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Standard Treasury
Why we chose it: Banks sometimes struggle to offer modern digital products to customers, hampered by the difficulty of creating new offerings with old systems. Standard Treasury could help speed time to market.
Currency Cloud
Why we chose it: End-users and regulators want financial institutions to reduce the friction in international money transfers. This technology could help.
BioCatch
Why we chose it: Fraud detection is a huge challenge for banks. BioCatch may be able to help them identify account takeover in the early stages and reduce false positives.
Linqto
Why we chose it: Many in the industry believe videoconferencing will help banks solve the technical and support issues that arise for mobile banking users, a la Amazon's Mayday button.
Econiq
Why we chose it: Few institutions make the best use of in-person interactions. The big idea behind Econiq is to make sure that when conversations occur, they are effective.
TrueAccord
Why we chose it: Debt collection is in dire need of an overhaul. TrueAccord is trying to offer an enlightened approach.
FormFree
Why we chose it: The technology is timely as Fannie Mae, Freddie Mac and the FHA prod lenders to minimize defects in the loans they deliver.
Verify Valid
Why we chose it: The check is here to stay at least for now, and Verify Valid is a common sense approach to taking some of the pain and risk out of check issuance.
Kasisto
Why we chose it: Voice activation makes tremendous sense for banking applications, especially to accommodate customers who are driving or walking.
Rippleshot
Why we chose it: This newer technology for stopping data breaches and preventing stolen card information from being used at merchants is very timely, given the many recent large retailer breaches.
How We Came Up with This List
Who are we? A panel of judges that included American Banker's Penny Crosman, Mary Wisniewski and Marc Hochstein; BAI's Shree Rajadurai and Andrew Scoggan; and consultant Jeanne Capachin.
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