Yerbol Orynbayev

President, TurmaFinTech

Yerbol Orynbayev is president at TurmaFinTech, a fintech startup helping U.S. community banks retain customers through AI and ML tools. Prior to his consultancy career, Orynbayev served as the deputy prime minister of Kazakhstan from 2007 to 2013 and as aide to the president on economic policy from 2013 to 2015. He also worked as the governor of the World Bank on behalf of Kazakhstan and helped steer the nation out of the 2008 financial crisis.

Regulation and compliance

Call off the DOGE — indiscriminate axing of regulators is bad policy

Gutting U.S. bank regulatory agencies risks undermining public faith in the banking system and driving community bank customers into the arms of a few "too big to fail" institutions.

By Yerbol Orynbayev

March 21
Consumer lending

It's time for banks to give small-dollar lending a second look

There is a major opportunity out there, especially for community banks, to displace predatory lenders and earn a healthy return at the same time. It's just a question of making the leap.

By Yerbol Orynbayev

December 6
Bank technology

To compete with fintechs, banks need to radically reimagine themselves

The biggest banks need to get creative about the kinds of products and services they offer, and their efforts to attract a broader customer base.

By Yerbol Orynbayev

February 6