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Banks, thrifts and holding companies

Banks and Thrifts with the Highest Adjusted Nonperforming Loan Ratios

February 04, 2015, 2:30 p.m. EST 1 Min Read
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Banks and Thrifts with the Highest Adjusted Nonperforming Loan Ratios

Banks and Thrifts with the Highest Adjusted Nonperforming Loan RatiosOn June 30, 2014. Dollars in thousands
Published February 4, 2015
Rank   Parent
company		 Type
of institution		 Adjusted nonperforming
loan ratio*		 Nonperformers** Net
chargeoffs†		 Assets
June 30 Year earlier
1 NRBC Holding Corp. Chicago   BHC 56.78 35.35 $404,779 0.19 $993,589
2 Eastern Savings Bank FSB Hunt Valley, Md.   savings 54.38 51.69 131,011 1.03 410,242
3 American Metro Bank Chicago American Metro Bancorp Inc. commercial 31.70 29.37 14,260 -0.12 63,427
4 State Central Bank Bonaparte, Iowa Logan Investment Corp. commercial 30.66 23.28 11,543 -0.01 63,254
5 Beach Community Bancshares Inc. Fort Walton Beach, Fla.   BHC 28.73 22.93 115,545 0.32 569,859
6 South Carolina Community Bank Columbia SCCB Financial Corp. commercial 25.28 25.84 11,327 -0.28 66,489
7 First CornerStone Bank King of Prussia, Pa.   commercial 23.45 19.04 15,925 0.64 125,747
8 First State Bank Danville, Va.   commercial 22.34 25.05 6,428 -0.04 39,564
9 WestSide Bank Hiram, Ga.   commercial 21.62 29.69 15,387 0.00 117,026
10 Wilmington Savings Bank Ohio   savings 21.59 24.56 21,484 0.14 129,514
11 Golden State Bank Upland, Calif.   commercial 21.31 12.88 11,386 0.18 91,974
12 Independent Bankers' Bank of Florida Lake Mary Bankers' Bancorp. of Florida Inc. commercial 20.29 17.86 18,611 -0.68 168,925
13 Cecil Bank Elkton, Md. Cecil Bancorp Inc. commercial 20.09 11.58 44,016 1.97 345,241
14 Anchor Commercial Bank Juno Beach, Fla.   commercial 20.05 21.51 13,494 1.02 105,802
15 Georgia Primary Bank Atlanta   commercial 19.58 32.27 22,996 1.55 166,586
16 Capitol City Bancshares Inc. Atlanta   BHC 19.25 20.84 38,214 0.22 283,342
17 Liberty Shares Inc. Hinesville, Ga.   BHC 18.62 19.49 60,592 0.51 551,302
18 Leaders Bank Oak Brook, Ill. Leaders Group Inc. commercial 18.38 16.99 56,654 0.42 361,839
19 Gwinnett Community Bank Duluth, Ga. Community Financial Holding Co. Inc. commercial 18.26 19.32 45,366 -0.16 401,726
20 City National Bank of New Jersey Newark City National Bancshares Corp. commercial 18.02 20.44 28,310 0.58 269,696
21 Stonebridge Bank West Chester, Pa. Stonebridge Financial Corp. commercial 17.90 19.01 19,165 0.64 163,700
22 First Southern Bank Patterson, Ga.   commercial 17.89 18.54 11,748 -0.46 91,071
23 ProBank Tallahassee, Fla. Pro Financial Holdings Inc. commercial 17.80 20.61 5,471 1.26 50,818
24 Landmark Bank Fort Lauderdale, Fla. Giant Holdings Inc. commercial 17.75 14.70 52,984 -0.02 365,156
25 Community 1st Bank Las Vegas N.M. FNB Financial Corp. commercial 17.42 10.45 14,162 0.87 138,548
26 Doral Financial Corp. San Juan, Puerto Rico   BHC 17.32 15.49 1,070,115 1.52 8,247,556
27 Wawel Bank MHC Garfield, N.J. Wawel Financial Services MHC savings 17.23 11.38 7,851 -0.15 78,580
  TransCapital Bank Sunrise, Fla.   commercial 17.23 15.47 21,440 0.12 166,642
29 Valley Bank of Nevada North Las Vegas   commercial 17.07 24.16 10,697 -0.01 82,956
30 1st Equity Bank Northwest Buffalo Grove, Ill. Northwest Equity Corp. commercial 17.05 12.35 4,841 0.52 38,792
31 First City Bank of Florida Fort Walton Beach Florida First City Banks Inc. commercial 16.64 16.92 23,945 0.35 225,966
32 Citizens State Bank Kingsland, Ga. South Banking Co. commercial 16.59 15.58 7,002 0.12 62,761
33 PNA Bank Chicago Polish National Alliance of the US of NA savings 16.54 18.00 13,892 0.40 102,372
34 Crown Bank Elizabeth, N.J.   commercial 16.44 20.35 62,530 0.18 517,721
35 North Milwaukee State Bank Wis. North Milwaukee Bancshares Inc. commercial 16.30 12.67 9,108 -1.21 79,599
36 Pinnacle Bank Orange City, Fla. Pinnacle Bank Holding Co. Inc. commercial 16.28 22.02 14,644 1.24 167,648
37 Pan American Bank Los Angeles   commercial 16.00 20.42 4,972 1.04 37,966
38 Bay Bank Green Bay, Wis. Bay Bancorp. commercial 15.99 16.19 7,882 -0.31 79,961
39 NBRS Financial Bank Rising Sun, Md. Rising Sun Bancorp commercial 15.69 14.54 20,119 1.08 188,245
40 Providence Bank Alpharetta, Ga.   commercial 15.64 19.52 10,425 0.00 121,781
41 F&M Bank and Trust Co. Manchester, Ga. F&M Holding Co. Inc. commercial 15.61 14.21 8,215 0.52 77,674
42 Interamerican Bank FSB Miami   savings 15.45 15.91 25,751 0.13 222,005
43 Regal Financial Bank Seattle   commercial 15.37 18.16 12,055 -0.09 98,136
44 Columbia Bank Lake City, Fla. First Columbia Bancorp Inc. commercial 15.21 15.87 15,948 0.14 185,982
45 CenTrust Bank Northbrook, Ill. United Community Bancshares Inc. commercial 15.14 17.23 5,687 3.36 64,192
46 High Desert Bank Bend, Ore.   savings 15.09 18.15 3,276 -0.10 27,926
47 Regent Bancorp Inc. Davie, Fla.   BHC 14.87 15.03 39,479 2.58 357,408
48 Georgia Bancshares Inc. Peachtree City   BHC 14.44 26.03 24,311 11.27 326,071
49 Columbia Savings and Loan Association Milwaukee   savings 14.24 11.56 2,751 0.00 24,150
  Prairie Community Bank Marengo, Ill. Marengo Bancshares Inc. commercial 14.24 14.34 11,126 0.87 109,501
51 Commerce Bank of Arizona Inc. Tucson CBOA Financial Inc. commercial 14.23 9.63 19,721 2.21 186,416
52 Frontenac Bank Earth City, Mo. Frontenac Bancshares Inc. commercial 14.08 14.15 28,627 0.21 270,638
53 OptimumBank Plantation, Fla. OptimumBank Holdings Inc. commercial 14.04 18.70 10,357 -0.12 128,168
54 Northside Bank Adairsville, Ga. Northside Bancshares Inc. commercial 13.98 14.82 13,135 1.13 138,047
55 Champion Bank Parker, Colo.   commercial 13.83 21.83 6,356 -0.03 60,742
  Monarch Community Bank Coldwater, Mich. Monarch Community Bancorp Inc. commercial 13.83 16.76 18,377 0.24 187,276
57 Farmers & Merchants Bank Tomah, Wis. F&M Bancorp of Tomah Inc. commercial 13.78 7.45 16,287 -0.01 207,297
58 Peoples State Bank Lake City, Fla. PSB BancGroup Inc. commercial 13.48 12.27 7,086 0.04 70,596
59 Ripley Federal Savings Bank Ohio   savings 13.46 12.85 6,485 0.44 67,187
60 Surety Bank Deland, Fla.   commercial 13.44 11.66 7,394 0.19 97,703
61 Security State Bank Iron River, Wis. Security Bank Shares Inc. commercial 13.40 20.16 7,587 -0.19 82,229
62 Century Bank of Florida Tampa Century Bancshares of Florida Inc. commercial 13.23 14.07 5,970 -0.08 72,225
63 Village Bank and Trust Financial Corp. Midlothian, Va.   BHC 13.01 16.06 35,814 1.33 440,896
64 Home Loan Investment Bank FSB Warwick, R.I. Prospect Financial Corp. savings 12.98 15.09 23,699 0.75 213,690
65 One World Bank Dallas One World Holding Inc. commercial 12.92 10.68 6,660 -0.05 83,595
66 Bank of Eastman Ga. Magnolia Bankshares Inc. commercial 12.87 15.32 15,518 0.47 193,469
67 Diamond Bancorp Inc. Washington, Mo.   BHC 12.84 7.06 65,616 2.44 659,231
68 Mechanics and Farmers Bank Durham, N.C. M&F Bancorp Inc. commercial 12.81 12.27 23,690 0.08 298,773
69 Securant Bank & Trust Milwaukee Capital Commerce Bancorp Inc. commercial 12.78 14.66 16,466 0.78 184,818
  American Patriot Bank Greeneville, Tenn. American Patriot Financial Group Inc. commercial 12.78 8.03 5,676 -0.07 71,912
71 Heritage Bank Jonesboro, Ga. CCF Holding Co. commercial 12.77 12.73 33,630 0.36 374,786
  Turtle Mountain State Bank Belcourt, N.D.   commercial 12.77 0.01 2,371 0.02 28,792
73 West Pointe Bank Oshkosh, Wis. West Pointe Bancshares Inc. commercial 12.67 16.59 28,651 -0.01 277,111
74 Gateway Bank FSB Oakland, Calif.   savings 12.52 13.11 18,926 0.13 214,419
75 Mutual Federal Bank MHC Chicago Mutual Federal Bancorp MHC savings 12.41 15.83 7,934 0.15 79,033
76 Central Federal Savings and Loan Association Cicero, Ill.   savings 12.34 13.32 10,607 -0.37 170,978
77 Spring Valley Bank Wyoming, Ohio SV Bancorp Inc. commercial 12.29 13.24 5,480 0.71 67,741
78 Putnam County National Bank of Carmel N.Y.   commercial 12.23 10.92 9,996 1.70 159,444
79 Trinity Capital Corp. Los Alamos, N.M.   BHC 12.22 12.30 117,851 0.93 1,502,178
80 Merchants Commercial Bank St. Thomas, V.I.   commercial 12.21 16.27 9,251 0.00 123,637
81 Baraboo Bancorp. Inc. Wis.   BHC 12.17 9.92 39,963 0.60 443,987
82 Tioga Franklin Savings Bank Philadelphia   savings 12.07 9.66 3,180 2.42 33,691
83 Grand Bankshares Inc. West Palm Beach, Fla.   BHC 11.89 13.58 15,468 0.13 212,121
84 Porter Bancorp Inc. Louisville, Ky.   BHC 11.86 21.22 76,308 0.82 1,052,027
85 Tennessee State Bancshares Inc. Pigeon Forge   BHC 11.80 13.54 45,000 2.91 648,234
86 Peoples Bank Eatonton, Ga. Peoples Bankshares Inc. commercial 11.75 14.64 8,635 0.50 133,630
87 Ruby Valley National Bank Twin Bridges, Mont. TwinCo Inc. commercial 11.67 11.73 6,937 3.69 84,764
88 Mohave State Bank Lake Havasu City, Ariz. State Bank Corp. commercial 11.64 11.66 23,789 2.01 301,878
89 Homeland Community Bank McMinnville, Tenn.   commercial 11.54 11.03 9,460 0.01 139,506
90 HCSB Financial Corp. Loris, S.C.   BHC 11.53 15.52 28,994 3.25 453,287
91 Freedom Bank of Oklahoma Tulsa   commercial 11.47 5.55 3,370 0.04 41,022
92 Farmers & Merchants Bank Statesboro, Ga. FMB Equibanc Inc. commercial 11.43 14.59 11,045 2.17 159,666
93 FirstSecure Bank and Trust Co. Palos Hills, Ill. Community Holdings Corp. commercial 11.41 17.94 3,636 0.00 58,625
94 Grant County Deposit Bank Williamstown, Ky. Grant County Bancorp Inc. commercial 11.36 7.19 4,788 2.03 75,724
95 State Bank of Herscher Ill. Hershare Financial Corp. commercial 11.35 13.04 9,262 8.08 138,490
96 Mutual Savings Association FSA Leavenworth, Kan.   savings 11.26 15.74 12,318 0.70 195,454
97 First Citizens Bank of Polson Mont. Flathead Lake Bancorp. Inc. commercial 11.22 16.23 1,512 1.97 18,956
  International Finance Bank Miami   commercial 11.22 13.24 27,258 1.70 357,807
99 First Federal of South Carolina FSB MHC Walterboro First Carolina Bancshares MHC savings 11.21 13.18 4,532 0.20 73,951
100 Harvest Community Bank Pennsville, N.J.   commercial 11.14 9.52 15,402 0.15 183,598
101 Goldwater Bank Scottsdale, Ariz.   commercial 11.02 8.57 6,058 0.60 86,661
102 First State Bank Barboursville, W.Va. First Bankshares Inc. commercial 11.00 3.76 22,403 1.26 253,049
103 Citizens Bank & Trust Co. Campbellsville, Ky. First Bancorp Inc. commercial 10.99 0.98 12,521 0.12 173,348
104 Equitable Bank SSB Wauwatosa, Wis.   savings 10.97 8.50 29,212 1.10 320,070
105 Johnson County Bank Mountain City, Tenn.   commercial 10.93 11.73 6,876 0.04 119,559
106 Chelten Hills Savings Bank Abington, Pa.   savings 10.91 9.85 3,136 0.00 35,310
107 Commerce Bank and Trust Holding Co. Topeka, Kan.   BHC 10.81 13.28 57,959 1.92 936,607
108 CornerstoneBank Atlanta Cornerstone Bancshares Inc. savings 10.77 9.87 21,296 0.95 271,891
109 Citizens State Bank Vernon, Ala. Citizens Southern Bancshares Inc. commercial 10.76 5.02 4,508 0.23 83,195
  Eastside Commercial Bank Bellevue, Wash.   commercial 10.76 6.61 2,566 -0.19 36,789
111 Allied Bank Mulberry, Ark. Acme Holding Co. Inc. commercial 10.69 13.83 8,162 -0.57 122,754
112 1st Advantage Bank St. Peters, Mo. Banc Investors, LLC commercial 10.66 16.78 6,823 -0.03 76,117
113 Franklin County UNITED Bank Decherd, Tenn. Franklin County UNITED Bancshares Inc. commercial 10.65 10.68 7,005 -0.10 87,537
114 First BanCorp. San Juan, Puerto Rico   BHC 10.64 10.61 1,013,480 2.03 12,523,251
115 Peoples Bank Mt. Washington Ky. Crossroads Bancorp Inc. commercial 10.61 13.37 5,896 -0.72 77,673
116 Devon Bank Chicago Devon Bancorp Inc. commercial 10.54 11.22 16,547 0.28 239,539
117 Persons Banking Co. Inc. Macon, Ga.   BHC 10.52 12.78 26,776 0.47 364,552
118 Grand Timber Bank McGregor, Minn. McGregor Banco Inc. commercial 10.46 12.63 2,817 0.43 41,242
119 FMB Bancshares Inc. Lakeland, Ga.   BHC 10.45 11.70 42,338 0.55 556,365
120 Mercantile Bank of Louisiana Missouri   commercial 10.36 10.95 5,982 -0.07 103,362
121 ABC Bank Chicago Greater Chicago Financial Corp. commercial 10.27 4.93 24,336 -0.28 336,663
122 Edgebrook Bank Chicago Edgebrook Bancorp Inc. commercial 10.23 12.54 8,048 0.00 93,610
123 St. Landry Homestead Federal Savings Bank Opelousas, La.   savings 10.18 10.31 18,538 0.32 230,659
  Broadway Federal Bank FSB Los Angeles Broadway Financial Corp. savings 10.18 15.31 27,936 0.32 334,632
125 Crews Banking Corp. Wauchula, Fla.   BHC 10.15 11.15 74,868 1.87 1,235,994
126 First Federal Savings and Loan Association of Greensburg Ind.   savings 10.12 8.12 8,709 -0.01 166,753
127 Royal Banks of Missouri St. Louis Royal Bancshares Inc. commercial 10.06 11.05 33,286 0.07 421,169
128 Parke Bancorp Inc. Sewell, N.J.   BHC 10.01 13.15 67,102 1.72 819,260
129 Lake Area Bank Lindstrom, Minn. Freedom Bancorp. Inc. commercial 9.97 10.45 17,093 -0.25 270,805
130 Signature Bank of Arkansas Fayetteville White River Bancshares Co. commercial 9.94 11.14 39,390 0.49 492,776
131 Community Bank Noblesville, Ind. Community Bancshares Inc. commercial 9.92 10.37 15,133 -0.60 268,673
132 Valley Community Bank Pleasanton, Calif.   commercial 9.89 12.17 8,269 -0.13 134,482
133 Whitaker Bank Corp. of Kentucky Lexington   BHC 9.88 5.19 97,101 0.46 1,753,522
134 Northern States Financial Corp. Waukegan, Ill.   BHC 9.84 24.56 21,193 1.18 407,919
135 First National Bank Ronceverte, W.Va. First National Bankshares Corp. commercial 9.81 11.39 12,694 -0.38 249,119
  First South Bank Spartanburg, S.C. First South Bancorp Inc. commercial 9.81 13.53 16,268 -0.11 296,923
137 One Bank & Trust Little Rock, Ark. OneFinancial Corp. commercial 9.78 9.79 21,422 1.18 374,964
138 Northern Michigan Bank & Trust Escanaba Northern Michigan Corp. commercial 9.77 7.55 15,639 0.03 238,499
139 Friends Bank New Smyrna Beach, Fla.   commercial 9.76 11.71 6,611 -0.04 99,076
140 Alma Exchange Bank & Trust Ga. South Banking Co. commercial 9.72 9.23 5,022 -0.06 86,844
141 North Side Federal Savings and Loan Association of Chicago   savings 9.68 9.15 2,606 -0.06 45,584
142 Oxford Bank Mich. Oxford Bank Corp. commercial 9.67 14.62 17,702 0.03 262,772
143 North Georgia National Bank Calhoun North Georgia Community Financial Partners Inc. commercial 9.64 7.79 6,322 -0.21 116,224
144 Ladysmith Federal Savings and Loan Association Wis.   savings 9.62 9.03 2,451 0.94 47,814
145 Madison Bank of Maryland Forest Hill   savings 9.60 8.69 10,623 0.07 140,873
146 Bank of Vernon Ala. First Vernon Bancshares Inc. commercial 9.58 12.63 9,552 -0.20 142,592
147 Central Bank Savannah, Tenn.   commercial 9.56 6.22 7,230 1.79 110,334
148 SunSouth Bank Dothan, Ala. SunSouth Bancshares Inc. commercial 9.55 7.94 10,495 1.82 150,772
  Superior Bank Hazelwood, Mo. Superior Bancshares Inc. commercial 9.55 15.64 1,680 1.47 28,129
150 First Mountain Bank Big Bear Lake, Calif.   commercial 9.53 15.67 8,712 -0.43 134,865
151 U.S. Century Bank Doral, Fla.   commercial 9.48 9.71 67,094 -0.47 853,887
152 Central Savings Bank Sault Ste. Marie, Mich. Central Bank Corp. commercial 9.42 7.86 12,351 1.60 237,220
153 Flagship Community Bank Clearwater, Fla.   commercial 9.40 9.82 7,346 1.60 94,424
154 Advantage Bank Loveland, Colo. Advantage Bancorp Inc. commercial 9.38 9.15 18,317 -0.01 260,084
155 Martinsville First Savings Bank Va.   savings 9.32 11.59 2,257 0.41 44,715
156 County First Bank La Plata, Md.   commercial 9.31 2.97 12,188 0.45 218,152
157 Community State Bank Union Grove, Wis. Union Bancorp. Inc. commercial 9.24 7.04 15,392 1.05 305,993
158 Village Bank St. Francis, Minn. Village Bancshares Inc. commercial 9.19 10.58 11,564 -1.18 164,387
159 First Tuskegee Bank Ala. Birthright Inc. commercial 9.13 21.91 2,642 0.53 57,133
160 Kaw Valley Bank Topeka, Kan. Kaw Valley Bancorp Inc. commercial 9.12 9.39 22,624 -0.23 358,935
161 First National Bank in Howell Mich. FNBH Bancorp Inc. commercial 9.11 11.60 14,549 -0.55 318,357
162 FirsTier Bank Kimball, Neb. FirsTier II Bancorp. commercial 9.10 9.06 12,217 -0.67 235,041
163 Port Byron State Bank Ill. First Port Byron Bancorp Inc. commercial 9.08 20.31 3,663 0.00 79,013
164 Hometown Bank of the Hudson Valley MHC Walden, N.Y. Hometown Bancorp MHC savings 9.06 11.51 10,123 4.08 135,953
  Freedom Bank Inc. Belington, W.Va. Freedom Bancshares Inc. commercial 9.06 9.45 9,258 1.88 147,412
  County Bank Rehoboth Beach, Del. CB Financial Corp. commercial 9.06 6.67 22,170 0.19 336,715
167 First Alliance Bank Cordova, Tenn. First Alliance Bancshares Inc. commercial 9.05 4.89 8,692 0.71 117,733
168 Seamen's Bank Provincetown, Mass.   savings 9.01 8.99 20,177 0.00 332,206
  New York Private Bank & Trust Corp.   BHC 9.01 11.31 360,445 -0.40 6,368,077
170 Benchmark Bank Gahanna, Ohio Benchmark Bancorp Inc. savings 9.00 10.36 8,974 0.10 117,644
171 Ponce De Leon Federal Bank Bronx, N.Y.   savings 8.99 11.08 50,920 0.06 722,881
172 Chambers Bancshares Inc. Danville, Ark.   BHC 8.98 11.58 50,426 0.45 771,356
173 Bank of Coral Gables Fla.   commercial 8.96 10.51 5,584 -0.25 98,865
174 Gulf Coast Community Bank Pensacola, Fla.   commercial 8.90 7.07 7,851 -0.28 150,124
175 1st Equity Bank Skokie, Ill. First Equity Corp. commercial 8.86 14.29 5,635 0.21 101,779
176 Community Bank of Georgia Baxley Community Bank of Georgia Inc. commercial 8.82 8.62 3,568 -0.15 74,236
177 Bank of Kaukauna Wis. Brogan Bankshares Inc. commercial 8.76 13.03 6,241 -0.01 84,325
178 Independent Bank Corp. Ionia, Mich.   BHC 8.71 9.95 122,101 0.11 2,249,864
179 Alamerica Bank Birmingham, Ala. Alamerica BancCorp Inc. commercial 8.70 22.62 2,278 -0.02 38,804
180 Hometown National Bank Longview, Wash.   commercial 8.69 10.30 996 0.00 18,257
181 PrimeSouth Bank Blackshear, Ga. Jones Bancshares LP commercial 8.61 8.01 18,550 1.06 332,532
182 North Alabama Bank Hazel Green, Ala. North Alabama Bancshares Inc. commercial 8.58 6.46 5,083 3.76 97,777
  Georgia Heritage Bank Dallas, Ga.   commercial 8.58 10.17 3,859 -0.04 68,724
184 Community Shores Bank Muskegon, Mich. Community Shores Bank Corp. commercial 8.49 6.89 11,271 0.90 197,913
185 Provident Financial Holdings Inc. Riverside, Calif.   BHC 8.45 9.68 79,487 -0.19 1,105,629
186 Farmers State Bank Markesan, Wis. FS BancShares Inc. commercial 8.42 10.66 3,414 0.13 77,230
187 Mid State Banks Inc. Hawkinsville, Ga.   BHC 8.34 10.83 15,499 0.60 275,620
188 Capitol National Bank Lansing, Mich.   commercial 8.31 9.33 6,433 -0.23 125,287
189 Bank of Fincastle Va.   commercial 8.30 1.65 12,203 0.02 210,815
  Mitchell Bank Milwaukee, Wis. M.S. Investment Co. commercial 8.30 15.58 2,255 1.19 53,740
191 Peoples Bank & Trust Co. Manchester, Tenn. Peoples Bancorp Inc. commercial 8.26 9.15 3,915 0.00 83,961
  United Bank of Philadelphia United Bancshares Inc. commercial 8.26 5.10 3,562 -0.01 59,635
  Mesaba Bancshares Inc. Grand Rapids, Minn.   BHC 8.26 10.89 43,108 1.49 655,898
194 Community Bank of Broward Dania Beach, Fla.   commercial 8.23 11.69 33,951 0.08 487,470
195 Dart Bank Mason, Mich. Dart Financial Corp. commercial 8.17 9.29 14,283 -0.22 284,202
  Virginia Community Bank Louisa Virginia Community Bankshares Inc. commercial 8.17 9.07 10,238 3.00 208,620
197 Sutter Community Bank Yuba City, Calif.   commercial 8.16 7.97 4,517 -0.07 66,910
198 State Bank of Waterloo Ill. SBW Bancshares Inc. commercial 8.10 3.80 6,720 2.07 140,894
199 Union Bank Lake Odessa, Mich. Union Financial Corp. commercial 8.09 7.73 9,521 0.36 171,303
200 Citizens National Bancorp Inc. Athens, Tenn.   BHC 8.07 9.35 27,219 0.18 521,596

Notes: Data from preliminary quarterly call reports and thrift financial reports from the FDIC and OTS. Excludes institutions whose loans were less than 50% of assets.
*Nonperforming loans net of the delinquent U.S. government-guaranteed portion, divided by total loans.
**Sum total of nonaccruing loans (excluding debt securities and other assets) and restructured loans, less than guaranteed portion of nonaccruing loans wholly or partially guaranteed by the U.S. government.
† Chargeoffs, minus recoveries credited to the loan allowance. For savings institutions, net chargeoffs related to specific valuation allowance are included. Divided by average loans and leases.
Figures for prior periods are not adjusted for mergers and acquisitions. Rankings include only companies current as of June 30, 2014.

Source:

SNL Financial
, Charlottesville, Va.
© 2015 American Banker

Banks, thrifts and holding companies