Jill Cetina

Executive Professor of Finance, Texas A&M University

Jill Cetina is an executive professor of finance at Texas A&M University. She is a former associate managing director of U.S. bank ratings at Moody's, and the former vice president of supervision at the Federal Reserve Bank of Dallas.

Risk

Banks' use of credit risk transfer transactions is opaque and risky

CRTs have changed since the financial crisis. But the eventual credit cycle turn is likely to show again that weaker banks' CRT use merely transformed, but did not eliminate, risk.

By Jill Cetina

July 1

TRENDING

Regulation and compliance

Activity-based regulation would mean a more competitive financial system

With the line between banks and fintechs growing ever blurrier, financial services supervisors ought to consider adjusting regulation to fit the kinds of activity an institution is engaged in.

By James J. Hilton

1h ago
Industry News

The end of Chevron deference, CRE concerns: Top banking news for June 2024

In this month's roundup of top banking news: a cease-and-desist issued by the Federal Reserve, high CFO turnover, the end of Chevron deference and more.

By Courtney Hoff Dockerty

5h ago
Commercial banking

Multifamily-addled Texas bank lands $228 million capital infusion

First Foundation will use the large investment to shrink its multifamily loan portfolio, which has weighed down its earnings since interest rates began rising.

By Catherine Leffert

July 2