Bank Holding Companies with the Largest Credit Card Loan Portfolios

February 26, 2018, 3:56 p.m. EST 1 Min Read

On Sep. 30, 2017. Dollars in thousands.

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				Credit card loans			Total loans and leases Sep. 30
Rank	Company	City	State	Sep. 30	Year earlier	Change	Total loans and leases Sep. 30
1	Citigroup Inc.	New York	N.Y.	$150,907,000	$143,974,000	4.8	$668,667,000
2	JPMorgan Chase & Co.	New York	N.Y.	129,712,000	123,014,000	5.4	933,014,000
3	Capital One Financial Corporation	McLean	Va.	101,237,421	92,227,365	9.8	253,987,252
4	Bank of America Corporation	Charlotte	N.C.	92,598,000	98,047,000	-5.6	976,593,000
5	Synchrony Financial	Stamford	Conn.	73,471,314	67,431,776	9.0	76,440,625
6	Discover Financial Services	Riverwoods	Ill.	63,326,564	57,849,277	9.5	80,444,944
7	American Express Company	New York	N.Y.	57,263,000	51,572,000	11.0	121,724,000
8	Wells Fargo & Company	San Francisco	Calif.	36,249,000	34,992,000	3.6	968,238,000
9	Barclays US LLC	New York	N.Y.	25,873,000	24,464,000	5.8	37,778,000
10	U.S. Bancorp	Minneapolis	Minn.	20,923,000	20,706,000	1.0	281,861,000
11	United Services Automobile Association	San Antonio	Tex.	18,843,070	18,212,227	3.5	49,020,598
12	TD Group US Holdings LLC	Wilmington	Del.	11,429,474	10,053,607	13.7	152,634,255
13	First National of Nebraska, Inc.	Omaha	Neb.	5,609,459	5,195,886	8.0	14,526,870
14	PNC Financial Services Group, Inc.	Pittsburgh	Pa.	4,623,008	4,395,512	5.2	222,803,486
15	Fifth Third Bancorp	Cincinnati	Ohio	2,167,624	2,169,264	-0.1	92,589,287
16	BB&T Corporation	Winston-Salem	N.C.	1,891,000	1,812,906	4.3	144,011,000
17	Citizens Financial Group, Inc.	Providence	R.I.	1,487,298	1,398,870	6.3	111,236,391
18	SunTrust Banks, Inc.	Atlanta	Ga.	1,466,332	1,268,723	15.6	147,127,431
19	Regions Financial Corporation	Birmingham	Ala.	1,213,904	1,123,433	8.1	79,743,907
20	United National Corporation	Sioux Falls	S.D.	1,147,615	1,022,413	12.2	2,256,987
21	Popular, Inc.	Hato Rey	P.R.	1,089,000	1,106,000	-1.5	23,493,000
22	KeyCorp	Cleveland	Ohio	1,045,541	1,082,360	-3.4	89,290,584
23	Commerce Bancshares, Inc.	Kansas City	Mo.	754,206	760,864	-0.9	13,765,303
24	Huntington Bancshares Incorporated	Columbus	Ohio	698,743	541,475	29.0	69,233,474
25	HSBC North America Holdings Inc.	New York	N.Y.	656,330	668,445	-1.8	66,473,557
26	BBVA Compass Bancshares, Inc.	Houston	Tex.	590,975	599,862	-1.5	60,392,987
27	Santander Holdings USA, Inc.	Boston	Mass.	535,826	533,448	0.4	83,536,796
28	John Deere Capital Corporation	Reno	Nev.	443,446	384,077	15.5	28,437,074
29	M&T Bank Corporation	Buffalo	N.Y.	438,592	392,545	11.7	87,925,134
30	BMO Financial Corp.	Chicago	Ill.	393,092	401,714	-2.1	69,690,642
31	BNP Paribas USA, Inc.	New York	N.Y.	388,202	369,276	5.1	76,986,743
32	First Citizens BancShares, Inc.	Raleigh	N.C.	311,165	304,440	2.2	23,219,876
33	First BanCorp.	San Juan	P.R.	277,424	282,048	-1.6	8,895,438
34	UMB Financial Corporation	Kansas City	Mo.	243,735	262,751	-7.2	11,001,553
35	UBS Americas Holding LLC	New York	N.Y.	216,064	197,300	9.5	54,370,680
36	MUFG Americas Holdings Corporation	New York	N.Y.	213,854	237,761	-10.1	79,448,060
37	Zions Bancorporation	Salt Lake City	Utah	187,319	180,922	3.5	44,226,736
38	Simmons First National Corporation	Pine Bluff	Ark.	171,379	176,263	-2.8	6,316,356
39	Synovus Financial Corp.	Columbus	Ga.	154,622	162,561	-4.9	24,596,963
40	RBC USA Holdco Corporation	New York	N.Y.	134,393	119,344	12.6	36,545,097
41	Arvest Bank Group, Inc.	Bentonville	Ark.	130,654	121,722	7.3	10,319,862
42	First Horizon National Corporation	Memphis	Tenn.	116,175	125,990	-7.8	20,509,059
43	Associated Banc-Corp	Green Bay	Wis.	99,806	97,412	2.5	21,079,242
44	Hancock Holding Company	Gulfport	Miss.	99,564	91,185	9.2	18,809,526
45	Independent Bankers Financial Corporation	Farmers Branch	Tex.	79,969	81,030	-1.3	980,559
46	First Interstate BancSystem, Inc.	Billings	Mont.	72,209	66,860	8.0	7,550,829
47	FirstBank Holding Company	Lakewood	Colo.	72,087	70,747	1.9	10,147,052
48	Central Bancompany, Inc.	Jefferson City	Mo.	67,299	60,569	11.1	8,096,731
49	Bank of Hawaii Corporation	Honolulu	Hawaii	56,716	57,045	-0.6	9,588,736
50	OFG Bancorp	San Juan	P.R.	54,705	56,785	-3.7	4,118,732
51	Northwest Bancshares, Inc.	Warren	Pa.	51,901	50,180	3.4	7,737,222
52	IBERIABANK Corporation	Lafayette	La.	36,764	39,906	-7.9	19,936,303
53	Trustmark Corporation	Jackson	Miss.	36,508	37,336	-2.2	8,895,255
54	Pinnacle Financial Partners, Inc.	Nashville	Tenn.	36,366	29,066	25.1	15,385,203
55	Mercantil Bank Holding Corporation	Coral Gables	Fla.	34,712	33,060	5.0	6,116,971
56	MB Financial, Inc.	Chicago	Ill.	30,861	26,810	15.1	14,608,132
57	First Command Financial Services, Inc.	Fort Worth	Tex.	29,577	31,271	-5.4	276,920
58	Midland Financial Co.	Oklahoma City	Okla.	29,367	28,202	4.1	10,697,227
59	First Financial Bancorp.	Cincinnati	Ohio	21,277	22,870	-7.0	5,993,503
60	First Bancorp	Southern Pines	N.C.	21,045	17,929	17.4	3,447,716
61	Republic Bancorp, Inc.	Louisville	Ky.	20,188	12,581	60.5	3,970,648
62	Banner Corporation	Walla Walla	Wash.	19,817	17,764	11.6	7,846,354
63	BankGuam Holding Company	Hagatna	Guam	19,598	18,932	3.5	1,192,640
64	Great Western Bancorp, Inc.	Sioux Falls	S.D.	18,667	19,630	-4.9	8,980,218
65	W.T.B. Financial Corporation	Spokane	Wash.	17,048	16,701	2.1	3,956,974
66	Merchants Financial Group, Inc.	Winona	Minn.	16,831	16,247	3.6	1,379,098
67	Green Dot Corporation	Pasadena	Calif.	14,525	13	111,630.8	23,573
68	United Bankshares, Inc.	Charleston	W.Va.	13,776	12,580	9.5	13,455,499
69	Prosperity Bancshares, Inc.	Houston	Tex.	13,732	13,499	1.7	9,911,202
70	Watford City Bancshares, Inc.	Watford City	N.D.	13,325	12,895	3.3	1,817,453
71	Johnson Financial Group, Inc.	Racine	Wis.	13,183	12,660	4.1	3,711,246
72	First Security Bancorp	Searcy	Ark.	11,631	10,720	8.5	2,329,856
73	Hills Bancorporation	Hills	Iowa	9,903	9,303	6.4	2,427,497
74	Farmers & Merchants Investment, Inc.	Lincoln	Neb.	9,831	9,552	2.9	2,998,608
75	Hope Bancorp, Inc.	Los Angeles	Calif.	8,400	6,938	21.1	10,981,106
76	German American Bancorp, Inc.	Jasper	Ind.	8,019	7,393	8.5	2,094,809
77	Fishback Financial Corporation	Brookings	S.D.	7,888	7,192	9.7	1,812,925
78	Valley National Bancorp	Wayne	N.J.	7,446	6,428	15.8	18,214,783
79	Pinnacle Bancorp, Inc.	Omaha	Neb.	7,411	7,360	0.7	7,440,263
80	Central Bancshares, Inc.	Lexington	Ky.	7,100	7,294	-2.7	1,944,932
81	F.N.B. Corporation	Pittsburgh	Pa.	6,884	2,777	147.9	20,931,214
82	ServisFirst Bancshares, Inc.	Birmingham	Ala.	6,846	4,304	59.1	5,633,736
83	Nicolet Bankshares, Inc.	Green Bay	Wis.	6,766	2,543	166.1	2,058,086
84	First Commonwealth Financial Corporation	Indiana	Pa.	6,715	0	NA	5,392,947
85	Trinity Capital Corporation	Los Alamos	N.M.	6,680	7,937	-15.8	735,016
86	Heritage Financial Corporation	Olympia	Wash.	6,542	6,163	6.1	2,802,881
87	FirstSun Capital Bancorp	Denver	Colo.	6,468	6,512	-0.7	2,708,913
88	CNB Financial Corporation	Clearfield	Pa.	6,249	5,842	7.0	2,100,246
89	Fidelity BancShares (N.C.), Inc.	Fuquay-Varina	N.C.	5,894	5,885	0.2	1,059,667
90	Dickinson Financial Corporation II	Kansas City	Mo.	5,845	6,779	-13.8	1,557,266
91	MidSouth Bancorp, Inc.	Lafayette	La.	5,531	5,350	3.4	1,236,148
92	West Suburban Bancorp, Inc.	Lombard	Ill.	5,487	6,169	-11.1	1,089,169
93	National Bankshares, Inc.	Blacksburg	Va.	5,387	5,835	-7.7	660,867
94	American National Corporation	Omaha	Neb.	5,231	4,535	15.3	2,784,609
95	Durant Bancorp, Inc.	Durant	Okla.	5,128	2,330	120.1	4,430,249
96	Amarillo National Bancorp, Inc.	Amarillo	Tex.	5,048	4,817	4.8	3,151,694
97	D.L. Evans Bancorp	Burley	Idaho	4,859	4,287	13.3	910,259
98	Emprise Financial Corporation	Wichita	Kan.	4,831	4,924	-1.9	1,239,645
99	ATBancorp	Dubuque	Iowa	4,801	4,362	10.1	1,290,901
100	First Community Bancshares, Inc.	Bluefield	Va.	4,784	4,598	4.0	1,837,721
101	People's Utah Bancorp	American Fork	Utah	4,641	4,333	7.1	1,230,910
102	Heartland Bancorp, Inc.	Bloomington	Ill.	4,483	3,501	28.0	1,912,768
103	Longview Financial Corporation	Longview	Tex.	4,427	4,721	-6.2	1,968,277
104	Community Bancshares, Inc.	McArthur	Ohio	4,398	3,959	11.1	657,007
105	American Bancor, Ltd.	Dickinson	N.D.	4,262	4,469	-4.6	1,143,259
106	United Financial Bancorp, Inc.	Hartford	Conn.	4,161	2,790	49.1	5,313,943
107	Alpine Banks of Colorado	Glenwood Springs	Colo.	3,997	3,388	18.0	2,213,133
108	Farmers & Merchants Bancorp, Inc.	Archbold	Ohio	3,846	3,726	3.2	798,085
109	Somerset Trust Holding Company	Somerset	Pa.	3,693	NA	NA	734,824
110	TrustCo Bank Corp NY	Glenville	N.Y.	3,515	3,100	13.4	3,578,283
111	Ironhorse Financial Group, Inc.	Muskogee	Okla.	3,390	2,967	14.3	1,069,604
112	Tampa Bay Banking Company	Tampa	Fla.	3,353	3,496	-4.1	1,027,516
113	1st Summit Bancorp of Johnstown, Inc.	Johnstown	Pa.	3,288	3,184	3.3	509,554
114	Heartland BancCorp	Gahanna	Ohio	3,282	3,268	0.4	687,731
115	Landrum Company	Columbia	Mo.	3,127	957	226.8	1,607,064
116	First Paragould Bankshares, Inc.	Paragould	Ark.	3,057	NA	NA	1,106,278
117	Manhattan Banking Corporation	Manhattan	Kan.	2,897	2,925	-1.0	1,370,721
118	Hometown Community Bancorp, Inc.	Morton	Ill.	2,860	2,900	-1.4	2,426,275
119	United Bank Corporation	Barnesville	Ga.	2,847	2,612	9.0	648,787
120	CNB Corporation	Conway	S.C.	2,833	2,945	-3.8	470,708
121	Platte Valley Financial Service Companies, Inc.	Scottsbluff	Neb.	2,733	2,255	21.2	955,853
122	Louisiana Community Bancorp, Inc.	Houma	La.	2,724	3,091	-11.9	824,774
123	Farmers National Banc Corp.	Canfield	Ohio	2,625	2,401	9.3	1,551,667
124	Whitaker Bank Corporation of Kentucky	Lexington	Ky.	2,524	2,400	5.2	862,931
125	Assabet Valley Bancorp	Hudson	Mass.	2,500	2,323	7.6	1,192,180
126	Hamilton State Bancshares, Inc.	Hoschton	Ga.	2,480	2,447	1.3	1,292,149
127	Peoples Financial Services Corp.	Scranton	Pa.	2,468	2,412	2.3	1,632,975
128	First Community Bancshares, Inc.	Batesville	Ark.	2,375	NA	NA	1,036,050
129	Texas Independent Bancshares, Inc.	Texas City	Tex.	2,359	2,222	6.2	554,329
130	1867 Western Financial Corporation	Stockton	Calif.	2,300	2,375	-3.2	1,703,866
131	First Financial Corporation	Terre Haute	Ind.	2,299	1,868	23.1	1,866,612
132	Wilson Bank Holding Co.	Lebanon	Tenn.	2,287	2,323	-1.5	1,768,964
133	National Bank of Indianapolis Corporation	Indianapolis	Ind.	2,272	2,262	0.4	1,374,606
134	NEB Corporation	Fond du Lac	Wis.	2,193	2,192	0.0	1,102,207
135	First Bank Corp	Fort Smith	Ark.	2,190	2,195	-0.2	1,122,346
136	First Volunteer Corporation	Chattanooga	Tenn.	2,087	3,081	-32.3	735,882
137	Kentucky Bancshares, Inc.	Paris	Ky.	2,074	2,042	1.6	650,281
138	Heartland Financial USA, Inc.	Dubuque	Iowa	2,042	1,388	47.1	6,414,426
139	QCR Holdings, Inc.	Moline	Ill.	2,013	1,640	22.7	2,676,985
140	SNBNY Holdings Limited	Gibraltar	#N/A	1,985	2,168	-8.4	2,726,850
141	Blackhawk Bancorporation, Inc.	Milan	Ill.	1,895	1,749	8.3	561,352
142	First Guaranty Bancshares, Inc.	Hammond	La.	1,885	1,904	-1.0	1,116,533
143	Home Bancorp, Inc.	Lafayette	La.	1,786	1,774	0.7	1,234,850
144	Southside Bancshares, Inc.	Tyler	Tex.	1,766	1,711	3.2	2,684,943
145	Hawthorn Bancshares, Inc.	Jefferson City	Mo.	1,765	1,561	13.1	1,045,047
146	Home BancShares, Inc.	Conway	Ark.	1,682	0	NA	10,286,193
147	Ambank Company, Inc.	Sioux Center	Iowa	1,645	1,440	14.2	995,358
148	Bank First National Corporation	Manitowoc	Wis.	1,563	1,179	32.6	1,103,833
149	United Community Bancorp, Inc.	Chatham	Ill.	1,558	1,184	31.6	1,552,408
150	Westbrand, Inc.	Minot	N.D.	1,534	1,636	-6.2	671,542
151	Arbor Bancorp, Inc.	Ann Arbor	Mich.	1,511	1,410	7.2	1,216,106
152	Centre 1 Bancorp, Inc.	Beloit	Wis.	1,490	NA	NA	761,109
153	Chemung Financial Corporation	Elmira	N.Y.	1,444	1,352	6.8	1,290,059
154	473 Broadway Holding Corporation	Saratoga Springs	N.Y.	1,440	1,413	1.9	756,344
155	BTC Financial Corporation	Des Moines	Iowa	1,423	1,210	17.6	3,557,454
156	Forcht Bancorp, Inc.	Corbin	Ky.	1,412	NA	NA	590,239
157	Cache Valley Banking Company	Logan	Utah	1,399	NA	NA	866,769
158	Summit Financial Group, Inc.	Moorefield	W.Va.	1,367	1,197	14.2	1,572,013
159	First Federal Bancorp, Inc.	Lake City	Fla.	1,350	1,303	3.6	666,772
160	MutualFirst Financial, Inc.	Muncie	Ind.	1,279	1,371	-6.7	1,194,935
161	East West Bancorp, Inc.	Pasadena	Calif.	1,267	1,245	1.8	28,545,535
162	Citizens Holding Company	Philadelphia	Miss.	1,202	NA	NA	393,342
163	International Bancshares Corporation	Laredo	Tex.	1,200	1,640	-26.8	6,202,264
164	First Breckinridge Bancshares, Inc.	Irvington	Ky.	1,196	1,152	3.8	711,675
165	Magnolia Banking Corporation	Magnolia	Ark.	1,186	1,213	-2.2	1,043,034
166	FNB Bancorp	South San Francisco	Calif.	1,139	1,268	-10.2	840,434
167	Citizens Financial Services, Inc.	Mansfield	Pa.	1,097	1,219	-10.0	908,593
168	CBS Banc-Corp.	Russellville	Ala.	1,063	937	13.4	708,286
169	TCF Financial Corporation	Wayzata	Minn.	1,043	1,793	-41.8	19,243,255
170	American Bancorporation, Inc.	Sapulpa	Okla.	1,031	1,018	1.3	419,867
171	Olympic Bancorp, Inc.	Port Orchard	Wash.	1,008	1,188	-15.2	636,427
172	Mackinac Financial Corporation	Manistique	Mich.	995	938	6.1	808,149
173	Bar Harbor Bankshares	Bar Harbor	Maine	987	0	NA	2,428,861
174	WSFS Financial Corporation	Wilmington	Del.	982	451	117.7	4,736,975
175	NSB Mutual Holding Company	Newtown	Conn.	948	NA	NA	1,005,593
176	SVB Financial Group	Santa Clara	Calif.	945	4,533	-79.2	22,329,829
177	First Internet Bancorp	Fishers	Ind.	899	896	0.3	1,913,974
178	Farmers Capital Bank Corporation	Frankfort	Ky.	859	886	-3.0	995,111
179	First Fidelity Bancorp, Inc.	Oklahoma City	Okla.	832	866	-3.9	944,719
180	Middlefield Banc Corp.	Middlefield	Ohio	749	NA	NA	884,471
181	First State Bancshares, Inc.	Farmington	Mo.	728	0	NA	1,751,918
182	ConnectOne Bancorp, Inc.	Englewood Cliffs	N.J.	699	686	1.9	3,981,813
183	Alpine Bancorporation, Inc.	Belvidere	Ill.	684	244	180.3	832,968
184	Central Valley Community Bancorp	Fresno	Calif.	648	596	8.7	778,726
185	Falcon Bancshares Incorporated	Laredo	Tex.	630	654	-3.7	787,887
186	Pacific Premier Bancorp, Inc.	Irvine	Calif.	590	0	NA	5,053,660
187	First Merchants Corporation	Muncie	Ind.	535	0	NA	6,487,962
188	Ocean Bankshares, Inc.	Miami	Fla.	478	2	23,800.0	3,051,056
189	Discount Bancorp, Inc.	New York	N.Y.	453	347	30.5	5,997,093
190	Lakeland Bancorp, Inc.	Oak Ridge	N.J.	428	253	69.2	4,091,394
	Seacoast Banking Corporation of Florida	Stuart	Fla.	428	208	105.8	3,414,438
192	SmartFinancial, Inc.	Knoxville	Tenn.	422	460	-8.3	872,418
193	Mercantile Bank Corporation	Grand Rapids	Mich.	411	409	0.5	2,554,272
194	Vision Bancshares, Inc.	Laredo	Tex.	346	303	14.2	798,569
195	Oconomowoc Bancshares, Inc.	Oconomowoc	Wis.	344	393	-12.5	839,533
196	Bank Iowa Corporation	West Des Moines	Iowa	340	315	7.9	860,413
197	Equity Bancshares, Inc.	Wichita	Kan.	337	0	NA	1,545,044
198	First Dakota Financial Corporation	Yankton	S.D.	327	0	NA	1,278,986
199	CIT Group Inc.	New York	N.Y.	322	430	-25.1	30,010,845
200	First of Long Island Corporation	Glen Head	N.Y.	294	828	-64.5	2,837,304

Note: Top-tier bank holding companies only, based on Y-9C filings with the Fed. Figures for prior periods are not adjusted for mergers and acquisitions.
Rankings include only companies current as of Feb. 23, 2018
© 2017 American Banker
Source: Financial Information Systems LLC (

www.FEDFIS.com

)