Bank Holding Companies with the Largest Credit Card Loan Portfolios

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Bank Holding Companies with the Largest Credit Card Loan Portfolios

Bank Holding Companies with Largest Credit Card Loan PortfoliosOn June 30, 2013. Dollars in thousands.
Published January 23, 2014

Rank   Credit card loans Total loans
and leases
June 30 Year earlier Change
1 Citigroup Inc. New York $138,652,000 $142,101,000 -2.4% $668,770,000
2 JPMorgan Chase & Co. New York 113,211,000 113,947,000 -0.6 748,857,000
3 Bank of America Corp. Charlotte, N.C. 100,863,000 107,980,651 -6.6 961,273,000
4 Capital One Financial Corp. McLean, Va. 79,248,263 83,321,406 -4.9 198,084,582
5 General Electric Capital Corp. Norwalk, Conn. 55,058,064 0 NA 269,520,137
6 American Express Co. New York 54,344,000 52,420,000 3.7 107,719,000
7 Discover Financial Services Riverwoods, Ill. 49,581,089 46,648,134 6.3 61,703,200
8 Wells Fargo & Co. San Francisco 24,825,000 22,747,000 9.1 837,633,000
9 U.S. Bancorp Minneapolis 16,654,000 16,910,000 -1.5 230,812,000
10 United States Automobile Association San Antonio 15,683,524 14,790,902 6.0 40,467,436
11 Barclays Delaware Holdings LLC Wilmington 13,946,460 12,596,640 10.7 14,196,946
12 TD Bank US Holding Co. Portland, Maine 6,536,780 1,036,050 530.9 103,705,342
13 First National of Nebraska Inc. Omaha, Neb. 4,175,306 3,787,445 10.2 11,140,984
14 PNC Financial Services Group Inc. Pittsburgh 3,632,961 3,638,926 -0.2 193,712,186
15 Fifth Third Bancorp Cincinnati 2,100,844 1,931,200 8.8 89,179,783
16 BB&T Corp. Winston-Salem, N.C. 1,650,040 1,656,300 -0.4 118,281,931
17 RBS Citizens Financial Group Inc. Providence, R.I. 1,477,465 1,464,721 0.9 85,485,876
18 Popular Inc. Hato Rey, Puerto Rico 1,183,000 1,210,000 -2.2 24,913,000
19 Regions Financial Corp. Birmingham, Ala. 861,067 921,672 -6.6 75,828,910
20 Commerce Bancshares Inc. Kansas City, Mo. 761,185 733,020 3.8 10,379,500
21 HSBC North America Holdings Inc. Buffalo, N.Y. 737,602 845,236 -12.7 98,802,428
22 United National Corp. Sioux Falls, S.D. 705,679 628,982 12.2 1,455,314
23 KeyCorp Cleveland 700,857 0 NA 58,494,967
24 SunTrust Banks Inc. Atlanta 640,882 565,515 13.3 125,712,822
25 BMO Financial Corp. Wilmington, Del. 438,951 442,481 -0.8 54,951,195
26 John Deere Capital Corp. Reno, Nev. 402,973 0 NA 27,960,257
27 BancWest Corp. San Francisco 361,442 368,290 -1.9 54,859,737
28 First BanCorp. San Juan, Puerto Rico 332,800 368,946 -9.8 9,669,682
29 First Niagara Financial Group Inc. Buffalo, N.Y. 303,996 305,219 -0.4 20,661,826
30 UMB Financial Corp. Kansas City, Mo. 298,797 310,376 -3.7 6,345,614
31 M&T Bank Corp. Buffalo, N.Y. 275,924 244,762 12.7 65,971,866
32 First Citizens BancShares Inc. Raleigh, N.C. 234,089 230,524 1.5 13,161,302
33 Santander BanCorp San Juan, Puerto Rico 214,496 203,486 5.4 5,548,394
34 Santander Holdings USA Inc. Boston 199,726 189,498 5.4 50,352,595
35 Synovus Financial Corp. Columbus, Ga. 183,441 191,740 -4.3 19,756,509
36 Simmons First National Corp. Pine Bluff, Ark. 173,536 176,325 -1.6 1,892,085
37 Arvest Bank Group Inc. Bentonville, Ark. 170,064 164,671 3.3 8,089,739
38 Zions Bancorp. Salt Lake City 145,566 136,831 6.4 38,354,050
39 FirstMerit Corp. Akron, Ohio 142,546 142,751 -0.1 14,078,189
40 First Horizon National Corp. Memphis, Tenn. 136,783 134,655 1.6 16,583,868
41 FB Bancorp San Antonio 124,123 126,791 -2.1 568,606
42 Intrust Financial Corp. Wichita, Kan. 113,882 116,211 -2.0 2,215,789
43 First Arkansas Bancshares Inc. Jacksonville 109,838 53,750 104.3 403,104
44 Capitol Bancorp. Inc. Britton, S.D. 94,000 81,276 15.7 514,873
45 BancorpSouth Inc. Tupelo, Miss. 85,354 84,288 1.3 8,799,452
46 Independent Bankers Financial Corp. Irving, Texas 74,461 75,274 -1.1 604,959
47 FirstBank Holding Co. Lakewood, Colo. 70,036 71,446 -2.0 6,785,119
48 OFG Bancorp San Juan, Puerto Rico 68,722 3,853 1,683.6 5,091,644
49 Hancock Holding Co. Gulfport, Miss. 61,307 59,749 2.6 11,701,730
50 First Interstate BancSystem Inc. Billings, Mont. 59,333 58,166 2.0 4,296,130
51 Amalgamated Investments Co. Chicago 53,961 57,636 -6.4 359,313
52 Iberiabank Corp. Lafayette, La. 45,670 46,519 -1.8 9,065,068
53 First Citizens Bancorp. Inc. Columbia, S.C. 44,935 51,804 -13.3 4,359,402
54 Central Banco. Inc. Jefferson City, Mo. 41,213 35,669 15.5 6,249,518
55 Trustmark Corp. Jackson, Miss. 39,057 40,155 -2.7 6,743,354
56 First Command Financial Services Inc. Fort Worth, Texas 36,948 37,971 -2.7 276,598
57 E-Trade Financial Corp. New York 32,204 42,156 -23.6 15,738,807
58 Western Alliance Bancorp. Phoenix 27,645 34,624 -20.2 6,418,909
59 H&R Block Inc. Kansas City, Mo. 27,047 0 NA 613,702
60 First Financial Bancorp. Cincinnati 25,061 25,241 -0.7 4,023,043
61 Union First Market Bankshares Corp. Bowling Green, Va. 21,878 19,717 11.0 3,110,250
62 Mercantil Commercebank Holding Corp. Coral Gables, Fla. 21,866 19,768 10.6 4,669,465
63 Hawaiian Electric Industrials Inc. Honolulu 21,465 22,953 -6.5 3,997,598
64 First Financial Holdings Inc. Charleston, S.C. 18,464 18,494 -0.2 2,457,850
65 Prosperity Bancshares Inc. Houston 18,430 0 NA 6,172,483
66 W.T.B. Financial Corp. Spokane, Wash. 17,909 18,294 -2.1 3,084,324
67 S&T Bancorp Inc. Indiana, Pa. 16,973 17,069 -0.6 3,446,418
68 Northwest Bancshares Inc. Warren, Pa. 16,778 13,697 22.5 5,698,173
69 City National Corp. Los Angeles 15,569 13,145 18.4 16,687,248
70 Hopkins Financial Corp. Mitchell, S.D. 15,220 15,002 1.5 435,963
71 MB Financial Inc. Chicago 14,453 8,642 67.2 5,670,715
72 BankGuam Holding Co. Hagatna 14,198 12,412 14.4 836,538
73 Banner Corp. Walla Walla, Wash. 13,055 12,004 8.8 3,299,143
74 National Americas Holdings LLC New York 12,988 8,082 60.7 6,276,508
75 Watford City Bancshares Inc. N.D. 11,009 9,355 17.7 974,317
76 Trinity Capital Corp. Los Alamos, N.M. 10,944 11,069 -1.1 1,143,400
77 First Security Bancorp Searcy, Ark. 10,830 10,666 1.5 1,716,375
78 United Bankshares Inc. Charleston, W.Va. 10,557 10,764 -1.9 6,575,542
79 Merchants Financial Group Inc. Winona, Minn. 10,413 9,686 7.5 918,452
80 Johnson Financial Group Inc. Racine, Wis. 9,143 8,793 4.0 2,793,237
81 Sunflower Financial Inc. Salina, Kan. 8,930 8,420 6.1 900,045
82 Doral Financial Corp. San Juan, Puerto Rico 8,806 11,462 -23.2 6,705,388
83 Republic Bancorp Inc. Louisville, Ky. 8,657 8,401 3.0 2,666,377
84 First Bancorp Troy, N.C. 8,636 8,310 3.9 2,436,137
85 Hills Bancorp. Iowa 8,539 8,428 1.3 1,768,347
86 Valley National Bancorp Wayne, N.J. 8,166 8,487 -3.8 10,940,183
87 Liberty Financial Services Inc. New Orleans 8,049 7,978 0.9 277,803
88 West Suburban Bancorp Inc. Lombard, Ill. 8,006 8,494 -5.7 1,017,267
89 Utrecht-America Holdings Inc. New York 8,000 7,000 14.3 27,598,218
90 Dickinson Financial Corp. II Kansas City, Mo. 7,743 6,852 13.0 608,865
91 NewBridge Bancorp Greensboro, N.C. 7,624 7,289 4.6 1,205,619
92 Central Bancshares Inc. Lexington, Ky. 7,439 7,529 -1.2 1,588,266
93 S.B.C.P. Bancorp Inc. Cross Plains, Wis. 7,390 7,519 -1.7 504,651
94 Fishback Financial Corp. Brookings, S.D. 7,372 7,312 0.8 1,284,456
95 Pinnacle Bancorp Inc. Central City, Neb. 7,241 7,597 -4.7 4,777,391
96 Univest Corp. of Pennsylvania Souderton 7,113 5,603 26.9 1,503,602
97 Anchor Bancorp Wisconsin Inc. Madison 6,975 7,105 -1.8 1,722,816
98 The Bank of Kentucky Financial Corp. Crestview Hills 6,882 6,327 8.8 1,196,745
99 Farmers & Merchants Investment Inc. Lincoln, Neb. 6,684 6,010 11.2 2,012,728
100 Travelers Rest Bancshares Inc. S.C. 6,644 6,385 4.1 307,234
101 National Bankshares Inc. Blacksburg, Va. 6,575 6,360 3.4 590,011
102 MidSouth Bancorp Inc. Lafayette, La. 5,834 5,188 12.5 1,118,744
103 Discount Bancorp Inc. New York 5,745 5,930 -3.1 4,116,752
104 Fidelity Bancshares N.C. Inc. Fuquay-Varina 5,661 5,353 5.8 830,173
105 Park Bancorp. Inc. Madison, Wis. 5,620 5,579 0.7 579,906
106 German American Bancorp Inc. Jasper, Ind. 5,535 5,149 7.5 1,262,399
107 DCB Financial Corp Lewis Center, Ohio 4,938 5,559 -11.2 345,637
108 Commerce Bank and Trust Holding Co. Topeka, Kan. 4,750 5,204 -8.7 496,859
109 Anchor Bancorp Inc. Lacey, Wash. 4,741 5,177 -8.4 283,490
110 CNB Financial Corp. Clearfield, Pa. 4,718 4,305 9.6 983,036
111 Neighbor Insurance Agency Inc. Marion, Iowa 4,613 4,732 -2.5 425,406
112 Longview Financial Corp. Texas 4,600 4,771 -3.6 1,236,966
113 Mesaba Bancshares Inc. Grand Rapids, Minn. 4,436 4,446 -0.2 517,170
114 Bank Mutual Corp. Milwaukee 4,396 4,412 -0.4 1,450,837
115 Emprise Financial Corp. Wichita, Kan. 4,333 4,336 -0.1 843,847
116 Skagit State Bancorp Inc. Burlington, Wash. 4,243 5,112 -17.0 355,816
117 Bank of Hawaii Corp. Honolulu 3,948 0 NA 5,894,394
118 American Bancor Ltd. Dickinson, N.D. 3,922 3,728 5.2 597,220
119 First Bank Lubbock Bancshares Inc. Texas 3,778 2,991 26.3 479,606
120 National Bank Holdings Corp. Greenwood Village, Colo. 3,705 3,726 -0.6 1,729,575
121 D.L. Evans Bancorp Burley, Idaho 3,670 3,757 -2.3 606,603
122 Southern Utah Bancorp. Cedar City 3,641 3,498 4.1 403,259
123 International Bancshares Corp. Laredo, Texas 3,626 4,699 -22.8 4,911,949
124 Everbank Financial Corp. Jacksonville, Fla. 3,607 3,399 6.1 14,867,778
125 Central Bancorp. Provo, Utah 3,599 3,611 -0.3 374,219
126 Cascade Bancorp Bend, Ore. 3,525 3,322 6.1 929,977
127 Farmers & Merchants Bancorp Inc. Archbold, Ohio 3,498 3,355 4.3 501,232
128 Liberty Shares Inc. Hinesville, Ga. 3,456 3,737 -7.5 386,742
129 Somerset Trust Holding Co. Pa. 3,245 2,940 10.4 458,163
130 Ohio Valley Banc Corp. Gallipolis, Ohio 3,241 2,454 32.1 551,444
131 Baker Boyer Bancorp Walla Walla, Wash. 3,192 0 NA 288,283
132 Wilson Bank Holding Co. Lebanon, Tenn. 3,120 2,959 5.4 1,244,203
133 Liberty Bancshares Iowa Inc. West Des Moines, Iowa 3,119 3,042 2.5 166,129
  Metro Bancorp Inc. Camp Hill, Pa. 3,119 2,670 16.8 1,641,026
135 CNB Corp. Conway, S.C. 3,095 3,172 -2.4 445,565
136 ATBancorp Dubuque, Iowa 3,079 2,734 12.6 942,126
137 Washington Banking Co. Oak Harbor 3,077 3,181 -3.3 1,055,121
138 Tampa Bay Banking Co. Tampa, Fla. 3,055 5,634 -45.8 646,425
139 Penseco Financial Services Corp. Scranton, Pa. 3,031 3,051 -0.7 642,353
140 Community Bancshares Inc. McArthur, Ohio 3,009 2,976 1.1 487,456
141 First Paragould Bankshares Inc. Ark. 2,911 2,854 2.0 555,751
142 People's Utah Bancorp American Fork 2,873 2,703 6.3 643,424
143 Town Financial Corp. Hartford City, Ind. 2,842 2,693 5.5 206,982
144 TCF Financial Corp. Wayzata, Minn. 2,753 2,980 -7.6 15,684,225
145 Croghan Bancshares Inc. Fremont, Ohio 2,696 2,556 5.5 321,603
146 1st Summit Bancorp of Johnstown Inc. Pa. 2,637 2,496 5.6 411,297
147 Solvay Bank Corp. N.Y. 2,577 2,594 -0.7 394,629
148 First Volunteer Corp. Chattanooga, Tenn. 2,567 2,358 8.9 589,129
149 National Bank of Indianapolis Corp. 2,543 2,428 4.7 1,042,851
150 Texas Independent Bancshares Inc. Texas City 2,541 2,406 5.6 366,458
151 F&M Bank Corp. Timberville, Va. 2,529 2,655 -4.7 487,593
152 Heartland BancCorp Gahanna, Ohio 2,528 2,365 6.9 405,264
153 First National Bank Group Inc. Edinburg, Texas 2,527 2,523 0.2 1,867,214
154 Hometown Community Bancorp Inc. Morton, Ill. 2,513 2,475 1.5 1,813,716
155 Whitaker Bank Corp. of Kentucky Lexington 2,475 2,285 8.3 1,083,965
156 Bankmanagers Corp. Milwaukee 2,434 2,318 5.0 587,708
157 CU Bank Shares Inc. Farmers Branch, Texas 2,429 3,565 -31.9 275,975
158 1867 Western Financial Corp. Stockton, Calif. 2,412 2,476 -2.6 1,094,461
159 Farmers and Merchants Bankshares Inc. Stuttgart, Ark. 2,317 2,199 5.4 381,892
160 FMB Bancshares Inc. Lakeland, Ga. 2,311 2,243 3.0 413,382
161 Trust No. 3 Under the Will of Charles Henderson Troy, Ala. 2,271 2,291 -0.9 460,114
162 NEB Corp. Fond du Lac, Wis. 2,206 2,125 3.8 809,094
163 Clayton Bancorp Inc. Knoxville, Tenn. 2,205 1,547 42.5 782,056
  Security Federal Corp. Aiken, S.C. 2,205 2,261 -2.5 385,056
165 One American Corp. Vacherie, La. 2,204 2,191 0.6 442,577
166 Commonwealth Bancshares Inc. Shelbyville, Ky. 2,201 2,302 -4.4 541,825
167 Mid Illinois Bancorp Inc. Peoria 2,183 2,264 -3.6 365,188
168 Four Oaks Fincorp Inc. N.C. 2,139 1,973 8.4 490,584
169 First Bank Corp Fort Smith, Ark. 2,130 2,017 5.6 1,026,715
170 First Guaranty Bancshares Inc. Hammond, La. 2,128 2,232 -4.7 687,264
171 SouthCrest Financial Group Inc. Thomaston, Ga. 2,111 2,084 1.3 251,453
172 Pacific Financial Corp. Aberdeen, Wash. 2,072 1,852 11.9 486,456
173 BankFirst Capital Corp. Macon, Miss. 2,013 1,799 11.9 516,928
  Intermountain Community Bancorp Sandpoint, Idaho 2,013 2,092 -3.8 532,121
175 Arthur Financial Corp. Union, S.C. 2,012 2,130 -5.5 354,290
176 North American Bancshares Inc. Sherman, Texas 1,952 1,961 -0.5 1,237,811
177 Southside Bancshares Inc. Tyler, Texas 1,912 1,870 2.2 1,294,153
178 Amarillo National Bancorp Inc. Texas 1,908 0 NA 2,605,026
179 Hanmi Financial Corp. Los Angeles 1,838 2,087 -11.9 2,190,637
180 Signature Bancorp Inc. Toledo, Ohio 1,826 1,525 19.7 490,606
181 Ironhorse Financial Group Inc. Muskogee, Okla. 1,799 1,500 19.9 677,012
182 Alliance Bancshares Inc. Sulphur Springs, Texas 1,762 1,661 6.1 282,241
183 Home State Bancorp Loveland, Colo. 1,752 1,553 12.8 411,111
184 Eastwood Financial Corp. Rochester, Minn. 1,748 1,783 -2.0 369,819
  First Community Bancshares Inc. Batesville, Ark. 1,748 2,281 -23.4 590,917
186 Uwharrie Capital Corp Albemarle, N.C. 1,745 3,065 -43.1 322,469
187 473 Broadway Holding Corp. Saratoga Springs, N.Y. 1,735 1,741 -0.3 539,441
188 First NBC Bank Holding Co. New Orleans 1,732 1,692 2.4 2,107,783
189 The Bank of Southside Virginia Corp. Carson 1,714 1,723 -0.5 251,695
190 Southwest Missouri Bancorp. Inc. Carthage 1,700 1,529 11.2 364,322
191 Chemung Financial Corp. Elmira, N.Y. 1,680 1,780 -5.6 936,232
192 Platte Valley Financial Service Cos. Inc. Scottsbluff, Neb. 1,674 1,677 -0.2 575,738
193 SNBNY Holdings Ltd. New York 1,658 1,467 13.0 2,061,380
194 GNB Bancorp. Grundy Center, Iowa 1,626 0 NA 279,012
195 First National Security Co. DeQueen, Ark. 1,616 1,652 -2.2 586,962
196 Old Line Bancshares Inc. Bowie, Md. 1,595 1,580 0.9 796,189
197 BNC Bancorp Thomasville, N.C. 1,581 1,718 -8.0 2,090,532
198 Westbrand Inc. Minot, N.D. 1,577 1,499 5.2 399,069
199 QCR Holdings Inc. Moline, Ill. 1,547 11,918 -87.0 1,530,726
200 Hawthorn Bancshares Inc. Lee's Summit, Mo. 1,535 1,380 11.2 838,990


Note: Top-tier bank holding companies only, based on Y-9C filings with the Fed. Figures for prior periods are not adjusted for mergers and acquisitions. Rankings include only companies current as of June 30, 2013.
Source:

Financial Information Systems LLC

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