Banks and Thrifts with the Highest Adjusted Nonperforming Loan Ratios
August 18, 2015, 2:50 p.m. EDT 1 Min Read
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Banks and Thrifts with the Highest Adjusted Nonperforming Loan Ratios
Banks and Thrifts with the Highest Adjusted Nonperforming Loan RatiosOn March 31, 2015. Dollars in thousands | ||||||||
|---|---|---|---|---|---|---|---|---|
| Rank | Parent company | Type of institution | Adjusted nonperforming loan ratio* | Nonperformers** | Net chargeoffs | Assets | ||
| March 31 | Year earlier | |||||||
| 1 | Eastern Savings Bank FSB Hunt Valley, Md. | savings | 60.97 | 54.73 | $130,465 | 0.52 | $392,821 | |
| 2 | State Central Bank Bonaparte, Iowa | Logan Investment Corp. | commercial | 45.83 | 36.66 | 15,497 | -0.70 | 56,897 |
| 3 | South Carolina Community Bank Columbia | SCCB Financial Corp. | commercial | 32.21 | 18.98 | 13,187 | -0.06 | 58,075 |
| 4 | Lafayette State Bank Mayo, Fla. | commercial | 31.64 | 4.77 | 19,538 | -0.02 | 87,211 | |
| 5 | Beach Community Bank Fort Walton Beach, Fla. | Beach Community Bancshares Inc. | commercial | 27.97 | 27.71 | 108,708 | 0.09 | 552,203 |
| 6 | First CornerStone Bank King of Prussia, Pa. | commercial | 26.15 | 26.02 | 16,560 | 2.82 | 115,114 | |
| 7 | Citizens State Bank and Trust Co. Woodbine, Kan. | Woodbine Agency Inc. | commercial | 26.00 | 1.65 | 2,938 | 0.51 | 17,078 |
| 8 | Cecil Bank Elkton, Md. | Cecil Bancorp Inc. | commercial | 25.99 | 21.44 | 47,390 | 0.60 | 323,186 |
| 9 | WestSide Bank Hiram, Ga. | commercial | 24.07 | 22.38 | 15,537 | -0.01 | 114,422 | |
| 10 | First State Bank Danville, Va. | commercial | 22.45 | 23.37 | 6,388 | 0.18 | 39,465 | |
| 11 | Stonebridge Bank West Chester, Pa. | Stonebridge Financial Corp. | commercial | 21.75 | 16.99 | 19,809 | 0.10 | 139,842 |
| 12 | North Milwaukee State Bank | North Milwaukee Bancshares Inc. | commercial | 21.02 | 15.42 | 10,475 | 9.54 | 78,570 |
| 13 | Gwinnett Community Bank Duluth, Ga. | Community Financial Holding Co. Inc. | commercial | 20.68 | 20.56 | 43,991 | -0.37 | 360,661 |
| 14 | State Bank of Herscher Ill. | Hershare Financial Corp. | commercial | 19.64 | 12.77 | 14,996 | 1.09 | 128,894 |
| 15 | Wilmington Savings Bank Ohio | savings | 19.36 | 22.25 | 17,200 | 0.06 | 121,736 | |
| 16 | Harvest Community Bank Pennsville, N.J. | commercial | 18.30 | 11.51 | 24,189 | 4.10 | 183,491 | |
| 17 | Fayette County Bank St. Elmo, Ill. | Fayette County Bancshares Inc. | commercial | 18.05 | 0.48 | 5,418 | 0.69 | 44,632 |
| 18 | Community 1st Bank Las Vegas N.M. | FNB Financial Corp. | commercial | 17.82 | 14.61 | 12,897 | 0.17 | 128,381 |
| 19 | Valley Bank of Nevada North Las Vegas | commercial | 17.69 | 18.72 | 10,368 | 0.00 | 84,960 | |
| 20 | Heritage Bank Hinesville, Ga. | Liberty Shares Inc. | commercial | 17.68 | 20.12 | 52,326 | 3.63 | 539,275 |
| 21 | PNA Bank Chicago | Polish National Alliance of the US of NA | savings | 17.54 | 16.99 | 13,301 | 0.58 | 95,938 |
| 22 | Mechanics and Farmers Bank Durham, N.C. | M&F Bancorp Inc. | commercial | 16.76 | 15.09 | 28,940 | -0.01 | 297,548 |
| 23 | First City Bank of Florida Fort Walton Beach | Florida First City Banks Inc. | commercial | 16.72 | 16.31 | 23,307 | -0.01 | 231,067 |
| 24 | City National Bank of New Jersey Newark | City National Bancshares Corp. | commercial | 16.21 | 17.29 | 24,297 | 0.26 | 256,755 |
| 25 | Pan American Bank Los Angeles | commercial | 16.16 | 14.99 | 4,860 | 0.08 | 36,175 | |
| 26 | Interamerican Bank FSB Miami | savings | 16.13 | 15.33 | 26,930 | -0.26 | 219,709 | |
| 27 | Guaranty Financial MHC Milwaukee | BHC | 15.72 | 20.95 | 101,545 | 0.95 | 1,052,135 | |
| 28 | Horry County State Bank Loris, S.C. | HCSB Financial Corp. | commercial | 15.56 | 12.66 | 35,814 | 0.68 | 425,007 |
| 29 | Leaders Bank Oak Brook, Ill. | Leaders Group Inc. | commercial | 15.55 | 15.28 | 45,147 | 0.60 | 351,942 |
| 30 | Anchor Commercial Bank Juno Beach, Fla. | commercial | 15.51 | 20.01 | 9,867 | 0.97 | 104,159 | |
| 31 | Columbia Savings and Loan Association Milwaukee | savings | 15.28 | 14.07 | 2,990 | 0.00 | 24,028 | |
| 32 | West Pointe Bank Oshkosh, Wis. | West Pointe Bancshares Inc. | commercial | 15.21 | 13.56 | 33,560 | -0.88 | 272,293 |
| 33 | Beal Financial Corp. Plano, Texas | BHC | 15.19 | 7.84 | 768,271 | 4.72 | 7,468,365 | |
| 34 | OptimumBank Plantation, Fla. | OptimumBank Holdings Inc. | commercial | 14.98 | 16.07 | 12,241 | -0.02 | 128,899 |
| 35 | High Desert Bank Bend, Ore. | savings | 14.87 | 17.10 | 2,976 | -0.17 | 26,100 | |
| 36 | Champion Bank Parker, Colo. | commercial | 14.68 | 13.20 | 5,492 | -0.02 | 56,450 | |
| 37 | Johnson County Bank Mountain City, Tenn. | commercial | 14.67 | 10.50 | 8,973 | 0.05 | 120,038 | |
| 38 | First State Bank Barboursville, W.Va. | First Bankshares Inc. | commercial | 14.65 | 9.36 | 27,428 | 3.96 | 250,991 |
| 39 | 1st Equity Bank Northwest Buffalo Grove, Ill. | Northwest Equity Corp. | commercial | 14.30 | 10.21 | 4,538 | 0.19 | 40,213 |
| 40 | Prairie Community Bank Marengo, Ill. | Marengo Bancshares Inc. | commercial | 14.23 | 14.85 | 10,902 | 0.35 | 103,000 |
| 41 | American Metro Bank Chicago | American Metro Bancorp Inc. | commercial | 13.50 | 30.00 | 6,574 | -0.49 | 62,347 |
| 42 | Mutual Savings Association FSA Leavenworth, Kan. | savings | 13.43 | 12.32 | 15,207 | -0.06 | 198,079 | |
| 43 | Bay Bank Green Bay, Wis. | Bay Bancorp. Inc. | commercial | 13.42 | 16.74 | 6,572 | 0.21 | 78,822 |
| 44 | Bank of Georgia Peachtree City | Georgia Bancshares Inc. | commercial | 13.33 | 26.72 | 23,161 | 0.04 | 300,073 |
| 45 | Gateway Bank FSB Oakland, Calif. | savings | 13.18 | 14.65 | 15,036 | 0.66 | 165,890 | |
| 46 | Ruby Valley National Bank Twin Bridges, Mont. | TwinCo Inc. | commercial | 12.99 | 12.31 | 7,303 | -0.01 | 90,032 |
| 47 | F&M Bank and Trust Co. Manchester, Ga. | F&M Holding Co. Inc. | commercial | 12.50 | 18.58 | 6,780 | 1.26 | 83,228 |
| 48 | Peoples Bank Eatonton, Ga. | Peoples Bankshares Inc. | commercial | 12.31 | 11.54 | 8,973 | -0.38 | 136,540 |
| 49 | Regent Bank Davie, Fla. | Regent Bancorp Inc. | commercial | 12.23 | 16.10 | 33,304 | -0.11 | 349,460 |
| 50 | Home Loan Investment Bank FSB Warwick, R.I. | Prospect Financial Corp. | savings | 12.11 | 13.73 | 21,961 | 0.40 | 215,512 |
| 51 | Columbia Bank Lake City, Fla. | First Columbia Bancorp Inc. | commercial | 12.07 | 14.47 | 12,803 | -0.52 | 176,952 |
| 52 | North Side Federal Savings and Loan Association of Chicago | savings | 12.05 | 9.54 | 3,354 | -0.17 | 45,078 | |
| 53 | ABC Bank Chicago | Greater Chicago Financial Corp. | commercial | 12.02 | 10.45 | 28,717 | 0.62 | 334,653 |
| 54 | Ripley Federal Savings Bank Ohio | savings | 11.96 | 12.76 | 5,418 | 0.40 | 66,132 | |
| 55 | Stanley Bank Overland Park, Kan. | Columbus Corp. | commercial | 11.91 | 5.98 | 8,536 | 0.68 | 97,899 |
| 56 | Allied Bank Mulberry, Ark. | Acme Holding Co. Inc. | commercial | 11.89 | 11.51 | 7,506 | 3.45 | 107,187 |
| First Southern Bank Patterson, Ga. | commercial | 11.89 | 18.86 | 7,774 | 0.90 | 97,004 | ||
| 58 | American Patriot Bank Greeneville, Tenn. | American Patriot Financial Group Inc. | commercial | 11.64 | 12.15 | 4,979 | 1.27 | 67,318 |
| 59 | HomePride Bank Mansfield, Mo. | Banc 60 Inc. | commercial | 11.56 | 0.30 | 8,864 | 0.53 | 99,502 |
| 60 | First National Bank of Winnsboro Texas | Etex Banco Inc. | commercial | 11.52 | 11.78 | 9,495 | 0.02 | 137,321 |
| 61 | TransCapital Bank Sunrise, Fla. | commercial | 11.51 | 18.34 | 13,069 | 1.50 | 169,765 | |
| 62 | Citizens State Bank Kingsland, Ga. | South Banking Co. | commercial | 11.36 | 17.23 | 4,317 | 0.07 | 58,692 |
| 63 | Pinnacle Bank Orange City, Fla. | Pinnacle Bank Holding Co. Inc. | commercial | 11.25 | 14.14 | 10,172 | -0.05 | 151,336 |
| 64 | Tioga Franklin Savings Bank Philadelphia | savings | 11.17 | 12.24 | 2,851 | 1.21 | 32,863 | |
| Commerce Bank of Arizona Inc. Tucson | CBOA Financial Inc. | commercial | 11.17 | 13.00 | 14,935 | -0.38 | 166,876 | |
| 66 | Farmers & Merchants Bank Tomah, Wis. | F&M Bancorp of Tomah Inc. | commercial | 11.07 | 9.57 | 13,419 | -0.02 | 194,572 |
| 67 | First National Bank Waupaca, Wis. | Waupaca Bancorp. Inc. | commercial | 11.02 | 6.60 | 53,394 | 0.24 | 633,163 |
| 68 | Peoples State Bank Lake City, Fla. | PSB BancGroup Inc. | commercial | 10.96 | 12.92 | 5,813 | 0.79 | 70,361 |
| 69 | Trinity Capital Corp. Los Alamos, N.M. | BHC | 10.87 | 12.68 | 97,228 | 0.22 | 1,439,767 | |
| 70 | Grand Bank & Trust of Florida West Palm Beach | Grand Bankshares Inc. | commercial | 10.85 | 12.00 | 13,147 | -0.09 | 211,711 |
| Friends Bank New Smyrna Beach, Fla. | commercial | 10.85 | 10.27 | 7,325 | 4.55 | 98,013 | ||
| 72 | Bank of Washington Mo. | Diamond Bancorp Inc. | commercial | 10.83 | 13.04 | 50,342 | 0.19 | 611,762 |
| 73 | First Mountain Bank Big Bear Lake, Calif. | commercial | 10.77 | 10.55 | 9,988 | -0.01 | 145,565 | |
| 74 | First BanCorp. San Juan, Puerto Rico | BHC | 10.72 | 10.33 | 1,024,021 | 1.25 | 13,147,919 | |
| 75 | First Credit Bank Los Angeles | commercial | 10.64 | 4.52 | 28,759 | 0.00 | 385,794 | |
| 76 | Thomas County Federal Savings & Loan Association Thomasville, Ga. | savings | 10.49 | 8.13 | 21,905 | 0.95 | 251,642 | |
| 77 | Frontenac Bank Earth City, Mo. | Frontenac Bancshares Inc. | commercial | 10.46 | 16.92 | 21,292 | 0.10 | 272,001 |
| 78 | Spring Valley Bank Wyoming, Ohio | SV Bancorp Inc. | commercial | 10.43 | 14.25 | 5,212 | 0.17 | 67,196 |
| 79 | Golden State Bank Upland, Calif. | commercial | 10.41 | 23.66 | 7,900 | -0.18 | 108,455 | |
| 80 | Crown Bank Elizabeth, N.J. | commercial | 10.26 | 17.94 | 35,971 | 0.15 | 510,835 | |
| 81 | Security State Bank Iron River, Wis. | Security Bank Shares Inc. | commercial | 10.25 | 12.16 | 5,791 | -0.25 | 82,503 |
| 82 | Woodbury Banking Co. Ga. | Woodbury Bancshares Inc. | commercial | 10.22 | 0.71 | 1,473 | -0.08 | 23,435 |
| 83 | Mohave State Bank Lake Havasu City, Ariz. | State Bank Corp. | commercial | 10.20 | 10.99 | 22,158 | 0.06 | 328,272 |
| 84 | Farmers & Merchants Bank Lakeland, Ga. | FMB Bancshares Inc. | commercial | 10.13 | 10.55 | 40,086 | 0.35 | 552,016 |
| 85 | Capitol National Bank Lansing, Mich. | commercial | 10.09 | 8.07 | 7,096 | 0.18 | 119,220 | |
| 86 | Baraboo National Bank Wis. | Baraboo Bancorp. Inc. | commercial | 10.00 | 11.07 | 29,264 | 0.38 | 429,656 |
| Providence Bank Alpharetta, Ga. | commercial | 10.00 | 16.00 | 6,849 | 0.00 | 114,609 | ||
| 88 | Commercial Bank of Oak Grove Mo. | Country Agencies & Investments Inc. | commercial | 9.99 | 13.20 | 3,813 | -0.08 | 73,721 |
| 89 | Kopernik Bank Baltimore | savings | 9.96 | 6.84 | 4,120 | 0.53 | 68,111 | |
| 90 | Century Bank of Florida Tampa | Century Bancshares of Florida Inc. | commercial | 9.91 | 12.18 | 4,543 | 0.00 | 70,792 |
| 91 | Securant Bank & Trust Milwaukee | Capital Commerce Bancorp Inc. | commercial | 9.90 | 13.56 | 13,668 | -0.16 | 182,549 |
| 92 | Martinsville First Savings Bank Va. | savings | 9.80 | 8.42 | 2,350 | -0.08 | 42,754 | |
| 93 | Harvard Savings Bank Ill. | Harvard Illinois Bancorp Inc. | savings | 9.75 | 3.48 | 11,868 | 0.46 | 161,488 |
| 94 | CenTrust Bank Northbrook, Ill. | United Community Bancshares Inc. | commercial | 9.66 | 20.56 | 4,399 | 0.14 | 67,479 |
| 95 | Surety Bank Deland, Fla. | commercial | 9.54 | 17.86 | 4,832 | 0.27 | 96,461 | |
| 96 | Village Bank Midlothian, Va. | Village Bank and Trust Financial Corp. | commercial | 9.52 | 16.00 | 28,905 | -0.15 | 435,751 |
| 97 | Bank of Kaukauna Wis. | Brogan Bankshares Inc. | commercial | 9.42 | 10.13 | 6,778 | -0.01 | 87,944 |
| 98 | Hometown Bank of the Hudson Valley MHC Walden, N.Y. | Hometown Bancorp MHC | savings | 9.39 | 13.56 | 10,054 | 0.39 | 122,657 |
| Central Savings Bank Sault Sainte Marie, Mich. | Central Bank Corp. | commercial | 9.39 | 10.07 | 12,165 | 0.00 | 243,447 | |
| 100 | Seaway Bank and Trust Co. Chicago | Seaway Bancshares Inc. | commercial | 9.30 | 5.71 | 24,146 | 2.88 | 404,889 |
| 101 | Heritage Bank Jonesboro, Ga. | CCF Holding Co. | commercial | 9.28 | 12.51 | 24,838 | 0.07 | 385,705 |
| 102 | Georgia Primary Bank Atlanta | commercial | 9.25 | 18.37 | 9,210 | -0.08 | 150,586 | |
| 103 | Whitaker Bank Corp. of Kentucky Lexington | BHC | 9.22 | 9.39 | 83,885 | 0.28 | 1,796,936 | |
| 104 | Freedom Bank of Oklahoma Tulsa | commercial | 9.18 | 11.47 | 3,125 | 0.68 | 47,136 | |
| 105 | CornerstoneBank Atlanta | Cornerstone Bancshares Inc. | savings | 9.13 | 14.40 | 16,065 | -0.07 | 242,041 |
| 106 | Seattle Bank | savings | 9.12 | 9.40 | 10,242 | -0.54 | 180,408 | |
| Chelten Hills Savings Bank Abington, Pa. | savings | 9.12 | 9.40 | 2,293 | -0.11 | 33,051 | ||
| 108 | First South Bank Spartanburg, S.C. | First South Bancorp Inc. | commercial | 9.11 | 10.21 | 13,087 | -0.47 | 252,992 |
| 109 | Bank of Eastman Ga. | Magnolia Bankshares Inc. | commercial | 9.10 | 13.41 | 10,582 | 0.38 | 189,726 |
| 110 | First National Bank of Wauchula Fla. | First Hardee Holding Corp. | commercial | 9.02 | 8.64 | 3,594 | 0.75 | 74,588 |
| 111 | Royal Banks of Missouri St. Louis | Royal Bancshares Inc. | commercial | 8.98 | 9.43 | 29,911 | 0.00 | 419,128 |
| 112 | Community State Bank Union Grove, Wis. | Union Bancorp. Inc. | commercial | 8.94 | 7.11 | 14,112 | 0.74 | 307,319 |
| 113 | Easton Bank & Trust Co. Md. | Easton Bancorp Inc. | commercial | 8.87 | 4.61 | 9,158 | 1.26 | 133,524 |
| 114 | U.S. Century Bank Doral, Fla. | commercial | 8.82 | 10.05 | 64,053 | 5.85 | 912,502 | |
| 115 | Franklin County UNITED Bank Decherd, Tenn. | Franklin County UNITED Bancshares Inc. | commercial | 8.79 | 10.36 | 5,282 | 9.59 | 85,343 |
| 116 | Northern Michigan Bank & Trust Escanaba | Northern Michigan Corp. | commercial | 8.72 | 7.50 | 13,807 | 0.48 | 249,095 |
| 117 | Porter Bancorp Inc. Louisville, Ky. | BHC | 8.69 | 17.38 | 54,976 | 0.48 | 1,009,706 | |
| 118 | SunSouth Bank Dothan, Ala. | SunSouth Bancshares Inc. | commercial | 8.68 | 8.77 | 8,976 | -0.52 | 152,463 |
| 119 | Mutual Federal Bank MHC Chicago | Mutual Federal Bancorp MHC | savings | 8.67 | 15.77 | 5,647 | 0.21 | 81,707 |
| 120 | Citizens Bank Mukwonago, Wis. | Citizens Bank Holding Inc. | commercial | 8.63 | 4.02 | 36,104 | 0.17 | 673,017 |
| 121 | Concorde Bank Blomkest, Minn. | Matson Financial Inc. | commercial | 8.58 | 2.18 | 2,900 | -0.07 | 58,096 |
| Commonwealth National Bank Mobile, Ala. | CNB Bancorp Inc. | commercial | 8.58 | 10.67 | 2,617 | 1.16 | 57,555 | |
| 123 | St. Landry Homestead Federal Savings Bank Opelousas, La. | savings | 8.56 | 10.47 | 15,369 | 0.57 | 235,930 | |
| 124 | Devon Bank Chicago | Devon Bancorp Inc. | commercial | 8.50 | 9.02 | 14,116 | 0.29 | 247,881 |
| 125 | Community Bank of Pickens County Jasper, Ga. | Community Banks of Georgia Inc. | commercial | 8.46 | 7.46 | 19,951 | 0.68 | 338,914 |
| 126 | South Lafourche Bank & Trust Co. Larose, La. | Lafourche Bancshares Inc. | commercial | 8.38 | 2.38 | 11,251 | 0.00 | 166,650 |
| 127 | Madison Bank of Maryland Forest Hill, | MB Bancorp Inc. | savings | 8.35 | 9.58 | 8,482 | 0.05 | 141,116 |
| PlantersFirst Cordele, Ga. | Mid State Banks Inc. | commercial | 8.35 | 9.11 | 16,084 | -0.09 | 272,544 | |
| Harbor Bank of Maryland Baltimore | Harbor Bankshares Corp. | commercial | 8.35 | 6.49 | 12,769 | -0.52 | 231,210 | |
| 130 | Peoples Bank Biloxi, Miss. | Peoples Financial Corp. | commercial | 8.34 | 10.19 | 30,995 | 0.23 | 721,419 |
| 131 | First Federal Savings and Loan Association of Lorain Ohio | savings | 8.29 | 8.08 | 22,196 | 0.23 | 424,797 | |
| Municipal Trust and Savings Bank Bourbonnais, Ill. | commercial | 8.29 | 6.18 | 13,199 | 0.14 | 286,165 | ||
| 133 | Landmark Bank Fort Lauderdale, Fla. | Giant Holdings Inc. | commercial | 8.28 | 9.87 | 25,399 | 0.23 | 364,170 |
| 134 | First Community Bank of East Tennessee Rogersville | First Community Corp. | commercial | 8.24 | 4.73 | 9,195 | 0.11 | 189,299 |
| Liberty First Bank Monroe, Ga. | commercial | 8.24 | 11.40 | 5,518 | 0.65 | 113,315 | ||
| 136 | Village Bank St. Francis, Minn. | Village Bancshares Inc. | commercial | 8.23 | 9.28 | 11,587 | -0.22 | 190,317 |
| 137 | Citizens Bank of Cochran Ga. | Putnam-Greene Financial Corp. | commercial | 8.22 | 14.16 | 3,313 | -0.14 | 77,444 |
| First National Bank of Fairfax Minn. | Fort Ridgely National Bancorp. Inc. | commercial | 8.22 | 8.03 | 1,703 | 2.38 | 27,947 | |
| 139 | Santander BanCorp San Juan, Puerto Rico | Banco Santander SA | BHC | 8.20 | 6.26 | 352,318 | 1.23 | 5,816,779 |
| 140 | Business Bank Appleton, Wis. | Fox River Valley Bancorp Inc. | commercial | 8.19 | 7.29 | 13,240 | -0.05 | 254,622 |
| 141 | County Bank Rehoboth Beach, Del. | CB Financial Corp. | commercial | 8.18 | 8.94 | 20,290 | 0.00 | 336,573 |
| 142 | Alamerica Bank Birmingham, Ala. | Alamerica BancCorp Inc. | commercial | 8.15 | 7.33 | 1,900 | 13.41 | 36,797 |
| 143 | First Chatham Bank Savannah, Ga. | FCB Financial Corp. | commercial | 8.07 | 9.00 | 19,152 | 0.42 | 373,236 |
| 144 | Independence Bank East Greenwich, R.I. | commercial | 8.04 | 8.43 | 2,072 | 4.40 | 38,760 | |
| 145 | 1st Equity Bank Skokie, Ill. | First Equity Corp. | commercial | 8.02 | 9.74 | 5,492 | -0.01 | 96,798 |
| 146 | One World Bank Dallas | One World Holding Inc. | commercial | 7.98 | 10.91 | 3,386 | 1.02 | 81,826 |
| 147 | Lake Area Bank Lindstrom, Minn. | Freedom Bancorp. Inc. | commercial | 7.96 | 11.83 | 12,956 | 0.07 | 275,090 |
| 148 | Parkway Bancorp Inc. Harwood Heights, Ill. | BHC | 7.95 | 5.13 | 124,833 | 0.77 | 2,220,811 | |
| Maple Bank Champlin, Minn. | Maple Financial Holding Co. | commercial | 7.95 | 4.45 | 2,695 | 0.92 | 46,643 | |
| 150 | Covenant Bank Leeds, Ala. | Covenant Bancgroup Inc. | commercial | 7.94 | 7.58 | 4,055 | 1.17 | 76,594 |
| 151 | Community Bank of Georgia Baxley | Community Bank of Georgia Inc. | commercial | 7.93 | 8.93 | 3,190 | -0.02 | 72,306 |
| 152 | Oxford Bank Mich. | Oxford Bank Corp. | commercial | 7.89 | 11.59 | 15,868 | 0.23 | 282,174 |
| Trust Co. Bank Memphis, Tenn. | Heritage Bancorp Inc. | commercial | 7.89 | 5.81 | 1,418 | 0.10 | 27,353 | |
| 154 | Seamen's Bank Provincetown, Mass. | savings | 7.88 | 8.69 | 17,754 | 0.01 | 332,486 | |
| 155 | State Bank of Geneva Ill. | Geneva Bancshares Inc. | commercial | 7.86 | 9.78 | 3,434 | 0.00 | 84,364 |
| 156 | Superior Bank Hazelwood, Mo. | Superior Bancshares Inc. | commercial | 7.84 | 13.01 | 1,507 | 0.00 | 26,777 |
| 157 | Freedom Bank Inc. Belington, W.Va. | Freedom Bancshares Inc. | commercial | 7.77 | 10.68 | 8,846 | 0.06 | 151,633 |
| 158 | Independent Bank Corp. Grand Rapids, Mich. | BHC | 7.71 | 9.18 | 112,173 | 0.18 | 2,329,296 | |
| 159 | First Federal Savings and Loan Association of Greensburg Ind. | savings | 7.70 | 10.76 | 6,751 | 0.13 | 150,115 | |
| First National Bank of Bangor Wis. | Bosshard Banco Ltd. | commercial | 7.70 | 9.22 | 9,615 | 0.08 | 210,823 | |
| 161 | New York Private Bank & Trust Corp. | BHC | 7.69 | 9.86 | 323,966 | 0.35 | 6,255,311 | |
| 162 | Central Bank Savannah, Tenn. | commercial | 7.67 | 8.25 | 5,067 | 0.51 | 107,265 | |
| First Citizens Bank of Polson Mont. | Flathead Lake Bancorp. Inc. | commercial | 7.67 | 12.38 | 1,114 | 2.33 | 21,293 | |
| 164 | Century Bank of Kentucky Inc. Lawrenceburg | Century Bancshares Inc. | commercial | 7.66 | 7.77 | 6,338 | -0.05 | 113,836 |
| 165 | CoreFirst Bank & Trust Topeka, Kan. | Commerce Bank and Trust Holding Co. | commercial | 7.62 | 10.44 | 39,852 | 0.47 | 941,742 |
| 166 | Civis Bank Rogersville, Tenn. | Volunteer Bancorp Inc. | commercial | 7.60 | 5.17 | 5,888 | -0.02 | 113,700 |
| 167 | OFG Bancorp San Juan, Puerto Rico | BHC | 7.58 | 2.85 | 370,891 | 0.86 | 7,364,155 | |
| 168 | First Alliance Bank Cordova, Tenn. | First Alliance Bancshares Inc. | commercial | 7.53 | 7.11 | 7,239 | 0.92 | 119,320 |
| 169 | Parke Bank Sewell, N.J. | Parke Bancorp Inc. | commercial | 7.46 | 10.12 | 53,616 | 1.55 | 853,224 |
| 170 | Equitable Bank SSB Wauwatosa, Wis. | savings | 7.41 | 11.82 | 18,936 | 1.37 | 302,397 | |
| Tennessee State Bank Pigeon Forge | Tennessee State Bancshares Inc. | commercial | 7.41 | 13.95 | 29,604 | 0.12 | 619,729 | |
| 172 | Ben Franklin Bank of Illinois Arlington Heights | Ben Franklin Financial Inc. | savings | 7.40 | 7.19 | 4,378 | 0.18 | 86,805 |
| Grand Mountain Bank FSB Granby, Colo. | Grand Mountain Bancshares Inc. | savings | 7.40 | 10.69 | 4,435 | -0.39 | 91,834 | |
| 174 | State Bank & Trust Co. Golden Meadow, La. | SBT Bancshares Inc. | commercial | 7.35 | 1.22 | 6,942 | 0.12 | 137,916 |
| 175 | United Bank of Philadelphia | United Bancshares Inc. | commercial | 7.34 | 7.69 | 3,187 | -0.04 | 58,872 |
| 176 | Troy Bank & Trust Co. Ala. | Trust No. 3 Under The Will of Charles Henderson | commercial | 7.32 | 5.55 | 32,574 | 0.11 | 838,837 |
| State Savings Bank of Manistique Mich. | SSB Inc. | commercial | 7.32 | 7.52 | 4,736 | 1.22 | 112,940 | |
| 178 | Merchants Commercial Bank St. Thomas, V.I. | commercial | 7.31 | 12.80 | 5,496 | 0.00 | 133,859 | |
| 179 | Scotiabank de Puerto Rico San Juan | Bank of Nova Scotia | commercial | 7.30 | 2.28 | 291,274 | 0.30 | 4,746,381 |
| 180 | Miners State Bank Iron River, Mich. | MSB Bankshares Inc. | commercial | 7.25 | 6.10 | 5,919 | 0.03 | 122,545 |
| Georgia Heritage Bank Dallas | commercial | 7.25 | 9.28 | 3,483 | 0.00 | 72,460 | ||
| 182 | FirsTier Bank Kimball, Neb. | FirsTier II Bancorp. | commercial | 7.23 | 9.60 | 9,099 | -0.08 | 239,066 |
| 183 | Union Bank Lake Odessa, Mich. | Union Financial Corp. | commercial | 7.20 | 8.81 | 8,128 | -0.14 | 171,338 |
| 184 | American Bank of the North Nashwauk, Minn. | Mesaba Bancshares Inc. | commercial | 7.19 | 10.39 | 32,387 | 0.11 | 557,982 |
| 185 | Kasson State Bank Minn. | Palmer Bancshares Inc. | commercial | 7.17 | 8.29 | 2,192 | 1.14 | 57,089 |
| EH National Bank Beverly Hills, Calif. | commercial | 7.17 | 6.82 | 12,587 | 4.75 | 239,960 | ||
| 187 | Peoples Bank Mt. Washington Ky. | Crossroads Bancorp Inc. | commercial | 7.15 | 10.03 | 4,025 | -0.38 | 80,821 |
| 188 | First Capital Bank Laurinburg, N.C. | First Capital Bancshares Inc. | commercial | 7.13 | 5.91 | 3,232 | 0.11 | 52,020 |
| 189 | Citizens Savings Bank Bogalusa, La. | savings | 7.11 | 6.11 | 11,611 | 0.04 | 208,325 | |
| 190 | Gulf Coast Community Bank Pensacola, Fla. | commercial | 7.06 | 8.11 | 6,095 | -0.09 | 139,481 | |
| 191 | Brickyard Bank Lincolnwood, Ill. | Brickyard Bancorp Inc. | commercial | 7.03 | 8.69 | 4,596 | -0.32 | 115,303 |
| Park Bank Holmen, Wis. | Golden Oak Bancshares Inc. | commercial | 7.03 | 5.08 | 1,953 | 0.74 | 48,403 | |
| 193 | Farmers State Bank Markesan, Wis. | FS BancShares Inc. | commercial | 7.01 | 7.52 | 2,787 | 1.83 | 75,136 |
| 194 | Broadway Federal Bank FSB Los Angeles | Broadway Financial Corp. | savings | 6.96 | 11.03 | 20,885 | 0.06 | 353,983 |
| Presidential Bank FSB Bethesda, Md. | Presidential Holdings Inc. | savings | 6.96 | 9.76 | 29,404 | 0.00 | 565,211 | |
| PrimeSouth Bank Blackshear, Ga. | Jones Bancshares LP | commercial | 6.96 | 8.29 | 15,319 | 0.30 | 338,887 | |
| 197 | Blue Grass Federal Savings and Loan Association Paris, Ky. | savings | 6.95 | 6.25 | 2,049 | 0.00 | 40,143 | |
| Community Bank of Florida Inc. Homestead | Community Bank of South Florida Inc. | commercial | 6.95 | 6.09 | 23,981 | 0.00 | 479,205 | |
| 199 | Nantahala Bank & Trust Co. Franklin, N.C. | commercial | 6.91 | 5.16 | 6,710 | 0.30 | 148,942 | |
| 200 | Peoples Bank Marion, Ky. | Peoples-Marion Bancorp Inc. | commercial | 6.89 | 2.71 | 1,985 | 0.45 | 37,581 |
Notes: Data from preliminary quarterly call reports and thrift financial reports from the FDIC and OTS. Excludes institutions whose loans were less than 50% of assets.
*Nonperforming loans net of the delinquent U.S. government-guaranteed portion, divided by total loans.
**Sum total of nonaccruing loans (excluding debt securities and other assets) and restructured loans, less than guaranteed portion of nonaccruing loans wholly or partially guaranteed by the U.S. government.
Chargeoffs, minus recoveries credited to the loan allowance. For savings institutions, net chargeoffs related to specific valuation allowance are included. Divided by average loans and leases.
Figures for prior periods are not adjusted for mergers and acquisitions. Rankings include only companies current as of March 31, 2015.
Source:
SNL Financial
, Charlottesville, Va. © 2015 American Banker