Employees throughout the company can use generative AI to query data from sales calls, email, invoices and a host of other information sources. 

After two successful international expansions, Junqueira aims to bring Nubank's products to U.S. consumers even as the neobank faces strong competition from U.S.-based banks and fintechs.

While banks welcome the "whole-of-government" approach that led the effort, private sector takedowns remain difficult without federal warrants.

The Toronto-based loan fintech received an IFE license from Puerto Rico to launch Propel Bank.