Opinions

Open data could be a game changer for small and medium-sized businesses. We need a regulatory structure that recognizes this.

One year after from President Biden's executive order on Section 1033 of the Dodd-Frank Act, there has been no discernible progress.

A board member of the National Credit Union Administration urges vigilance against threats that many institutions ignore at their peril.

The claim that these arrangements are unregulated is inaccurate, and instead, more oversight would destroy the benefits of banks working with fintechs on consumer products.

Reports of the death of branch banking have been greatly exaggerated.

The additional data that will become available as the economy slows should reveal the true strength of the technology companies some banks are working with and that should inform whether more regulation is required.

The cybersecurity crisis arising from super-fast computing is approaching more quickly than the industry and its regulators may realize.

The agency must take a principles-based approach rather than trying to cover every possible issue in detail.

Just as advances in automobile technology have made driving safer, incorporating AI into decision-making reduces financial risks.

Traditional banks already have the tools they need to win back consumers’ confidence, but they need to be smart about deploying them.