Bank Holding Companies with the Largest Credit Card Loan Portfolios

July 16, 2018, 11:17 a.m. EDT 1 Min Read

On Mar. 31, 2018. Dollars in thousands.

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				Credit card loans		Total loans and leases
Rank	Company	City	State	Mar. 31	Year earlier	Change	Mar. 31
1	Citigroup Inc.	New York	N.Y.	$150,255,000	$144,639,000	3.9	$693,204,000
2	JPMorgan Chase & Co.	New York	N.Y.	128,233,000	124,274,000	3.2	962,410,000
3	Capital One Financial Corporation	McLean	Va.	99,461,328	91,843,296	8.3	249,753,622
4	Bank of America Corp.	Charlotte	N.C.	93,560,000	88,551,000	5.7	977,276,000
5	Synchrony Financial	Stamford	Conn.	74,445,058	70,117,766	6.2	77,333,199
6	Discover Financial Services	Riverwoods	Ill.	65,439,244	59,609,442	9.8	82,744,350
7	American Express Company	New York	N.Y.	61,447,000	53,670,000	14.5	130,024,000
8	Wells Fargo & Company	San Francisco	Calif.	36,102,000	34,743,000	3.9	962,419,000
9	Barclays US LLC	New York	N.Y.	25,948,000	23,664,000	9.7	38,499,000
10	U.S. Bancorp	Minneapolis	Minn.	20,901,000	20,387,000	2.5	282,186,000
11	United Services Automobile Association	San Antonio	Tex.	18,529,591	18,112,526	2.3	47,814,835
12	TD Group US Holdings LLC	Wilmington	Del.	12,168,119	10,495,519	15.9	150,988,614
13	First National of Nebraska, Inc.	Omaha	Neb.	5,738,727	5,317,116	7.9	14,889,470
14	PNC Financial Services Group, Inc.	Pittsburgh	Pa.	4,846,964	4,425,940	9.5	222,500,988
15	Fifth Third Bancorp	Cincinnati	Ohio	2,188,373	2,070,071	5.7	92,671,646
16	BB&T Corporation	Winston-Salem	N.C.	1,942,000	1,821,518	6.6	144,206,000
17	Citizens Financial Group, Inc.	Providence	R.I.	1,523,271	1,398,777	8.9	112,052,384
18	SunTrust Banks, Inc.	Atlanta	Ga.	1,517,597	1,359,342	11.6	145,098,416
19	Regions Financial Corporation	Birmingham	Ala.	1,236,744	1,150,576	7.5	80,274,101
20	United National Corporation	Sioux Falls	S.D.	1,132,323	1,033,984	9.5	2,251,343
21	KeyCorp	Cleveland	Ohio	1,068,529	1,037,279	3.0	91,019,312
22	Popular, Inc.	Hato Rey	P.R.	1,057,000	1,079,000	-2.0	24,406,000
23	HSBC North America Holdings Inc.	New York	N.Y.	769,840	646,022	19.2	65,908,818
24	Huntington Bancshares Incorporated	Columbus	Ohio	761,894	590,136	29.1	71,669,251
25	Commerce Bancshares, Inc.	Kansas City	Mo.	754,804	738,736	2.2	13,912,839
26	BBVA Compass Bancshares, Inc.	Houston	Tex.	657,030	570,311	15.2	62,284,262
27	Santander Holdings USA, Inc.	Boston	Mass.	534,298	521,301	2.5	82,079,023
28	M&T Bank Corporation	Buffalo	N.Y.	460,074	399,717	15.1	87,710,749
29	Goldman Sachs Group, Inc.	New York	N.Y.	404,000	0	NA	131,836,000
30	BNP Paribas USA, Inc.	New York	N.Y.	398,019	375,824	5.9	78,373,124
31	John Deere Capital Corporation	Reno	Nev.	385,875	340,452	13.3	29,143,323
32	BMO Financial Corp.	Chicago	Ill.	385,136	389,964	-1.2	73,691,208
33	First Citizens BancShares, Inc.	Raleigh	N.C.	315,454	303,381	4.0	23,658,637
34	First BanCorp.	San Juan	P.R.	267,283	273,974	-2.4	8,777,635
35	UMB Financial Corporation	Kansas City	Mo.	229,614	246,929	-7.0	11,463,380
36	UBS Americas Holding LLC	New York	N.Y.	216,588	203,471	6.4	57,081,620
37	MUFG Americas Holdings Corporation	New York	N.Y.	209,211	221,331	-5.5	81,613,560
38	RBC USA Holdco Corporation	New York	N.Y.	181,350	152,145	19.2	38,779,745
39	Zions Bancorporation	Salt Lake City	Utah	181,059	178,904	1.2	45,173,003
40	Simmons First National Corporation	Pine Bluff	Ark.	169,944	167,211	1.6	11,006,001
41	Synovus Financial Corp.	Columbus	Ga.	148,384	155,047	-4.3	24,964,027
42	Arvest Bank Group, Inc.	Bentonville	Ark.	139,945	122,893	13.9	10,666,099
43	First Horizon National Corporation	Memphis	Tenn.	109,661	117,963	-7.0	28,024,592
44	Associated Banc-Corp	Green Bay	Wis.	107,157	95,831	11.8	22,920,535
45	Hancock Whitney Corporation	Gulfport	Miss.	98,382	93,747	4.9	19,114,339
46	Independent Bankers Financial Corporation	Farmers Branch	Tex.	78,246	78,973	-0.9	1,010,919
47	First Interstate BancSystem, Inc.	Billings	Mont.	75,135	65,241	15.2	7,645,746
48	FirstBank Holding Company	Lakewood	Colo.	71,103	70,327	1.1	10,324,402
49	Central Bancompany, Inc.	Jefferson City	Mo.	68,185	62,776	8.6	8,180,776
50	Bank of Hawaii Corporation	Honolulu	Hawaii	53,700	58,873	-8.8	9,943,106
51	OFG Bancorp	San Juan	P.R.	52,340	55,076	-5.0	4,302,021
52	Northwest Bancshares, Inc.	Warren	Pa.	51,830	49,511	4.7	7,894,913
53	Amalgamated Investments Company	Chicago	Ill.	41,477	NA	NA	429,167
54	Pinnacle Financial Partners, Inc.	Nashville	Tenn.	39,203	33,180	18.2	16,444,873
55	IBERIABANK Corporation	Lafayette	La.	35,584	37,161	-4.2	21,816,438
56	Trustmark Corporation	Jackson	Miss.	35,536	35,891	-1.0	8,893,343
57	MB Financial, Inc.	Chicago	Ill.	33,473	28,203	18.7	14,496,529
58	Mercantil Bank Holding Corporation	Coral Gables	Fla.	31,833	31,449	1.2	5,950,450
59	Midland Financial Co.	Oklahoma City	Okla.	29,020	28,244	2.7	11,104,330
60	First Command Financial Services, Inc.	Fort Worth	Tex.	27,898	30,321	-8.0	278,085
61	First Bancorp	Southern Pines	N.C.	23,396	19,203	21.8	4,120,255
62	Republic Bancorp, Inc.	Louisville	Ky.	21,705	14,835	46.3	4,066,795
63	First Financial Bancorp.	Cincinnati	Ohio	20,500	21,820	-6.0	6,110,069
64	Banner Corporation	Walla Walla	Wash.	19,986	18,788	6.4	7,697,854
65	BankGuam Holding Company	Hagatna	Guam	19,090	19,068	0.1	1,253,735
66	Great Western Bancorp, Inc.	Sioux Falls	S.D.	17,618	18,429	-4.4	9,351,382
67	Merchants Financial Group, Inc.	Winona	Minn.	16,961	16,555	2.5	1,376,159
68	W.T.B. Financial Corporation	Spokane	Wash.	16,446	16,652	-1.2	3,939,242
69	Green Dot Corporation	Pasadena	Calif.	14,679	1,963	647.8	25,465
70	Johnson Financial Group, Inc.	Racine	Wis.	13,943	12,675	10.0	3,805,295
71	Prosperity Bancshares, Inc.	Houston	Tex.	13,682	13,421	1.9	10,011,416
72	Watford City Bancshares, Inc.	Watford City	N.D.	12,855	12,978	-0.9	1,801,751
73	First Security Bancorp	Searcy	Ark.	11,431	10,586	8.0	2,457,181
74	Hills Bancorporation	Hills	Iowa	10,139	9,844	3.0	2,458,409
75	Farmers & Merchants Investment, Inc.	Lincoln	Neb.	9,980	9,564	4.3	3,165,527
76	United Bankshares, Inc.	Charleston	W.Va.	9,372	12,452	-24.7	13,178,332
77	Hope Bancorp, Inc.	Los Angeles	Calif.	8,894	7,761	14.6	11,337,565
78	German American Bancorp, Inc.	Jasper	Ind.	8,802	7,826	12.5	2,157,174
79	Nicolet Bankshares, Inc.	Green Bay	Wis.	8,139	3,229	152.1	2,108,477
80	Fishback Financial Corporation	Brookings	S.D.	8,070	7,502	7.6	2,083,456
81	FirstSun Capital Bancorp	Denver	Colo.	7,985	6,414	24.5	2,658,937
82	Valley National Bancorp	Wayne	N.J.	7,770	6,892	12.7	22,561,216
83	Central Bancshares, Inc.	Lexington	Ky.	7,303	6,966	4.8	2,013,132
84	ServisFirst Bancshares, Inc.	Birmingham	Ala.	7,154	4,935	45.0	5,932,849
85	Pinnacle Bancorp, Inc.	Omaha	Neb.	7,064	7,020	0.6	7,537,145
86	CNB Financial Corporation	Clearfield	Pa.	6,965	6,077	14.6	2,277,584
87	First Commonwealth Financial Corporation	Indiana	Pa.	6,794	2,395	183.7	5,391,064
88	Heritage Financial Corporation	Olympia	Wash.	6,728	6,500	3.5	3,284,584
89	F.N.B. Corporation	Pittsburgh	Pa.	6,717	9,222	-27.2	21,300,379
90	Reliable Community Bancshares, Inc.	Perryville	Mo.	6,485	0	NA	1,296,564
91	Trinity Capital Corporation	Los Alamos	N.M.	6,353	7,003	-9.3	705,346
92	Fidelity BancShares (N.C.), Inc.	Fuquay-Varina	N.C.	5,743	5,647	1.7	1,087,561
93	Durant Bancorp, Inc.	Durant	Okla.	5,524	4,712	17.2	4,694,905
94	National Bankshares, Inc.	Blacksburg	Va.	5,338	5,483	-2.6	658,663
95	MidSouth Bancorp, Inc.	Lafayette	La.	5,252	5,493	-4.4	1,138,504
96	Dickinson Financial Corporation II	Kansas City	Mo.	5,251	5,867	-10.5	1,593,821
97	American National Corporation	Omaha	Neb.	5,244	4,898	7.1	2,920,641
98	D.L. Evans Bancorp	Burley	Idaho	5,204	4,469	16.4	948,939
99	West Suburban Bancorp, Inc.	Lombard	Ill.	5,151	5,861	-12.1	1,181,660
100	Amarillo National Bancorp, Inc.	Amarillo	Tex.	4,977	4,794	3.8	3,180,552
101	ATBancorp	Dubuque	Iowa	4,753	4,764	-0.2	1,327,878
102	Emprise Financial Corporation	Wichita	Kan.	4,747	4,805	-1.2	1,295,230
103	First Community Bancshares, Inc.	Bluefield	Va.	4,675	4,677	0.0	1,793,108
104	Community Bancshares, Inc.	McArthur	Ohio	4,565	3,999	14.2	676,503
105	Home Bancorp, Inc.	Lafayette	La.	4,552	1,718	165.0	1,644,800
106	United Financial Bancorp, Inc.	Hartford	Conn.	4,450	3,380	31.7	5,466,857
107	People's Utah Bancorp	American Fork	Utah	4,323	4,165	3.8	1,702,620
108	Heartland Bancorp, Inc.	Bloomington	Ill.	4,299	3,500	22.8	1,988,413
109	Longview Financial Corporation	Longview	Tex.	4,216	4,395	-4.1	2,009,977
110	American Bancor, Ltd.	Dickinson	N.D.	4,210	4,194	0.4	1,096,611
111	Landrum Company	Columbia	Mo.	4,136	1,801	129.7	1,800,036
112	Alpine Banks of Colorado	Glenwood Springs	Colo.	4,066	3,468	17.2	2,295,258
113	Farmers & Merchants Bancorp, Inc.	Archbold	Ohio	3,826	3,762	1.7	838,356
114	Ironhorse Financial Group, Inc.	Muskogee	Okla.	3,770	3,222	17.0	1,089,843
115	TrustCo Bank Corp NY	Glenville	N.Y.	3,730	3,079	21.1	3,666,972
116	Somerset Trust Holding Company	Somerset	Pa.	3,633	3,652	-0.5	763,624
117	Tampa Bay Banking Company	Tampa	Fla.	3,499	3,418	2.4	1,046,368
118	Platte Valley Financial Service Companies, Inc.	Scottsbluff	Neb.	3,363	2,401	40.1	966,561
119	Heartland BancCorp	Whitehall	Ohio	3,342	3,150	6.1	739,969
120	1st Summit Bancorp of Johnstown, Inc.	Johnstown	Pa.	3,218	3,177	1.3	513,835
121	First Paragould Bankshares, Inc.	Paragould	Ark.	3,211	3,064	4.8	1,075,225
122	Manhattan Banking Corporation	Manhattan	Kan.	3,194	2,869	11.3	1,432,010
123	Heartland Financial USA, Inc.	Dubuque	Iowa	3,038	1,743	74.3	6,774,679
124	CNB Corporation	Conway	S.C.	2,948	2,823	4.4	489,330
125	Hometown Community Bancorp, Inc.	Morton	Ill.	2,933	2,802	4.7	2,569,494
126	United Bank Corporation	Barnesville	Ga.	2,782	2,593	7.3	646,838
127	Farmers National Banc Corp.	Canfield	Ohio	2,748	2,404	14.3	1,599,244
128	Robertson Holding Company, L.P.	Harrogate	Tenn.	2,635	NA	NA	912,749
129	First Community Bancshares, Inc.	Batesville	Ark.	2,611	2,100	24.3	1,097,061
130	Assabet Valley Bancorp	Hudson	Mass.	2,588	2,283	13.4	1,200,506
131	Wilson Bank Holding Co.	Lebanon	Tenn.	2,550	2,321	9.9	1,840,925
132	First Financial Corporation	Terre Haute	Ind.	2,543	1,943	30.9	1,907,491
133	Whitaker Bank Corporation of Kentucky	Lexington	Ky.	2,417	2,453	-1.5	860,909
134	Peoples Financial Services Corp.	Scranton	Pa.	2,325	2,321	0.2	1,725,781
135	1867 Western Financial Corporation	Stockton	Calif.	2,324	2,326	-0.1	1,735,022
136	Texas Independent Bancshares, Inc.	Texas City	Tex.	2,314	2,263	2.3	581,733
137	QCR Holdings, Inc.	Moline	Ill.	2,197	2,046	7.4	3,055,074
138	Kentucky Bancshares, Inc.	Paris	Ky.	2,175	1,879	15.8	651,066
139	First Bank Corp	Fort Smith	Ark.	2,173	2,027	7.2	1,137,017
140	National Bank of Indianapolis Corporation	Indianapolis	Ind.	2,162	2,140	1.0	1,373,999
141	NEB Corporation	Fond du Lac	Wis.	2,096	1,982	5.8	1,162,311
142	First Volunteer Corporation	Chattanooga	Tenn.	2,074	1,956	6.0	778,086
143	Blackhawk Bancorporation, Inc.	Milan	Ill.	2,024	1,762	14.9	581,013
144	First State Bancshares, Inc.	Farmington	Mo.	1,992	460	333.0	1,844,860
145	SNBNY Holdings Limited	Gibraltar	N.A.	1,979	2,005	-1.3	2,979,440
146	WSFS Financial Corporation	Wilmington	Del.	1,895	560	238.4	4,870,370
147	Louisiana Community Bancorp, Inc.	Houma	La.	1,889	2,780	-32.1	847,896
148	First Guaranty Bancshares, Inc.	Hammond	La.	1,873	1,945	-3.7	1,141,427
149	Southside Bancshares, Inc.	Tyler	Tex.	1,838	1,790	2.7	3,311,630
150	Ambank Company, Inc.	Sioux Center	Iowa	1,814	1,629	11.4	1,046,458
151	Bank First National Corporation	Manitowoc	Wis.	1,702	1,282	32.8	1,405,705
152	United Community Bancorp, Inc.	Chatham	Ill.	1,690	1,210	39.7	1,512,280
153	Hawthorn Bancshares, Inc.	Jefferson City	Mo.	1,678	1,721	-2.5	1,084,326
154	Centre 1 Bancorp, Inc.	Beloit	Wis.	1,666	1,476	12.9	788,786
155	East West Bancorp, Inc.	Pasadena	Calif.	1,621	1,206	34.4	29,651,429
	First Busey Corporation	Champaign	Ill.	1,621	0	NA	5,560,487
157	BTC Financial Corporation	Des Moines	Iowa	1,522	1,371	11.0	3,699,533
158	Westbrand, Inc.	Minot	N.D.	1,481	1,638	-9.6	674,290
159	Forcht Bancorp, Inc.	Corbin	Ky.	1,441	1,359	6.0	593,598
160	Summit Financial Group, Inc.	Moorefield	W.Va.	1,430	1,470	-2.7	1,643,629
161	Chemung Financial Corporation	Elmira	N.Y.	1,418	1,409	0.6	1,320,100
162	Arbor Bancorp, Inc.	Ann Arbor	Mich.	1,410	1,571	-10.2	1,293,191
163	MutualFirst Financial, Inc.	Muncie	Ind.	1,313	1,334	-1.6	1,453,116
164	International Bancshares Corporation	Laredo	Tex.	1,248	1,328	-6.0	6,453,103
165	Cache Valley Banking Company	Logan	Utah	1,234	1,242	-0.6	917,172
166	Citizens Holding Company	Philadelphia	Miss.	1,230	1,125	9.3	408,330
167	First Breckinridge Bancshares, Inc.	Irvington	Ky.	1,185	1,114	6.4	979,437
168	Magnolia Banking Corporation	Magnolia	Ark.	1,153	1,147	0.5	1,095,143
169	CBS Banc-Corp.	Russellville	Ala.	1,151	1,056	9.0	758,739
170	Glacier Bancorp, Inc.	Kalispell	Mont.	1,076	129	734.1	7,708,742
171	Mackinac Financial Corporation	Manistique	Mich.	1,052	1,000	5.2	812,441
172	American Bancorporation, Inc.	Sapulpa	Okla.	1,023	1,004	1.9	420,163
173	Olympic Bancorp, Inc.	Port Orchard	Wash.	996	1,149	-13.3	690,304
174	NSB Mutual Holding Company	Newtown	Conn.	974	806	20.8	1,041,574
175	Pacific Premier Bancorp, Inc.	Irvine	Calif.	937	0	NA	6,270,875
176	First Federal Bancorp, Inc.	Lake City	Fla.	912	1,241	-26.5	640,422
177	Bar Harbor Bankshares	Bar Harbor	Maine	895	987	-9.3	2,464,419
178	First Internet Bancorp	Fishers	Ind.	806	783	2.9	2,226,472
179	ConnectOne Bancorp, Inc.	Englewood Cliffs	N.J.	794	619	28.3	4,251,346
180	Citizens & Northern Corporation	Wellsboro	Pa.	793	0	NA	817,574
181	Midland States Bancorp, Inc.	Effingham	Ill.	756	0	NA	4,054,417
182	Middlefield Banc Corp.	Middlefield	Ohio	723	681	6.2	933,311
183	Ocean Bankshares, Inc.	Miami	Fla.	681	111	513.5	3,065,087
184	SVB Financial Group	Santa Clara	Calif.	650	3,378	-80.8	24,745,753
185	Central Valley Community Bancorp	Fresno	Calif.	640	628	1.9	917,489
186	Beneficial State Foundation	Oakland	Calif.	588	NA	NA	718,159
187	Falcon Bancshares Incorporated	Laredo	Tex.	586	581	0.9	802,516
188	First Dakota Financial Corporation	Yankton	S.D.	566	166	241.0	1,311,263
189	Discount Bancorp, Inc.	New York	N.Y.	524	353	48.4	6,011,982
190	Home BancShares, Inc.	Conway	Ark.	512	0	NA	10,325,736
191	First Fidelity Bancorp, Inc.	Oklahoma City	Okla.	497	814	-38.9	991,941
192	First Merchants Corporation	Muncie	Ind.	482	0	NA	6,906,165
193	Investar Holding Corporation	Baton Rouge	La.	441	137	221.9	1,272,950
194	Seacoast Banking Corporation of Florida	Stuart	Fla.	428	489	-12.5	3,918,012
195	SmartFinancial, Inc.	Knoxville	Tenn.	417	415	0.5	1,375,017
196	Bank Iowa Corporation	West Des Moines	Iowa	412	421	-2.1	880,756
197	Mercantile Bank Corporation	Grand Rapids	Mich.	406	419	-3.1	2,551,205
198	Red River Bancshares, Inc.	Alexandria	La.	366	197	85.8	1,279,163
199	First of Long Island Corporation	Glen Head	N.Y.	362	378	-4.2	3,134,971
200	BancIndependent Incorporated	Florence	Ala.	357	21	1,600.0	1,214,779

Note: Top-tier bank holding companies only, based on Y-9C filings with the Fed. Figures for prior periods are not adjusted for mergers and acquisitions.
Rankings include only companies current as of July. 13, 2018
© 2017 American Banker
Source: Financial Information Systems LLC (

www.FEDFIS.com

)