Bank Holding Companies with the Largest Credit Card Loan Portfolios

March 04, 2019, 10:40 a.m. EST 1 Min Read

On Sep. 30, 2018. Dollars in thousands.

View Table

Printer Friendly Version

Rank	Company	City	State	Credit card loans			Total loans and leases
Rank	Company	City	State	Sep. 30	Year earlier	Change	Sep. 30
1	Citigroup Inc.	New York	N.Y.	$154,678,000	$150,907,000	2.5	$691,854,000
2	JPMorgan Chase & Co.	New York	N.Y.	134,686,000	129,712,000	3.8	980,454,000
3	Capital One Financial Corporation	McLean	Va.	102,019,431	101,237,421	0.8	240,162,764
4	Bank of America Corporation	Charlotte	N.C.	95,368,000	92,598,000	3.0	965,805,000
5	Synchrony Financial	Stamford	Conn.	83,771,000	73,471,314	14.0	86,956,000
6	Discover Financial Services	Riverwoods	Ill.	69,107,877	63,326,564	9.1	86,895,503
7	American Express Company	New York	N.Y.	65,448,000	57,263,000	14.3	136,661,000
8	Wells Fargo & Company	San Francisco	Calif.	37,812,000	36,249,000	4.3	958,142,000
9	Barclays US LLC	New York	N.Y.	24,852,000	25,873,000	-3.9	35,207,000
10	U.S. Bancorp	Minneapolis	Minn.	21,869,000	20,923,000	4.5	285,607,000
11	United Services Automobile Association	San Antonio	Tex.	18,959,527	18,843,070	0.6	49,231,974
12	TD Group US Holdings LLC	Wilmington	Del.	12,823,820	11,429,474	12.2	153,362,333
13	First National of Nebraska, Inc.	Omaha	Neb.	5,903,348	5,609,459	5.2	15,437,316
14	PNC Financial Services Group, Inc.	Pittsburgh	Pa.	5,111,481	4,623,008	10.6	224,075,926
15	Fifth Third Bancorp	Cincinnati	Ohio	2,325,358	2,167,624	7.3	94,100,531
16	BB&T Corporation	Winston-Salem	N.C.	2,173,000	1,891,000	14.9	147,712,000
17	Citizens Financial Group, Inc.	Providence	R.I.	1,616,215	1,487,298	8.7	115,902,060
18	SunTrust Banks, Inc.	Atlanta	Ga.	1,603,368	1,466,332	9.3	149,198,199
19	Regions Financial Corporation	Birmingham	Ala.	1,273,025	1,213,904	4.9	82,151,528
20	United National Corporation	Sioux Falls	S.D.	1,249,954	1,147,615	8.9	2,478,437
21	KeyCorp	Cleveland	Ohio	1,097,549	1,045,541	5.0	92,015,389
22	Popular, Inc.	Hato Rey	P.R.	1,044,000	1,089,000	-4.1	26,305,000
23	HSBC North America Holdings Inc.	New York	N.Y.	907,334	656,330	38.2	66,069,901
24	Huntington Bancshares Incorporated	Columbus	Ohio	856,309	698,743	22.5	74,161,682
25	Commerce Bancshares, Inc.	Kansas City	Mo.	788,111	754,206	4.5	13,972,449
26	BBVA Compass Bancshares, Inc.	Houston	Tex.	763,686	590,975	29.2	64,530,848
27	Santander Holdings USA, Inc.	Boston	Mass.	525,266	535,826	-2.0	86,208,946
28	M&T Bank Corporation	Buffalo	N.Y.	504,491	438,592	15.0	86,680,485
29	John Deere Capital Corporation	Reno	Nev.	465,970	443,446	5.1	30,791,701
30	BMO Financial Corp.	Chicago	Ill.	397,405	393,092	1.1	78,010,978
31	Goldman Sachs Group, Inc.	New York	N.Y.	388,000	0	NA	123,896,000
32	First Citizens BancShares, Inc.	Raleigh	N.C.	350,745	311,165	12.7	24,932,429
33	MUFG Americas Holdings Corporation	New York	N.Y.	307,982	213,854	44.0	83,845,523
34	First BanCorp.	San Juan	P.R.	259,003	277,424	-6.6	8,773,618
35	UBS Americas Holding LLC	New York	N.Y.	234,388	216,064	8.5	57,361,642
36	UMB Financial Corporation	Kansas City	Mo.	216,457	243,735	-11.2	11,966,946
37	BNP Paribas USA, Inc.	New York	N.Y.	192,850	388,202	-50.3	67,529,931
38	Simmons First National Corporation	Pine Bluff	Ark.	173,679	171,379	1.3	11,907,735
39	RBC US Group Holdings LLC	Toronto	#N/A	165,931	NA	NA	47,364,388
40	Synovus Financial Corp.	Columbus	Ga.	158,115	154,622	2.3	25,638,185
41	Arvest Bank Group, Inc.	Bentonville	Ark.	146,731	130,654	12.3	12,322,034
42	Associated Banc-Corp	Green Bay	Wis.	110,999	99,806	11.2	23,031,925
43	First Horizon National Corporation	Memphis	Tenn.	110,365	116,175	-5.0	28,079,768
44	Hancock Whitney Corporation	Gulfport	Miss.	97,397	99,564	-2.2	19,574,254
45	First Interstate BancSystem, Inc.	Billings	Mont.	79,406	72,209	10.0	8,516,899
46	Central Bancompany, Inc.	Jefferson City	Mo.	72,205	67,299	7.3	8,335,887
47	FirstBank Holding Company	Lakewood	Colo.	70,755	72,087	-1.8	10,619,588
48	Northwest Bancshares, Inc.	Warren	Pa.	54,486	51,901	5.0	8,013,003
49	Bank of Hawaii Corporation	Honolulu	Hawaii	51,557	56,716	-9.1	10,251,615
50	OFG Bancorp	San Juan	P.R.	50,289	54,705	-8.1	4,518,722
51	Pinnacle Financial Partners, Inc.	Nashville	Tenn.	41,075	36,366	12.9	17,522,828
52	MB Financial, Inc.	Chicago	Ill.	39,631	30,861	28.4	13,986,786
53	Trustmark Corporation	Jackson	Miss.	35,505	36,508	-2.7	9,062,309
54	IBERIABANK Corporation	Lafayette	La.	34,632	36,764	-5.8	22,386,882
55	Mercantil Bank Holding Corporation	Coral Gables	Fla.	33,468	34,712	-3.6	6,159,279
56	Midland Financial Co.	Oklahoma City	Okla.	30,751	29,367	4.7	12,041,585
57	First Command Financial Services, Inc.	Fort Worth	Tex.	27,291	29,577	-7.7	289,482
58	First Bancorp	Southern Pines	N.C.	24,379	21,045	15.8	4,197,302
59	Republic Bancorp, Inc.	Louisville	Ky.	20,670	20,188	2.4	4,165,094
60	Banner Corporation	Walla Walla	Wash.	20,183	19,817	1.8	7,895,369
61	First Financial Bancorp.	Cincinnati	Ohio	20,068	21,277	-5.7	8,860,653
62	Great Western Bancorp, Inc.	Sioux Falls	S.D.	17,629	18,667	-5.6	9,428,947
63	W.T.B. Financial Corporation	Spokane	Wash.	17,101	17,048	0.3	4,054,935
64	Johnson Financial Group, Inc.	Racine	Wis.	14,981	13,183	13.6	3,968,202
65	Prosperity Bancshares, Inc.	Houston	Tex.	13,568	13,732	-1.2	10,292,846
66	Watford City Bancshares, Inc.	Watford City	N.D.	13,403	13,325	0.6	2,033,163
67	First Security Bancorp	Searcy	Ark.	11,457	11,631	-1.5	2,463,986
68	Farmers & Merchants Investment, Inc.	Lincoln	Neb.	10,158	9,831	3.3	3,331,683
69	Nicolet Bankshares, Inc.	Green Bay	Wis.	10,101	6,766	49.3	2,146,052
70	Hills Bancorporation	Hills	Iowa	9,958	9,903	0.6	2,560,133
71	United Bankshares, Inc.	Charleston	W.Va.	9,530	13,776	-30.8	13,510,936
72	Hope Bancorp, Inc.	Los Angeles	Calif.	9,338	8,400	11.2	11,945,148
73	German American Bancorp, Inc.	Jasper	Ind.	9,197	8,019	14.7	2,345,803
74	Valley National Bancorp	Wayne	N.J.	8,473	7,446	13.8	24,142,965
75	First Commonwealth Financial Corporation	Indiana	Pa.	8,413	6,715	25.3	5,671,069
76	FirstSun Capital Bancorp	Denver	Colo.	8,338	6,468	28.9	2,704,453
77	ServisFirst Bancshares, Inc.	Birmingham	Ala.	7,810	6,846	14.1	6,368,808
78	Pinnacle Bancorp, Inc.	Omaha	Neb.	7,520	7,411	1.5	7,811,575
79	Central Bancshares, Inc.	Lexington	Ky.	7,474	7,100	5.3	2,035,729
80	CNB Financial Corporation	Clearfield	Pa.	7,434	6,249	19.0	2,387,730
81	Heartland Financial USA, Inc.	Dubuque	Iowa	7,411	2,042	262.9	7,448,408
82	F.N.B. Corporation	Pittsburgh	Pa.	6,855	6,884	-0.4	21,881,486
83	Heritage Financial Corporation	Olympia	Wash.	6,771	6,542	3.5	3,650,936
84	Durant Bancorp, Inc.	Durant	Okla.	5,999	5,128	17.0	4,880,987
85	United Financial Bancorp, Inc.	Hartford	Conn.	5,289	4,161	27.1	5,632,940
86	American National Corporation	Omaha	Neb.	5,276	5,231	0.9	2,928,248
87	Landrum Company	Columbia	Mo.	5,231	3,127	67.3	1,932,553
88	Amarillo National Bancorp, Inc.	Amarillo	Tex.	5,123	5,048	1.5	3,271,453
89	First Community Bankshares, Inc.	Bluefield	Va.	4,785	4,784	0.0	1,790,909
90	American Bancor, Ltd.	Dickinson	N.D.	4,396	4,262	3.1	1,184,284
91	Alpine Banks of Colorado	Glenwood Springs	Colo.	4,303	3,997	7.7	2,413,141
92	TrustCo Bank Corp NY	Glenville	N.Y.	4,033	3,515	14.7	3,825,918
93	Heartland BancCorp	Whitehall	Ohio	3,586	3,282	9.3	802,607
94	WSFS Financial Corporation	Wilmington	Del.	3,008	982	206.3	4,971,714
95	QCR Holdings, Inc.	Moline	Ill.	2,966	2,013	47.3	3,653,564
96	First Financial Corporation	Terre Haute	Ind.	2,914	2,299	26.8	1,941,818
97	Hometown Community Bancorp, Inc.	Morton	Ill.	2,904	2,860	1.5	2,634,404
98	First State Bancshares, Inc.	Farmington	Mo.	2,702	728	271.2	1,904,023
99	Wilson Bank Holding Co.	Lebanon	Tenn.	2,670	2,287	16.7	1,981,500
100	1867 Western Financial Corporation	Stockton	Calif.	2,340	2,300	1.7	1,858,859
101	SNBNY Holdings Limited	Gibraltar	#N/A	2,265	1,985	14.1	3,057,274
102	First Volunteer Corporation	Chattanooga	Tenn.	2,139	2,087	2.5	793,853
103	East West Bancorp, Inc.	Pasadena	Calif.	1,867	1,267	47.4	31,213,299
104	Ambank Company, Inc.	Sioux Center	Iowa	1,678	1,645	2.0	1,079,711
105	Hawthorn Bancshares, Inc.	Jefferson City	Mo.	1,671	1,765	-5.3	1,115,765
106	BTC Financial Corporation	Des Moines	Iowa	1,617	1,423	13.6	3,742,968
107	First Busey Corporation	Champaign	Ill.	1,535	0	NA	5,656,358
108	Ocean Bankshares, Inc.	Miami	Fla.	1,409	478	194.8	3,044,791
109	Chemung Financial Corporation	Elmira	N.Y.	1,393	1,444	-3.5	1,322,353
110	Glacier Bancorp, Inc.	Kalispell	Mont.	1,267	74	1,612.2	8,173,894
111	International Bancshares Corporation	Laredo	Tex.	1,205	1,200	0.4	6,475,141
112	Equity Bancshares, Inc.	Wichita	Kan.	1,008	337	199.1	2,600,427
113	ConnectOne Bancorp, Inc.	Englewood Cliffs	N.J.	953	699	36.3	4,466,044
114	Bar Harbor Bankshares	Bar Harbor	Maine	931	987	-5.7	2,483,590
115	First Internet Bancorp	Fishers	Ind.	859	899	-4.4	2,517,115
116	Midland States Bancorp, Inc.	Effingham	Ill.	778	0	NA	4,191,528
117	Pacific Premier Bancorp, Inc.	Irvine	Calif.	756	590	28.1	8,812,084
118	Red River Bancshares, Inc.	Alexandria	La.	614	268	129.1	1,335,438
119	Discount Bancorp, Inc.	New York	N.Y.	473	453	4.4	6,123,227
120	First Merchants Corporation	Muncie	Ind.	442	535	-17.4	7,091,093
121	SVB Financial Group	Santa Clara	Calif.	439	945	-53.5	27,668,830
122	Seacoast Banking Corporation of Florida	Stuart	Fla.	430	428	0.5	4,075,495
123	Mercantile Bank Corporation	Grand Rapids	Mich.	421	411	2.4	2,697,417
124	Home BancShares, Inc.	Conway	Ark.	405	1,682	-75.9	10,832,815
125	Investar Holding Corporation	Baton Rouge	La.	357	119	200.0	1,358,412
126	First of Long Island Corporation	Glen Head	N.Y.	334	294	13.6	3,221,966
127	Oconomowoc Bancshares, Inc.	Oconomowoc	Wis.	324	344	-5.8	910,125
128	TriCo Bancshares	Chico	Calif.	308	0	NA	4,031,260
129	Educational Services of America, Inc.	Farragut	Tenn.	279	208	34.1	2,777,202
130	Bank Leumi Le-Israel Corporation	New York	N.Y.	149	207	-28.0	5,151,745
131	Stifel Financial Corp.	Saint Louis	Mo.	147	0	NA	10,063,416
132	Waterstone Financial, Inc.	Wauwatosa	Wis.	146	97	50.5	1,551,687
133	Berkshire Hills Bancorp, Inc.	Boston	Mass.	107	116	-7.8	8,996,152
134	National Commerce Corporation	Birmingham	Ala.	87	0	NA	3,246,839
135	Horizon Bancorp, Inc.	Michigan City	Ind.	75	97	-22.7	2,959,366
136	Bridge Bancorp, Inc.	Bridgehampton	N.Y.	50	46	8.7	3,199,046
137	First Foundation Inc.	Irvine	Calif.	48	20	140.0	4,450,859
138	BancFirst Corporation	Oklahoma City	Okla.	40	0	NA	4,952,267
139	Washington Federal, Inc.	Seattle	Wash.	33	0	NA	11,607,243
140	Columbia Banking System, Inc.	Tacoma	Wash.	23	39	-41.0	8,519,592
141	Premier Financial Bancorp, Inc.	Huntington	W.Va.	22	96	-77.1	1,037,066
142	Fulton Financial Corporation	Lancaster	Pa.	1	2	-50.0	15,968,060

Note: Top-tier bank holding companies only, based on Y-9C filings with the Fed. Figures for prior periods are not adjusted for mergers and acquisitions.
Rankings include only companies current as of Mar. 1, 2019
© 2019 American Banker