BankThink

AI and machine learning are the future of banking and financial services. Regulators and policymakers need to keep the pace.

The Home Loan banks are failing to serve huge numbers of Americans because of their reliance on outdated credit scoring models.

Synthetic fraud — which combines real and false identifying information — has been a niche variety of identity theft for some time. But recent advancements in artificial intelligence and people's access to it might bring it into the mainstream in a big way.

Banks know what they're looking for. Here are key ways to show them that you can bring it to the table.

California's bid to regulate EWA programs as though they are loans would harm workers, companies and the state's economy.

With LIBOR's long-awaited sunset, the future of interest rate benchmarking must be defined by choice.

Banks are simultaneously looking to shed their obligations under laws like the Community Reinvestment Act and begging the government for more support in the form of higher deposit insurance limits.

The demise of FTX, a prominent crypto exchange, late last year, has left the crypto industry grappling with the consequences and uncertainties left in its wake. As the crypto sector teeters on the edge of more forceful regulation, the aftermath of FTX's explosion has revealed deep fault lines within the industry and increased banks' already healthy level of caution toward the technology, especially after more crypto-aligned banks failed in 2023. The once-unified industry now faces a turbulent next few years. In this episode of BankShot, we delve into the implications of FTX's downfall and its lasting impact on banks, the crypto landscape and the emerging path toward regulatory clarity and stability.

People love the convenience of nonbanks' financial apps. Regulators could make it much safer for them to share their data with third parties.

Wise bank managers make sure that they are training employees for their next roles, and creating a deep bench of versatile talent.