huron National Bancorp Inc. | commercial | 5.46 | 4.49 | 2,444 | 0.38 | 63,655 | |
| 199 | Citizens Bank Nashville, Ga. | Nashville Holding Co. | commercial | 5.45 | 6.37 | 8,469 | 0.38 | 248,136 |
| 200 | Blue Grass Valley Bank Va. | commercial | 5.43 | 2.58 | 1,516 | 0.35 | 37,644 | |
Notes: Data from preliminary quarterly call reports and thrift financial reports from the FDIC and OTS. Excludes institutions whose loans were less than 50% of assets.
*Nonperforming loans net of the delinquent U.S. government-guaranteed portion, divided by total loans.
**Sum total of nonaccruing loans (excluding debt securities and other assets) and restructured loans, less than guaranteed portion of nonaccruing loans wholly or partially guaranteed by the U.S. government.
† Chargeoffs, minus recoveries credited to the loan allowance. For savings institutions, net chargeoffs related to specific valuation allowance are included. Divided by average loans and leases.
Figures for prior periods are not adjusted for mergers and acquisitions. Rankings include only companies current as of June 30, 2016.
Source:
SNL Financial
, Charlottesville, Va. © 2016 American Banker