Banks and Thrifts with the Highest Adjusted Nonperforming Loan Ratios

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Banks and Thrifts with the Highest Adjusted Nonperforming Loan Ratios

Banks and Thrifts with the Highest Adjusted Nonperforming Loan RatiosOn Sept. 30, 2015. Dollars in thousands
Published December 30, 2015

Rank   Parent
company
Type
of institution
Adjusted nonperforming
loan ratio*
Nonperformers** Net
chargeoffs†
Assets
Sept. 30 Year earlier
1 Eastern Savings Bank FSB Hunt Valley, Md.   savings 53.55 54.52 $110,920 0.37 $369,054
2 State Central Bank Bonaparte, Iowa Logan Investment Corp. commercial 36.72 34.16 11,937 -0.20 52,516
3 South Carolina Community Bank Columbia SCCB Financial Corp. commercial 32.17 32.03 12,051 -0.12 54,753
4 Stonebridge Bank West Chester, Pa. Stonebridge Financial Corp. commercial 26.01 20.49 21,192 1.42 121,770
5 Beach Community Bank Fort Walton Beach, Fla. Beach Community Bancshares Inc. commercial 24.78 28.52 94,830 0.53 540,081
6 First State Bank Danville, Va.   commercial 23.59 22.02 6,660 1.33 38,744
7 North Milwaukee State Bank North Milwaukee Bancshares Inc. commercial 22.95 14.79 10,328 0.96 70,544
8 WestSide Bank Hiram, Ga.   commercial 22.78 23.53 14,292 1.16 116,847
9 Harvest Community Bank Pennsville, N.J.   commercial 19.24 15.18 23,801 4.35 152,646
10 Lafayette State Bank Mayo, Fla.   commercial 18.94 16.34 11,258 0.10 83,503
11 Heritage Bank Hinesville, Ga. Liberty Shares Inc. commercial 18.20 18.85 51,674 1.19 512,461
12 City National Bank of New Jersey Newark City National Bancshares Corp. commercial 17.15 17.19 24,520 0.19 247,389
13 Wilmington Savings Bank Ohio   savings 17.03 20.27 15,728 0.09 117,510
14 Liberty Bank Salt Lake City   commercial 16.98 31.13 1,024 0.00 10,958
15 Interamerican Bank FSB Miami   savings 16.73 16.81 27,288 -0.14 219,740
16 Gwinnett Community Bank Duluth, Ga. Community Financial Holding Co. Inc. commercial 16.68 19.29 32,742 -0.16 344,265
17 First CornerStone Bank King of Prussia, Pa.   commercial 16.52 23.98 9,329 1.05 110,865
18 Mechanics and Farmers Bank Durham, N.C. M&F Bancorp Inc. commercial 15.71 14.58 27,619 0.00 301,235
19 Valley Bank of Nevada North Las Vegas   commercial 15.55 17.58 9,929 0.00 93,959
20 Leaders Bank Oak Brook, Ill. Leaders Group Inc. commercial 15.42 17.24 44,240 0.15 345,351
21 First City Bank of Florida Fort Walton Beach Florida First City Banks Inc. commercial 15.16 15.91 20,946 0.59 210,402
22 Community 1st Bank Las Vegas N.M. FNB Financial Corp. commercial 14.83 18.43 10,220 0.09 123,743
23 Allied Bank Mulberry, Ark. Acme Holding Co. Inc. commercial 14.71 11.31 8,012 0.86 82,581
24 Fayette County Bank St. Elmo, Ill. Fayette County Bancshares Inc. commercial 14.19 27.38 3,940 2.63 41,233
25 Calumet County Bank Brillion, Wis. Calumet Bancshares Inc. commercial 14.04 5.22 7,915 0.38 90,758
26 Horry County State Bank Loris, S.C. HCSB Financial Corp. commercial 14.01 11.36 30,810 1.02 378,415
27 Columbia Savings and Loan Association Milwaukee   savings 13.62 13.39 2,644 0.02 23,903
28 Peoples Bank Eatonton, Ga. Peoples Bankshares Inc. commercial 13.39 11.87 10,201 0.10 135,551
29 Guaranty Financial MHC Milwaukee   savings 13.29 20.22 97,407 1.09 1,001,473
30 Champion Bank Parker, Colo.   commercial 13.22 14.58 5,052 0.00 53,726
31 Bay Bank Green Bay, Wis. Bay Bancorp. Inc. commercial 12.91 15.66 6,501 0.02 81,817
32 Gateway Bank FSB Oakland, Calif.   savings 12.88 10.01 12,601 1.22 142,149
33 West Pointe Bank Oshkosh, Wis. West Pointe Bancshares Inc. commercial 12.84 12.46 27,709 0.01 265,630
34 First National Bank Waupaca, Wis. Waupaca Bancorp. Inc. commercial 12.53 8.48 54,873 1.78 559,893
35 Anchor Commercial Bank Juno Beach, Fla.   commercial 12.49 17.11 8,611 0.08 105,501
36 Kopernik Bank Baltimore   savings 12.45 8.19 5,128 0.45 60,500
37 North Side Federal Savings and Loan Association of Chicago   savings 12.37 10.52 3,323 -0.15 45,204
38 Merchants Commercial Bank St. Thomas, V.I.   commercial 12.31 11.16 9,754 2.15 138,715
39 First State Bank Barboursville, W.Va. First Bankshares Inc. commercial 12.27 10.15 21,417 2.64 241,151
40 Beal Financial Corp. Plano, Texas   savings 12.16 6.83 611,142 7.13 7,145,160
41 Prairie Community Bank Marengo, Ill. Marengo Bancshares Inc. commercial 12.00 15.39 9,125 0.00 104,681
42 Stanley Bank Overland Park, Kan. Columbus Corp. commercial 11.98 5.98 8,395 -0.03 102,186
43 South Lafourche Bank & Trust Co. Larose, La. Lafourche Bancshares Inc. commercial 11.94 2.80 15,760 0.46 161,574
44 Home Loan Investment Bank FSB Warwick, R.I. Prospect Financial Corp. savings 11.65 12.29 21,067 0.35 211,431
45 Regent Bank Davie, Fla. Regent Bancorp Inc. commercial 11.52 13.11 30,528 0.12 344,926
46 Commerce Bank of Arizona Inc. Tucson CBOA Financial Inc. commercial 11.16 13.07 15,242 0.16 177,130
47 Surety Bank Deland, Fla.   commercial 11.13 14.13 5,759 -1.79 96,625
48 Pinnacle Bank Orange City, Fla. Pinnacle Bank Holding Co. Inc. commercial 10.89 15.43 9,261 -0.04 152,985
49 F&M Bank and Trust Co. Manchester, Ga. F and M Holding Co. Inc. commercial 10.87 12.86 5,789 0.21 82,501
50 City First Bank of D.C. Washington, D.C. City First Enterprises Inc. commercial 10.74 2.28 17,269 -0.10 249,614
  Peoples State Bank Lake City, Fla. PSB BancGroup Inc. commercial 10.74 12.47 5,558 0.40 75,061
52 American Metro Bank Chicago American Metro Bancorp Inc. commercial 10.69 15.37 5,345 0.98 64,098
53 HomePride Bank Mansfield, Mo. Banc 60 Inc. commercial 10.58 1.47 8,340 0.01 96,336
54 Brighton Bank Tenn. Brighton Bancorp Inc. commercial 10.56 2.28 4,451 0.06 52,866
55 Ripley Federal Savings Bank Ohio   savings 10.55 13.34 5,484 -0.01 66,333
56 ABC Bank Chicago Greater Chicago Financial Corp. commercial 10.50 11.64 25,235 0.06 344,084
57 Trinity Capital Corp. Los Alamos, N.M.   BHC 10.47 12.24 87,397 2.52 1,437,422
58 First Mountain Bank Big Bear Lake, Calif.   commercial 10.28 10.95 9,843 0.00 147,641
59 Columbia Bank Lake City, Fla. First Columbia Bancorp Inc. commercial 10.27 14.26 11,632 2.33 177,410
60 Seaway Bank and Trust Co. Chicago Seaway Bancshares Inc. commercial 10.22 6.35 25,025 12.88 386,127
61 Central Bank Little Rock, Ark.   commercial 10.11 5.74 6,439 0.00 106,331
62 First National Bank of Winnsboro Texas Etex Banco Inc. commercial 10.07 8.04 8,913 0.05 138,238
  TransCapital Bank Sunrise, Fla.   commercial 10.07 18.23 12,475 -0.02 179,720
64 State Bank & Trust Co. Golden Meadow, La. SBT Bancshares Inc. commercial 10.01 1.08 9,853 0.02 140,210
65 Bank of Washington Mo. Diamond Bancorp Inc. commercial 9.99 10.95 46,251 0.33 601,911
66 Hometown Bank of the Hudson Valley MHC Walden, N.Y. Hometown Bancorp MHC savings 9.88 10.48 10,929 -0.05 121,487
67 1st Equity Bank Northwest Buffalo Grove, Ill. Northwest Equity Corp. commercial 9.85 16.27 2,750 -0.55 37,194
68 Baraboo National Bank Wis. Baraboo Bancorp. Inc. commercial 9.70 12.34 26,665 0.21 436,318
69 Crown Bank Elizabeth, N.J.   commercial 9.61 16.91 31,067 0.40 513,668
70 Johnson County Bank Mountain City, Tenn.   commercial 9.60 13.89 6,057 0.24 121,030
71 Bank of Kaukauna Wis. Brogan Bankshares Inc. commercial 9.53 8.79 6,478 0.01 89,569
72 Security State Bank Iron River, Wis. Security Bank Shares Inc. commercial 9.48 12.37 5,461 0.34 81,962
73 Tri-State Bank of Memphis Tenn.   commercial 9.42 7.22 7,243 0.42 120,091
74 First Credit Bank Los Angeles   commercial 9.35 3.96 29,265 0.00 403,137
75 Farmers & Merchants Bank Lakeland, Ga. FMB Bancshares Inc. commercial 9.30 10.37 37,429 0.17 541,514
76 CenTrust Bank Northbrook, Ill. United Community Bancshares Inc. commercial 9.21 11.80 4,297 -0.04 68,724
77 Central Savings Bank Sault Sainte Marie, Mich. Central Bank Corp. commercial 9.17 9.28 12,389 0.57 258,730
  First BanCorp. San Juan, Puerto Rico   BHC 9.17 11.55 855,547 1.04 12,820,989
79 Ruby Valley National Bank Twin Bridges, Mont. TwinCo Inc. commercial 9.09 11.61 5,291 -0.01 91,456
  Commercial Bank of Oak Grove Mo. Country Agencies & Investments Inc. commercial 9.09 11.72 3,690 -1.80 71,844
81 American Patriot Bank Greeneville, Tenn. American Patriot Financial Group Inc. commercial 9.06 15.54 3,829 0.39 65,923
82 SunSouth Bank Dothan, Ala. SunSouth Bancshares Inc. commercial 9.04 9.26 8,384 0.54 160,060
  Mohave State Bank Lake Havasu City, Ariz. State Bank Corp. commercial 9.04 11.69 19,961 0.63 325,075
  Heritage Bank Jonesboro, Ga. CCF Holding Co. commercial 9.04 12.84 24,396 1.10 395,158
  Santander BanCorp San Juan, Puerto Rico Banco Santander SA BHC 9.04 7.44 374,158 1.19 5,650,087
86 Marathon Savings Bank Wausau, Wis.   savings 9.00 9.32 6,799 0.12 145,695
87 Tioga Franklin Savings Bank Philadelphia   savings 8.98 13.47 2,313 1.07 32,953
88 Seamen's Bank Provincetown, Mass.   savings 8.90 9.06 19,497 0.00 361,103
89 Morganton Savings Bank SSB N.C.   savings 8.89 5.79 3,787 -0.28 80,558
90 Independence Bank East Greenwich, R.I.   commercial 8.82 7.49 2,435 0.92 37,643
91 Whitaker Bank Corp. of Kentucky Lexington   BHC 8.79 9.66 79,886 0.46 1,763,333
92 Spring Valley Bank Wyoming, Ohio SV Bancorp Inc. commercial 8.71 11.50 3,917 -0.04 65,593
93 OptimumBank Plantation, Fla. OptimumBank Holdings Inc. commercial 8.69 14.44 6,868 0.94 119,417
94 Martinsville First Savings Bank Va.   savings 8.62 9.14 2,025 0.18 42,091
  First South Bank Spartanburg, S.C. First South Bancorp Inc. commercial 8.62 11.53 13,164 0.26 249,055
96 Signature Bank of Georgia Sandy Springs   commercial 8.61 3.42 4,364 0.78 87,111
97 Securant Bank & Trust Milwaukee Capital Commerce Bancorp Inc. commercial 8.58 11.62 11,716 -0.03 178,477
  Friends Bank New Smyrna Beach, Fla.   commercial 8.58 9.49 5,848 -0.40 94,806
99 Citizens Bank Mukwonago, Wis. Citizens Bank Holding Inc. commercial 8.54 6.57 36,172 -0.20 664,416
100 Farmers & Merchants Bank Tomah, Wis. F& M Bancorp of Tomah Inc. commercial 8.48 13.57 10,481 -0.17 195,484
101 Century Bank of Florida Tampa Century Bancshares of Florida Inc. commercial 8.46 8.82 3,801 0.44 70,564
102 Cabool State Bank Mo. Cabool Bancshares Inc. commercial 8.44 5.16 3,192 0.00 61,639
103 County Bank Rehoboth Beach, Del. CB Financial Corp. commercial 8.41 7.90 20,109 0.43 346,968
104 Heartland Bank Little Rock, Ark. Rock Bancshares Inc. commercial 8.40 1.51 17,289 0.38 248,929
105 Mutual Savings Association FSA Leavenworth, Kan.   savings 8.39 9.90 9,552 1.07 194,931
106 Scotiabank de Puerto Rico San Juan Bank of Nova Scotia commercial 8.28 7.10 318,517 0.60 4,612,498
107 First National Bank of Wauchula Fla. First Hardee Holding Corp. commercial 8.27 8.30 3,329 0.73 72,408
108 Capitol National Bank Lansing, Mich.   commercial 8.20 10.58 6,288 0.11 114,441
109 Ladysmith Federal Savings and Loan Association Wis.   savings 8.14 9.80 2,380 0.06 45,552
110 First Western Mortgage Corp. Fort Worth, Texas   savings 8.08 4.69 46,417 0.04 1,117,970
111 Broadway Federal Bank FSB Los Angeles Broadway Financial Corp. savings 8.07 8.53 18,777 -0.01 403,881
112 Providence Bank Alpharetta, Ga.   commercial 8.01 10.63 5,340 -0.02 112,507
113 Thomas County Federal Savings & Loan Association Thomasville, Ga.   savings 7.97 9.99 15,769 4.25 247,467
  OFG Bancorp San Juan, Puerto Rico   BHC 7.97 7.07 371,614 0.91 7,203,822
115 United Bank of Philadelphia United Bancshares Inc. commercial 7.96 7.71 2,989 2.05 59,145
116 Royal Banks of Missouri St. Louis Royal Bancshares Inc. commercial 7.95 10.15 26,332 0.08 413,079
117 Citizens Bank of Cochran Ga. Putnam-Greene Financial Corp. commercial 7.94 12.16 3,235 -0.68 71,316
118 Georgia Primary Bank Atlanta   commercial 7.92 15.95 8,021 -0.11 153,720
119 Community State Bank Union Grove, Wis. Union Bancorp. Inc. commercial 7.91 9.31 13,015 -0.28 313,316
120 Goldwater Bank Scottsdale, Ariz.   commercial 7.88 11.91 4,057 0.12 94,645
121 Golden State Bank Glendale, Calif. Golden State Bancorp commercial 7.83 17.97 6,990 -0.66 118,175
122 Peoples Bank Marion, Ky. Peoples-Marion Bancorp Inc. commercial 7.82 3.07 2,449 0.17 37,569
123 Grand Timber Bank McGregor, Minn. McGregor Banco Inc. commercial 7.80 10.66 2,181 -0.21 42,844
124 St. Landry Homestead Federal Savings Bank Opelousas, La.   savings 7.75 10.27 13,897 -0.01 225,706
  Gulf Coast Community Bank Pensacola, Fla.   commercial 7.75 8.84 6,514 -0.63 137,741
126 First Federal Savings and Loan Association of Lorain Ohio   savings 7.63 7.72 20,170 0.73 421,761
127 CornerstoneBank Atlanta Cornerstone Bancshares Inc. savings 7.62 10.00 12,488 -1.16 244,044
128 Bank of Eastman Ga. Magnolia Bankshares Inc. commercial 7.56 10.62 9,109 1.11 182,183
  Talbot State Bank Woodland, Ga. TSB Bancorp Inc. commercial 7.56 6.44 2,933 0.07 70,362
  Century Bank of Kentucky Inc. Lawrenceburg Century Bancshares Inc. commercial 7.56 7.23 6,223 -0.02 113,949
131 Devon Bank Chicago Devon Bancorp Inc. commercial 7.55 10.36 12,226 1.33 251,588
132 Northern Michigan Bank & Trust Escanaba Northern Michigan Corp. commercial 7.52 9.74 12,149 0.29 243,520
133 Landmark Bank Fort Lauderdale, Fla. Giant Holdings Inc. commercial 7.46 7.72 24,502 -0.03 391,300
134 Mid America Bank Janesville, Wis. Wisconsin Bancorp Inc. commercial 7.36 3.93 4,288 3.41 88,163
135 Community Bank of Pickens County Jasper, Ga. Community Banks of Georgia Inc. commercial 7.35 7.86 17,332 1.24 321,672
136 Lake City Federal Bank Minn.   savings 7.32 5.60 3,742 -0.04 68,948
  Oxford Bank Mich. Oxford Bank Corp. commercial 7.32 10.11 14,800 0.21 322,589
138 CoreFirst Bank & Trust Topeka, Kan. Commerce Bank and Trust Holding Co. commercial 7.31 8.65 37,729 0.30 882,435
139 Old Dominion National Bank North Garden, Va.   commercial 7.29 2.69 2,496 3.32 49,363
140 Equitable Bank SSB Wauwatosa, Wis.   savings 7.24 9.97 18,411 0.05 296,979
  One World Bank Dallas One World Holding Inc. commercial 7.24 5.75 3,152 -0.08 82,584
142 Citizens State Bank Kingsland, Ga. South Banking Co. commercial 7.15 14.33 2,727 0.22 58,454
143 State Bank of Newburg Wis. SBN Community Bancorp Inc. commercial 7.13 6.67 9,210 -0.23 165,045
144 New York Private Bank & Trust Corp.   BHC 7.08 8.53 287,380 0.00 6,634,107
145 First Capital Bank Laurinburg, N.C. First Capital Bancshares Inc. commercial 7.06 6.48 3,151 -1.35 52,473
146 Hebron Savings Bank Md. HSB Bancorp Inc. commercial 7.05 4.68 31,788 0.63 552,996
147 Independent Bank Corp. Grand Rapids, Mich.   BHC 7.04 8.46 105,177 -0.07 2,394,861
148 Peoples Bank of the South LaFollette, Tenn.   commercial 7.03 7.37 8,513 0.19 141,310
  Citizens Savings Bank Bogalusa, La.   savings 7.03 7.51 11,607 0.03 205,858
150 Linn County State Bank Coggon, Iowa Iowa State Financial Services Corp. commercial 7.01 6.98 1,850 -0.01 38,114
151 Georgia Heritage Bank Dallas   commercial 6.98 8.65 3,400 0.18 74,125
152 First National Bank of Bangor Wis. Bosshard Banco, Ltd. commercial 6.95 8.51 9,514 0.00 223,107
153 U.S. Century Bank Doral, Fla.   commercial 6.92 8.39 50,350 -0.03 909,022
154 Provident Financial Holdings Inc. Riverside, Calif.   savings 6.91 7.58 67,570 -0.14 1,177,312
155 Village Bank St. Francis, Minn. Village Bancshares Inc. commercial 6.90 7.40 10,368 -0.92 192,218
156 Freedom Bank Inc. Belington, W.Va. Freedom Bancshares Inc. commercial 6.89 8.09 8,509 0.04 155,162
157 Community Savings Bank Chicago   savings 6.86 5.95 14,303 -0.10 406,853
  One Bank & Trust Little Rock, Ark. OneFinancial Corp. commercial 6.86 7.92 15,718 0.24 329,386
  Citizens State Bank of Lankin N.D. Citizens State Bancshares Inc. commercial 6.86 0.44 2,135 0.00 45,047
160 Mid-Southern Savings Bank FSB MHC Salem, Ind. Mid-Southern, MHC savings 6.85 7.39 8,245 0.24 183,759
161 First Chatham Bank Savannah, Ga. FCB Financial Corp. commercial 6.81 7.15 16,560 0.05 359,860
162 First Alliance Bank Cordova, Tenn. First Alliance Bancshares Inc. commercial 6.79 7.87 6,556 -0.04 119,871
163 Citizens Bank of Newburg Rolla, Mo. Newburg Insurance Agency Inc. commercial 6.78 3.62 6,939 0.00 157,940
  State Savings Bank of Manistique Mich. SSB Inc. commercial 6.78 5.76 4,223 0.00 117,713
  1st Equity Bank Skokie, Ill. First Equity Corp. commercial 6.78 9.11 4,625 -0.88 100,239
166 Ulster Savings Bank Kingston, N.Y.   savings 6.73 7.01 38,188 0.50 764,352
  Franklin County UNITED Bank Decherd, Tenn. Franklin County UNITED Bancshares Inc. commercial 6.73 13.03 3,833 1.72 81,550
168 Peoples Bank Mt. Washington Ky. Crossroads Bancorp Inc. commercial 6.72 9.45 3,740 0.62 80,524
169 Central Bank Savannah, Tenn.   commercial 6.69 9.27 4,311 1.68 99,739
170 First Community Bank Glasgow, Mont. First Community Bancorp Inc. commercial 6.68 6.36 9,242 0.02 273,587
171 Farmers State Bank Center, Texas Farmers Bancshares Inc. commercial 6.67 0.80 12,718 -0.04 356,295
172 County First Bank La Plata, Md.   commercial 6.64 8.59 9,547 -0.02 222,774
173 First Federal Savings and Loan Association of Bath Maine   savings 6.63 6.39 6,891 0.56 120,110
174 American Enterprise Bank Buffalo Grove, Ill. A. E. Bancorp Inc. commercial 6.61 5.54 9,281 -0.20 212,526
175 McHenry Savings Bank Ill. McHenry Bancorp Inc. savings 6.58 7.94 10,044 0.19 246,048
176 Hatboro Federal Savings FA Pa.   savings 6.56 6.15 20,291 0.00 491,624
177 State Bank of Fairmont Minn. Web Inc. commercial 6.53 4.79 4,889 -0.11 102,619
178 Bank of Commerce Sarasota, Fla. Bank of Commerce Holdings Inc. commercial 6.47 6.53 9,166 -0.13 210,994
179 American Bank of the North Nashwauk, Minn. Mesaba Bancshares Inc. commercial 6.46 8.40 29,057 1.32 579,046
180 Madison Bank of Maryland Forest Hill MB Bancorp Inc. savings 6.45 8.38 6,168 0.40 134,421
  1880 Bank Cambridge, Md. Delmarva Bancshares Inc. commercial 6.45 6.20 13,922 -0.01 318,444
182 First National Bank Ronceverte, W.Va. First National Bankshares Corp. commercial 6.40 9.87 8,779 0.02 245,195
183 Bank of Grandin Mo.   commercial 6.35 5.45 5,187 0.38 154,260
184 Peoples Bank & Trust Buford, Ga. Peoples Banktrust Inc. commercial 6.33 8.78 9,322 -0.12 269,465
  United Bank of Union Mo. Cardinal Bancorp II Inc. commercial 6.33 7.86 13,830 -0.15 300,299
186 Citizens Bank Nashville, Ga. Nashville Holding Co. commercial 6.29 5.45 9,991 0.48 251,179
187 Tennessee State Bank Pigeon Forge Tennessee State Bancshares Inc. commercial 6.28 9.82 25,182 0.11 623,384
188 Iowa-Nebraska State Bank South Sioux City Commfirst Bancorp. Inc. commercial 6.27 6.38 7,631 -0.02 212,113
  Millington Bank N.J. MSB Financial Corp. savings 6.27 6.91 16,041 0.07 370,854
190 Miners State Bank Iron River, Mich. MSB Bankshares Inc. commercial 6.25 5.22 5,179 -0.02 123,844
191 Americana Community Bank Sleepy Eye, Minn. Midwest Bancshares Inc. commercial 6.24 7.44 4,163 -0.11 118,808
192 Rosedale Federal Savings and Loan Association Baltimore   savings 6.22 5.52 31,722 -0.04 799,123
193 State Bank of Townsend Mont. S.B.T. Financial Inc. commercial 6.20 2.04 2,025 -0.01 54,569
  International Finance Bank Miami   commercial 6.20 10.59 14,155 -0.01 310,250
195 First Community Bank Newell, Iowa Newell Bancshares Inc. commercial 6.19 0.13 3,376 1.45 94,083
196 Cedar Security Bank Fordyce, Neb. Cedar Financial Holding Inc. commercial 6.17 1.52 2,822 0.98 51,335
197 Grand Bank Hamilton, N.J.   commercial 6.15 6.83 9,972 1.09 196,050
198 Bank of Elk River Minn. Metro North Bancshares Inc. commercial 6.12 7.68 14,258 -0.24 362,898
  Covenant Bank Leeds, Ala. Covenant Bancgroup Inc. commercial 6.12 6.88 3,102 5.92 74,511
200 Popular Inc. Hato Rey, Puerto Rico   BHC 6.11 5.75 1,422,000 0.81 35,528,000

Notes: Data from preliminary quarterly call reports and thrift financial reports from the FDIC and OTS. Excludes institutions whose loans were less than 50% of assets.
*Nonperforming loans net of the delinquent U.S. government-guaranteed portion, divided by total loans.
**Sum total of nonaccruing loans (excluding debt securities and other assets) and restructured loans, less than guaranteed portion of nonaccruing loans wholly or partially guaranteed by the U.S. government.
† Chargeoffs, minus recoveries credited to the loan allowance. For savings institutions, net chargeoffs related to specific valuation allowance are included. Divided by average loans and leases.
Figures for prior periods are not adjusted for mergers and acquisitions. Rankings include only companies current as of Sept. 30, 2015.

Source:

SNL Financial
, Charlottesville, Va.
© 2015 American Banker