Opinion

Changes to CDFI Fund regulations could make it significantly easier to raise the capital required to get a new institution off the ground.

As the refi boom continues, many lenders will need to find the right balance of staffing and technology to meet members’ needs.

There are signs that participation in cardholder loyalty offerings is slipping. Credit unions must reengage members if they hope to retain those accounts.

The industry has a key role to play as policymakers push to expand access to affordable financial services for all Americans.

As self-service banking offerings continue to gain ground, financial firms must evolve their brick-and-mortar facilities in order to better serve consumers.

The regulator must rediscover bipartisanship and collaboration while ensuring new regulations don't overstep the Federal Credit Union Act.

The pandemic and social unrest made 2020 one of the most challenging years in recent memory, but there is much the industry can learn from the past 12 months.

The rule change will allow credit unions to raise more capital to help their members, not line the pockets of investors, as bank lobbyists claim.

The regulator is expected to finalize a rule this week allowing credit unions to issue subordinated debt to outside institutional investors. That's bad public policy, the American Bankers Association writes.

Thanksgiving may have already passed, but there's still plenty of room for gratitude in member communications.

Institutions that cling to outdated lending tools run the risk of being left behind by commercial clients who are barraged with opportunities to borrow faster and more conveniently.

At a time when the industry is focused on serving members and assisting with the economic recovery, executives shouldn't be burdened by a costly new credit loss methodology.

To shore up the share insurance fund, the National Credit Union Administration would be wise to give the industry additional temporary investment options.

A nationwide branch network remains a calling card for the entire industry, while also exemplifying the movement's cooperative spirit.

The competition has leading-edge technology, but consumers may be looking for more than just bells and whistles when choosing where to do their banking.

If the U.S. Postal Service can hold talks with big banks, like JPMorgan Chase, about offering financial services in post offices, then it could easily strike up similar conversations with credit unions.

If the U.S. Postal Service can hold talks with big banks, like JPMorgan Chase, about offering financial services in post offices, then it could easily strike up similar conversations with credit unions.

The credit union regulator can accomplish so much more when board members work in a good-faith, fair-minded manner.

See this crisis not as a nail in your corporate coffin but as an opportunity to move your team and members forward, said OBI Creative CEO Mary Ann O'Brien.

Bankers’ criticism that the expanded designation would bolster the largest credit unions is misguided.