Opinions

The era of banks being customers' sole source of financial services is long gone, and regional banks need to accelerate their adjustment to that fact.

U.S. financial services firms should be paying close attention to the innovative Pix Credit system that is displacing consumer credit cards in Brazil.

If the Supreme Court strikes down CFPB regulations by ruling against the constitutionality of the agency's structure, technological innovation will be harder for banks to achieve as regulatory clarity moves further out of reach.

AI and machine learning are the future of banking and financial services. Regulators and policymakers need to keep the pace.

People love the convenience of nonbanks' financial apps. Regulators could make it much safer for them to share their data with third parties.

The allegation that Binance encouraged the use of location-obscuring technology so that it could illegally serve U.S. clients is a symptom of a broader problem for financial services companies.

Small-business owners need more help from financial services companies when it comes to making major decisions about their companies' future.

Pride month is the perfect time to take a hard look at the discrimination that LGBTQ people face in the financial services industry, particularly when it comes to obtaining credit.

Banks that haven't built a plan to implement the Federal Reserve's new real-time payments system still have time to make up lost ground.

If the U.S. and Canada don't develop a coherent framework for regulating the industry, North America risks broader losses to other growing industries, like fintech and artificial intelligence.