BankThink

In a shifting regulatory environment, CCOs must move from a posture of constraint toward one of enablement, becoming entrepreneurial strategic leaders.

By Karin Lockovitch and Allen Meyer

August 21

6 Min Read

BankThink Withholding CDFI funds harms the nation's most vulnerable communities

The Trump administration's refusal to release funds appropriated by Congress for community development financial institutions is actively damaging programs that serve low-income Americans.

August 20

Dara Duguay
BankThink New anti-deepfake rules ignore a key risk AI creates for banks

Bankers in the U.S. can learn a few things from watching the rollout of the European Union's new AI Act. Specifically, they should notice the gaping hole where rules about identity verification ought to be.

August 19

Julia Jakimenko
BankThink Not every company that wants a bank charter ought to get one

The industrial bank charter is attracting increased interest because of the combination of innovation and safety it offers. However, charters should only go to companies that can meet a rigorous set of requirements.

August 18

Frank Pignanelli
BankThink Some problems are more easily solved when banks work together

Bankers, particularly at the midsize and regional level, should be on the lookout for more opportunities to develop networked solutions to common problems, such as know-your-customer operations and fraud detection.

August 17

Eugene Ludwig

Ludwig Advisors

Multimedia

BMO Financial names Brent Reston chief digital officer

Brent Reston will serve as BMO Financial Group's inaugural chief digital officer; LCNB Corp. appoints Susan Zaunbrecher to its board; HSBC and Standard Chartered complete a bank-to-bank tokenized deposit transaction on Swift's blockchain-based ledger; and more in this week's banking news roundup

By Traci Parks

August 21

1 Min Read

BNY elects McKinsey partner Malhotra to join board

Vikram "Vik" Malhotra joins the Bank of New York Mellon's board of directors from McKinsey, Bank of America will acquire up to a 49.9% joint-venture stake in Jio Credit Limited, JPMorganChase terminates its banking relationship with Polymarket over regulatory concerns, and more in this week's banking news roundup.

By Traci Parks

August 14

1 Min Read

Podcast

AI, Trust, and the Future of Banking

64% of Americans fear job loss due to AI, just as financial institutions are increasing their spend. Click HERE to learn how to deliver business value with AI while building trust with customers and employees.

CFPB still waiting on permanent director

The CFPB is still without a permanent director, KeyBank has completed its acquisition of Clearwater UK, Flagstar's private bank has launched an insurance agency and a suite of discretionary managed investment portfolios, and more in this week's banking news roundup.

By Traci Parks

August 7

1 Min Read

BankThink is American Banker's platform for informed opinion about the ideas, trends and events reshaping financial services. View our detailed submission criteria and instructions.