Banks and Thrifts with the Highest Adjusted Nonperforming Loan Ratios
Banks and Thrifts with the Highest Adjusted Nonperforming Loan RatiosOn Sept. 30, 2015. Dollars in thousands | ||||||||
---|---|---|---|---|---|---|---|---|
Rank | Parent company | Type of institution | Adjusted nonperforming loan ratio* | Nonperformers** | Net chargeoffs† | Assets | ||
Sept. 30 | Year earlier | |||||||
1 | Eastern Savings Bank FSB Hunt Valley, Md. | savings | 53.55 | 54.52 | $110,920 | 0.37 | $369,054 | |
2 | State Central Bank Bonaparte, Iowa | Logan Investment Corp. | commercial | 36.72 | 34.16 | 11,937 | -0.20 | 52,516 |
3 | South Carolina Community Bank Columbia | SCCB Financial Corp. | commercial | 32.17 | 32.03 | 12,051 | -0.12 | 54,753 |
4 | Stonebridge Bank West Chester, Pa. | Stonebridge Financial Corp. | commercial | 26.01 | 20.49 | 21,192 | 1.42 | 121,770 |
5 | Beach Community Bank Fort Walton Beach, Fla. | Beach Community Bancshares Inc. | commercial | 24.78 | 28.52 | 94,830 | 0.53 | 540,081 |
6 | First State Bank Danville, Va. | commercial | 23.59 | 22.02 | 6,660 | 1.33 | 38,744 | |
7 | North Milwaukee State Bank | North Milwaukee Bancshares Inc. | commercial | 22.95 | 14.79 | 10,328 | 0.96 | 70,544 |
8 | WestSide Bank Hiram, Ga. | commercial | 22.78 | 23.53 | 14,292 | 1.16 | 116,847 | |
9 | Harvest Community Bank Pennsville, N.J. | commercial | 19.24 | 15.18 | 23,801 | 4.35 | 152,646 | |
10 | Lafayette State Bank Mayo, Fla. | commercial | 18.94 | 16.34 | 11,258 | 0.10 | 83,503 | |
11 | Heritage Bank Hinesville, Ga. | Liberty Shares Inc. | commercial | 18.20 | 18.85 | 51,674 | 1.19 | 512,461 |
12 | City National Bank of New Jersey Newark | City National Bancshares Corp. | commercial | 17.15 | 17.19 | 24,520 | 0.19 | 247,389 |
13 | Wilmington Savings Bank Ohio | savings | 17.03 | 20.27 | 15,728 | 0.09 | 117,510 | |
14 | Liberty Bank Salt Lake City | commercial | 16.98 | 31.13 | 1,024 | 0.00 | 10,958 | |
15 | Interamerican Bank FSB Miami | savings | 16.73 | 16.81 | 27,288 | -0.14 | 219,740 | |
16 | Gwinnett Community Bank Duluth, Ga. | Community Financial Holding Co. Inc. | commercial | 16.68 | 19.29 | 32,742 | -0.16 | 344,265 |
17 | First CornerStone Bank King of Prussia, Pa. | commercial | 16.52 | 23.98 | 9,329 | 1.05 | 110,865 | |
18 | Mechanics and Farmers Bank Durham, N.C. | M&F Bancorp Inc. | commercial | 15.71 | 14.58 | 27,619 | 0.00 | 301,235 |
19 | Valley Bank of Nevada North Las Vegas | commercial | 15.55 | 17.58 | 9,929 | 0.00 | 93,959 | |
20 | Leaders Bank Oak Brook, Ill. | Leaders Group Inc. | commercial | 15.42 | 17.24 | 44,240 | 0.15 | 345,351 |
21 | First City Bank of Florida Fort Walton Beach | Florida First City Banks Inc. | commercial | 15.16 | 15.91 | 20,946 | 0.59 | 210,402 |
22 | Community 1st Bank Las Vegas N.M. | FNB Financial Corp. | commercial | 14.83 | 18.43 | 10,220 | 0.09 | 123,743 |
23 | Allied Bank Mulberry, Ark. | Acme Holding Co. Inc. | commercial | 14.71 | 11.31 | 8,012 | 0.86 | 82,581 |
24 | Fayette County Bank St. Elmo, Ill. | Fayette County Bancshares Inc. | commercial | 14.19 | 27.38 | 3,940 | 2.63 | 41,233 |
25 | Calumet County Bank Brillion, Wis. | Calumet Bancshares Inc. | commercial | 14.04 | 5.22 | 7,915 | 0.38 | 90,758 |
26 | Horry County State Bank Loris, S.C. | HCSB Financial Corp. | commercial | 14.01 | 11.36 | 30,810 | 1.02 | 378,415 |
27 | Columbia Savings and Loan Association Milwaukee | savings | 13.62 | 13.39 | 2,644 | 0.02 | 23,903 | |
28 | Peoples Bank Eatonton, Ga. | Peoples Bankshares Inc. | commercial | 13.39 | 11.87 | 10,201 | 0.10 | 135,551 |
29 | Guaranty Financial MHC Milwaukee | savings | 13.29 | 20.22 | 97,407 | 1.09 | 1,001,473 | |
30 | Champion Bank Parker, Colo. | commercial | 13.22 | 14.58 | 5,052 | 0.00 | 53,726 | |
31 | Bay Bank Green Bay, Wis. | Bay Bancorp. Inc. | commercial | 12.91 | 15.66 | 6,501 | 0.02 | 81,817 |
32 | Gateway Bank FSB Oakland, Calif. | savings | 12.88 | 10.01 | 12,601 | 1.22 | 142,149 | |
33 | West Pointe Bank Oshkosh, Wis. | West Pointe Bancshares Inc. | commercial | 12.84 | 12.46 | 27,709 | 0.01 | 265,630 |
34 | First National Bank Waupaca, Wis. | Waupaca Bancorp. Inc. | commercial | 12.53 | 8.48 | 54,873 | 1.78 | 559,893 |
35 | Anchor Commercial Bank Juno Beach, Fla. | commercial | 12.49 | 17.11 | 8,611 | 0.08 | 105,501 | |
36 | Kopernik Bank Baltimore | savings | 12.45 | 8.19 | 5,128 | 0.45 | 60,500 | |
37 | North Side Federal Savings and Loan Association of Chicago | savings | 12.37 | 10.52 | 3,323 | -0.15 | 45,204 | |
38 | Merchants Commercial Bank St. Thomas, V.I. | commercial | 12.31 | 11.16 | 9,754 | 2.15 | 138,715 | |
39 | First State Bank Barboursville, W.Va. | First Bankshares Inc. | commercial | 12.27 | 10.15 | 21,417 | 2.64 | 241,151 |
40 | Beal Financial Corp. Plano, Texas | savings | 12.16 | 6.83 | 611,142 | 7.13 | 7,145,160 | |
41 | Prairie Community Bank Marengo, Ill. | Marengo Bancshares Inc. | commercial | 12.00 | 15.39 | 9,125 | 0.00 | 104,681 |
42 | Stanley Bank Overland Park, Kan. | Columbus Corp. | commercial | 11.98 | 5.98 | 8,395 | -0.03 | 102,186 |
43 | South Lafourche Bank & Trust Co. Larose, La. | Lafourche Bancshares Inc. | commercial | 11.94 | 2.80 | 15,760 | 0.46 | 161,574 |
44 | Home Loan Investment Bank FSB Warwick, R.I. | Prospect Financial Corp. | savings | 11.65 | 12.29 | 21,067 | 0.35 | 211,431 |
45 | Regent Bank Davie, Fla. | Regent Bancorp Inc. | commercial | 11.52 | 13.11 | 30,528 | 0.12 | 344,926 |
46 | Commerce Bank of Arizona Inc. Tucson | CBOA Financial Inc. | commercial | 11.16 | 13.07 | 15,242 | 0.16 | 177,130 |
47 | Surety Bank Deland, Fla. | commercial | 11.13 | 14.13 | 5,759 | -1.79 | 96,625 | |
48 | Pinnacle Bank Orange City, Fla. | Pinnacle Bank Holding Co. Inc. | commercial | 10.89 | 15.43 | 9,261 | -0.04 | 152,985 |
49 | F&M Bank and Trust Co. Manchester, Ga. | F and M Holding Co. Inc. | commercial | 10.87 | 12.86 | 5,789 | 0.21 | 82,501 |
50 | City First Bank of D.C. Washington, D.C. | City First Enterprises Inc. | commercial | 10.74 | 2.28 | 17,269 | -0.10 | 249,614 |
Peoples State Bank Lake City, Fla. | PSB BancGroup Inc. | commercial | 10.74 | 12.47 | 5,558 | 0.40 | 75,061 | |
52 | American Metro Bank Chicago | American Metro Bancorp Inc. | commercial | 10.69 | 15.37 | 5,345 | 0.98 | 64,098 |
53 | HomePride Bank Mansfield, Mo. | Banc 60 Inc. | commercial | 10.58 | 1.47 | 8,340 | 0.01 | 96,336 |
54 | Brighton Bank Tenn. | Brighton Bancorp Inc. | commercial | 10.56 | 2.28 | 4,451 | 0.06 | 52,866 |
55 | Ripley Federal Savings Bank Ohio | savings | 10.55 | 13.34 | 5,484 | -0.01 | 66,333 | |
56 | ABC Bank Chicago | Greater Chicago Financial Corp. | commercial | 10.50 | 11.64 | 25,235 | 0.06 | 344,084 |
57 | Trinity Capital Corp. Los Alamos, N.M. | BHC | 10.47 | 12.24 | 87,397 | 2.52 | 1,437,422 | |
58 | First Mountain Bank Big Bear Lake, Calif. | commercial | 10.28 | 10.95 | 9,843 | 0.00 | 147,641 | |
59 | Columbia Bank Lake City, Fla. | First Columbia Bancorp Inc. | commercial | 10.27 | 14.26 | 11,632 | 2.33 | 177,410 |
60 | Seaway Bank and Trust Co. Chicago | Seaway Bancshares Inc. | commercial | 10.22 | 6.35 | 25,025 | 12.88 | 386,127 |
61 | Central Bank Little Rock, Ark. | commercial | 10.11 | 5.74 | 6,439 | 0.00 | 106,331 | |
62 | First National Bank of Winnsboro Texas | Etex Banco Inc. | commercial | 10.07 | 8.04 | 8,913 | 0.05 | 138,238 |
TransCapital Bank Sunrise, Fla. | commercial | 10.07 | 18.23 | 12,475 | -0.02 | 179,720 | ||
64 | State Bank & Trust Co. Golden Meadow, La. | SBT Bancshares Inc. | commercial | 10.01 | 1.08 | 9,853 | 0.02 | 140,210 |
65 | Bank of Washington Mo. | Diamond Bancorp Inc. | commercial | 9.99 | 10.95 | 46,251 | 0.33 | 601,911 |
66 | Hometown Bank of the Hudson Valley MHC Walden, N.Y. | Hometown Bancorp MHC | savings | 9.88 | 10.48 | 10,929 | -0.05 | 121,487 |
67 | 1st Equity Bank Northwest Buffalo Grove, Ill. | Northwest Equity Corp. | commercial | 9.85 | 16.27 | 2,750 | -0.55 | 37,194 |
68 | Baraboo National Bank Wis. | Baraboo Bancorp. Inc. | commercial | 9.70 | 12.34 | 26,665 | 0.21 | 436,318 |
69 | Crown Bank Elizabeth, N.J. | commercial | 9.61 | 16.91 | 31,067 | 0.40 | 513,668 | |
70 | Johnson County Bank Mountain City, Tenn. | commercial | 9.60 | 13.89 | 6,057 | 0.24 | 121,030 | |
71 | Bank of Kaukauna Wis. | Brogan Bankshares Inc. | commercial | 9.53 | 8.79 | 6,478 | 0.01 | 89,569 |
72 | Security State Bank Iron River, Wis. | Security Bank Shares Inc. | commercial | 9.48 | 12.37 | 5,461 | 0.34 | 81,962 |
73 | Tri-State Bank of Memphis Tenn. | commercial | 9.42 | 7.22 | 7,243 | 0.42 | 120,091 | |
74 | First Credit Bank Los Angeles | commercial | 9.35 | 3.96 | 29,265 | 0.00 | 403,137 | |
75 | Farmers & Merchants Bank Lakeland, Ga. | FMB Bancshares Inc. | commercial | 9.30 | 10.37 | 37,429 | 0.17 | 541,514 |
76 | CenTrust Bank Northbrook, Ill. | United Community Bancshares Inc. | commercial | 9.21 | 11.80 | 4,297 | -0.04 | 68,724 |
77 | Central Savings Bank Sault Sainte Marie, Mich. | Central Bank Corp. | commercial | 9.17 | 9.28 | 12,389 | 0.57 | 258,730 |
First BanCorp. San Juan, Puerto Rico | BHC | 9.17 | 11.55 | 855,547 | 1.04 | 12,820,989 | ||
79 | Ruby Valley National Bank Twin Bridges, Mont. | TwinCo Inc. | commercial | 9.09 | 11.61 | 5,291 | -0.01 | 91,456 |
Commercial Bank of Oak Grove Mo. | Country Agencies & Investments Inc. | commercial | 9.09 | 11.72 | 3,690 | -1.80 | 71,844 | |
81 | American Patriot Bank Greeneville, Tenn. | American Patriot Financial Group Inc. | commercial | 9.06 | 15.54 | 3,829 | 0.39 | 65,923 |
82 | SunSouth Bank Dothan, Ala. | SunSouth Bancshares Inc. | commercial | 9.04 | 9.26 | 8,384 | 0.54 | 160,060 |
Mohave State Bank Lake Havasu City, Ariz. | State Bank Corp. | commercial | 9.04 | 11.69 | 19,961 | 0.63 | 325,075 | |
Heritage Bank Jonesboro, Ga. | CCF Holding Co. | commercial | 9.04 | 12.84 | 24,396 | 1.10 | 395,158 | |
Santander BanCorp San Juan, Puerto Rico | Banco Santander SA | BHC | 9.04 | 7.44 | 374,158 | 1.19 | 5,650,087 | |
86 | Marathon Savings Bank Wausau, Wis. | savings | 9.00 | 9.32 | 6,799 | 0.12 | 145,695 | |
87 | Tioga Franklin Savings Bank Philadelphia | savings | 8.98 | 13.47 | 2,313 | 1.07 | 32,953 | |
88 | Seamen's Bank Provincetown, Mass. | savings | 8.90 | 9.06 | 19,497 | 0.00 | 361,103 | |
89 | Morganton Savings Bank SSB N.C. | savings | 8.89 | 5.79 | 3,787 | -0.28 | 80,558 | |
90 | Independence Bank East Greenwich, R.I. | commercial | 8.82 | 7.49 | 2,435 | 0.92 | 37,643 | |
91 | Whitaker Bank Corp. of Kentucky Lexington | BHC | 8.79 | 9.66 | 79,886 | 0.46 | 1,763,333 | |
92 | Spring Valley Bank Wyoming, Ohio | SV Bancorp Inc. | commercial | 8.71 | 11.50 | 3,917 | -0.04 | 65,593 |
93 | OptimumBank Plantation, Fla. | OptimumBank Holdings Inc. | commercial | 8.69 | 14.44 | 6,868 | 0.94 | 119,417 |
94 | Martinsville First Savings Bank Va. | savings | 8.62 | 9.14 | 2,025 | 0.18 | 42,091 | |
First South Bank Spartanburg, S.C. | First South Bancorp Inc. | commercial | 8.62 | 11.53 | 13,164 | 0.26 | 249,055 | |
96 | Signature Bank of Georgia Sandy Springs | commercial | 8.61 | 3.42 | 4,364 | 0.78 | 87,111 | |
97 | Securant Bank & Trust Milwaukee | Capital Commerce Bancorp Inc. | commercial | 8.58 | 11.62 | 11,716 | -0.03 | 178,477 |
Friends Bank New Smyrna Beach, Fla. | commercial | 8.58 | 9.49 | 5,848 | -0.40 | 94,806 | ||
99 | Citizens Bank Mukwonago, Wis. | Citizens Bank Holding Inc. | commercial | 8.54 | 6.57 | 36,172 | -0.20 | 664,416 |
100 | Farmers & Merchants Bank Tomah, Wis. | F& M Bancorp of Tomah Inc. | commercial | 8.48 | 13.57 | 10,481 | -0.17 | 195,484 |
101 | Century Bank of Florida Tampa | Century Bancshares of Florida Inc. | commercial | 8.46 | 8.82 | 3,801 | 0.44 | 70,564 |
102 | Cabool State Bank Mo. | Cabool Bancshares Inc. | commercial | 8.44 | 5.16 | 3,192 | 0.00 | 61,639 |
103 | County Bank Rehoboth Beach, Del. | CB Financial Corp. | commercial | 8.41 | 7.90 | 20,109 | 0.43 | 346,968 |
104 | Heartland Bank Little Rock, Ark. | Rock Bancshares Inc. | commercial | 8.40 | 1.51 | 17,289 | 0.38 | 248,929 |
105 | Mutual Savings Association FSA Leavenworth, Kan. | savings | 8.39 | 9.90 | 9,552 | 1.07 | 194,931 | |
106 | Scotiabank de Puerto Rico San Juan | Bank of Nova Scotia | commercial | 8.28 | 7.10 | 318,517 | 0.60 | 4,612,498 |
107 | First National Bank of Wauchula Fla. | First Hardee Holding Corp. | commercial | 8.27 | 8.30 | 3,329 | 0.73 | 72,408 |
108 | Capitol National Bank Lansing, Mich. | commercial | 8.20 | 10.58 | 6,288 | 0.11 | 114,441 | |
109 | Ladysmith Federal Savings and Loan Association Wis. | savings | 8.14 | 9.80 | 2,380 | 0.06 | 45,552 | |
110 | First Western Mortgage Corp. Fort Worth, Texas | savings | 8.08 | 4.69 | 46,417 | 0.04 | 1,117,970 | |
111 | Broadway Federal Bank FSB Los Angeles | Broadway Financial Corp. | savings | 8.07 | 8.53 | 18,777 | -0.01 | 403,881 |
112 | Providence Bank Alpharetta, Ga. | commercial | 8.01 | 10.63 | 5,340 | -0.02 | 112,507 | |
113 | Thomas County Federal Savings & Loan Association Thomasville, Ga. | savings | 7.97 | 9.99 | 15,769 | 4.25 | 247,467 | |
OFG Bancorp San Juan, Puerto Rico | BHC | 7.97 | 7.07 | 371,614 | 0.91 | 7,203,822 | ||
115 | United Bank of Philadelphia | United Bancshares Inc. | commercial | 7.96 | 7.71 | 2,989 | 2.05 | 59,145 |
116 | Royal Banks of Missouri St. Louis | Royal Bancshares Inc. | commercial | 7.95 | 10.15 | 26,332 | 0.08 | 413,079 |
117 | Citizens Bank of Cochran Ga. | Putnam-Greene Financial Corp. | commercial | 7.94 | 12.16 | 3,235 | -0.68 | 71,316 |
118 | Georgia Primary Bank Atlanta | commercial | 7.92 | 15.95 | 8,021 | -0.11 | 153,720 | |
119 | Community State Bank Union Grove, Wis. | Union Bancorp. Inc. | commercial | 7.91 | 9.31 | 13,015 | -0.28 | 313,316 |
120 | Goldwater Bank Scottsdale, Ariz. | commercial | 7.88 | 11.91 | 4,057 | 0.12 | 94,645 | |
121 | Golden State Bank Glendale, Calif. | Golden State Bancorp | commercial | 7.83 | 17.97 | 6,990 | -0.66 | 118,175 |
122 | Peoples Bank Marion, Ky. | Peoples-Marion Bancorp Inc. | commercial | 7.82 | 3.07 | 2,449 | 0.17 | 37,569 |
123 | Grand Timber Bank McGregor, Minn. | McGregor Banco Inc. | commercial | 7.80 | 10.66 | 2,181 | -0.21 | 42,844 |
124 | St. Landry Homestead Federal Savings Bank Opelousas, La. | savings | 7.75 | 10.27 | 13,897 | -0.01 | 225,706 | |
Gulf Coast Community Bank Pensacola, Fla. | commercial | 7.75 | 8.84 | 6,514 | -0.63 | 137,741 | ||
126 | First Federal Savings and Loan Association of Lorain Ohio | savings | 7.63 | 7.72 | 20,170 | 0.73 | 421,761 | |
127 | CornerstoneBank Atlanta | Cornerstone Bancshares Inc. | savings | 7.62 | 10.00 | 12,488 | -1.16 | 244,044 |
128 | Bank of Eastman Ga. | Magnolia Bankshares Inc. | commercial | 7.56 | 10.62 | 9,109 | 1.11 | 182,183 |
Talbot State Bank Woodland, Ga. | TSB Bancorp Inc. | commercial | 7.56 | 6.44 | 2,933 | 0.07 | 70,362 | |
Century Bank of Kentucky Inc. Lawrenceburg | Century Bancshares Inc. | commercial | 7.56 | 7.23 | 6,223 | -0.02 | 113,949 | |
131 | Devon Bank Chicago | Devon Bancorp Inc. | commercial | 7.55 | 10.36 | 12,226 | 1.33 | 251,588 |
132 | Northern Michigan Bank & Trust Escanaba | Northern Michigan Corp. | commercial | 7.52 | 9.74 | 12,149 | 0.29 | 243,520 |
133 | Landmark Bank Fort Lauderdale, Fla. | Giant Holdings Inc. | commercial | 7.46 | 7.72 | 24,502 | -0.03 | 391,300 |
134 | Mid America Bank Janesville, Wis. | Wisconsin Bancorp Inc. | commercial | 7.36 | 3.93 | 4,288 | 3.41 | 88,163 |
135 | Community Bank of Pickens County Jasper, Ga. | Community Banks of Georgia Inc. | commercial | 7.35 | 7.86 | 17,332 | 1.24 | 321,672 |
136 | Lake City Federal Bank Minn. | savings | 7.32 | 5.60 | 3,742 | -0.04 | 68,948 | |
Oxford Bank Mich. | Oxford Bank Corp. | commercial | 7.32 | 10.11 | 14,800 | 0.21 | 322,589 | |
138 | CoreFirst Bank & Trust Topeka, Kan. | Commerce Bank and Trust Holding Co. | commercial | 7.31 | 8.65 | 37,729 | 0.30 | 882,435 |
139 | Old Dominion National Bank North Garden, Va. | commercial | 7.29 | 2.69 | 2,496 | 3.32 | 49,363 | |
140 | Equitable Bank SSB Wauwatosa, Wis. | savings | 7.24 | 9.97 | 18,411 | 0.05 | 296,979 | |
One World Bank Dallas | One World Holding Inc. | commercial | 7.24 | 5.75 | 3,152 | -0.08 | 82,584 | |
142 | Citizens State Bank Kingsland, Ga. | South Banking Co. | commercial | 7.15 | 14.33 | 2,727 | 0.22 | 58,454 |
143 | State Bank of Newburg Wis. | SBN Community Bancorp Inc. | commercial | 7.13 | 6.67 | 9,210 | -0.23 | 165,045 |
144 | New York Private Bank & Trust Corp. | BHC | 7.08 | 8.53 | 287,380 | 0.00 | 6,634,107 | |
145 | First Capital Bank Laurinburg, N.C. | First Capital Bancshares Inc. | commercial | 7.06 | 6.48 | 3,151 | -1.35 | 52,473 |
146 | Hebron Savings Bank Md. | HSB Bancorp Inc. | commercial | 7.05 | 4.68 | 31,788 | 0.63 | 552,996 |
147 | Independent Bank Corp. Grand Rapids, Mich. | BHC | 7.04 | 8.46 | 105,177 | -0.07 | 2,394,861 | |
148 | Peoples Bank of the South LaFollette, Tenn. | commercial | 7.03 | 7.37 | 8,513 | 0.19 | 141,310 | |
Citizens Savings Bank Bogalusa, La. | savings | 7.03 | 7.51 | 11,607 | 0.03 | 205,858 | ||
150 | Linn County State Bank Coggon, Iowa | Iowa State Financial Services Corp. | commercial | 7.01 | 6.98 | 1,850 | -0.01 | 38,114 |
151 | Georgia Heritage Bank Dallas | commercial | 6.98 | 8.65 | 3,400 | 0.18 | 74,125 | |
152 | First National Bank of Bangor Wis. | Bosshard Banco, Ltd. | commercial | 6.95 | 8.51 | 9,514 | 0.00 | 223,107 |
153 | U.S. Century Bank Doral, Fla. | commercial | 6.92 | 8.39 | 50,350 | -0.03 | 909,022 | |
154 | Provident Financial Holdings Inc. Riverside, Calif. | savings | 6.91 | 7.58 | 67,570 | -0.14 | 1,177,312 | |
155 | Village Bank St. Francis, Minn. | Village Bancshares Inc. | commercial | 6.90 | 7.40 | 10,368 | -0.92 | 192,218 |
156 | Freedom Bank Inc. Belington, W.Va. | Freedom Bancshares Inc. | commercial | 6.89 | 8.09 | 8,509 | 0.04 | 155,162 |
157 | Community Savings Bank Chicago | savings | 6.86 | 5.95 | 14,303 | -0.10 | 406,853 | |
One Bank & Trust Little Rock, Ark. | OneFinancial Corp. | commercial | 6.86 | 7.92 | 15,718 | 0.24 | 329,386 | |
Citizens State Bank of Lankin N.D. | Citizens State Bancshares Inc. | commercial | 6.86 | 0.44 | 2,135 | 0.00 | 45,047 | |
160 | Mid-Southern Savings Bank FSB MHC Salem, Ind. | Mid-Southern, MHC | savings | 6.85 | 7.39 | 8,245 | 0.24 | 183,759 |
161 | First Chatham Bank Savannah, Ga. | FCB Financial Corp. | commercial | 6.81 | 7.15 | 16,560 | 0.05 | 359,860 |
162 | First Alliance Bank Cordova, Tenn. | First Alliance Bancshares Inc. | commercial | 6.79 | 7.87 | 6,556 | -0.04 | 119,871 |
163 | Citizens Bank of Newburg Rolla, Mo. | Newburg Insurance Agency Inc. | commercial | 6.78 | 3.62 | 6,939 | 0.00 | 157,940 |
State Savings Bank of Manistique Mich. | SSB Inc. | commercial | 6.78 | 5.76 | 4,223 | 0.00 | 117,713 | |
1st Equity Bank Skokie, Ill. | First Equity Corp. | commercial | 6.78 | 9.11 | 4,625 | -0.88 | 100,239 | |
166 | Ulster Savings Bank Kingston, N.Y. | savings | 6.73 | 7.01 | 38,188 | 0.50 | 764,352 | |
Franklin County UNITED Bank Decherd, Tenn. | Franklin County UNITED Bancshares Inc. | commercial | 6.73 | 13.03 | 3,833 | 1.72 | 81,550 | |
168 | Peoples Bank Mt. Washington Ky. | Crossroads Bancorp Inc. | commercial | 6.72 | 9.45 | 3,740 | 0.62 | 80,524 |
169 | Central Bank Savannah, Tenn. | commercial | 6.69 | 9.27 | 4,311 | 1.68 | 99,739 | |
170 | First Community Bank Glasgow, Mont. | First Community Bancorp Inc. | commercial | 6.68 | 6.36 | 9,242 | 0.02 | 273,587 |
171 | Farmers State Bank Center, Texas | Farmers Bancshares Inc. | commercial | 6.67 | 0.80 | 12,718 | -0.04 | 356,295 |
172 | County First Bank La Plata, Md. | commercial | 6.64 | 8.59 | 9,547 | -0.02 | 222,774 | |
173 | First Federal Savings and Loan Association of Bath Maine | savings | 6.63 | 6.39 | 6,891 | 0.56 | 120,110 | |
174 | American Enterprise Bank Buffalo Grove, Ill. | A. E. Bancorp Inc. | commercial | 6.61 | 5.54 | 9,281 | -0.20 | 212,526 |
175 | McHenry Savings Bank Ill. | McHenry Bancorp Inc. | savings | 6.58 | 7.94 | 10,044 | 0.19 | 246,048 |
176 | Hatboro Federal Savings FA Pa. | savings | 6.56 | 6.15 | 20,291 | 0.00 | 491,624 | |
177 | State Bank of Fairmont Minn. | Web Inc. | commercial | 6.53 | 4.79 | 4,889 | -0.11 | 102,619 |
178 | Bank of Commerce Sarasota, Fla. | Bank of Commerce Holdings Inc. | commercial | 6.47 | 6.53 | 9,166 | -0.13 | 210,994 |
179 | American Bank of the North Nashwauk, Minn. | Mesaba Bancshares Inc. | commercial | 6.46 | 8.40 | 29,057 | 1.32 | 579,046 |
180 | Madison Bank of Maryland Forest Hill | MB Bancorp Inc. | savings | 6.45 | 8.38 | 6,168 | 0.40 | 134,421 |
1880 Bank Cambridge, Md. | Delmarva Bancshares Inc. | commercial | 6.45 | 6.20 | 13,922 | -0.01 | 318,444 | |
182 | First National Bank Ronceverte, W.Va. | First National Bankshares Corp. | commercial | 6.40 | 9.87 | 8,779 | 0.02 | 245,195 |
183 | Bank of Grandin Mo. | commercial | 6.35 | 5.45 | 5,187 | 0.38 | 154,260 | |
184 | Peoples Bank & Trust Buford, Ga. | Peoples Banktrust Inc. | commercial | 6.33 | 8.78 | 9,322 | -0.12 | 269,465 |
United Bank of Union Mo. | Cardinal Bancorp II Inc. | commercial | 6.33 | 7.86 | 13,830 | -0.15 | 300,299 | |
186 | Citizens Bank Nashville, Ga. | Nashville Holding Co. | commercial | 6.29 | 5.45 | 9,991 | 0.48 | 251,179 |
187 | Tennessee State Bank Pigeon Forge | Tennessee State Bancshares Inc. | commercial | 6.28 | 9.82 | 25,182 | 0.11 | 623,384 |
188 | Iowa-Nebraska State Bank South Sioux City | Commfirst Bancorp. Inc. | commercial | 6.27 | 6.38 | 7,631 | -0.02 | 212,113 |
Millington Bank N.J. | MSB Financial Corp. | savings | 6.27 | 6.91 | 16,041 | 0.07 | 370,854 | |
190 | Miners State Bank Iron River, Mich. | MSB Bankshares Inc. | commercial | 6.25 | 5.22 | 5,179 | -0.02 | 123,844 |
191 | Americana Community Bank Sleepy Eye, Minn. | Midwest Bancshares Inc. | commercial | 6.24 | 7.44 | 4,163 | -0.11 | 118,808 |
192 | Rosedale Federal Savings and Loan Association Baltimore | savings | 6.22 | 5.52 | 31,722 | -0.04 | 799,123 | |
193 | State Bank of Townsend Mont. | S.B.T. Financial Inc. | commercial | 6.20 | 2.04 | 2,025 | -0.01 | 54,569 |
International Finance Bank Miami | commercial | 6.20 | 10.59 | 14,155 | -0.01 | 310,250 | ||
195 | First Community Bank Newell, Iowa | Newell Bancshares Inc. | commercial | 6.19 | 0.13 | 3,376 | 1.45 | 94,083 |
196 | Cedar Security Bank Fordyce, Neb. | Cedar Financial Holding Inc. | commercial | 6.17 | 1.52 | 2,822 | 0.98 | 51,335 |
197 | Grand Bank Hamilton, N.J. | commercial | 6.15 | 6.83 | 9,972 | 1.09 | 196,050 | |
198 | Bank of Elk River Minn. | Metro North Bancshares Inc. | commercial | 6.12 | 7.68 | 14,258 | -0.24 | 362,898 |
Covenant Bank Leeds, Ala. | Covenant Bancgroup Inc. | commercial | 6.12 | 6.88 | 3,102 | 5.92 | 74,511 | |
200 | Popular Inc. Hato Rey, Puerto Rico | BHC | 6.11 | 5.75 | 1,422,000 | 0.81 | 35,528,000 |
Notes: Data from preliminary quarterly call reports and thrift financial reports from the FDIC and OTS. Excludes institutions whose loans were less than 50% of assets.
*Nonperforming loans net of the delinquent U.S. government-guaranteed portion, divided by total loans.
**Sum total of nonaccruing loans (excluding debt securities and other assets) and restructured loans, less than guaranteed portion of nonaccruing loans wholly or partially guaranteed by the U.S. government.
† Chargeoffs, minus recoveries credited to the loan allowance. For savings institutions, net chargeoffs related to specific valuation allowance are included. Divided by average loans and leases.
Figures for prior periods are not adjusted for mergers and acquisitions. Rankings include only companies current as of Sept. 30, 2015.
Source:
© 2015 American Banker