xChange has developled the xChange Platform to make it easier for community banks and investors to easily search for and buy prime residential loans, shop CRA-eligible loans in their assessment areas, and build their balance sheets. As a Community Development Financial Institution (CDFI), certified by the U.S. Department of the Treasury, xChange's goal has always been to promote access to prime capital and local economic growth in developing low- to moderate-income (LMI) communities.