Banks and Thrifts with the Highest Adjusted Nonperforming Loan Ratios
December 15, 2015, 5:41 p.m. EST 1 Min Read
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Banks and Thrifts with the Highest Adjusted Nonperforming Loan Ratios
Banks and Thrifts with the Highest Adjusted Nonperforming Loan RatiosOn June 30, 2015. Dollars in thousands | ||||||||
|---|---|---|---|---|---|---|---|---|
| Rank | Parent company | Type of institution | Adjusted nonperforming loan ratio* | Nonperformers** | Net chargeoffs† | Assets | ||
| June 30 | Year earlier | |||||||
| 1 | Eastern Savings Bank FSB Hunt Valley, Md. | savings | 58.06 | 54.38 | $121,050 | 1.14 | $379,010 | |
| 2 | South Carolina Community Bank Columbia | SCCB Financial Corp. | commercial | 36.23 | 24.23 | 13,993 | -0.03 | 57,282 |
| 3 | Trust Co. Bank Memphis, Tenn. | Heritage Bancorp Inc. | commercial | 32.22 | 5.40 | 4,645 | -0.14 | 25,188 |
| 4 | State Central Bank Bonaparte, Iowa | Logan Investment Corp. | commercial | 32.15 | 30.66 | 10,378 | -0.37 | 55,360 |
| 5 | North Milwaukee State Bank Milwaukee | North Milwaukee Bancshares Inc. | commercial | 26.14 | 16.30 | 12,096 | 2.15 | 71,438 |
| 6 | Beach Community Bank Fort Walton Beach, Fla. | Beach Community Bancshares Inc. | commercial | 25.96 | 28.73 | 98,555 | 2.64 | 542,845 |
| 7 | First CornerStone Bank King of Prussia, Pa. | commercial | 25.39 | 23.45 | 16,048 | -0.09 | 112,745 | |
| 8 | Stonebridge Bank West Chester, Pa. | Stonebridge Financial Corp. | commercial | 24.97 | 17.90 | 21,908 | 0.02 | 130,784 |
| 9 | Lafayette State Bank Mayo, Fla. | commercial | 24.56 | 2.01 | 14,901 | 5.08 | 85,368 | |
| 10 | WestSide Bank Hiram, Ga. | commercial | 23.84 | 21.62 | 15,220 | 0.00 | 115,817 | |
| 11 | Citizens State Bank and Trust Co. Woodbine, Kan. | Woodbine Agency Inc. | commercial | 22.38 | 14.52 | 2,332 | 0.40 | 15,862 |
| 12 | First State Bank Danville, Va. | commercial | 22.14 | 22.34 | 6,350 | 1.02 | 38,898 | |
| 13 | Gwinnett Community Bank Duluth, Ga. | Community Financial Holding Co. Inc. | commercial | 20.30 | 18.26 | 42,567 | 3.03 | 349,476 |
| 14 | Wilmington Savings Bank Ohio | savings | 19.53 | 21.59 | 16,869 | 0.09 | 117,735 | |
| 15 | Liberty Bank Salt Lake City | commercial | 19.01 | 31.86 | 1,028 | -0.08 | 10,279 | |
| 16 | Harvest Community Bank Pennsville, N.J. | commercial | 18.82 | 11.14 | 23,853 | 6.34 | 166,442 | |
| 17 | Heritage Bank Hinesville, Ga. | Liberty Shares Inc. | commercial | 17.89 | 18.63 | 52,483 | 2.57 | 542,450 |
| 18 | PNA Bank Chicago | Polish National Alliance of the US of NA | savings | 17.82 | 16.54 | 12,989 | -0.50 | 96,473 |
| 19 | Valley Bank of Nevada North Las Vegas | commercial | 17.03 | 17.07 | 10,077 | 1.56 | 87,630 | |
| 20 | Leaders Bank Oak Brook, Ill. | Leaders Group Inc. | commercial | 16.58 | 18.38 | 49,217 | -0.01 | 347,937 |
| 21 | City National Bank of New Jersey Newark | City National Bancshares Corp. | commercial | 16.57 | 18.02 | 23,830 | 0.04 | 255,831 |
| 22 | Bank of Georgia Peachtree City | Georgia Bancshares Inc. | commercial | 16.40 | 14.44 | 27,325 | 0.36 | 294,172 |
| 23 | First City Bank of Florida Fort Walton Beach | Florida First City Banks Inc. | commercial | 16.31 | 16.64 | 22,568 | -0.18 | 225,945 |
| 24 | Mechanics and Farmers Bank Durham, N.C. | M&F Bancorp Inc. | commercial | 15.92 | 12.81 | 28,042 | 0.02 | 295,364 |
| 25 | Interamerican Bank Miami | savings | 15.87 | 15.45 | 26,154 | -0.31 | 219,740 | |
| 26 | Columbia Savings and Loan Association Milwaukee | savings | 15.56 | 14.24 | 3,077 | 0.95 | 23,955 | |
| 27 | Horry County State Bank Loris, S.C. | HCSB Financial Corp. | commercial | 15.54 | 11.53 | 36,023 | -0.36 | 413,774 |
| 28 | West Pointe Bank Oshkosh, Wis. | West Pointe Bancshares Inc. | commercial | 15.39 | 12.67 | 33,498 | 0.01 | 267,935 |
| 29 | 1st Equity Bank Northwest Buffalo Grove, Ill. | Northwest Equity Corp. | commercial | 15.22 | 17.05 | 4,620 | -0.32 | 39,483 |
| 30 | Allied Bank Mulberry, Ark. | Acme Holding Co. Inc. | commercial | 15.10 | 10.69 | 8,639 | 0.92 | 98,602 |
| 31 | Community 1st Bank Las Vegas N.M. | FNB Financial Corp. | commercial | 15.04 | 17.42 | 10,425 | 12.07 | 125,779 |
| 32 | Johnson County Bank Mountain City, Tenn. | commercial | 14.73 | 10.93 | 9,105 | 0.03 | 120,287 | |
| 33 | OptimumBank Plantation, Fla. | OptimumBank Holdings Inc. | commercial | 14.16 | 14.04 | 12,013 | 0.33 | 132,469 |
| 34 | Anchor Commercial Bank Juno Beach, Fla. | commercial | 14.13 | 20.05 | 9,303 | -0.34 | 106,739 | |
| 35 | Guaranty Financial MHC Milwaukee | BHC | 14.10 | 21.64 | 98,521 | 0.93 | 1,025,032 | |
| 36 | Farmers & Merchants Bank Eatonton, Ga. | Putnam-Greene Financial Corp. | commercial | 14.05 | 14.98 | 13,303 | 2.19 | 187,499 |
| 37 | Beal Financial Corp. Plano, Texas | BHC | 14.00 | 6.93 | 711,767 | 3.43 | 7,233,960 | |
| 38 | Gateway Bank FSB Oakland, Calif. | savings | 13.80 | 12.50 | 14,549 | 0.07 | 163,190 | |
| 39 | Fayette County Bank St. Elmo, Ill. | Fayette County Bancshares Inc. | commercial | 13.75 | 0.47 | 3,938 | 2.69 | 43,716 |
| 40 | First State Bank Barboursville, W.Va. | First Bankshares Inc. | commercial | 13.43 | 11.00 | 24,949 | 0.99 | 244,147 |
| 41 | Champion Bank Parker, Colo. | commercial | 13.32 | 13.83 | 5,198 | -0.01 | 53,107 | |
| 42 | First National Bank Waupaca, Wis. | Waupaca Bancorp. Inc. | commercial | 13.20 | 7.24 | 60,257 | 0.16 | 605,950 |
| 43 | Ruby Valley National Bank Twin Bridges, Mont. | TwinCo Inc. | commercial | 13.16 | 11.67 | 7,566 | 0.11 | 87,193 |
| 44 | American Metro Bank Chicago | American Metro Bancorp Inc. | commercial | 13.11 | 16.17 | 6,433 | -0.28 | 63,083 |
| Pinnacle Bank Orange City, Fla. | Pinnacle Bank Holding Co. Inc. | commercial | 13.11 | 16.28 | 11,667 | -0.20 | 150,095 | |
| 46 | Bay Bank Green Bay, Wis. | Bay Bancorp. Inc. | commercial | 13.08 | 15.99 | 6,470 | 0.05 | 78,756 |
| 47 | Home Loan Investment Bank FSB Warwick, R.I. | Prospect Financial Corp. | savings | 12.59 | 12.98 | 23,104 | 0.35 | 216,957 |
| 48 | Prairie Community Bank Marengo, Ill. | Marengo Bancshares Inc. | commercial | 12.56 | 14.24 | 9,480 | 5.58 | 101,531 |
| 49 | Peoples Bank Eatonton, Ga. | Peoples Bankshares Inc. | commercial | 12.50 | 11.75 | 9,229 | 0.09 | 134,906 |
| 50 | Surety Bank Deland, Fla. | commercial | 12.19 | 13.44 | 6,204 | 0.00 | 99,220 | |
| 51 | Regent Bank Davie, Fla. | Regent Bancorp Inc. | commercial | 12.17 | 14.87 | 32,707 | 0.01 | 347,444 |
| 52 | Stanley Bank Overland Park, Kan. | Columbus Corp. | commercial | 12.13 | 6.09 | 8,445 | 0.40 | 98,367 |
| 53 | First Mountain Bank Big Bear Lake, Calif. | commercial | 12.11 | 9.53 | 10,911 | -0.01 | 139,488 | |
| 54 | Commerce Bank of Arizona Inc. Tucson | CBOA Financial Inc. | commercial | 12.04 | 14.23 | 16,308 | -0.06 | 170,036 |
| 55 | North Side Federal Savings and Loan Association of Chicago | savings | 12.00 | 9.68 | 3,338 | -0.06 | 46,504 | |
| 56 | Columbia Bank Lake City, Fla. | First Columbia Bancorp Inc. | commercial | 11.53 | 15.21 | 12,562 | 0.13 | 180,539 |
| 57 | Merchants Commercial Bank St. Thomas, V.I. | commercial | 11.51 | 12.21 | 8,761 | -0.01 | 136,835 | |
| 58 | ABC Bank Chicago | Greater Chicago Financial Corp. | commercial | 11.29 | 10.27 | 27,204 | 1.86 | 343,292 |
| 59 | Trinity Capital Corp. Los Alamos, N.M. | BHC | 11.24 | 12.08 | 97,889 | -0.29 | 1,469,260 | |
| 60 | Ripley Federal Savings Bank Ohio | savings | 11.19 | 13.46 | 5,570 | 0.31 | 66,666 | |
| 61 | Kopernik Bank Baltimore | savings | 10.96 | 6.73 | 4,500 | 0.61 | 65,346 | |
| 62 | TransCapital Bank Sunrise, Fla. | commercial | 10.94 | 17.23 | 12,960 | 0.02 | 175,221 | |
| 63 | Tioga Franklin Savings Bank Philadelphia | savings | 10.90 | 12.07 | 2,808 | 0.91 | 33,192 | |
| 64 | First National Bank of Winnsboro Texas | Etex Banco Inc. | commercial | 10.87 | 7.98 | 9,435 | -0.02 | 137,021 |
| 65 | Bank of Washington Mo. | Diamond Bancorp Inc. | commercial | 10.85 | 12.84 | 49,871 | 0.62 | 603,899 |
| 66 | F&M Bank and Trust Co. Manchester, Ga. | F&M Holding Co. Inc. | commercial | 10.53 | 15.61 | 5,704 | 0.35 | 83,063 |
| 67 | Peoples State Bank Lake City, Fla. | PSB BancGroup Inc. | commercial | 10.50 | 13.48 | 5,530 | 0.05 | 68,668 |
| 68 | Providence Bank Alpharetta, Ga. | commercial | 10.39 | 15.64 | 6,885 | -0.16 | 113,988 | |
| 69 | Woodbury Banking Co. Ga. | Woodbury Bancshares Inc. | commercial | 10.24 | 0.68 | 1,493 | -0.06 | 23,776 |
| 70 | Crown Bank Elizabeth, N.J. | commercial | 10.19 | 16.44 | 35,554 | 0.82 | 534,654 | |
| 71 | Martinsville First Savings Bank Va. | savings | 10.15 | 9.32 | 2,425 | 0.08 | 42,744 | |
| 72 | Ladysmith Federal Savings and Loan Association Wis. | savings | 10.07 | 9.62 | 2,846 | 0.00 | 46,319 | |
| Central Bank Little Rock, Ark. | commercial | 10.07 | 6.79 | 6,459 | -0.01 | 103,294 | ||
| 74 | Spring Valley Bank Wyoming, Ohio | SV Bancorp Inc. | commercial | 9.87 | 12.29 | 4,420 | 0.00 | 67,262 |
| 75 | Hometown Bank of the Hudson Valley MHC Walden, N.Y. | Hometown Bancorp MHC | savings | 9.86 | 9.06 | 10,824 | 0.09 | 122,181 |
| 76 | Central Savings Bank Sault Sainte Marie, Mich. | Central Bank Corp. | commercial | 9.84 | 9.42 | 13,317 | 0.57 | 238,130 |
| 77 | Commercial Bank of Oak Grove Mo. | Country Agencies & Investments Inc. | commercial | 9.81 | 13.01 | 3,777 | 0.00 | 73,620 |
| 78 | South Lafourche Bank & Trust Co. Larose, La. | Lafourche Bancshares Inc. | commercial | 9.60 | 1.80 | 12,714 | -0.01 | 159,872 |
| 79 | CenTrust Bank Northbrook, Ill. | United Community Bancshares Inc. | commercial | 9.57 | 15.14 | 4,361 | -0.05 | 67,191 |
| 80 | Farmers & Merchants Bank Lakeland, Ga. | FMB Bancshares Inc. | commercial | 9.56 | 10.45 | 38,417 | 2.03 | 550,695 |
| First BanCorp. San Juan, Puerto Rico | BHC | 9.56 | 10.64 | 888,146 | 3.29 | 12,578,813 | ||
| 82 | Bank of Kaukauna Wis. | Brogan Bankshares Inc. | commercial | 9.54 | 8.76 | 6,663 | -0.05 | 87,231 |
| 83 | CornerstoneBank Atlanta | Cornerstone Bancshares Inc. | savings | 9.50 | 10.77 | 16,234 | -0.04 | 239,066 |
| 84 | Tri-State Bank of Memphis Tenn. | commercial | 9.44 | 7.39 | 7,212 | 1.48 | 125,484 | |
| 85 | Baraboo National Bank Wis. | Baraboo Bancorp. Inc. | commercial | 9.41 | 12.17 | 27,191 | 0.19 | 433,233 |
| Seaway Bank and Trust Co. Chicago | Seaway Bancshares Inc. | commercial | 9.41 | 6.08 | 23,308 | 0.19 | 393,687 | |
| 87 | First National Bank of Wauchula Fla. | First Hardee Holding Corp. | commercial | 9.40 | 7.14 | 3,742 | 0.23 | 75,587 |
| 88 | First Credit Bank Los Angeles | commercial | 9.34 | 4.45 | 29,469 | 0.00 | 393,636 | |
| 89 | Golden State Bank Upland, Calif. | commercial | 9.33 | 21.31 | 7,858 | -0.01 | 112,413 | |
| 90 | Security State Bank Iron River, Wis. | Security Bank Shares Inc. | commercial | 9.27 | 13.40 | 5,200 | 5.76 | 80,646 |
| 91 | SunSouth Bank Dothan, Ala. | SunSouth Bancshares Inc. | commercial | 9.24 | 9.55 | 9,149 | 1.13 | 152,245 |
| 92 | Northside Bank Adairsville, Ga. | Northside Bancshares Inc. | commercial | 9.23 | 13.98 | 7,179 | 1.36 | 129,707 |
| 93 | Brighton Bank Tenn. | Brighton Bancorp Inc. | commercial | 9.19 | 3.01 | 3,635 | -0.02 | 51,574 |
| 94 | Whitaker Bank Corp. of Kentucky Lexington | BHC | 9.17 | 9.88 | 83,239 | 0.81 | 1,793,098 | |
| 95 | Century Bank of Florida Tampa | Century Bancshares of Florida Inc. | commercial | 9.11 | 13.23 | 4,106 | 0.32 | 70,572 |
| 96 | Heritage Bank Jonesboro, Ga. | CCF Holding Co. | commercial | 9.09 | 12.77 | 24,597 | -0.02 | 388,838 |
| 97 | First South Bank Spartanburg, S.C. | First South Bancorp Inc. | commercial | 9.06 | 9.81 | 14,141 | -0.15 | 254,244 |
| 98 | First Southern Bank Patterson, Ga. | commercial | 9.04 | 17.89 | 6,126 | -0.04 | 99,823 | |
| 99 | Capitol National Bank Lansing, Mich. | commercial | 9.03 | 8.31 | 6,722 | 0.05 | 119,887 | |
| 100 | Old Dominion National Bank North Garden, Va. | commercial | 9.02 | 2.70 | 3,030 | 0.00 | 49,432 | |
| 101 | Community Bank of Pickens County Jasper, Ga. | Community Banks of Georgia Inc. | commercial | 9.00 | 6.81 | 20,964 | 0.60 | 331,756 |
| 102 | Friends Bank New Smyrna Beach, Fla. | commercial | 8.96 | 9.76 | 6,171 | -0.18 | 97,438 | |
| 103 | Independence Bank East Greenwich, R.I. | commercial | 8.80 | 7.57 | 2,414 | 2.41 | 38,660 | |
| 104 | Citizens Bank Mukwonago, Wis. | Citizens Bank Holding Inc. | commercial | 8.79 | 3.62 | 37,058 | 0.04 | 656,969 |
| 105 | County Bank Rehoboth Beach, Del. | CB Financial Corp. | commercial | 8.74 | 9.06 | 21,416 | 0.00 | 345,169 |
| Signature Bank of Georgia Sandy Springs | commercial | 8.74 | 5.35 | 4,437 | 0.00 | 87,856 | ||
| 107 | Mutual Savings Association FSA Leavenworth, Kan. | savings | 8.71 | 11.26 | 10,000 | 0.01 | 194,262 | |
| 108 | Securant Bank & Trust Milwaukee | Capital Commerce Bancorp Inc. | commercial | 8.70 | 12.78 | 11,844 | -0.13 | 178,936 |
| 109 | Thomas County Federal Savings & Loan Association Thomasville, Ga. | savings | 8.49 | 7.50 | 17,373 | 1.12 | 248,792 | |
| 110 | Georgia Primary Bank Atlanta | commercial | 8.44 | 19.58 | 8,024 | -0.54 | 149,839 | |
| 111 | Commonwealth National Bank Mobile, Ala. | CNB Bancorp Inc. | commercial | 8.42 | 10.61 | 2,551 | 0.05 | 58,193 |
| 112 | Royal Banks of Missouri St. Louis | Royal Bancshares Inc. | commercial | 8.41 | 10.06 | 27,011 | 0.10 | 404,857 |
| 113 | Farmers & Merchants Bank Tomah, Wis. | F&M Bancorp of Tomah Inc. | commercial | 8.39 | 13.78 | 10,248 | -0.11 | 197,508 |
| 114 | Peoples Bank Biloxi, Miss. | Peoples Financial Corp. | commercial | 8.36 | 10.06 | 30,238 | 2.15 | 676,693 |
| 115 | Santander BanCorp San Juan, Puerto Rico | Banco Santander SA | BHC | 8.34 | 7.06 | 365,510 | 1.34 | 5,635,475 |
| Franklin County UNITED Bank Decherd, Tenn. | Franklin County UNITED Bancshares Inc. | commercial | 8.34 | 10.65 | 4,866 | 0.20 | 83,530 | |
| 117 | State Bank & Trust Co. Golden Meadow, La. | SBT Bancshares Inc. | commercial | 8.32 | 1.14 | 8,073 | 0.00 | 135,566 |
| 118 | First Federal Savings and Loan Association of Lorain Ohio | savings | 8.29 | 7.69 | 21,900 | 1.33 | 425,014 | |
| 119 | Scotiabank de Puerto Rico San Juan | Bank of Nova Scotia | commercial | 8.27 | 2.34 | 326,675 | 0.41 | 4,733,337 |
| 120 | Linn County State Bank Coggon, Iowa | Iowa State Financial Services Corp. | commercial | 8.24 | 7.95 | 2,281 | -0.01 | 38,431 |
| 121 | Community State Bank Union Grove, Wis. | Union Bancorp. Inc. | commercial | 8.16 | 9.24 | 13,174 | -0.04 | 310,157 |
| 122 | First Citizens Bank of Polson Mont. | Flathead Lake Bancorp. Inc. | commercial | 8.13 | 11.22 | 1,237 | 0.38 | 20,656 |
| 123 | St. Landry Homestead Federal Savings Bank Opelousas, La. | savings | 8.09 | 10.18 | 14,466 | 0.29 | 235,954 | |
| 124 | American Patriot Bank Greeneville, Tenn. | American Patriot Financial Group Inc. | commercial | 8.03 | 12.78 | 3,333 | 2.18 | 66,465 |
| 125 | Citizens Bank of Cochran Ga. | Putnam-Greene Financial Corp. | commercial | 8.02 | 14.01 | 3,269 | -0.08 | 75,469 |
| 126 | Citizens State Bank Kingsland, Ga. | South Banking Co. | commercial | 8.00 | 16.59 | 3,008 | 1.10 | 57,712 |
| 127 | Mohave State Bank Lake Havasu City, Ariz. | State Bank Corp. | commercial | 7.99 | 11.64 | 19,302 | 0.73 | 339,110 |
| 128 | Devon Bank Chicago | Devon Bancorp Inc. | commercial | 7.93 | 10.54 | 13,207 | 1.50 | 243,964 |
| 129 | 1st Equity Bank Skokie, Ill. | First Equity Corp. | commercial | 7.90 | 8.86 | 5,462 | -0.01 | 105,938 |
| 130 | Seamen's Bank Provincetown, Mass. | savings | 7.89 | 9.01 | 17,558 | -0.02 | 333,345 | |
| 131 | Madison Bank of Maryland Forest Hill | MB Bancorp Inc. | savings | 7.87 | 9.60 | 7,758 | -0.03 | 136,958 |
| Bank of Eastman Ga. | Magnolia Bankshares Inc. | commercial | 7.87 | 12.87 | 9,330 | 0.19 | 182,450 | |
| 133 | Freedom Bank Inc. Belington, W.Va. | Freedom Bancshares Inc. | commercial | 7.82 | 9.06 | 9,598 | 0.39 | 150,574 |
| Covenant Bank Leeds, Ala. | Covenant Bancgroup Inc. | commercial | 7.82 | 7.39 | 4,048 | 0.67 | 76,847 | |
| 135 | Seattle Bank Wash. | savings | 7.81 | 4.80 | 9,780 | -0.17 | 187,553 | |
| 136 | Village Bank St. Francis, Minn. | Village Bancshares Inc. | commercial | 7.80 | 9.19 | 11,075 | -0.19 | 187,706 |
| 137 | Lake Area Bank Lindstrom, Minn. | Freedom Bancorp. Inc. | commercial | 7.77 | 9.97 | 12,952 | 1.48 | 282,613 |
| 138 | Northern Michigan Bank & Trust Escanaba | Northern Michigan Corp. | commercial | 7.75 | 9.77 | 12,437 | 1.17 | 249,891 |
| Alamerica Bank Birmingham, Ala. | Alamerica BancCorp Inc. | commercial | 7.75 | 8.70 | 1,890 | -0.03 | 36,070 | |
| 140 | Oxford Bank Mich. | Oxford Bank Corp. | commercial | 7.73 | 9.67 | 15,588 | 0.05 | 303,719 |
| 141 | Peoples Bank Mt. Washington Ky. | Crossroads Bancorp Inc. | commercial | 7.66 | 10.61 | 4,088 | -0.01 | 80,987 |
| 142 | CoreFirst Bank & Trust Topeka, Kan. | Commerce Bank and Trust Holding Co. | commercial | 7.63 | 10.81 | 39,032 | 0.50 | 913,200 |
| Landmark Bank Fort Lauderdale, Fla. | Giant Holdings Inc. | commercial | 7.63 | 17.75 | 25,037 | -0.03 | 403,232 | |
| FirstCity Bank of Commerce Palm Beach Gardens, Fla. | commercial | 7.63 | 7.69 | 3,880 | 0.00 | 72,146 | ||
| 145 | City First Bank of D.C. Washington, D.C. | City First Enterprises Inc. | commercial | 7.62 | 2.53 | 12,945 | 0.80 | 237,897 |
| 146 | OFG Bancorp San Juan, Puerto Rico | BHC | 7.59 | 3.04 | 365,142 | 0.75 | 7,398,325 | |
| 147 | Farmers State Bank Markesan, Wis. | FS BancShares Inc. | commercial | 7.58 | 8.42 | 2,872 | 0.31 | 72,487 |
| 148 | Porter Bancorp Inc. Louisville, Ky. | BHC | 7.47 | 11.86 | 48,450 | 1.11 | 979,340 | |
| Century Bank of Kentucky Inc. Lawrenceburg | Century Bancshares Inc. | commercial | 7.47 | 7.76 | 6,206 | 0.23 | 115,000 | |
| 150 | First Federal Savings and Loan Association of Bath Maine | savings | 7.45 | 6.85 | 7,866 | 0.22 | 115,388 | |
| 151 | Millington Bank N.J. | MSB Financial Corp. | commercial | 7.43 | 7.72 | 18,487 | 0.05 | 416,044 |
| 152 | United Bank of Philadelphia Pa. | United Bancshares Inc. | commercial | 7.42 | 8.26 | 3,051 | 0.41 | 58,377 |
| 153 | First National Bank of Fairfax Minn. | Fort Ridgely National Bancorp. Inc. | commercial | 7.37 | 5.63 | 1,527 | -0.15 | 27,843 |
| 154 | Independent Bank Corp. Grand Rapids, Mich. | BHC | 7.36 | 8.71 | 108,924 | -0.01 | 2,288,954 | |
| New York Private Bank & Trust Corp. | BHC | 7.36 | 9.01 | 300,118 | 0.14 | 6,007,176 | ||
| 156 | Lake City Federal Bank Minn. | savings | 7.34 | 6.64 | 3,732 | -0.04 | 68,281 | |
| 157 | Peoples Bank Marion, Ky. | Peoples-Marion Bancorp Inc. | commercial | 7.32 | 3.03 | 2,175 | 0.10 | 37,245 |
| 158 | Community Bank of Georgia Baxley | Community Bank of Georgia Inc. | commercial | 7.31 | 8.82 | 3,006 | 0.09 | 73,236 |
| Georgia Heritage Bank Dallas | commercial | 7.31 | 8.58 | 3,428 | 0.16 | 72,293 | ||
| 160 | Integrity Bank Plus Wabasso, Minn. | Wabasso Bancshares Inc. | commercial | 7.30 | 0.02 | 3,734 | -0.06 | 59,156 |
| 161 | State Bank of Newburg Wis. | SBN Community Bancorp Inc. | commercial | 7.28 | 6.50 | 9,695 | 0.05 | 166,071 |
| 1880 Bank Cambridge, Md. | Delmarva Bancshares Inc. | commercial | 7.28 | 6.27 | 8,566 | -0.03 | 192,823 | |
| 163 | Equitable Bank SSB Wauwatosa, Wis. | savings | 7.26 | 10.97 | 18,682 | 0.65 | 300,696 | |
| 164 | Iowa-Nebraska State Bank South Sioux City | Commfirst Bancorp. Inc. | commercial | 7.24 | 6.96 | 8,612 | -0.03 | 211,639 |
| 165 | First Federal Savings and Loan Association of Greensburg Ind. | savings | 7.20 | 10.12 | 6,328 | -0.07 | 152,173 | |
| One World Bank Dallas | One World Holding Inc. | commercial | 7.20 | 11.23 | 3,210 | -0.07 | 80,289 | |
| 167 | Parke Bank Sewell, N.J. | Parke Bancorp Inc. | commercial | 7.19 | 10.01 | 52,550 | -0.03 | 868,332 |
| 168 | Peoples Bank Iva, S.C. | Peoples Financial Group Inc. | commercial | 7.16 | 6.39 | 10,386 | 0.24 | 283,527 |
| 169 | Central Bank Savannah, Tenn. | commercial | 7.15 | 9.56 | 4,635 | 1.20 | 104,087 | |
| County First Bank La Plata, Md. | commercial | 7.15 | 9.31 | 10,171 | 0.05 | 222,494 | ||
| U.S. Century Bank Doral, Fla. | commercial | 7.15 | 9.48 | 51,799 | 0.01 | 906,457 | ||
| 172 | State Bank of Geneva Ill. | Geneva Bancshares Inc. | commercial | 7.12 | 8.98 | 3,384 | 0.00 | 85,211 |
| Parkway Bancorp Inc. Harwood Heights, Ill. | BHC | 7.12 | 4.60 | 123,932 | 0.47 | 2,236,355 | ||
| 174 | First Western Mortgage Corp. Fort Worth, Texas | BHC | 7.11 | 4.87 | 48,144 | 0.15 | 1,255,634 | |
| 175 | Harvard Savings Bank Ill. | Harvard Illinois Bancorp Inc. | savings | 7.08 | 2.89 | 8,111 | 6.76 | 156,310 |
| 176 | Mutual Federal Bank MHC Chicago | Mutual Federal Bancorp MHC | savings | 7.07 | 12.41 | 4,436 | 0.15 | 81,777 |
| 177 | Community Savings Bank Chicago | savings | 7.04 | 6.84 | 14,483 | 0.17 | 410,878 | |
| 178 | Community Bank of Florida Inc. Homestead | Community Bank of South Florida Inc. | commercial | 7.03 | 6.47 | 23,850 | 0.72 | 495,020 |
| 179 | Mid-Southern Savings Bank FSB MHC Salem, Ind. | Mid-Southern MHC | savings | 7.02 | 7.28 | 8,816 | 0.61 | 188,262 |
| Colonial Co-operative Bank Gardner, Mass. | savings | 7.02 | 5.90 | 4,058 | -0.03 | 67,155 | ||
| First National Bank of Bangor Wis. | Bosshard Banco, Ltd. | commercial | 7.02 | 7.95 | 9,369 | 0.14 | 219,529 | |
| American Bank of the North Nashwauk, Minn. | Mesaba Bancshares Inc. | commercial | 7.02 | 8.95 | 32,479 | 0.38 | 577,242 | |
| 183 | State Savings Bank of Manistique Mich. | SSB Inc. | commercial | 7.01 | 5.62 | 4,392 | 0.75 | 111,167 |
| 184 | Troy Bank & Trust Co. Ala. | Trust No. 3 Under The Will of Charles Henderson | commercial | 6.99 | 5.58 | 30,765 | 0.84 | 831,457 |
| 185 | Talbot State Bank Woodland, Ga. | TSB Bancorp Inc. | commercial | 6.98 | 7.41 | 2,739 | 0.40 | 70,257 |
| Central State Bank Beulah, Mich. | Central-State Bancorp Inc. | commercial | 6.98 | 5.37 | 2,589 | 0.01 | 66,460 | |
| 187 | Bank of Grandin Mo. | commercial | 6.92 | 5.86 | 5,491 | 0.44 | 155,930 | |
| Peoples Bank of the South LaFollette, Tenn. | commercial | 6.92 | 6.06 | 8,355 | -0.02 | 140,358 | ||
| 189 | Hebron Savings Bank Md. | HSB Bancorp Inc. | commercial | 6.88 | 4.10 | 31,535 | 0.46 | 543,130 |
| 190 | Gulf Coast Community Bank Pensacola, Fla. | commercial | 6.87 | 8.90 | 5,890 | 0.42 | 138,970 | |
| 191 | State Bank of Townsend Mont. | S.B.T. Financial Inc. | commercial | 6.82 | 2.75 | 1,964 | 0.00 | 57,059 |
| Farmers State Bank Center, Texas | Farmers Bancshares Inc. | commercial | 6.82 | 0.86 | 12,980 | 0.01 | 367,932 | |
| 193 | 1st Advantage Bank St. Peters, Mo. | Banc Investors LLC | commercial | 6.80 | 10.66 | 4,635 | -0.30 | 82,084 |
| 194 | Mid America Bank Janesville, Wis. | Wisconsin Bancorp Inc. | commercial | 6.78 | 4.11 | 3,881 | -0.02 | 86,098 |
| 195 | Persons Banking Co. Forsyth, Ga. | Persons Banking Co. Inc. | commercial | 6.75 | 4.85 | 16,087 | 0.96 | 329,727 |
| 196 | Harbor Bank of Maryland Baltimore | Harbor Bankshares Corp. | commercial | 6.74 | 7.80 | 11,232 | 1.61 | 238,471 |
| 197 | Peoples Bank Chestertown, Md. | Peoples Bancorp Inc. | commercial | 6.72 | 6.75 | 9,268 | -0.43 | 227,461 |
| High Desert Bank Bend, Ore. | savings | 6.72 | 15.09 | 1,332 | 4.08 | 26,430 | ||
| 199 | Broadway Federal Bank FSB Los Angeles | Broadway Financial Corp. | savings | 6.71 | 10.18 | 19,058 | 0.00 | 359,084 |
| 200 | Village Bank Midlothian, Va. | Village Bank and Trust Financial Corp. | commercial | 6.71 | 13.01 | 21,617 | 0.36 | 424,922 |
Notes: Data from preliminary quarterly call reports and thrift financial reports from the FDIC and OTS. Excludes institutions whose loans were less than 50% of assets.
*Nonperforming loans net of the delinquent U.S. government-guaranteed portion, divided by total loans.
**Sum total of nonaccruing loans (excluding debt securities and other assets) and restructured loans, less than guaranteed portion of nonaccruing loans wholly or partially guaranteed by the U.S. government.
† Chargeoffs, minus recoveries credited to the loan allowance. For savings institutions, net chargeoffs related to specific valuation allowance are included. Divided by average loans and leases.
Figures for prior periods are not adjusted for mergers and acquisitions. Rankings include only companies current as of Sept. 28, 2015.
Source:
SNL Financial
, Charlottesville, Va. © 2015 American Banker